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Glendale Car Insurance

How much does car insurance cost in Glendale, AZ? Check out the average rates that drivers pay below.

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What Is the Average Cost of Car Insurance in Glendale?

The city of Glendale is a stunning desert metropolis located nine miles northwest of downtown Phoenix, Arizona. Property owner William John Murphy founded the Maricopa County town. State leaders formally incorporated the city in 1910.

Glendale was once a rich, farming area that provided agricultural products. The Salt River Valley city grew quickly after the Santa Fe Railroad built an in-town rail line to Phoenix. Today, it has blossomed into the state’s fourth-largest city. According to recent U.S. Census Data, Glendale has over 252,381 residents. Its population has expanded 11.6 percent in recent years.

The metropolitan area continues to be a magnet for tourists and out-of-state visitors. Every year, thousands of people pour into Glendale to explore the city’s entertainment venues and five-star shopping districts. which include the renowned State Farm Stadium, home to the Arizona Cardinals football team. This venue has hosted national championships like the Collegiate Fiesta Bowl and NFL Super Bowls 2008, 2015 and 2023. Another well-known venue is the Gila River Arena, where music lovers can see the biggest acts perform.

The area also has one of the top shopping districts in the country. According to USA Today and Sunset Magazine, the Historic Downtown Glendale area is one of the nation’s ten best places to shop.

The sunny, historic downtown has two fashionable neighborhoods. The first is the distinguished Catlin Court Historic District. This charming community has an Americana feel. It has tree-lined streets, cute cottages, manicured lawns and white picket fences. Business owners have transformed Catlin Court’s bungalows into boutiques and unique specialty shops.

The second fashionable neighborhood is Glendale’s Old Towne, which is renowned for its exceptional antique shops, vintage stores and world-class eateries. The ten-square-block area has a stately old-world field with its gaslights and red brick sidewalks.

If you’re visiting downtown Glendale, you can grab a delicious, sweet treat from Cerreta’s Candy Company. You may also take their young children to Bears & More to buy them one-of-a-kind teddy bears from Deb Canham, Steiff, Boyds and other toymakers.

Glendale is also known as “Arizona’s Antiques Capital.” Shoppers can find a treasure trove of vintage collectibles from Memory Lane Trinkets and Treasures, located inside Gracie’s Marketplace. Other stores include Zola Bell’s Vintage Emporium, Auntie Em’s Miniatures and Antique Trove. It has several facilities listed on the National Register of Historic Places.

You can use Glendale’s Valley Metro to visit the area’s antique shops and eateries, but it’s more convenient to drive a vehicle for your shopping adventures. Having an automobile can help you safely transport your vintage items back home.

Are you a Glendale resident in need of affordable car insurance coverage? SmartFinancial can help you find top-notch insurance to insure your assets and your new ride. In this article, you’ll learn about the mandatory minimums for your state’s coverage.

Monthly Average Rates by Country, State, and City

Car insurance rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Arizona has different rates, and below, you can compare average rates with the national average. According to our data, drivers who live in Glendale typically pay around $115.42 per month compared to the national average of $134.04 per month. The best way to get a low rate is by comparison shopping. SmartFinancial can do that for you at no cost while pairing you with a reputable insurance company so you have no surprises if you have an accident.

AreaAverage Monthly Rate
National $134.04
Arizona $99.62
Glendale, Arizona $115.42

Glendale, AZ Best Car Insurance Companies

car insurance in Glendale

Certain insurers will offer you better rates than others based on a myriad of factors, so you may get a better deal from one insurer over another for various reasons, and that’s why it’s important to compare. According to our data, Clearcover generally has the most affordable car insurance in Glendale coming in around $90.11 per month. Other companies to consider if you live in Glendale is USAA with an average cost of $96.62 per month and Ameriprise Group which typically runs around $108.08 per month. Check out the full list below. SmartFinancial rates the following insurers as the best insurance companies for drivers in Glendale.

