Travelers vs. SafeAuto Insurance

Which insurance provider is right for you? Compare savings, cost, and quotes from Travelers and SafeAuto.

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Travelers vs. SafeAuto: What You Need to Know

For more than 160 years Travelers Insurance has been protecting homes, cars, valuables, and businesses. Today they have the reputation of being one of the best property and casualty companies in the industry and are the only one in the Dow Jones Industrial Average. The company has 30,000 employees and 13,500 independent agents and brokers in the United States, Canada, the United Kingdom, Ireland, and Brazil. In 1864, a stonecutter, James G. Batterson, and several other townsman in Hartford Connecticut began organizing a company to introduce accident insurance to the U.S. James E. Bolter, a local banker, asked Batterson how much he’d charge to insure his four-block home. Batterson said it would cost “two cents.” Today, the two-cent “premium” is Traveler’s treasured souvenir. The following year, Travelers began selling life insurance and in 1897 they issued their first automobile insurance policy. In 1889, they offered liability insurance to employers (workers compensation). By 1901 Travelers Insurance offered health and liability insurance. In 1903, they opened an insurance school and the following year organized a corps of safety engineers. In 1919, Travelers offered aircraft liability insurance with a full aviation program. During World War II, Travelers underwrote the Manhattan Project, the building of the first atomic bomb. In 1956, they established a weather research center and two years later offered life insurance to women at lower rates than men.

SafeAuto is an independently owned property and casualty car insurance carrier based in Columbus, Ohio. Since 1993, SafeAuto has been specializing in providing affordable, state-minimum auto insurance and full comprehensive and collision policies. SafeAuto provides a Certificate of Financial Responsibility (CFR) in the form of an SR22, SR22A or FR44 for customers who need to provide a CFR to a court or state government agency. The company also offers motorcycle, renters, homeowners, business, health, supplemental, dental, accident, life, mechanical repair insurance and more (see full list below). SafeAuto is a leader in direct-to-consumer, minimum-limit coverage across 17 states: Arizona, California, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Mississippi, Missouri, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. The company has service call centers that are open at all hours, every day, including holidays. Customers can also access their insurance information easily using the SafeAuto Insurance Mobile App.

Below is a list of average rates, rankings, products, and discounts for the two companies. For full company overviews, you can visit Travelers Overview and Safe Auto Overview.

Travelers vs. Safe Auto: How much are the Average Rates?

Below is a list of the average rates that drivers typically pay with Travelers and Safe Auto. On average, Travelers charges approximately $159.49 per month while Safe Auto comes in at around $321.34 per month. For Travelers, the cheapest state average is Illinois at $99.78 per month and the most expensive is Connecticut at $253.27 per month. For Safe Auto, the cheapest state average is Arizona at $234.73 per month and the most expensive is Texas at $370.84 per month.

Travelers

Average Rate

$159.49
Safe Auto

Average Rate

$321.34
National

Average Rate

$133.56
State Travelers Safe Auto
Arizona $146.41 $234.73
Connecticut $253.27 -
Illinois $99.78 $270.60
Michigan $159.62 -
Nevada $208.88 -
New York $151.43 -
Pennsylvania $156.29 $364.44
Tennessee $133.08 $329.04
Texas- $370.84
Washington $181.48 -

Travelers vs. Safe Auto: Rates by Number of Vehicle

Home

Drivers will typically get a discount if they insure multiple vehicles. Here is a list of average rates that Travelers and Safe Auto typically charge for drivers who have more than 1 vehicle.

Number of Vehicles Travelers Safe Auto
1 Vehicle $154.78 $275.17
2 Vehicles $225.10 $402.33

Travelers vs. Safe Auto: Rates by Homeownership

Home

Drivers who own their home rather than rent can sometimes get a small discount. We found that on average Travelers charges $156.27 per month and Safe Auto charges $330.73 per month for customers who own their home.

Own/Rent Travelers Safe Auto
Own $156.27 $330.73
Rent $160.29 $311.95

What is Travelers and SafeAuto Insurance Rating?

