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Tesla Model X Car Insurance
How much does car insurance cost for your Tesla Model X? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Model X
What is the Average Cost to Insure a Tesla Model X?
Tesla Model X
How much does car insurance cost for Tesla Model X? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Tesla Model X below.
Tesla Model X Insurance Model Year by Age Group
The price you pay to insure your Tesla Model X can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $331.90 / mo | N/A | N/A | N/A | N/A | $616.18 / mo |
| 2022 | $726.16 / mo | $347.40 / mo | $262.69 / mo | $257.21 / mo | $279.59 / mo | $210.83 / mo |
| 2021 | $279.51 / mo | $229.05 / mo | $257.20 / mo | $218.44 / mo | $299.70 / mo | $189.70 / mo |
| 2020 | $346.82 / mo | $292.90 / mo | $178.12 / mo | $244.43 / mo | $252.44 / mo | $237.25 / mo |
| 2019 | $363.16 / mo | $293.18 / mo | $234.38 / mo | $218.09 / mo | $50.32 / mo | $153.55 / mo |
| 2018 | $315.16 / mo | $307.16 / mo | $181.41 / mo | $159.55 / mo | $137.18 / mo | $154.15 / mo |
| 2017 | $564.92 / mo | $207.36 / mo | $153.93 / mo | $146.99 / mo | $147.72 / mo | $121.08 / mo |
| 2016 | $404.00 / mo | $346.49 / mo | $186.14 / mo | $186.06 / mo | $102.69 / mo | $134.45 / mo |
2023 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $2,885.00 / year |
| Allied | $3,456.00 / year |
| Mercury | $4,215.00 / year |
| United Automobile Ins Group | $5,613.00 / year |
| Allstate | $6,015.00 / year |
| Metropolitan | $7,317.00 / year |
| AIG | $7,554.00 / year |
| Direct General Insurance | $20,640.00 / year |
| Dairyland Auto | $25,994.00 / year |
2023 Tesla Model X Insurance
Average Cost to Insure
$3,972.00 / year
Cheapest Rate
$2,885.00 / year State Farm
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2022 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $386.00 / year |
| Liberty Mutual | $913.00 / year |
| Safeco | $1,025.00 / year |
| Virginia Farm Bureau | $1,143.00 / year |
| Capital Insurance Group | $1,148.00 / year |
| Farm Bureau Ins of MI | $1,241.00 / year |
| Pekin Insurance | $1,353.00 / year |
| Mercury Insurance | $1,559.00 / year |
| Pioneer State Mutual Ins Co | $1,770.00 / year |
| Hastings Mutual Insurance Co | $1,933.00 / year |
2022 Tesla Model X Insurance
Average Cost to Insure
$1,686.67 / year
Cheapest Rate
$386.00 / year Victoria
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2021 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $680.00 / year |
| Titan | $955.00 / year |
| American National P | $1,122.00 / year |
| North Carolina Farm Bureau | $1,510.00 / year |
| Capital Insurance Group | $1,512.00 / year |
| Farmers Mutual of Nebraska | $1,968.00 / year |
| Direct Auto | $1,979.00 / year |
| New Jersey Manufacturers | $2,109.00 / year |
| Virginia Farm Bureau | $2,250.00 / year |
| SECURA Insurance | $2,261.00 / year |
2021 Tesla Model X Insurance
Average Cost to Insure
$2,644.73 / year
Cheapest Rate
$680.00 / year Victoria
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2020 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SafeAuto | $699.00 / year |
| Virginia Farm Bureau | $1,194.00 / year |
| Buckeye Insurance Group | $1,626.00 / year |
| Oregon Mutual | $1,675.00 / year |
| Farm Bureau Mutual (IA Group) | $1,830.00 / year |
| Pioneer State Mutual Ins Co | $1,881.00 / year |
| Indiana Farmers Mutual Ins | $2,001.00 / year |
| Texas Farm Bureau Group | $2,013.00 / year |
| Mercury Insurance | $2,048.00 / year |
| Mercury Insurance Company | $2,084.00 / year |
2020 Tesla Model X Insurance
Average Cost to Insure
$1,629.50 / year
Cheapest Rate
$699.00 / year SafeAuto
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2019 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Clearcover | $1,423.00 / year |
| Direct Auto | $1,610.00 / year |
| American National P&C | $1,644.00 / year |
| ACCC Insurance Company | $1,773.00 / year |
| Unigard | $1,821.00 / year |
| Buckeye Insurance Group | $1,914.00 / year |
| Sentry | $1,919.00 / year |
| Farm Bureau Mutual (IA Group) | $1,959.00 / year |
| Texas Farm Bureau Group | $1,968.00 / year |
| Penn National | $2,031.00 / year |
2019 Tesla Model X Insurance
Average Cost to Insure
$2,155.33 / year
Cheapest Rate
$1,423.00 / year Clearcover
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2018 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Titan | $1,011.00 / year |
| Capital Insurance Group | $1,105.00 / year |
| Hastings Mutual Insurance Co | $1,107.00 / year |
| Pekin Insurance | $1,288.00 / year |
| Texas Farm Bureau Group | $1,330.00 / year |
| Safeco | $1,553.00 / year |
| Direct Auto | $1,614.00 / year |
| Oregon Mutual | $1,621.00 / year |
| Penn National | $1,745.00 / year |
| North Carolina Farm Bureau | $1,760.00 / year |
2018 Tesla Model X Insurance
Average Cost to Insure
$1,616.20 / year
Cheapest Rate
$1,011.00 / year Titan
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2017 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Capital Insurance Group | $1,068.00 / year |
| Texas Farm Bureau Group | $1,072.00 / year |
| Direct Auto | $1,436.00 / year |
| Farm Bureau Mutual (IA Group) | $1,707.00 / year |
| Oregon Mutual | $1,760.00 / year |
| PEMCO | $1,829.00 / year |
| Titan | $1,985.00 / year |
| New Jersey Manufacturers | $1,987.00 / year |
| Kentucky Farm Bureau | $2,108.00 / year |
| Indiana Farmers Mutual Ins | $2,126.00 / year |
2017 Tesla Model X Insurance
Average Cost to Insure
$2,028.00 / year
Cheapest Rate
$1,068.00 / year Capital Insurance Group
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2016 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $885.00 / year |
| Texas Farm Bureau Group | $1,158.00 / year |
| Oregon Mutual | $1,160.00 / year |
| SECURA Insurance | $1,234.00 / year |
| Capital Insurance Group | $1,238.00 / year |
| Kemper Auto | Infinity | $1,296.00 / year |
| PEMCO | $1,310.00 / year |
| Mercury Insurance | $1,413.00 / year |
| North Carolina Farm Bureau | $1,538.00 / year |
| Farm Bureau Mutual (IA Group) | $1,713.00 / year |
2016 Tesla Model X Insurance
Average Cost to Insure
$1,473.13 / year
Cheapest Rate
$885.00 / year American National P
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
Compare Model X to other Tesla Models
Wondering how the Model X compares to other Tesla Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
