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Arlington Car Insurance

How much does car insurance cost in Arlington, TX? Check out the average rates that drivers pay below.

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What Is the Average Cost of Car Insurance in Arlington?

Arlington is a city in Texas that is located west of Dallas. Arlington is home to the University of Texas at Arlington and the AT&T Stadium, which also hosts concerts and football games. There is much to do for fun in Arlington, like visiting Hurricane Harbor Arlington, a water park with 50 acres of rides and slides. The Six Flags over Texas theme park with roller coasters and other rides is also located in Arlington.

The River Legacy Living Science Center in Arlington is a nature center with exhibits and classes for residents. For bowling enthusiasts, the International Bowling Museum and Hall of Fame is a sight to see. For history buffs, the Fielder House Museum is home to exhibits about Arlington history, and the Knapp Heritage Park is a museum with exhibits that depict pioneer life. The Arlington Museum of Art features culturally and historically significant art exhibits and hosts art-related workshops, children's classes as well as film screenings and lectures.

Arlington, Texas doesn't have a mass transit system so you'll have to get around the city in your car. Are you paying too much for car insurance? SmartFinancial partners with more than 200 insurance companies and can find you the best rate. All you need to do to get started on a free quote is enter your zip code and answer a few easy questions.

Take a look at car insurance requirements in Arlington, Texas.

Monthly Average Rates by Country, State, and City

Car insurance rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Texas has different rates, and below, you can compare average rates with the national average. According to our data, drivers who live in Arlington typically pay around $118.38 per month compared to the national average of $134.05 per month. The best way to get a low rate is by comparison shopping. SmartFinancial can do that for you at no cost while pairing you with a reputable insurance company so you have no surprises if you have an accident.

AreaAverage Monthly Rate
National $134.05
Texas $115.73
Arlington, Texas $118.38

Arlington, TX Best Car Insurance Companies

car insurance in Arlington

Certain insurers will offer you better rates than others based on a myriad of factors, so you may get a better deal from one insurer over another for various reasons, and that’s why it’s important to compare. According to our data, GAINSCO Auto Insurance generally has the most affordable car insurance in Arlington coming in around $79.83 per month. Other companies to consider if you live in Arlington is Jupiter Auto Insurance with an average cost of $83.60 per month and USAA which typically runs around $108.55 per month. Check out the full list below. SmartFinancial rates the following insurers as the best insurance companies for drivers in Arlington.

RankCompanyAverage Monthly RateComparison State Average
1 GAINSCO Auto Insurance $79.83-31.02%
2 Jupiter Auto Insurance $83.60-27.77%
3 USAA $108.55-6.20%
4 Clearcover $110.29-4.71%
5 State Farm $111.36-3.78%
6 Texas Farm Bureau Group $116.961.06%
7 Direct Auto $119.343.12%
8 National General $165.6343.12%
9 Esurance $194.0767.69%
10 Chubb $195.6269.03%

How Much is Car Insurance in Arlington, TX?

how much is auto insurance in Arlington

Rates can vary from city to city. The residents of Arlington typically pay $118.36 per month while people who live in Austin will pay $113.29 per month on average. See what people pay for car insurance in other cities in Texas.

Texas CitiesMonthly Average Rate
Arlington $118.36
Austin $113.29
Dallas $118.58
El Paso $106.92
Houston $137.57
San Antonio $118.68

Cheap Car Insurance in Arlington by Zip Codes

find cheap auto insurance in Arlington

Every zip code rates differently with every insurer. Your zip code determines the crime rate in your area as well as other risks. Below, you can see how average rates range across the state of Texas. If you live in an area that is rated high in crime, you can make sure to garage your car in a safe place. That ought to save you some money. Covered and gated structures are best. Make sure to tell your insurance agent about the precautions you’re taking.

Arlington, TX ZIP CodeAverage Monthly Rate
76001$122.22
76002$120.83
76004$93.54
76005$88.57
76006$108.89
76010$118.09
76011$122.88
76012$106.58
76013$122.71
76014$124.30
76015$112.69
76016$112.40
76017$121.21
76018$124.80

Car Insurance Rates by Driver's Age Group in Arlington

Generally speaking, you pay more in car insurance the younger you are and the older you are. Teens and young adults often pay around $272.20 per month in Arlington. Compare that to drivers in their 30’s who typically pay around $102.46 per month drivers in their 40s at $96.02 per month. It’s always a good idea to check for discounts that apply at any age. Some discounts include away-at-school discount, safe driver discount, mature driver discount, good student discount as well as multi-policy and bundling discounts.

Age GroupAverage Monthly Rate
16-19$272.20
20s$139.12
30s$102.46
40s$96.02
50s$88.58
60s$80.52
70+$101.42

Cheapest Insurance for Teenage Drivers in Arlington

If you are teen in Arlington you are probably looking for a good deal on car insurance. Since teenage drivers typically pay the highest rates of any other age group, it’s important to compare multiple companies. According to our research, USAA typically charges around $191.58 per month. This is likely the most affordable option in Arlington. You might also want to consider State Farm and Texas Farm Bureau Group who also offer good affordable policies for teen drivers.

CompanyAverage Monthly Rate
USAA$191.58
State Farm$244.59
Texas Farm Bureau Group$248.52
Direct Auto$278.15
Encompass$364.23

Cheapest Insurance for 20 Year-olds in Arlington

20 year-olds in Arlington might want to consider GAINSCO Auto Insurance who, on average, offers car insurance rates around $79.83 per month. Direct Auto , USAA , Clearcover and State Farm are also in the top 5 cheapest rates available.

