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South Jordan Car Insurance

How much does car insurance cost in South Jordan, UT? Check out the average rates that drivers pay below.

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What Is the Average Cost of Car Insurance in South Jordan?

Monthly Average Rates by Country, State, and City

Car insurance rates vary from driver to driver and are based on many factors that include driving history, claims history and where you live. Each city in Utah has different rates, and below, you can compare average rates with the national average. According to our data, drivers who live in South Jordan typically pay around $94.00 per month compared to the national average of $134.05 per month. The best way to get a low rate is by comparison shopping. SmartFinancial can do that for you at no cost while pairing you with a reputable insurance company so you have no surprises if you have an accident.

AreaAverage Monthly Rate
National $134.05
Utah $93.09
South Jordan, Utah $94.00

South Jordan, UT Best Car Insurance Companies

car insurance in South Jordan

Certain insurers will offer you better rates than others based on a myriad of factors, so you may get a better deal from one insurer over another for various reasons, and that’s why it’s important to compare. According to our data, Dairyland generally has the most affordable car insurance in South Jordan coming in around $54.84 per month. Other companies to consider if you live in South Jordan is Clearcover with an average cost of $70.57 per month and Liberty Mutual which typically runs around $78.50 per month. Check out the full list below. SmartFinancial rates the following insurers as the best insurance companies for drivers in South Jordan.

RankCompanyAverage Monthly RateComparison State Average
1 Dairyland $54.84-41.09%
2 Clearcover $70.57-24.19%
3 Liberty Mutual $78.50-15.67%
4 USAA $95.192.25%
5 Bear River $100.217.65%
6 Farm Bureau Mutual (IA Group) $124.9034.18%
7 Nationwide $148.2859.29%
8 Esurance $160.0471.93%
9 ACCC Insurance Company $161.9173.93%
10 State Farm $174.6887.65%

How Much is Car Insurance in South Jordan, UT?

how much is auto insurance in South Jordan

Rates can vary from city to city. The residents of Ogden typically pay $83.76 per month while people who live in Orem will pay $94.13 per month on average. See what people pay for car insurance in other cities in Utah.

Utah CitiesMonthly Average Rate
Ogden $83.76
Orem $94.13
Provo $98.36
Salt Lake City $96.07
Sandy $93.90
South Jordan $96.31

Cheap Car Insurance in South Jordan by Zip Codes

find cheap auto insurance in South Jordan

Every zip code rates differently with every insurer. Your zip code determines the crime rate in your area as well as other risks. Below, you can see how average rates range across the state of Utah. If you live in an area that is rated high in crime, you can make sure to garage your car in a safe place. That ought to save you some money. Covered and gated structures are best. Make sure to tell your insurance agent about the precautions you’re taking.

South Jordan, UT ZIP CodeAverage Monthly Rate
84095$96.31

Car Insurance Rates by Driver's Age Group in South Jordan

Generally speaking, you pay more in car insurance the younger you are and the older you are. Teens and young adults often pay around $181.75 per month in South Jordan. Compare that to drivers in their 30’s who typically pay around $98.48 per month drivers in their 40s at $66.33 per month. It’s always a good idea to check for discounts that apply at any age. Some discounts include away-at-school discount, safe driver discount, mature driver discount, good student discount as well as multi-policy and bundling discounts.

Age GroupAverage Monthly Rate
16-19$181.75
20s$111.44
30s$98.48
40s$66.33
50s$66.50
60s$70.90
70+$73.12

Cheapest Insurance for Teenage Drivers in South Jordan

If you are teen in South Jordan you are probably looking for a good deal on car insurance. Since teenage drivers typically pay the highest rates of any other age group, it’s important to compare multiple companies. According to our research, Bear River typically charges around $173.88 per month. This is likely the most affordable option in South Jordan. You might also want to consider USAA and Farm Bureau Mutual (IA Group) who also offer good affordable policies for teen drivers.

CompanyAverage Monthly Rate
Bear River$173.88
USAA$179.79
Farm Bureau Mutual (IA Group)$249.25
ACCC Insurance Company$290.25
Permanent General$293.42

Cheapest Insurance for 20 Year-olds in South Jordan

20 year-olds in South Jordan might want to consider Clearcover who, on average, offers car insurance rates around $82.77 per month. USAA , Bear River , Farm Bureau Mutual (IA Group) and ACCC Insurance Company are also in the top 5 cheapest rates available.

CompanyAverage Monthly Rate
Clearcover$82.77
USAA$121.18
Bear River$132.56
Farm Bureau Mutual (IA Group)$142.00
ACCC Insurance Company$186.73

Cheapest Insurance for 30 Year-olds in South Jordan

If you are in your 30s in South Jordan our research has found that USAA typically has the most affordable coverage coming in around $65.48 per month, followed by Clearcover at $70.63 and Bear River at $83.72.

