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Johns Creek Car Insurance

How much does car insurance cost in Johns Creek, GA? Check out the average rates that drivers pay below.

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What Is the Average Cost of Car Insurance in Johns Creek?

Monthly Average Rates by Country, State, and City

Car insurance rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Georgia has different rates, and below, you can compare average rates with the national average. According to our data, drivers who live in Johns Creek typically pay around $140.02 per month compared to the national average of $137.79 per month. The best way to get a low rate is by comparison shopping. SmartFinancial can do that for you at no cost while pairing you with a reputable insurance company so you have no surprises if you have an accident.

AreaAverage Monthly Rate
National $137.79
Georgia $148.72
Johns Creek, Georgia $140.02

Johns Creek, GA Best Car Insurance Companies

car insurance in Johns Creek

Certain insurers will offer you better rates than others based on a myriad of factors, so you may get a better deal from one insurer over another for various reasons, and that’s why it’s important to compare. According to our data, Georgia Farm Bureau generally has the most affordable car insurance in Johns Creek coming in around $97.14 per month. Other companies to consider if you live in Johns Creek is USAA with an average cost of $125.41 per month and ACCC Insurance Company which typically runs around $132.44 per month. Check out the full list below. SmartFinancial rates the following insurers as the best insurance companies for drivers in Johns Creek.

RankCompanyAverage Monthly RateComparison State Average
1 Georgia Farm Bureau $97.14-34.68%
2 USAA $125.41-15.67%
3 ACCC Insurance Company $132.44-10.95%
4 Country $134.87-9.31%
5 Auto-Owners Insurance Co $144.06-3.14%
6 Central Mutual Insurance Co $154.253.72%
7 State Farm $155.744.72%
8 Mercury $215.7245.05%
9 National General Value $222.1749.38%
10 Nationwide $228.9853.96%

How Much is Car Insurance in Johns Creek, GA?

how much is auto insurance in Johns Creek

Rates can vary from city to city. The residents of Albany typically pay $130.35 per month while people who live in Athens will pay $130.69 per month on average. See what people pay for car insurance in other cities in Georgia.

Georgia CitiesMonthly Average Rate
Albany $130.35
Athens $130.69
Atlanta $187.87
Augusta $134.38
Carrollton$142.14
Columbus $139.29
Decatur$194.22
Duluth$161.81
Johns Creek $140.02
Lawrenceville$162.43
Macon $141.46
Marietta $156.87
Norcross$164.29
Savannah $157.72
Valdosta $110.10
Warner Robins $129.78

Cheap Car Insurance in Johns Creek by Zip Codes

find cheap auto insurance in Johns Creek

Every zip code rates differently with every insurer. Your zip code determines the crime rate in your area as well as other risks. Below, you can see how average rates range across the state of Georgia. If you live in an area that is rated high in crime, you can make sure to garage your car in a safe place. That ought to save you some money. Covered and gated structures are best. Make sure to tell your insurance agent about the precautions you’re taking.

Johns Creek, GA ZIP CodeAverage Monthly Rate
30005$109.73
30022$156.15
30097$137.02

Car Insurance Rates by Driver's Age Group in Johns Creek

Generally speaking, you pay more in car insurance the younger you are and the older you are. Teens and young adults often pay around $208.20 per month in Johns Creek. Compare that to drivers in their 30’s who typically pay around $96.63 per month drivers in their 40s at $97.82 per month. It’s always a good idea to check for discounts that apply at any age. Some discounts include away-at-school discount, safe driver discount, mature driver discount, good student discount as well as multi-policy and bundling discounts.

Age GroupAverage Monthly Rate
20s$208.20
30s$126.64
40s$96.63
50s$97.82
60s$134.00

Cheapest Insurance for Teenage Drivers in Johns Creek

CompanyAverage Monthly Rate
No data available to show

Cheapest Insurance for 20 Year-olds in Johns Creek

20 year-olds in Johns Creek might want to consider USAA who, on average, offers car insurance rates around $174.40 per month. Country , National General Value , Central Mutual Insurance Co and Auto-Owners Insurance Co are also in the top 5 cheapest rates available.

CompanyAverage Monthly Rate
USAA$174.40
Country$202.05
National General Value$222.17
Central Mutual Insurance Co$223.17
Auto-Owners Insurance Co$239.22

Cheapest Insurance for 30 Year-olds in Johns Creek

If you are in your 30s in Johns Creek our research has found that Georgia Farm Bureau typically has the most affordable coverage coming in around $84.00 per month, followed by ACCC Insurance Company at $103.50 and USAA at $115.96.