RankCompanyAverage Monthly RateComparison State Average
1 Clearcover $90.11-9.55%
2 USAA $96.62-3.01%
3 Ameriprise Group $108.088.49%
4 Farm Bureau Mutual (IA Group) $129.2029.69%
5 CSAA $139.8140.34%
6 SAFECO $145.6146.16%
7 State Farm $152.7353.31%
8 ACCC Insurance Company $159.4660.06%
9 Travelers $160.9261.53%
10 Esurance $166.2066.83%

How Much is Car Insurance in Glendale, AZ?

how much is auto insurance in Glendale

Rates can vary from city to city. The residents of Glendale typically pay $115.52 per month while people who live in Mesa will pay $100.47 per month on average. See what people pay for car insurance in other cities in Arizona.

Arizona CitiesMonthly Average Rate
Glendale $115.52
Mesa $100.47
Phoenix $110.85
Scottsdale $96.41
Tucson $88.84

Cheap Car Insurance in Glendale by Zip Codes

find cheap auto insurance in Glendale

Every zip code rates differently with every insurer. Your zip code determines the crime rate in your area as well as other risks. Below, you can see how average rates range across the state of Arizona. If you live in an area that is rated high in crime, you can make sure to garage your car in a safe place. That ought to save you some money. Covered and gated structures are best. Make sure to tell your insurance agent about the precautions you’re taking.

Glendale, AZ ZIP CodeAverage Monthly Rate
85301$117.99
85302$116.51
85303$109.51
85304$126.99
85305$124.27
85306$106.29
85307$114.40
85308$106.35
85310$137.51

Car Insurance Rates by Driver's Age Group in Glendale

Generally speaking, you pay more in car insurance the younger you are and the older you are. Teens and young adults often pay around $269.39 per month in Glendale. Compare that to drivers in their 30’s who typically pay around $97.57 per month drivers in their 40s at $82.98 per month. It’s always a good idea to check for discounts that apply at any age. Some discounts include away-at-school discount, safe driver discount, mature driver discount, good student discount as well as multi-policy and bundling discounts.

Age GroupAverage Monthly Rate
16-19$269.39
20s$161.31
30s$97.57
40s$82.98
50s$72.95
60s$78.76
70+$94.13

Cheapest Insurance for Teenage Drivers in Glendale

If you are teen in Glendale you are probably looking for a good deal on car insurance. Since teenage drivers typically pay the highest rates of any other age group, it’s important to compare multiple companies. According to our research, CSAA typically charges around $187.91 per month. This is likely the most affordable option in Glendale. You might also want to consider Ameriprise Group and USAA who also offer good affordable policies for teen drivers.

CompanyAverage Monthly Rate
CSAA$187.91
Ameriprise Group$209.00
USAA$223.48
Farm Bureau Mutual (IA Group)$228.54
State Farm$308.01

Cheapest Insurance for 20 Year-olds in Glendale

20 year-olds in Glendale might want to consider Clearcover who, on average, offers car insurance rates around $108.26 per month. USAA , Ameriprise Group , CSAA and SAFECO are also in the top 5 cheapest rates available.

CompanyAverage Monthly Rate
Clearcover$108.26
USAA$129.18
Ameriprise Group$130.37
CSAA$160.19
SAFECO$163.94

Cheapest Insurance for 30 Year-olds in Glendale

If you are in your 30s in Glendale our research has found that USAA typically has the most affordable coverage coming in around $84.34 per month, followed by Mercury Insurance at $86.92 and Clearcover at $92.17.

CompanyAverage Monthly Rate
USAA$84.34
Mercury Insurance$86.92
Clearcover$92.17
Ameriprise Group$99.47
SAFECO$102.44

Cheapest Insurance for 40 Year-olds in Glendale

On average, USAA offers car insurance for 40 year-olds in Glendale for around $73.49 per month. If you are looking for affordable coverage, you may also want to consider Ameriprise Group or Clearcover. The full list of top companies is below.

CompanyAverage Monthly Rate
USAA$73.49
Ameriprise Group$84.30
Clearcover$90.85
SAFECO$105.29
Farm Bureau Mutual (IA Group)$117.92

Cheapest Insurance for 50 Year-olds in Glendale

Oftentimes 50 year-olds enjoy some of the lowest rates of any other age group. In Glendale we found that SAFECO generally offers the most affordable coverage at $61.86 per month.

