How much does car insurance cost for your Tesla Model S? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Tesla Model S? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Tesla Model S below.
The price you pay to insure your Tesla Model S can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2023 | N/A | N/A | $260.07 / mo | $312.93 / mo | N/A | $166.23 / mo |
2022 | $612.86 / mo | $322.02 / mo | $327.62 / mo | $254.56 / mo | $222.36 / mo | $194.57 / mo |
2021 | $535.52 / mo | $286.03 / mo | $144.32 / mo | $258.52 / mo | $253.75 / mo | $263.93 / mo |
2020 | $511.71 / mo | $261.10 / mo | $236.69 / mo | $332.58 / mo | $171.72 / mo | $219.65 / mo |
2019 | $476.28 / mo | $414.28 / mo | $177.73 / mo | $170.26 / mo | $194.50 / mo | $278.45 / mo |
2018 | $565.09 / mo | $385.05 / mo | $249.66 / mo | $184.62 / mo | $138.62 / mo | $205.71 / mo |
2017 | $480.64 / mo | $262.14 / mo | $154.63 / mo | $208.32 / mo | $193.07 / mo | $190.02 / mo |
2016 | $902.32 / mo | $312.61 / mo | $189.38 / mo | $173.71 / mo | $158.23 / mo | $176.60 / mo |
2015 | $361.79 / mo | $333.57 / mo | $203.11 / mo | $233.34 / mo | $186.73 / mo | $194.45 / mo |
2014 | $430.34 / mo | $285.22 / mo | $215.21 / mo | $190.84 / mo | $176.53 / mo | $154.65 / mo |
2013 | $417.23 / mo | $236.35 / mo | $177.98 / mo | $184.14 / mo | $140.75 / mo | $184.70 / mo |
2012 | $405.56 / mo | $214.69 / mo | N/A | $179.00 / mo | $241.10 / mo | $179.70 / mo |
Insurance Company | 12 month Premium |
California Capital | $2,227.00 / year |
USAA | $2,770.00 / year |
21st Century | $3,276.00 / year |
Esurance | $3,286.00 / year |
Unitrin | $3,465.00 / year |
Allied | $3,758.00 / year |
Mercury | $3,942.00 / year |
State Farm | $3,978.00 / year |
Alliance United | $4,521.00 / year |
Hartford | $4,585.00 / year |
Average Cost to Insure
$2,952.00 / year
Cheapest Rate
$2,227.00 / year California Capital
Available Trims
4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
Titan | $1,063.00 / year |
Safeco | $1,081.00 / year |
Kemper Auto Premium | $1,148.00 / year |
Texas Farm Bureau Group | $1,314.00 / year |
Mercury Insurance | $1,346.00 / year |
Farmers Mutual of Nebraska | $1,470.00 / year |
Capital Insurance Group | $1,580.00 / year |
Virginia Farm Bureau | $1,588.00 / year |
Indiana Farmers Mutual Ins | $1,615.00 / year |
North Carolina Farm Bureau | $1,640.00 / year |
Average Cost to Insure
$1,778.47 / year
Cheapest Rate
$1,063.00 / year Titan
Available Trims
4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
Capital Insurance Group | $1,082.00 / year |
Titan | $1,200.00 / year |
Farm Bureau Mutual (IA Group) | $1,362.00 / year |
North Carolina Farm Bureau | $1,380.00 / year |
American National P | $1,497.00 / year |
GMAC Insurance Group | $1,625.00 / year |
Indiana Farmers Mutual Ins | $1,938.00 / year |
Virginia Farm Bureau | $2,003.00 / year |
Texas Farm Bureau Group | $2,034.00 / year |
Penn National | $2,081.00 / year |
Average Cost to Insure
$1,186.63 / year
Cheapest Rate
$1,082.00 / year Capital Insurance Group
Available Trims
4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
Indiana Farmers Mutual Ins | $1,002.00 / year |
Hastings Mutual Insurance Co | $1,053.00 / year |
Pekin Insurance | $1,094.00 / year |
Grange Mutual | $1,215.00 / year |
American National P | $1,301.00 / year |
Capital Insurance Group | $1,488.00 / year |
Mercury Insurance | $1,692.00 / year |
Buckeye Insurance Group | $1,764.00 / year |
Direct Auto | $2,019.00 / year |
Westfield | $2,031.00 / year |
Average Cost to Insure
$1,853.70 / year
Cheapest Rate
$1,002.00 / year Indiana Farmers Mutual Ins
Available Trims
4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
Virginia Farm Bureau | $887.00 / year |
Penn National | $1,264.00 / year |
Texas Farm Bureau Group | $1,442.00 / year |
Capital Insurance Group | $1,722.00 / year |
ACCC Insurance Company | $1,869.00 / year |
Pekin Insurance | $2,136.00 / year |
Utica National Ins Group | $2,174.00 / year |
MO Farm Bureau Services | $2,328.00 / year |
PEMCO | $2,595.00 / year |