CompanyAverage Monthly Rate
Georgia Farm Bureau$84.00
ACCC Insurance Company$103.50
USAA$115.96
Auto-Owners Insurance Co$116.17
Country$120.43

Cheapest Insurance for 40 Year-olds in Johns Creek

On average, Auto-Owners Insurance Co offers car insurance for 40 year-olds in Johns Creek for around $88.19 per month. If you are looking for affordable coverage, you may also want to consider USAA or Georgia Farm Bureau. The full list of top companies is below.

CompanyAverage Monthly Rate
Auto-Owners Insurance Co$88.19
USAA$88.54
Georgia Farm Bureau$101.61
Country$107.73
State Farm$110.29

Cheapest Insurance for 50 Year-olds in Johns Creek

Oftentimes 50 year-olds enjoy some of the lowest rates of any other age group. In Johns Creek we found that Country generally offers the most affordable coverage at $90.92 per month.

CompanyAverage Monthly Rate
Country$90.92
Auto-Owners Insurance Co$93.42
State Farm$94.08
USAA$94.42
Central Mutual Insurance Co$121.00

Cheapest Insurance for 60 Year-olds in Johns Creek

If you live in Johns Creek and you’re in your 60s, our data indicates that Georgia Farm Bureau usually has the best rates at $97.00 per month. The top 5 list of car insurance companies is below.

CompanyAverage Monthly Rate
Georgia Farm Bureau$97.00
Country$107.44
USAA$125.31
ACCC Insurance Company$131.75
State Farm$133.03

Driver's Coverage Auto Insurance Rates in Johns Creek, GA

driver's coverage

Typically, drivers who currently have car insurance coverage will receive a cheaper monthly quote than drivers who do not. Since car insurance is a requirement in all 50 states, companies may question why you don't currently have coverage. Because of this, they may see you as a higher risk driver. In Johns Creek, the average monthly rate for a driver who is currently insured is $104.03 while drivers who are not currently covered will pay around $179.61.

CoverageAverage Monthly Rate
Not Currently Insured $179.61
Currently Insured $104.03

Compare Recent Car Insurance Quotes in Johns Creek

auto insurance quotes in Johns Creek city

Your vehicle plays a big part in how you rate for car insurance. The more your car is worth, the higher your car insurance rate. To lower your monthly premiums, you can set a higher deductible, but you’ll need to pay that deductible if you have an accident. Generally speaking, the newer a car is, the more it’s worth, and you may pay more in premiums, but the latest safety features will earn you a discount. The overall safety ratings of a car are also considered when determining your rate. In Johns Creek a driver of a 2008 Nissan Versa can expect to pay around $87.45 per month while someone that owns a 2021 Toyota Corolla may pay around $155.75 per month. Check out the list of recent quotes in Johns Creek below.

VehicleAverage Monthly Rate
2008 Nissan Versa$87.45
2021 Toyota Corolla$155.75
2022 Volvo Xc40$111.20
2022 Bmw X3$123.65
2005 Chrysler Town & Country$111.53
2019 Nissan Kicks$97.82
2009 Nissan Altima$92.23
2022 Chevrolet 4500$214.97
2019 Nissan Gt-R$208.04

FAQ's for Drivers in Johns Creek, GA

driver’s frequently asked question in Johns Creek

What Is the Minimum Liability Coverage Requirement in Johns Creek, GA?

Every state requires drivers to have a minimum amount of liability coverage. Georgia drivers are required to carry liability insurance to pay for damages and injuries inflicted on someone else in an auto accident.

  • $25,000; Bodily injury coverage per person; Maximum payment for serious or permanent injury or death to a single person
  • $50,000; Bodily injury coverage per accident; Maximum payment for serious or permanent injury or death to multiple people
  • $100,000; Property damage per accident; Maximum payment for all damaged property in an accident caused by you

High-risk drivers in Georgia who have difficulty obtaining auto insurance through the voluntary insurance market can find coverage through the Georgia Automobile Insurance Plan, or GAAIP.

Georgia law does not require motorists to buy collision and comprehensive insurance, but this full coverage is required by finance companies when taking out a loan or lease on a vehicle.

What Is the Blood Alcohol Concentration (BAC) limit in Johns Creek, GA?

It is illegal for Georgians to operate a motor vehicle with the following BAC percentages:

.08%+ at 21 years old or older

.04%+ for commercial vehicle drivers

.02%+ at under 21 years old

Georgia has a zero-tolerance law for drivers under 21 that operate a vehicle with alcohol in their systems. This results in very harsh punishments for young persons convicted of a DUI in the state.

What happens if my coverage lapses?

Driving without insurance in Georgia is a major offense. Even if you stay out of your car, a lapse in coverage can result in suspension of your license, inability to renew your registration, and reinstatement fees.

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Commute Time in Johns Creek, GA

33.3 Miles
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Commute Time in United States

26.4 Miles
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Number of Nearest Insurance Agents in Johns Creek, GA

225

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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