Tesla Model S Car Insurance

How much does car insurance cost for your Tesla Model S? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Model S

What is the Average Cost to Insure a Tesla Model S?

Tesla Tesla Model S

How much does car insurance cost for Tesla Model S? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Tesla Model S below.

Tesla Model S Insurance Model Year by Age Group

The price you pay to insure your Tesla Model S can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2023N/A$226.50 / mo$435.67 / mo$312.93 / mo$203.58 / mo$127.74 / mo
2022$598.94 / mo$322.02 / mo$320.94 / mo$254.56 / mo$222.36 / mo$190.81 / mo
2021$535.52 / mo$286.03 / mo$149.22 / mo$258.52 / mo$249.10 / mo$256.32 / mo
2020$511.71 / mo$265.46 / mo$227.32 / mo$332.58 / mo$171.72 / mo$209.26 / mo
2019$476.28 / mo$414.28 / mo$177.73 / mo$163.39 / mo$194.50 / mo$278.45 / mo
2018$565.09 / mo$354.26 / mo$238.91 / mo$186.87 / mo$136.11 / mo$205.71 / mo
2017$480.64 / mo$260.51 / mo$150.71 / mo$201.86 / mo$186.09 / mo$190.02 / mo
2016$902.32 / mo$306.16 / mo$188.18 / mo$170.18 / mo$154.90 / mo$186.15 / mo
2015$276.32 / mo$318.48 / mo$202.94 / mo$240.67 / mo$186.73 / mo$194.93 / mo
2014$427.59 / mo$284.36 / mo$211.99 / mo$189.22 / mo$170.50 / mo$156.46 / mo
2013$420.18 / mo$233.30 / mo$176.91 / mo$183.70 / mo$140.75 / mo$184.70 / mo
2012$352.83 / mo$214.69 / moN/A$179.00 / mo$241.10 / mo$179.70 / mo

Tesla 2023 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Capital Insurance Group $1,530.00 / year
California Capital $2,343.00 / year
USAA $3,075.00 / year
21st Century $3,247.00 / year
Oregon Mutual $3,362.00 / year
Esurance $3,537.00 / year
State Farm $4,446.00 / year
Mercury $4,598.00 / year
Alliance United $4,691.00 / year
Hartford $4,889.00 / year

2023 Tesla Model S Insurance

Average Cost to Insure

$3,324.00 / year

Cheapest Rate

$1,530.00 / year Capital Insurance Group

Available Trims

4dr HATCHBACK (cyl)

Tesla 2022 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $961.00 / year
Titan $1,063.00 / year
Kemper Auto Premium $1,148.00 / year
Texas Farm Bureau Group $1,314.00 / year
Mercury Insurance $1,346.00 / year
Farmers Mutual of Nebraska $1,470.00 / year
Dairyland Auto $1,487.00 / year
Capital Insurance Group $1,580.00 / year
Virginia Farm Bureau $1,588.00 / year
Indiana Farmers Mutual Ins $1,615.00 / year

2022 Tesla Model S Insurance

Average Cost to Insure

$1,558.13 / year

Cheapest Rate

$961.00 / year Safeco

Available Trims

4dr HATCHBACK (cyl)

Tesla 2021 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Capital Insurance Group $1,082.00 / year
Titan $1,200.00 / year
Farm Bureau Mutual (IA Group) $1,362.00 / year
North Carolina Farm Bureau $1,380.00 / year
American National P $1,497.00 / year
GMAC Insurance Group $1,625.00 / year
Virginia Farm Bureau $1,672.00 / year
Penn National $1,935.00 / year
Indiana Farmers Mutual Ins $1,938.00 / year
Texas Farm Bureau Group $2,034.00 / year

2021 Tesla Model S Insurance

Average Cost to Insure

$994.97 / year

Cheapest Rate

$1,082.00 / year Capital Insurance Group

Available Trims

4dr HATCHBACK (cyl)

Tesla 2020 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Indiana Farmers Mutual Ins $1,002.00 / year
Hastings Mutual Insurance Co $1,053.00 / year
Pekin Insurance $1,094.00 / year
Grange Mutual $1,215.00 / year
American National P $1,301.00 / year
Capital Insurance Group $1,488.00 / year
Mercury Insurance $1,692.00 / year
Buckeye Insurance Group $1,764.00 / year
Direct Auto $2,019.00 / year
Westfield $2,031.00 / year

2020 Tesla Model S Insurance

Average Cost to Insure

$1,877.17 / year

Cheapest Rate

$1,002.00 / year Indiana Farmers Mutual Ins

Available Trims

4dr HATCHBACK (cyl)

Tesla 2019 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Virginia Farm Bureau $887.00 / year
Penn National $1,264.00 / year
Texas Farm Bureau Group $1,442.00 / year
Capital Insurance Group $1,722.00 / year
ACCC Insurance Company $1,869.00 / year
Pekin Insurance $2,136.00 / year
Utica National Ins Group $2,174.00 / year
MO Farm Bureau Services $2,328.00 / year
Dairyland Auto $2,353.00 / year
SAFECO $2,417.00 / year