CompanyAverage Monthly Rate
SAFECO$61.86
USAA$67.53
Ameriprise Group$77.19
Clearcover$78.19
Liberty Mutual$89.42

Cheapest Insurance for 60 Year-olds in Glendale

If you live in Glendale and you’re in your 60s, our data indicates that USAA usually has the best rates at $65.31 per month. The top 5 list of car insurance companies is below.

CompanyAverage Monthly Rate
USAA$65.31
Clearcover$83.43
Ameriprise Group$84.61
Farm Bureau Mutual (IA Group)$92.96
ACCC Insurance Company$108.67

Driver's Coverage Auto Insurance Rates in Glendale, AZ

driver's coverage

Typically, drivers who currently have car insurance coverage will receive a cheaper monthly quote than drivers who do not. Since car insurance is a requirement in all 50 states, companies may question why you don't currently have coverage. Because of this, they may see you as a higher risk driver. In Glendale, the average monthly rate for a driver who is currently insured is $104.53 while drivers who are not currently covered will pay around $131.59.

CoverageAverage Monthly Rate
Not Currently Insured $131.59
Currently Insured $104.53

Compare Recent Car Insurance Quotes in Glendale

auto insurance quotes in Glendale city

Your vehicle plays a big part in how you rate for car insurance. The more your car is worth, the higher your car insurance rate. To lower your monthly premiums, you can set a higher deductible, but you’ll need to pay that deductible if you have an accident. Generally speaking, the newer a car is, the more it’s worth, and you may pay more in premiums, but the latest safety features will earn you a discount. The overall safety ratings of a car are also considered when determining your rate. In Glendale a driver of a 2010 Chevrolet Malibu can expect to pay around $75.08 per month while someone that owns a 2012 Nissan Versa may pay around $59.29 per month. Check out the list of recent quotes in Glendale below.

VehicleAverage Monthly Rate
2010 Chevrolet Malibu$75.08
2012 Nissan Versa$59.29
2009 Hyundai Sonata$123.46
2019 Buick Encore$43.74
2007 Honda Civic$82.09
2006 Ford Mustang$51.92
2011 Mazda Mazda2$38.26
2011 Mazda Mazda2$49.37
2008 Toyota Rav4$91.25
2019 Chevrolet Trax$97.43

FAQ's for Drivers in Glendale, AZ

driver’s frequently asked question in Glendale

What Is the Minimum Liability Coverage Requirement in Glendale, AZ?

Every state requires drivers to have a minimum amount of liability coverage. Arizona drivers are required to carry liability insurance to pay for damages and injuries inflicted on someone else in an auto accident.

  • $15,000; Bodily injury coverage per person; Coverage for serious or permanent injury or death to a single person
  • $30,000; Bodily injury coverage for two or more people; Coverage for serious or permanent injury or death to two or more people in a single accident
  • $10,000; Property damage per accident; Maximum payment for all damaged property in an accident caused by you

Arizona mandates that all motor vehicles operated on roadways be covered by liability insurance through a company authorized to do business in the state. This requirement also pertains to motorcycles, golf carts, and mopeds. Minimum insurance levels in Arizona are $15,000 of bodily injury for one person and $30,000 for two or more people in an accident. The state also requires $10,000 of property damage liability.

What Is the Blood Alcohol Concentration (BAC) limit in Glendale, AZ?

It is against the law for anyone to operate a motor vehicle in Arizona with the following BAC percentages:

.08%+ at 21 years old or older

.04%+ for commercial vehicle drivers

Any at under 21 years old

Arizona is a “no-tolerance” state regarding underage drinking; any positive reading, no matter how low the BAC percentage, is grounds for a DUI charge.

The Arizona Motor Vehicle Division classified DUIs by BAC, with a standard DUI requiring a BAC of 0.08% and an extreme DUI requiring a BAC of 0.15%.

Does Arizona allow the use of digital insurance cards?

Yes! Arizona motorists can use digital insurance cards as proof of appropriate coverage when pulled over or for any reason. Most carriers offer this option these days but check with yours to confirm.

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Commute Time in Glendale, AZ

27.6 Miles
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Commute Time in United States

26.4 Miles
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Number of Nearest Insurance Agents in Glendale, AZ

235

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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