Plymouth Rock Assurance | $2,643.00 / year |
Average Cost to Insure
$1,791.07 / year
Cheapest Rate
$887.00 / year Virginia Farm Bureau
Available Trims
4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
SAFECO | $490.00 / year |
National General | $720.00 / year |
Texas Farm Bureau Group | $934.00 / year |
Cameron Mutual Group | $993.00 / year |
Victoria | $1,232.00 / year |
Capital Insurance Group | $1,238.00 / year |
Mercury Insurance | $1,290.00 / year |
Titan | $1,320.00 / year |
Virginia Farm Bureau | $1,539.00 / year |
North Carolina Farm Bureau | $1,839.00 / year |
Average Cost to Insure
$1,153.60 / year
Cheapest Rate
$490.00 / year SAFECO
Available Trims
4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
Mercury Insurance | $769.00 / year |
Dairyland Scored | $914.00 / year |
Titan | $984.00 / year |
Virginia Farm Bureau | $1,032.00 / year |
SECURA Insurance | $1,086.00 / year |
American National P | $1,197.00 / year |
Texas Farm Bureau Group | $1,283.00 / year |
Direct Auto | $1,477.00 / year |
North Carolina Farm Bureau | $1,485.00 / year |
Cameron Mutual Group | $1,556.00 / year |
Average Cost to Insure
$905.13 / year
Cheapest Rate
$769.00 / year Mercury Insurance
Available Trims
4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
Mercury Insurance | $717.00 / year |
American National P | $821.00 / year |
SAFECO | $1,010.00 / year |
Virginia Farm Bureau | $1,044.00 / year |
Titan | $1,074.00 / year |
Plymouth Rock | $1,075.00 / year |
Dairyland | $1,093.00 / year |
North Carolina Farm Bureau | $1,392.00 / year |
Kemper Auto | Infinity | $1,500.00 / year |
Erie | $1,511.00 / year |
Average Cost to Insure
$902.10 / year
Cheapest Rate
$717.00 / year Mercury Insurance
Available Trims
4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
Mercury Insurance | $578.00 / year |
Texas Farm Bureau Group | $911.00 / year |
American National P | $975.00 / year |
Titan | $1,035.00 / year |
Concord Group | $1,118.00 / year |
Virginia Farm Bureau | $1,212.00 / year |
Indiana Farmers Mutual Ins | $1,235.00 / year |
Capital Insurance Group | $1,268.00 / year |
Farm Bureau Mutual (IA Group) | $1,366.00 / year |
Buckeye Insurance Group | $1,386.00 / year |
Average Cost to Insure
$888.30 / year
Cheapest Rate
$578.00 / year Mercury Insurance
Available Trims
85D 4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
NatGen Custom 360 | $855.00 / year |
Texas Farm Bureau Group | $914.00 / year |
Virginia Farm Bureau | $975.00 / year |
Capital Insurance Group | $1,176.00 / year |
SECURA Insurance | $1,212.00 / year |
SAFECO | $1,214.00 / year |
Mercury Insurance | $1,294.00 / year |
Utica National Ins Group | $1,400.00 / year |
PEMCO | $1,429.00 / year |
Penn National | $1,492.00 / year |
Average Cost to Insure
$1,114.03 / year
Cheapest Rate
$855.00 / year NatGen Custom 360
Available Trims
4dr HATCHBACK (cyl)
Insurance Company | 12 month Premium |
SAFECO | $325.00 / year |
Mercury Insurance | $901.00 / year |
Texas Farm Bureau Group | $1,026.00 / year |
Virginia Farm Bureau | $1,083.00 / year |
Concord Group | $1,095.00 / year |
SECURA Insurance | $1,186.00 / year |
Indiana Farmers Mutual Ins | $1,233.00 / year |
Utica National Ins Group | $1,279.00 / year |
Penn National | $1,297.00 / year |
New Jersey Manufacturers | $1,317.00 / year |
Average Cost to Insure
$645.97 / year
Cheapest Rate
$325.00 / year SAFECO
Available Trims
4dr SEDAN (cyl)
Insurance Company | 12 month Premium |
Texas Farm Bureau Group | $852.00 / year |
North Carolina Farm Bureau | $933.00 / year |
Utica National Ins Group | $996.00 / year |
Erie | $1,134.00 / year |
Penn National | $1,176.00 / year |
Auto-Owners Insurance Co | $1,434.00 / year |
Titan | $1,530.00 / year |
21st Century | $1,531.00 / year |
Georgia Farm Bureau | $1,566.00 / year |
Farm Bureau Mutual (IA Group) | $1,596.00 / year |
Average Cost to Insure
$1,642.33 / year
Cheapest Rate
$852.00 / year Texas Farm Bureau Group
Available Trims
4dr SEDAN (cyl)
Wondering how the Model S compares to other Tesla Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.