Which car insurance company is better? We've made it easy to compare companies side by side. See how Travelers and SafeAuto ranked among the industry ratings.

ComparisonTravelersSafeAuto
Year Founded18641993
Market Share1.8%1.8%
A.M. Best RatingA-
BBB RatingA+A+
Financial StrengthExcellent
JD Power RankingAbout Average
Moody’s RatingAa2
NAIC Complaint Index01.74
S&P RatingAA

Travelers or SafeAuto: Insurance Products Offered

What coverage is available through Travelers and Safeauto? Both insurance companies offer Auto, Commercial, Health, Home, and Renters insurance. Additional products from Travelers insurance also includes Condo, RV, and Umbrella insurance. Considering these two top insurance providers? Check out the list below. To view a full list of products that are available, visit Travelers and Safe Auto Insurance page.

InsuranceTravelersSafeAuto
Auto Insurance
Commercial Insurance
Condo Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Renters Insurance
RV Insurance
SR22/FR44
Umbrella Insurance

Travelers or SafeAuto: Ways To Save

SafeAuto offers a wide range of discounts to its policyholders, including Good Student, Homeowner, and Multi-vehicle discounts. However, Travelers also offers a few discounts that Safeauto doesn’t, including Student Away at School, Safe Driver, and New Car discounts. Start taking advantage of discounts offered by insurance providers like Safeauto and Travelers insurance and save yourself some money. You can review the full list of discounts that these two companies offer below.

TravelersSafeAuto
Affinity Program DiscountsDriver Improvement Course Discounts
Continuous Insurance DiscountGood Student Discount
Driver Training DiscountHomeowner Discount
Early Quote DiscountMulti-vehicle Discount
EFT, Paid in Full and Good Payer DiscountNew Business Transfer
Good Student Discount
Home Ownership Discount
Hybrid/Electric Vehicle Discount
IntelliDrive Program Safe Driving Discount
Multi-policy Discount
MultiCar Discount
New Car Discount
Safe Driver Discount
Student Away at School Discount

Pros & Cons of Travelers & SafeAuto

Pros

Travelers
  • Unlike other carriers who only offer it for the first two or three years, Travelers’ new car replacement covers the first five years.
  • Travelers offers accident forgiveness.
  • Offers ridesharing insurance.
  • Discounts on hybrids and electric vehicles.
SafeAuto
  • Affordable state-minimum car insurance.
  • R22, SR22A or FR44 as Certificate of Financial Responsibility available.

Cons

Travelers
  • Prices tend to be high.
SafeAuto
  • On average, premiums through SafeAuto cost more than some competitors.

Travelers or SafeAuto Mobile Apps Options

The Travelers Mobile app is available for iOS and Android. This award-winning mobile app can help manage insurance and banking accounts, request roadside service, file and track claims and pay bills.

The SafeAuto app is available for iOS and Android. This insurance concierge allows you to see your insurance information and pay premiums.

Travelers Mobile App
iOS     2.715K user reviews
Android     3.316K user reviews
SafeAuto Mobile App
iOS     4.826.6K user reviews
Android     1.845 user reviews

Travelers & SafeAuto Contact Info

Travelers Contact Info
Address485 Lexington Ave New York, NY 10017
Phone1-800-328-2189
Websitehttps://www.travelers.com
Facebookhttps://www.facebook.com/travelers
Twitterhttps://twitter.com/travelers
Youtubehttps://www.youtube.com/user/travelersinsurance
Linkedinhttps://www.linkedin.com/company/travelers
Safeauto Contact Info
Address4 Easton Oval, Columbus, Ohio 43219
Phone1 (614) 456-2940
Websitehttps://www.safeauto.com
Facebookhttps://www.facebook.com/SafeAuto/
Twitterhttps://twitter.com/safeauto
Youtubehttps://www.youtube.com/c/safeauto
Linkedinhttps://www.linkedin.com/company/safeauto-insurance-company/

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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