CompanyAverage Monthly Rate
USAA$65.48
Clearcover$70.63
Bear River$83.72
Esurance$97.71
Farm Bureau Mutual (IA Group)$101.72

Cheapest Insurance for 40 Year-olds in South Jordan

On average, Dairyland offers car insurance for 40 year-olds in South Jordan for around $54.84 per month. If you are looking for affordable coverage, you may also want to consider USAA or Bear River. The full list of top companies is below.

CompanyAverage Monthly Rate
Dairyland$54.84
USAA$62.97
Bear River$67.11
Clearcover$72.55
Liberty Mutual$78.50

Cheapest Insurance for 50 Year-olds in South Jordan

Oftentimes 50 year-olds enjoy some of the lowest rates of any other age group. In South Jordan we found that USAA generally offers the most affordable coverage at $49.00 per month.

CompanyAverage Monthly Rate
USAA$49.00
Bear River$58.67
Clearcover$61.66
Esurance$76.92
Nationwide$78.67

Cheapest Insurance for 60 Year-olds in South Jordan

If you live in South Jordan and you’re in your 60s, our data indicates that Clearcover usually has the best rates at $68.87 per month. The top 5 list of car insurance companies is below.

CompanyAverage Monthly Rate
Clearcover$68.87

Driver's Coverage Auto Insurance Rates in South Jordan, UT

driver's coverage

Typically, drivers who currently have car insurance coverage will receive a cheaper monthly quote than drivers who do not. Since car insurance is a requirement in all 50 states, companies may question why you don't currently have coverage. Because of this, they may see you as a higher risk driver. In South Jordan, the average monthly rate for a driver who is currently insured is $106.02 while drivers who are not currently covered will pay around $78.52.

CoverageAverage Monthly Rate
Not Currently Insured $78.52
Currently Insured $106.02

Compare Recent Car Insurance Quotes in South Jordan

auto insurance quotes in South Jordan city

Your vehicle plays a big part in how you rate for car insurance. The more your car is worth, the higher your car insurance rate. To lower your monthly premiums, you can set a higher deductible, but you’ll need to pay that deductible if you have an accident. Generally speaking, the newer a car is, the more it’s worth, and you may pay more in premiums, but the latest safety features will earn you a discount. The overall safety ratings of a car are also considered when determining your rate. In South Jordan a driver of a 2015 Honda Accord can expect to pay around $144.14 per month while someone that owns a 2015 Honda Accord may pay around $131.22 per month. Check out the list of recent quotes in South Jordan below.

VehicleAverage Monthly Rate
2015 Honda Accord$144.14
2015 Honda Accord$131.22
2015 Honda Accord$173.34
2015 Honda Accord$173.34
1988 Chevrolet Gmt-400$44.65
2013 Ford Fusion$116.68
2008 Jeep Liberty$22.70
2014 Chrysler 300$35.70
2012 Honda Civic$29.27
2003 Hyundai Sonata$63.13

FAQ's for Drivers in South Jordan, UT

driver’s frequently asked question in South Jordan

What Is the Minimum Liability Coverage Requirement in South Jordan, UT?

Every state requires drivers to have a minimum amount of liability coverage. Utah drivers are required to carry liability insurance to pay for damages and injuries inflicted on someone else in an auto accident.

  • $25,000; Bodily injury coverage per person; Maximum payment for serious injury or death to a single person
  • $65,000; Bodily injury coverage per accident; Maximum payment for serious injury or death to more than one person
  • $15,000; Property damage per accident; Maximum payment for all damaged property in an accident caused by you

Drivers in Utah must carry at least $25,000 of bodily injury liability per person and $65,000 of coverage per accident. Also, $15,000 of property damage liability is required, as is $30,000 of personal injury protection to cover your medical expenses in the event of an accident.

Utah has a no-fault insurance system. This means you’re covered no matter who is at fault and you don’t need to wait for fault to be determined before being compensated. You can begin repairs on your vehicle, pay your doctors, and return to your life right away.

What Is the Blood Alcohol Concentration (BAC) limit in South Jordan, UT?

It’s against the law to drive in Utah at the following BAC percentages:

.08%+ at 21 years old or older

.04%+ for commercial vehicle drivers

.02%+ at under 21 years old

When it comes to drunk driving, Utah has the strictest laws in the nation. In early 2017, the State voted to lower the legal driving BAC from 0.08 to 0.05 percent. The lower limit also applies to anyone carrying a dangerous weapon, such as a gun. The new law takes effect on December 30, 2018.

What happens if my coverage lapses?

You cannot allow your coverage to lapse in Utah. If you’re convicted of driving without insurance, your license and vehicle registration may be suspended and you’ll be required to pay hefty reinstatement fees. Failure to provide insurance or operator’s security in Utah is a class B misdemeanor, requiring a minimum fine of $400 for a first offense and $1,000 for a second or subsequent offense within three years of a previous conviction.

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Commute Time in South Jordan, UT

24.8 Miles
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Commute Time in United States

26.4 Miles
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Number of Nearest Insurance Agents in South Jordan, UT

179

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.

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