CompanyAverage Monthly Rate
GAINSCO Auto Insurance$79.83
Direct Auto$130.13
USAA$135.71
Clearcover$141.36
State Farm$142.63

Cheapest Insurance for 30 Year-olds in Arlington

If you are in your 30s in Arlington our research has found that State Farm typically has the most affordable coverage coming in around $94.98 per month, followed by Direct Auto at $96.92 and USAA at $97.08.

CompanyAverage Monthly Rate
State Farm$94.98
Direct Auto$96.92
USAA$97.08
Texas Farm Bureau Group$103.27
Clearcover$119.73

Cheapest Insurance for 40 Year-olds in Arlington

On average, Direct Auto offers car insurance for 40 year-olds in Arlington for around $82.76 per month. If you are looking for affordable coverage, you may also want to consider Jupiter Auto Insurance or State Farm. The full list of top companies is below.

CompanyAverage Monthly Rate
Direct Auto$82.76
Jupiter Auto Insurance$83.60
State Farm$91.24
USAA$92.99
Texas Farm Bureau Group$101.54

Cheapest Insurance for 50 Year-olds in Arlington

Oftentimes 50 year-olds enjoy some of the lowest rates of any other age group. In Arlington we found that Direct Auto generally offers the most affordable coverage at $81.18 per month.

CompanyAverage Monthly Rate
Direct Auto$81.18
State Farm$89.39
USAA$90.65
Texas Farm Bureau Group$91.33
Clearcover$91.79

Cheapest Insurance for 60 Year-olds in Arlington

If you live in Arlington and you’re in your 60s, our data indicates that Texas Farm Bureau Group usually has the best rates at $76.13 per month. The top 5 list of car insurance companies is below.

CompanyAverage Monthly Rate
Texas Farm Bureau Group$76.13
Mercury Insurance$77.00
State Farm$78.20
USAA$80.47
Safeco$82.58

Driver's Coverage Auto Insurance Rates in Arlington, TX

driver's coverage

Typically, drivers who currently have car insurance coverage will receive a cheaper monthly quote than drivers who do not. Since car insurance is a requirement in all 50 states, companies may question why you don't currently have coverage. Because of this, they may see you as a higher risk driver. In Arlington, the average monthly rate for a driver who is currently insured is $107.92 while drivers who are not currently covered will pay around $124.72.

CoverageAverage Monthly Rate
Not Currently Insured $124.72
Currently Insured $107.92

Compare Recent Car Insurance Quotes in Arlington

auto insurance quotes in Arlington city

Your vehicle plays a big part in how you rate for car insurance. The more your car is worth, the higher your car insurance rate. To lower your monthly premiums, you can set a higher deductible, but you’ll need to pay that deductible if you have an accident. Generally speaking, the newer a car is, the more it’s worth, and you may pay more in premiums, but the latest safety features will earn you a discount. The overall safety ratings of a car are also considered when determining your rate. In Arlington a driver of a 2014 Jeep Patriot can expect to pay around $100.50 per month while someone that owns a 2014 Chrysler 300 may pay around $94.55 per month. Check out the list of recent quotes in Arlington below.

VehicleAverage Monthly Rate
2014 Jeep Patriot$100.50
2014 Chrysler 300$94.55
2003 Honda Civic$83.60
2015 Chevrolet City Express$150.32
2012 Chevrolet Equinox$83.79
2020 Kia Optima$112.02
2020 Nissan Sentra$120.99
2015 Ford F150$65.08
2018 Nissan Sentra$115.01
2017 Nissan Titan$132.68

FAQ's for Drivers in Arlington, TX

driver’s frequently asked question in Arlington

Arlington Auto Insurance Requirements

You are required to have auto liability insurance coverage in Arlington.

What Is the Minimum Amount of Liability Coverage Requirement in Arlington?

  • $30,000 bodily injury and death liability coverage per person
  • $60,000 bodily injury and death liability coverage per accident
  • $25,000 property damage liability coverage

What Is the Blood Alcohol Concentration (BAC) Limit in Arlington?

The legal blood alcohol content (BAC) level limit is .08% in the state of Texas. This BAC limit is the same in every state. In Texas, if you are arrested for driving while intoxicated and your BAC level is .08% or higher, you may be convicted of a DWI. A DWI brings penalties of up to a $2,000 fine, up to 180 days in jail and the loss of your driver's license for up to a year.

Getting convicted of a DWI will cause your car insurance to spike. Just how high your car insurance will rise depends on your auto insurer. Auto insurance companies handle DWI convictions differently and some raise rates higher than others. SmartFinancial can help you find auto insurance companies that charge lower rates for drivers with DWI convictions.

Can I Register My Car Without Insurance in Arlington?

You need to have liability insurance coverage before you can get registration for a car in Arlington. These two items, your car insurance and your car registration are very important. You'll want to keep both up-to-date. This is true even if you do not use the car.

Your car insurance policy must be issued by an insurance company authorized by the Texas Department of Insurance and certified by the Texas DMV. The policy must also be issued in the same name as the vehicle registrant.

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Commute Time in Arlington, TX

27.2 Miles
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Commute Time in United States

26.4 Miles
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Number of Nearest Insurance Agents in Arlington, TX

206

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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