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Tesla Model X Car Insurance
How much does car insurance cost for your Tesla Model X? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Model X
What is the Average Cost to Insure a Tesla Model X?
Tesla Model X
How much does car insurance cost for Tesla Model X? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Tesla Model X below.
Tesla Model X Insurance Model Year by Age Group
The price you pay to insure your Tesla Model X can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $331.90 / mo | $433.04 / mo | $223.91 / mo | $194.46 / mo | $194.37 / mo | $616.18 / mo |
| 2022 | $905.95 / mo | $359.99 / mo | $287.59 / mo | $233.20 / mo | $328.40 / mo | $200.23 / mo |
| 2021 | N/A | N/A | $343.33 / mo | $240.46 / mo | $259.41 / mo | $192.56 / mo |
| 2020 | $410.64 / mo | $243.00 / mo | $191.98 / mo | $260.52 / mo | $346.67 / mo | $377.21 / mo |
| 2019 | N/A | $518.18 / mo | $198.79 / mo | $187.09 / mo | N/A | $152.72 / mo |
| 2018 | N/A | $331.47 / mo | $222.61 / mo | $163.35 / mo | $209.03 / mo | $166.00 / mo |
| 2017 | N/A | $215.25 / mo | $357.65 / mo | $164.32 / mo | $187.40 / mo | $132.35 / mo |
| 2016 | N/A | $523.57 / mo | $154.46 / mo | $197.80 / mo | $202.25 / mo | $171.94 / mo |
2023 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $258.00 / year |
| Dairyland Broadform | $1,252.00 / year |
| Capital Insurance Group | $1,512.00 / year |
| Pekin Insurance | $1,662.00 / year |
| California Capital | $1,889.00 / year |
| NatGen Custom 360 | $1,966.00 / year |
| Country | $2,198.00 / year |
| Hastings Mutual Insurance Co | $2,298.00 / year |
| Auto-Owners Insurance Co | $2,418.00 / year |
| SECURA Insurance | $2,811.00 / year |
2023 Tesla Model X Insurance
Average Cost to Insure
$1,750.70 / year
Cheapest Rate
$258.00 / year Safeco
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2022 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $909.00 / year |
| Liberty Mutual | $913.00 / year |
| Capital Insurance Group | $1,095.00 / year |
| SECURA Insurance | $1,176.00 / year |
| Farm Bureau Ins of MI | $1,241.00 / year |
| Mercury Insurance | $1,559.00 / year |
| Country | $1,579.00 / year |
| Texas Farm Bureau Group | $1,689.00 / year |
| Pioneer State Mutual Ins Co | $1,770.00 / year |
| North Carolina Farm Bureau | $1,974.00 / year |
2022 Tesla Model X Insurance
Average Cost to Insure
$1,310.40 / year
Cheapest Rate
$909.00 / year Safeco
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2021 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Texas Farm Bureau Group | $1,311.00 / year |
| Pekin Insurance | $1,662.00 / year |
| Hastings Mutual Insurance Co | $2,298.00 / year |
| Auto-Owners Insurance Co | $2,418.00 / year |
| Unitrin | $2,452.00 / year |
| California Capital | $2,486.00 / year |
| Farm Bureau Mutual (IA Group) | $2,495.00 / year |
| 21st Century | $2,799.00 / year |
| SECURA Insurance | $2,811.00 / year |
| Republic Indemnity | $3,122.00 / year |
2021 Tesla Model X Insurance
Average Cost to Insure
$3,240.00 / year
Cheapest Rate
$1,311.00 / year Texas Farm Bureau Group
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2020 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $670.00 / year |
| National General | $788.00 / year |
| Texas Farm Bureau Group | $1,311.00 / year |
| Pekin Insurance | $1,587.00 / year |
| Indiana Farmers Mutual Ins | $2,001.00 / year |
| Mercury Insurance | $2,048.00 / year |
| Capital Insurance Group | $2,062.00 / year |
| Mercury Insurance Company | $2,084.00 / year |
| California Capital | $2,148.00 / year |
| Buckeye Insurance Group | $2,166.00 / year |
2020 Tesla Model X Insurance
Average Cost to Insure
$1,811.63 / year
Cheapest Rate
$670.00 / year Kemper Auto | Infinity
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2019 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $1,116.00 / year |
| Capital Insurance Group | $1,278.00 / year |
| PEMCO | $1,718.00 / year |
| Buckeye Insurance Group | $1,751.00 / year |
| Penn National | $2,031.00 / year |
| Central Mutual Insurance Co | $2,064.00 / year |
| California Capital | $2,094.00 / year |
| Chubb | $2,211.00 / year |
| Allied | $2,219.00 / year |
| Country | $2,247.00 / year |
2019 Tesla Model X Insurance
Average Cost to Insure
$2,352.00 / year
Cheapest Rate
$1,116.00 / year Hastings Mutual Insurance Co
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2018 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $692.00 / year |
| Capital Insurance Group | $968.00 / year |
| Hastings Mutual Insurance Co | $1,082.00 / year |
| Grange Mutual | $1,230.00 / year |
| Texas Farm Bureau Group | $1,263.00 / year |
| Pekin Insurance | $1,320.00 / year |
| Oregon Mutual | $1,400.00 / year |
| Rockford Mutual Insurance | $1,812.00 / year |
| Penn National | $1,944.00 / year |
| PEMCO | $1,946.00 / year |
2018 Tesla Model X Insurance
Average Cost to Insure
$2,238.37 / year
Cheapest Rate
$692.00 / year Direct Auto
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2017 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Capital Insurance Group | $849.00 / year |
| Texas Farm Bureau Group | $1,284.00 / year |
| Oregon Mutual | $1,359.00 / year |
| Farm Bureau Mutual (IA Group) | $1,608.00 / year |
| Unitrin | $1,868.00 / year |
| Unigard | $1,869.00 / year |
| Mutual Of Enumclaw | $1,890.00 / year |
| New Jersey Manufacturers | $1,910.00 / year |
| California Capital | $2,003.00 / year |
| PEMCO | $2,006.00 / year |
2017 Tesla Model X Insurance
Average Cost to Insure
$2,223.43 / year
Cheapest Rate
$849.00 / year Capital Insurance Group
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
2016 Tesla Model X Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $1,086.00 / year |
| Oregon Mutual | $1,160.00 / year |
| Capital Insurance Group | $1,261.00 / year |
| PEMCO | $1,310.00 / year |
| North Carolina Farm Bureau | $1,514.00 / year |
| Pioneer State Mutual Ins Co | $1,686.00 / year |
| Farm Bureau Ins of MI | $1,755.00 / year |
| Unigard | $1,839.00 / year |
| Mutual Of Enumclaw | $1,863.00 / year |
| Hastings Mutual Insurance Co | $1,958.00 / year |
2016 Tesla Model X Insurance
Average Cost to Insure
$1,626.30 / year
Cheapest Rate
$1,086.00 / year SECURA Insurance
Available Trims
4dr SPORT UTILITY VEHICLE (cyl)
Compare Model X to other Tesla Models
Wondering how the Model X compares to other Tesla Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