2019 Tesla Model S Insurance

Average Cost to Insure

$1,242.73 / year

Cheapest Rate

$887.00 / year Virginia Farm Bureau

Available Trims

4dr HATCHBACK (cyl)

Tesla 2018 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $490.00 / year
National General $720.00 / year
Texas Farm Bureau Group $934.00 / year
Cameron Mutual Group $993.00 / year
Victoria $1,232.00 / year
Capital Insurance Group $1,238.00 / year
Mercury Insurance $1,290.00 / year
Titan $1,320.00 / year
Virginia Farm Bureau $1,539.00 / year
North Carolina Farm Bureau $1,839.00 / year

2018 Tesla Model S Insurance

Average Cost to Insure

$1,153.40 / year

Cheapest Rate

$490.00 / year SAFECO

Available Trims

4dr HATCHBACK (cyl)

Tesla 2017 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $769.00 / year
Dairyland Scored $914.00 / year
Titan $984.00 / year
Virginia Farm Bureau $1,032.00 / year
SECURA Insurance $1,086.00 / year
American National P $1,197.00 / year
Texas Farm Bureau Group $1,283.00 / year
North Carolina Farm Bureau $1,485.00 / year
Cameron Mutual Group $1,556.00 / year
Farm Bureau Mutual (IA Group) $1,685.00 / year

2017 Tesla Model S Insurance

Average Cost to Insure

$935.00 / year

Cheapest Rate

$769.00 / year Mercury Insurance

Available Trims

4dr HATCHBACK (cyl)

Tesla 2016 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $717.00 / year
American National P $821.00 / year
SAFECO $954.00 / year
Virginia Farm Bureau $1,044.00 / year
Titan $1,074.00 / year
Plymouth Rock $1,075.00 / year
Dairyland $1,093.00 / year
Kemper Auto | Infinity $1,313.00 / year
North Carolina Farm Bureau $1,392.00 / year
Erie $1,511.00 / year

2016 Tesla Model S Insurance

Average Cost to Insure

$891.03 / year

Cheapest Rate

$717.00 / year Mercury Insurance

Available Trims

4dr HATCHBACK (cyl)

Tesla 2015 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $578.00 / year
Texas Farm Bureau Group $911.00 / year
American National P $975.00 / year
Titan $1,035.00 / year
Concord Group $1,118.00 / year
Capital Insurance Group $1,205.00 / year
Virginia Farm Bureau $1,212.00 / year
Indiana Farmers Mutual Ins $1,235.00 / year
SAFECO $1,262.00 / year
Farm Bureau Mutual (IA Group) $1,366.00 / year

2015 Tesla Model S Insurance

Average Cost to Insure

$881.40 / year

Cheapest Rate

$578.00 / year Mercury Insurance

Available Trims

85D 4dr HATCHBACK (cyl)

Tesla 2014 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
NatGen Custom 360 $855.00 / year
Texas Farm Bureau Group $914.00 / year
Virginia Farm Bureau $975.00 / year
SECURA Insurance $1,212.00 / year
SAFECO $1,214.00 / year
Mercury Insurance $1,294.00 / year
Capital Insurance Group $1,321.00 / year
Utica National Ins Group $1,400.00 / year
PEMCO $1,429.00 / year
Penn National $1,449.00 / year

2014 Tesla Model S Insurance

Average Cost to Insure

$1,112.93 / year

Cheapest Rate

$855.00 / year NatGen Custom 360

Available Trims

4dr HATCHBACK (cyl)

Tesla 2013 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $325.00 / year
Mercury Insurance $901.00 / year
Texas Farm Bureau Group $1,026.00 / year
Virginia Farm Bureau $1,083.00 / year
Concord Group $1,095.00 / year
SECURA Insurance $1,186.00 / year
Indiana Farmers Mutual Ins $1,233.00 / year
Utica National Ins Group $1,279.00 / year
Penn National $1,297.00 / year
New Jersey Manufacturers $1,317.00 / year

2013 Tesla Model S Insurance

Average Cost to Insure

$643.97 / year

Cheapest Rate

$325.00 / year SAFECO

Available Trims

4dr SEDAN (cyl)

Tesla 2012 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Texas Farm Bureau Group $852.00 / year
North Carolina Farm Bureau $933.00 / year
Utica National Ins Group $996.00 / year
Erie $1,134.00 / year
Penn National $1,176.00 / year
Auto-Owners Insurance Co $1,434.00 / year
Titan $1,530.00 / year
21st Century $1,531.00 / year
Georgia Farm Bureau $1,566.00 / year
Farm Bureau Mutual (IA Group) $1,596.00 / year

2012 Tesla Model S Insurance

Average Cost to Insure

$1,642.33 / year

Cheapest Rate

$852.00 / year Texas Farm Bureau Group

Available Trims

4dr SEDAN (cyl)

Compare Model S to other Tesla Models

Wondering how the Model S compares to other Tesla Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.