Will My Medicare Plan Cover Dental Implants?

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Original Medicare does not cover dental implants because it is not considered a medically necessary benefit. It is still possible to get dental coverage by switching to a Medicare Advantage plan or purchasing a standalone dental policy.

Discover what influences the cost of dental implants and the nuances of how Medicare approaches coverage for these oral health solutions.

Key Takeaways

  • Dental implants range from $3,500 to $6,700 for a single implant and between $10,000 and $21,500 for full-mouth implants.
  • Medicare Part A does not cover the dental implant itself, though it might cover hospital stays associated with dental surgeries deemed medically necessary.
  • About 97% of Part C plans have dental coverage, but individual costs like deductibles and copays might still apply.
  • You can purchase a standalone dental plan generally for $20 to $50 per month for individuals or $50 to $150 per month for families.

What Are Dental Implants?

A dental implant is like a small screw, usually made of titanium, that acts as an artificial tooth root. It's surgically placed into your jawbone, and over time, it bonds with your bone to create a strong and sturdy base. This base can then hold a replacement tooth, like a crown, or support a bridge or dentures.

Dental implants are securely anchored to the jaw, offering stability and preventing them from coming loose, unlike conventional dentures or bridges. This ensures a more natural feel and promotes overall oral health as they don't rely on other teeth for support.

How Much Do Dental Implants Cost?

You can expect to pay $3,500 to $6,700 for a single implant and $10,000 and $21,500 to get implants for your entire mouth.[1] Several factors dictate the cost of dental implants, such as:

  • The number of teeth missing: The more teeth that need replacing, the higher the cost.
  • The loss of bone tissue due to infection: Bone structure can deteriorate over time, necessitating bone grafts that raise the price of implant surgery.
  • The location of the tooth: Teeth far back in the mouth are more difficult to get to than those in the front and cost more as a result.

Does Medicare Cover Dental Implant Medications?

There is no part of Original Medicare or Medigap that specifically lists dental implants as a covered benefit. The nearest type of coverage that Medicare will provide for dental implants is if you require medically necessary dental surgery.

In this case, Medicare Part A will pay for the cost of your hospital stay, as well as any medications related to the surgery. Afterward, Part D should cover associated prescription drugs when you are discharged.

Even then, neither Medicare Part A or Part D will pay specifically for the cost of the dental implants.

How Do I Get Medicare Coverage for Dental Implants?

While coverage for dental implants does not exist under Original Medicare, it is possible to get this dental benefit covered by purchasing a Medicare Advantage plan.

Does Medicare Advantage Cover Dental Implants?

A Medicare Advantage plan (Part C) is the only Medicare-type coverage that may cover dental implants, as well as routine dental care, root canals and other procedures. An important distinction between Part C plans and Medicare is that Part C plans provide coverage similar to Medicare but are sold by private insurance companies. Fortunately, finding dental insurance should be easy, considering that 97% of Part C plans include dental coverage.[2]

Can I Get Coverage Without Medicare?

You can enroll in a standalone dental plan in order to get secondary coverage for your dental implants. Unlike a Medicare Advantage plan, which may bundle dental coverage into a single health insurance plan, a standalone dental plan’s sole function is to provide dental coverage.

Luckily, dental insurance is relatively inexpensive with premiums being around $20 to $50 per month for an individual plan and $50 to $150 for a family plan.[3]

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Are bone grafts for dental implants covered by Medicare?

Bone grafts are generally not covered by Medicare. However, required hospital stays and subsequent medication will be covered through Part A and Part D of Original Medicare.

Does Medicare cover dental implants for seniors?

Dental implants for seniors are not covered under Original Medicare. Certain Medicare Advantage plans, however, may cover dental implants.

Does Medicare cover dental care?

Original Medicare does not usually cover dental care of any kind unless dental treatment is medically necessary. Medicare Advantage plans can cover dental care depending on the plan you choose.

Does Medicare cover dentures?

Medicare does not cover dentures. To get coverage, you will need to purchase a Part C plan or a separate dental policy.

Why do people need dental implants?

People need dental implants to replace missing teeth, ensuring proper function and aesthetics in their oral cavity. Dental implants also help prevent jaw bone loss, which can occur when a tooth is absent and support the surrounding teeth and tissues.


  1. Authority Dental. “How Much Do Dental Implants Cost in 2023?” Accessed August 9, 2023.
  2. Kaiser Family Foundation. “Medicare Advantage 2023 Spotlight: First Look.” Accessed August 9, 2023.
  3. HealthInsurance.org. “What’s the Difference Between Dental Insurance and Dental Discount Plans?” Accessed August 9, 2023.

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