Pure Companies vs. Utica National Insurance

Which insurance provider is right for you? Compare price, insights, and quotes from Pure Companies and Utica National.

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Pure Companies vs. Utica National: What You Need to Know

PURE insurance focuses on high net-worth individuals to create specialized insurance solutions. Policies are broad and flexible and tailored to individual needs. CEO Ross Buchmueller has a career that spans more than 30 years of focus on specialized property and casualty needs of high net-worth individuals and families. He was at Chubb Group for more than a decade and founded AIG’s Private Client Group, serving as its president for more than six years. In 2006, he and colleagues Martin Hartley and Jeffrey Paraschac set out to create an insurance company with a reduced conflict between shareholders and policyholders while providing exceptional coverage, service, and savings. The holding company for the PURE Group of Insurance Companies is called Privilege Underwriters. PURE stands for Privilege Underwriters Reciprocal Exchange. Pure insurance recapitalized equity investments from funds managed by Stone Point Capital, KKR and the management team in 2015. Tokio Marine Holdings Inc. bought Privilege Underwriters Inc and PURE Group for $3.1 billion in October 2019. The acquisition closed the first quarter of 2020. The company is expended to expand and diversify its international business. PURE has a 96% member retention rate and an industry-leading Net Promoter Score. The company has been growing rapidly and has a premium volume in excess of $400 million.

Utica Mutual Compensation Company was founded in 1914 as a workers compensation insurance carrier. The company quickly expanded its business by offering more coverage options and quickly becoming one of the New York State’s most successful and respectful mutual insurance organizations.Utica adopted the independent agent system in 1928 in order to sell auto insurance in areas not easily accessed by the office located in New York. Even during the Great Depression and World War II, the company kept growing and expanding. By the end of 1940’s, Utica’s assets had more than doubled. Today, Utica National Insurance Group is an award-winning, nationally recognized organization which provides a variety of personal and commercial insurance products, through more than 2,200 independent agents across the country. The company has seven regional offices located in Virginia, Ohio, two in New York, Massachusetts, Texas and Georgia.

Below is a list of average rates, rankings, products and discounts for the two companies. For full company overviews, you can visit Pure Companies Grp Overview and Utica National Ins Group Overview.

Pure Companies Grp vs. Utica National Ins Group: How much are the Average Rates?

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Pure Companies Grp vs. Utica National Ins Group: Rates by Number of Vehicle

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Pure Companies Grp vs. Utica National Ins Group: Rates by Homeownership

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What is Pure Companies and Utica National Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Pure Companies and Utica National ranked among the industry ratings.

Comparison Pure Companies Utica National
Year Founded 2006 1914
A.M Best Rating A A-
BBB A+
Financial Strength Excellent Excellent

Pure Companies or Utica National: Insurance Products Offered

What coverage is available through Pure Companies and Utica National? Both insurance companies offer Auto, Commercial, Home, and RV Insurance. Additional products from Utica National insurance also includes Condo, Motorcycle, Renters, and Umbrella Insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Pure Companies Grp and Utica National Ins Group Insurance page.

Insurance Pure Companies Utica National
Commercial Insurance
Condo Insurance
Home Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
Umbrella Insurance

Pure Companies or Utica National: Ways To Save

Pure Companies offers a wide range of discounts to its policyholders, including Central Burglar/Fire Alarm, Clean Loss History, and Gated Community discounts. Utica National also offers a few discounts that Pure Companies doesn’t including Pay in Full, Multi-Vehicle, and Good Student discounts. Start taking advantage of discounts offered by insurance providers like Utica National and Pure Companies insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

Pure CompaniesUtica National
5% Discount on Homeowners with Flood PolicyAirbags & motorized seat belts
Central Burglar/Fire Alarm DiscountAnnual Mileage Discount
Clean Loss History DiscountAnti-lock brakes
Gated Community DiscountAnti-Theft Device
Impact-resistant Windows and Roofing DiscountAway at School Discount
Jewelry Appraisal DiscountBundled Discount
More Cars Than Drivers DiscountCompany Car Discount
Multiple Policy DiscountsElectronic Funds Transfer
Seasonal Use DiscountElectronic stability control
Storage DiscountGo Green Vehicle Discount
Good Student Discount
Multi-Vehicle Discount
Pay in Full Discount

Pros & Cons of Pure Companies & Utica National

Pros

Pure Companies
  • PURE is the top choice for affluent and high net-worth individuals and families.
  • Boasts financial strength.
  • Offers concierge services that make everything easy to do.
Utica National
  • Utica National Insurance is a financially stable company.
  • The company is one of the largest insurance companies in the United States.
  • It’s easy to report a claim - the company has a 24/7/365 service available and you can start the claim process through phone, online, fax or mail.

Cons

Pure Companies
  • PURE only covers New York, New Jersey, Connecticut, Rhode Island, Texas, South Carolina, Maryland, Washington D.C., Georgia, Alabama, Mississippi, North Carolina, Massachusetts, South Dakota, Arizona, and Oklahoma.
Utica National
  • The company is not considered low-priced by those who have tickets or accidents on their record.
  • Utica National doesn’t offer an online quote. Visit

Pure Companies or Utica National Mobile Apps Options

Neither company currently has a mobile app.

Pure Companies & Utica National Contact Info

Pure Companies Contact Info
Address PO Box 480, Elmsford, NY 10523
Phone 1 (888) 813-7873
Website https://www.pureinsurance.com/
Facebook https://www.facebook.com/PUREinsuranceUS/
Youtube https://www.youtube.com/user/puremktg/
Twitter https://twitter.com/PUREinsurance
Linkedin https://www.linkedin.com/company/pure-group-of-insurance-companies/
Utica National Contact Info
Address 180 Genesee St, New Hartford, NY 13413
Phone 1-800-589-8422
Website https://www.uticanational.com/
Facebook https://www.facebook.com/uticanational/
Linkedin https://www.linkedin.com/company/uticanational/
Twitter https://twitter.com/uticanational

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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