Pure Companies vs. Arbella Insurance

Which insurance provider is right for you? Compare savings, ratings, and quotes from Pure Companies and Arbella.

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Pure Companies vs. Arbella: What You Need to Know

PURE insurance focuses on high net-worth individuals to create specialized insurance solutions. Policies are broad and flexible and tailored to individual needs. CEO Ross Buchmueller has a career that spans more than 30 years of focus on specialized property and casualty needs of high net-worth individuals and families. He was at Chubb Group for more than a decade and founded AIG’s Private Client Group, serving as its president for more than six years. In 2006, he and colleagues Martin Hartley and Jeffrey Paraschac set out to create an insurance company with a reduced conflict between shareholders and policyholders while providing exceptional coverage, service, and savings. The holding company for the PURE Group of Insurance Companies is called Privilege Underwriters. PURE stands for Privilege Underwriters Reciprocal Exchange. Pure insurance recapitalized equity investments from funds managed by Stone Point Capital, KKR and the management team in 2015. Tokio Marine Holdings Inc. bought Privilege Underwriters Inc and PURE Group for $3.1 billion in October 2019. The acquisition closed the first quarter of 2020. The company is expended to expand and diversify its international business. PURE has a 96% member retention rate and an industry-leading Net Promoter Score. The company has been growing rapidly and has a premium volume in excess of $400 million.

Founded in 1988 in Quincy, Massachusetts, Arbella took over Kemper Group’s Massachusetts auto insurance business, which was then-troubled. Arbella’s founders worked to strengthen their partnership with independent agents. Arbella is a mutual company owned by its policyholders and prides itself on excellent customer service. In 2004, Arbella formed the Arbella Insurance Foundation to support not-for-profit organizations that have a positive impact on the communities Arbella serves, donating more than $13 million to 960 different charities. Arbella also founded the Arbella Insurance Group Charitable Foundation in 2004. Arbella has consistently ranked as one of the best places to work in New England. Arbella Insurance Group has more than $600M in revenue with approximately $1B in assets.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Pure Companies Grp Overview and Arbella Insurance Group Overview.

Pure Companies Grp vs. Arbella Insurance Group: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Pure Companies Grp and Arbella Insurance Group. On average, Pure Companies Grp charges approximately $188.96 per month while Arbella Insurance Group comes in at around $176.58 per month. For Pure Companies Grp, the cheapest state average is Massachusetts at $189.09 per month and the most expensive is Massachusetts at $189.09 per month. For Arbella Insurance Group, the cheapest state average is Massachusetts at $176.63 per month and the most expensive is Massachusetts at $176.63 per month.

Pure Companies Grp

Average Rate

$188.96
Arbella Insurance Group

Average Rate

$176.58
National

Average Rate

$120.03
State Pure Companies Grp Arbella Insurance Group
Massachusetts $189.09 $176.63

Pure Companies Grp vs. Arbella Insurance Group: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pure Companies Grp and Arbella Insurance Group typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Pure Companies Grp Arbella Insurance Group
1 Vehicle $181.47 $164.40
2 Vehicles $234.98 $250.28

Pure Companies Grp vs. Arbella Insurance Group: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Pure Companies Grp charges $169.15 per month and Arbella Insurance Group charges $162.45 per month for customers who own their home.

Own/Rent Pure Companies Grp Arbella Insurance Group
Own $169.15 $162.45
Rent $194.76 $180.75

What is Pure Companies and Arbella Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Pure Companies and Arbella ranked among the industry ratings.

ComparisonPure CompaniesArbella
Year Founded20061988
A.M. Best RatingAA-
BBB RatingA+
Financial StrengthExcellentExcellent
JD Power RankingBelow Average
NAIC Complaint Ratio0.11

Pure Companies or Arbella: Insurance Products Offered

What coverage is available through Pure Companies and Arbella? Both insurance companies offer Auto, Commercial, and Home insurance. Additional products from Arbella insurance also includes Motorcycle, Renters, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pure Companies Grp and Arbella Insurance Group Insurance page.

InsurancePure CompaniesArbella
Auto Insurance
Commercial Insurance
Condo Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Pure Companies or Arbella: Ways To Save

Pure Companies offers a wide range of discounts to its policyholders, including Central Burglar/Fire Alarm, Clean Loss History, and Gated Community discounts. In contrast, Arbella also offers a few discounts that Pure Companies doesn’t, including Student Away at College, Residence Safety Package, and Rental Property Account Credit discounts. Start taking advantage of discounts offered by insurance providers like Arbella and Pure Companies insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Pure CompaniesArbella
5% Discount on Homeowners with Flood PolicyAccount Credit Discount
Central Burglar/Fire Alarm DiscountAdvanced Driver Training Discount
Clean Loss History DiscountAnnual Mileage Discount
Gated Community DiscountAnti-theft Devices Discount
Impact-resistant Windows and Roofing DiscountAuto Loyalty Discount
Jewelry Appraisal DiscountAuto Rewards Discount
More Cars Than Drivers DiscountDeployment/Active Military Duty Discount
Multiple Policy DiscountsDriver Simulator Training Discount
Seasonal Use DiscountEnergy-Saving Hybrids or Electrics Discount
Storage DiscountExperienced Motorcycle Operator Discount
Good Student Discount
MAHA Workshops Savings Discount
Mass Save Discount
Motorcycle Training Discount
Multi-car Family Discount
Multi-car Individual/Spouse Discount
Multi-vehicle Discount
New Business Discount
New Home Credit
Premium in Full Discount
Protective Devices Discount
Renew and Save Discount
Rental Property Account Credit
Residence Safety Package
Student Away at College Discount

Pros & Cons of Pure Companies & Arbella

Pros

Pure Companies
  • PURE is the top choice for affluent and high net-worth individuals and families.
  • Boasts financial strength.
  • Offers concierge services that make everything easy to do.
Arbella
  • Arbella has an excellent record of very few complaints from consumers.

Cons

Pure Companies
  • PURE only covers New York, New Jersey, Connecticut, Rhode Island, Texas, South Carolina, Maryland, Washington D.C., Georgia, Alabama, Mississippi, North Carolina, Massachusetts, South Dakota, Arizona, and Oklahoma.
Arbella
  • Arbella only offers insurance to Massachusetts and Connecticut residents.

Pure Companies or Arbella Mobile Apps Options

Wheel Focused™ on iTunes and Google Play is available to download, regardless of what carrier you may have. The app is designed to improve driving behaviors through real-time feedback.

Pure Companies Mobile App
Pure Companies does not currently have a mobile app.
Arbella Mobile App
Pure Companies does not currently have a mobile app.

Pure Companies & Arbella Contact Info

Pure Companies Contact Info
AddressPO Box 480, Elmsford, NY 10523
Phone1 (888) 813-7873
Websitehttps://www.pureinsurance.com/
Facebookhttps://www.facebook.com/PUREinsuranceUS/
Youtubehttps://www.youtube.com/user/puremktg/
Twitterhttps://twitter.com/PUREinsurance
Linkedinhttps://www.linkedin.com/company/pure-group-of-insurance-companies/
Arbella Contact Info
Address1100 Crown Colony Drive, P.O. Box 699103, Quincy, MA 02269-9103
Phone1-800-ARBELLA
Websitehttps://www.arbella.com/
Facebookhttps://www.facebook.com/arbellainsurance/
Youtubehttps://www.youtube.com/user/ArbellaInsurance
Twitterhttps://twitter.com/ArbellaIns
Linkedinhttps://www.linkedin.com/company/arbella-insurance-group/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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