Which insurance provider is right for you? Compare price, insights, and quotes from Pure Companies and Utica National.
PURE insurance focuses on high net-worth individuals to create specialized insurance solutions. Policies are broad and flexible and tailored to individual needs. CEO Ross Buchmueller has a career that spans more than 30 years of focus on specialized property and casualty needs of high net-worth individuals and families. He was at Chubb Group for more than a decade and founded AIG’s Private Client Group, serving as its president for more than six years. In 2006, he and colleagues Martin Hartley and Jeffrey Paraschac set out to create an insurance company with a reduced conflict between shareholders and policyholders while providing exceptional coverage, service, and savings. The holding company for the PURE Group of Insurance Companies is called Privilege Underwriters. PURE stands for Privilege Underwriters Reciprocal Exchange. Pure insurance recapitalized equity investments from funds managed by Stone Point Capital, KKR and the management team in 2015. Tokio Marine Holdings Inc. bought Privilege Underwriters Inc and PURE Group for $3.1 billion in October 2019. The acquisition closed the first quarter of 2020. The company is expended to expand and diversify its international business. PURE has a 96% member retention rate and an industry-leading Net Promoter Score. The company has been growing rapidly and has a premium volume in excess of $400 million.
Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations.Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas and Georgia.
Below is a list of the average rates that drivers typically pay with Pure Companies Grp and Utica National Ins Group. On average, Pure Companies Grp charges approximately $186.30 per month while Utica National Ins Group comes in at around $98.71 per month. For Pure Companies Grp, the cheapest state average is Massachusetts at $186.40 per month and the most expensive is Massachusetts at $186.40 per month. For Utica National Ins Group, the cheapest state average is North Carolina at $90.21 per month and the most expensive is Connecticut at $175.01 per month.
|State||Pure Companies Grp||Utica National Ins Group|
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Pure Companies Grp and Utica National Ins Group typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Pure Companies Grp||Utica National Ins Group|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Pure Companies Grp charges $170.13 per month and Utica National Ins Group charges $103.86 per month for customers who own their home.
|Own/Rent||Pure Companies Grp||Utica National Ins Group|
Which car insurance company is better? We've made it easy to compare companies side by side. See how Pure Companies and Utica National ranked among the industry ratings.
|Comparison||Pure Companies||Utica National|
|A.M Best Rating||A||A-|
What coverage is available through Pure Companies and Utica National? Both insurance companies offer Auto, Commercial, Home, and RV Insurance. Additional products from Utica National insurance also includes Condo, Motorcycle, Renters, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pure Companies Grp and Utica National Ins Group Insurance page.
|Insurance||Pure Companies||Utica National|
Pure Companies offers a wide range of discounts to its policyholders, including Central Burglar/Fire Alarm, Clean Loss History, and Gated Community discounts. Utica National also offers a few discounts that Pure Companies doesn’t including Pay in Full, Multi-Vehicle, and Good Student discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Pure Companies insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Pure Companies||Utica National|
|5% Discount on Homeowners with Flood Policy||Airbags & motorized seat belts|
|Central Burglar/Fire Alarm Discount||Annual Mileage Discount|
|Clean Loss History Discount||Anti-lock brakes|
|Gated Community Discount||Anti-Theft Device|
|Impact-resistant Windows and Roofing Discount||Away at School Discount|
|Jewelry Appraisal Discount||Bundled Discount|
|More Cars Than Drivers Discount||Company Car Discount|
|Multiple Policy Discounts||Electronic Funds Transfer|
|Seasonal Use Discount||Electronic stability control|
|Storage Discount||Go Green Vehicle Discount|
|Good Student Discount|
|Pay in Full Discount|
Neither company currently has a mobile app.
|Pure Companies Contact Info|
|Address||PO Box 480, Elmsford, NY 10523|
|Phone||1 (888) 813-7873|
|Utica National Contact Info|
|Address||180 Genesee St, New Hartford, NY 13413|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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