Which insurance company is right for you? Compare pros & cons, savings, and quotes from Travelers and Esurance.
For more than 160 years Travelers Insurance has been protecting homes, cars, valuables, and businesses. Today they have the reputation of being one of the best property and casualty companies in the industry and are the only one in the Dow Jones Industrial Average. The company has 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom, Ireland, and Brazil. In 1864, a stonecutter, James G. Batterson, and several other townsman in Hartford Connecticut began organizing a company to introduce accident insurance to the U.S. James E. Bolter, a local banker, asked Batterson how much he’d charge to insure his four-block home. Batterson said it would cost “two cents.” Today, the two-cent “premium” is Traveler’s treasured souvenir. The following year, Travelers began selling life insurance and in 1897 they issued their first automobile insurance policy. In 1889, they offered liability insurance to employers (workers compensation). By 1901 Travelers Insurance offered health and liability insurance. In 1903, they opened an insurance school and the following year organized a corps of safety engineers. In 1919, Travelers offered aircraft liability insurance with a full aviation program. During World War II, Travelers underwrote the Manhattan Project, the building of the first atomic bomb. In 1956, they established a weather research center and two years later offered life insurance to women at lower rates than men.
Founded in 1999 and purchased by Allstate in 2011, Esurance has the spirit of a startup but the backing of Allstate as a multiline insurance company with an A+ financial rating. Using state-of-the-art technology, Esurance offers online and mobile services that enable a more efficient payment and claims process. Esurance sells the vehicle and property insurance around the county, and they are still growing. In 1999, Jean-Bernard Duler, Jeffrey L. Goodman, Huyen Bui, David Griffin, and Charles Wallace founded Esurance as one of the first insurance companies to sell policies directly to consumers online, without the need for in-person meetings or telephone calls.
Below is a list of the average rates that drivers typically pay with Travelers and Esurance. On average, Travelers charges approximately $180.67 per month while Esurance comes in at around $253.51 per month. For Travelers, the cheapest state average is Idaho at $86.87 per month and the most expensive is Michigan at $252.55 per month. For Esurance, the cheapest state average is Utah at $124.35 per month and the most expensive is New York at $505.14 per month.
Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Travelers and Esurance typically charge for drivers who have more than 1 vehicle.
|Number of Vehicles||Travelers||Esurance|
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Travelers charges $162.33 per month and Esurance charges $220.02 per month for customers who own their home.
Which car insurance company is better? We've made it easy to compare companies side by side. See how Travelers and Esurance ranked among the industry ratings.
|A.M. Best Rating||A+|
|Financial Strength||Excellent||Above Average|
|JD Power Ranking||About Average|
|NAIC Complaint Ratio||1.14|
What coverage is available through Travelers and Esurance? Both insurance companies offer Auto, Commercial, Condo, Health, Home, Renters, RV, and Umbrella insurance. Additional products from Esurance insurance also includes Life, Motorcycle, and Pet insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Travelers and Esurance Insurance page.
Travelers offer a wide range of discounts to its policyholders, including Continuous Insurance, Driver Training, and Early Quote discounts. However, Esurance also offers a few discounts that Travelers doesn’t, including Switch & Save®, Safety Device, and Renters Plus® discounts. Start taking advantage of discounts offered by insurance providers like Esurance and Travelers insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.
|Affinity Program Discounts||Anti-lock Brakes Discount|
|Continuous Insurance Discount||Anti-theft Discount|
|Driver Training Discount||Claim-free Discount|
|Early Quote Discount||Defensive Driver Discount|
|EFT, Paid in Full and Good Payer Discount||Emergency Road Assistance Discount|
|Good Student Discount||Fast 5 Discount®|
|Home Ownership Discount||Good Driver Discount|
|Hybrid/Electric Vehicle Discount||Good Student Discount|
|IntelliDrive Program Safe Driving Discount||Homeowners Discount|
|Multi-policy Discount||Multi-car Discount|
|MultiCar Discount||Multi-policy Discount|
|New Car Discount||Online Shopper® Discount|
|Safe Driver Discount||Paid-in-full Discount|
|Student Away at School Discount||Renters Plus® Discount|
|Safety Device Discount|
|Switch & Save® Discount|
The Travelers Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.
The Esurance mobile app is available for iOS and Android.
|Travelers Mobile App|
|iOS||2.7||15K user reviews|
|Android||3.3||16K user reviews|
|Esurance Mobile App|
|iOS||4.8||1,194 user reviews|
|Android||4.7||8,655 user reviews|
|Travelers Contact Info|
|Address||485 Lexington Ave New York, NY 10017|
|Esurance Contact Info|
|Address||650 Davis Street, San Francisco, CA 94111|
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
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