Arlington Car Insurance

Monthly Average Rates by Country, State, and City

Car insurance rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Texas has different rates, and below, you can compare average rates with the national average. According to our data, drivers who live in Arlington typically pay around $135.65 per month compared to the national average of $146.47 per month. The best way to get a low rate is by comparison shopping. SmartFinancial can do that for you at no cost while pairing you with a reputable insurance company so you have no surprises if you have an accident.

Arlington, TX Best Car Insurance Companies

Certain insurers will offer you better rates than others based on a myriad of factors, so you may get a better deal from one insurer over another for various reasons, and that’s why it’s important to compare. According to our data, GAINSCO Auto Insurance generally has the most affordable car insurance in Arlington coming in around $79.83 per month. Other companies to consider if you live in Arlington is Jupiter Auto Insurance with an average cost of $83.60 per month and Texas Farm Bureau Group which typically runs around $95.78 per month. Check out the full list below. SmartFinancial rates the following insurers as the best insurance companies for drivers in Arlington.

How Much is Car Insurance in Arlington, TX?

Rates can vary from city to city. The residents of Amarillo typically pay $116.88 per month while people who live in Arlington will pay $135.78 per month on average. See what people pay for car insurance in other cities in Texas.

Cheap Car Insurance in Arlington by Zip Codes

Every zip code rates differently with every insurer. Your zip code determines the crime rate in your area as well as other risks. Below, you can see how average rates range across the state of Texas. If you live in an area that is rated high in crime, you can make sure to garage your car in a safe place. That ought to save you some money. Covered and gated structures are best. Make sure to tell your insurance agent about the precautions you’re taking.

Car Insurance Rates by Driver's Age Group in Arlington

Generally speaking, you pay more in car insurance the younger you are and the older you are. Teens and young adults often pay around $282.89 per month in Arlington. Compare that to drivers in their 30’s who typically pay around $117.87 per month drivers in their 40s at $114.71 per month. It’s always a good idea to check for discounts that apply at any age. Some discounts include away-at-school discount, safe driver discount, mature driver discount, good student discount as well as multi-policy and bundling discounts.

Cheapest Insurance for Teenage Drivers in Arlington

If you are teen in Arlington you are probably looking for a good deal on car insurance. Since teenage drivers typically pay the highest rates of any other age group, it’s important to compare multiple companies. According to our research, Texas Farm Bureau Group typically charges around $143.85 per month. This is likely the most affordable option in Arlington. You might also want to consider Clearcover and USAA who also offer good affordable policies for teen drivers.

Cheapest Insurance for 20 Year-olds in Arlington

20 year-olds in Arlington might want to consider GAINSCO Auto Insurance who, on average, offers car insurance rates around $79.83 per month. Texas Farm Bureau Group , Direct Auto , State Farm and USAA are also in the top 5 cheapest rates available.

Cheapest Insurance for 30 Year-olds in Arlington

If you are in your 30s in Arlington our research has found that Texas Farm Bureau Group typically has the most affordable coverage coming in around $93.39 per month, followed by Direct Auto at $93.78 and State Farm at $102.72.

Cheapest Insurance for 40 Year-olds in Arlington

On average, Direct Auto offers car insurance for 40 year-olds in Arlington for around $81.12 per month. If you are looking for affordable coverage, you may also want to consider Jupiter Auto Insurance or Texas Farm Bureau Group. The full list of top companies is below.

Cheapest Insurance for 50 Year-olds in Arlington

Oftentimes 50 year-olds enjoy some of the lowest rates of any other age group. In Arlington we found that Direct Auto generally offers the most affordable coverage at $79.96 per month.

Cheapest Insurance for 60 Year-olds in Arlington

If you live in Arlington and you’re in your 60s, our data indicates that Texas Farm Bureau Group usually has the best rates at $72.93 per month. The top 5 list of car insurance companies is below.

Driver's Coverage Auto Insurance Rates in Arlington, TX

Typically, drivers who currently have car insurance coverage will receive a cheaper monthly quote than drivers who do not. Since car insurance is a requirement in all 50 states, companies may question why you don't currently have coverage. Because of this, they may see you as a higher risk driver. In Arlington, the average monthly rate for a driver who is currently insured is $128.93 while drivers who are not currently covered will pay around $142.99.

Compare Recent Car Insurance Quotes in Arlington

Your vehicle plays a big part in how you rate for car insurance. The more your car is worth, the higher your car insurance rate. To lower your monthly premiums, you can set a higher deductible, but you’ll need to pay that deductible if you have an accident. Generally speaking, the newer a car is, the more it’s worth, and you may pay more in premiums, but the latest safety features will earn you a discount. The overall safety ratings of a car are also considered when determining your rate. In Arlington a driver of a 1999 Ford Expedition can expect to pay around $96.45 per month while someone that owns a 2011 Kia Forte may pay around $94.72 per month. Check out the list of recent quotes in Arlington below.

FAQ's for Drivers in Arlington, TX

Arlington Auto Insurance Requirements

You are required to have auto liability insurance coverage in Arlington.

What Is the Minimum Amount of Liability Coverage Requirement in Arlington?

• $30,000 bodily injury and death liability coverage per person
• $60,000 bodily injury and death liability coverage per accident
• $25,000 property damage liability coverage

What Is the Blood Alcohol Concentration (BAC) Limit in Arlington?

The legal blood alcohol content (BAC) level limit is .08% in the state of Texas. This BAC limit is the same in every state. In Texas, if you are arrested for driving while intoxicated and your BAC level is .08% or higher, you may be convicted of a DWI. A DWI brings penalties of up to a $2,000 fine, up to 180 days in jail and the loss of your driver's license for up to a year.

Getting convicted of a DWI will cause your car insurance to spike. Just how high your car insurance will rise depends on your auto insurer. Auto insurance companies handle DWI convictions differently and some raise rates higher than others. SmartFinancial can help you find auto insurance companies that charge lower rates for drivers with DWI convictions.

Can I Register My Car Without Insurance in Arlington?

You need to have liability insurance coverage before you can get registration for a car in Arlington. These two items, your car insurance and your car registration are very important. You'll want to keep both up-to-date. This is true even if you do not use the car.

Your car insurance policy must be issued by an insurance company authorized by the Texas Department of Insurance and certified by the Texas DMV. The policy must also be issued in the same name as the vehicle registrant.

Check Out Other Rates in Arlington, TX Nearby Cities: