call

Tesla Model S Car Insurance

How much does car insurance cost for your Tesla Model S? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Model S

What is the Average Cost to Insure a Tesla Model S?

Tesla Tesla Model S

How much does car insurance cost for Tesla Model S? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Tesla Model S below.

auto insurance

Tesla Model S Insurance Model Year by Age Group

The price you pay to insure your Tesla Model S can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2021$296.40 / mo$134.60 / mo$57.52 / mo$163.49 / mo$300.94 / mo$162.26 / mo
2020$566.35 / mo$220.32 / mo$172.44 / mo$237.89 / mo$165.71 / mo$136.32 / mo
2019$478.48 / mo$322.18 / mo$174.31 / mo$136.22 / moN/A$181.42 / mo
2018$149.58 / mo$98.66 / mo$204.52 / mo$64.78 / mo$127.44 / mo$138.59 / mo
2017N/A$225.36 / mo$118.94 / mo$83.45 / mo$91.90 / mo$199.69 / mo
2016$1,025.13 / mo$229.53 / mo$172.75 / mo$124.61 / mo$132.89 / mo$143.56 / mo
2015$361.79 / mo$346.33 / mo$195.31 / mo$147.87 / mo$123.00 / mo$142.60 / mo
2014$452.10 / mo$186.21 / mo$254.37 / mo$156.86 / mo$136.02 / mo$160.83 / mo
2013$437.20 / mo$271.28 / mo$100.74 / mo$163.11 / mo$93.68 / mo$170.59 / mo
2012N/A$180.30 / moN/AN/A$111.84 / mo$117.96 / mo

Tesla 2021 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $0.00 / year
Travelers $1,658.00 / year
Direct Auto $2,220.00 / year
Unitrin $2,639.00 / year
USAA $2,711.00 / year
Clearcover $2,726.00 / year
State Farm $2,806.00 / year
Erie $3,375.00 / year
Allied $3,381.00 / year
Mercury $3,444.00 / year

2021 Tesla Model S Insurance

Average Cost to Insure

$1,788.00 / year

Cheapest Rate

$0.00 / year Jupiter Auto Insurance

Available Trims

4dr HATCHBACK (cyl)

Tesla 2020 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
New Jersey Manufacturers $2,012.00 / year
Direct Auto $2,029.00 / year
California Capital $2,100.00 / year
Penn National $2,163.00 / year
Alliance United $2,477.00 / year
Texas Farm Bureau Group $2,679.00 / year
USAA $2,979.00 / year
Atlantic States Insurance $3,191.00 / year
Farmers $3,752.00 / year
Grange $3,789.00 / year

2020 Tesla Model S Insurance

Average Cost to Insure

$3,168.00 / year

Cheapest Rate

$2,012.00 / year New Jersey Manufacturers

Available Trims

4dr HATCHBACK (cyl)

Tesla 2019 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $1,371.00 / year
Country $1,934.00 / year
USAA $1,965.00 / year
California Capital $2,076.00 / year
Esurance $2,193.00 / year
Unitrin $2,349.00 / year
SAFECO $2,516.00 / year
Nationwide $2,574.00 / year
Travelers $2,577.00 / year
Allied $2,936.00 / year

2019 Tesla Model S Insurance

Average Cost to Insure

$2,832.00 / year

Cheapest Rate

$1,371.00 / year Direct Auto

Available Trims

4dr HATCHBACK (cyl)

Tesla 2018 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Cameron Mutual Group $993.00 / year
SAFECO $1,475.00 / year
California Capital $2,040.00 / year
Direct Auto $2,075.00 / year
Farmers $2,425.00 / year
Travelers $2,449.00 / year
Norfolk and Dedham Group $2,502.00 / year
Hartford $2,750.00 / year
Safety Group $2,757.00 / year
21st Century $2,865.00 / year

2018 Tesla Model S Insurance

Average Cost to Insure

$1,560.00 / year

Cheapest Rate

$993.00 / year Cameron Mutual Group

Available Trims

4dr HATCHBACK (cyl)

Tesla 2017 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Penn National $986.00 / year
Farm Bureau Mutual (IA Group) $1,103.00 / year
Direct Auto $1,254.00 / year
ACCC Insurance Company $1,809.00 / year
Texas Farm Bureau Group $1,827.00 / year
Esurance $1,830.00 / year
National General $1,862.00 / year
Country $1,914.00 / year
Erie $2,174.00 / year
California Capital $2,305.00 / year

2017 Tesla Model S Insurance

Average Cost to Insure

$1,944.00 / year

Cheapest Rate

$986.00 / year Penn National

Available Trims

4dr HATCHBACK (cyl)

Tesla 2016 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $0.00 / year
Virginia Farm Bureau $1,241.00 / year
Penn National $1,561.00 / year
Erie $1,842.00 / year
Hastings Mutual Insurance Co $1,848.00 / year
Pekin Insurance $1,911.00 / year
Grange Mutual $2,014.00 / year
New Jersey Manufacturers $2,439.00 / year
Country $2,487.00 / year
ALFA $2,531.00 / year

2016 Tesla Model S Insurance

Average Cost to Insure

$2,556.00 / year

Cheapest Rate

$0.00 / year Jupiter Auto Insurance

Available Trims

4dr HATCHBACK (cyl)

Tesla 2015 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $0.00 / year
Kemper Personal Insurance $0.00 / year
Dairyland $0.00 / year
Titan $1,035.00 / year
Oregon Mutual $1,413.00 / year
Verti Insurance $1,514.00 / year
Capital Insurance Group $1,564.00 / year
Grange Mutual $1,689.00 / year
Utica National Ins Group $1,714.00 / year
Virginia Farm Bureau $1,773.00 / year

2015 Tesla Model S Insurance

Average Cost to Insure

$2,237.90 / year

Cheapest Rate

$0.00 / year Jupiter Auto Insurance

Available Trims

85D 4dr HATCHBACK (cyl)

Tesla 2014 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $909.00 / year
Mercury Insurance $2,354.00 / year
Clearcover $2,475.00 / year
California Capital $2,640.00 / year
Direct Auto $2,663.00 / year
Nationwide $2,741.00 / year
21st Century $2,856.00 / year
Grange $3,194.00 / year
CSAA $3,285.00 / year
Alliance United $3,503.00 / year

2014 Tesla Model S Insurance

Average Cost to Insure

$2,376.00 / year

Cheapest Rate

$909.00 / year SAFECO

Available Trims

4dr HATCHBACK (cyl)

Tesla 2013 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Virginia Farm Bureau $879.00 / year
Farm Bureau Mutual (IA Group) $888.00 / year
Penn National $1,016.00 / year
Westfield $1,022.00 / year
Indiana Farmers Mutual Ins $1,088.00 / year
Western National $1,113.00 / year
Buckeye Insurance Group $1,287.00 / year
Utica National Ins Group $1,395.00 / year
IMT Insurance Company $1,491.00 / year
Country $1,536.00 / year

2013 Tesla Model S Insurance

Average Cost to Insure

$1,678.10 / year

Cheapest Rate

$879.00 / year Virginia Farm Bureau

Available Trims

4dr SEDAN (cyl)

Tesla 2012 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
USAA $3,288.00 / year
Direct Auto $3,438.00 / year
Southern Farm Bureau $3,774.00 / year
State Farm $5,990.00 / year
Safe Auto $6,849.00 / year
Allstate $7,632.00 / year
Encompass $8,402.00 / year
Safeway $9,098.00 / year
Automobile Club of Missouri $11,220.00 / year
Metropolitan $13,740.00 / year

2012 Tesla Model S Insurance

Average Cost to Insure

$1,704.00 / year

Cheapest Rate

$3,288.00 / year USAA

Available Trims

4dr SEDAN (cyl)

Compare Model S to other Tesla Models

Wondering how the Model S compares to other Tesla Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.