Tesla Model S Car Insurance

How much does car insurance cost for your Tesla Model S? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Model S

What is the Average Cost to Insure a Tesla Model S?

Tesla Tesla Model S

How much does car insurance cost for Tesla Model S? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Tesla Model S below.

auto insurance

Tesla Model S Insurance Model Year by Age Group

The price you pay to insure your Tesla Model S can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2021N/A$195.52 / moN/A$201.70 / moN/AN/A
2020$768.06 / mo$222.75 / mo$192.79 / mo$298.11 / mo$164.23 / mo$136.32 / mo
2019$478.48 / mo$363.98 / mo$199.50 / mo$136.22 / moN/A$181.42 / mo
2018$149.58 / mo$91.36 / mo$227.03 / mo$64.78 / mo$127.44 / mo$141.43 / mo
2017N/A$240.81 / mo$118.94 / mo$83.45 / mo$82.70 / mo$217.24 / mo
2016$1,025.13 / mo$307.76 / mo$171.92 / mo$126.57 / mo$135.37 / mo$150.08 / mo
2015$417.02 / mo$398.84 / mo$254.01 / mo$123.06 / mo$123.00 / mo$168.44 / mo
2014$318.26 / mo$175.14 / mo$132.51 / mo$221.09 / mo$123.35 / mo$124.36 / mo
2013$448.88 / mo$260.55 / mo$100.74 / mo$161.48 / mo$93.68 / mo$71.75 / mo
2012N/A$208.74 / moN/AN/A$111.84 / mo$117.96 / mo

Tesla 2020 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Penn National $2,522.00 / year
Texas Farm Bureau Group $2,679.00 / year
USAA $3,098.00 / year
Atlantic States Insurance $3,191.00 / year
Travelers $3,861.00 / year
Donegal Mutual Insurance Co $3,882.00 / year
Safe Auto $3,894.00 / year
Georgia Farm Bureau $3,993.00 / year
Nationwide $4,105.00 / year
Esurance $4,227.00 / year

2020 Tesla Model S Insurance

Average Cost to Insure

$3,948.00 / year

Cheapest Rate

$2,522.00 / year Penn National

Available Trims

4dr HATCHBACK (cyl)

Tesla 2019 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Country $1,934.00 / year
USAA $1,965.00 / year
California Capital $2,076.00 / year
Progressive $2,121.00 / year
Esurance $2,193.00 / year
Unitrin $2,349.00 / year
SAFECO $2,516.00 / year
Nationwide $2,574.00 / year
Travelers $2,577.00 / year
Allied $2,936.00 / year

2019 Tesla Model S Insurance

Average Cost to Insure

$3,036.00 / year

Cheapest Rate

$1,934.00 / year Country

Available Trims

4dr Hatchback (cyl)

Tesla 2018 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Cameron Mutual Group $993.00 / year
Bristol West $1,305.00 / year
SAFECO $1,475.00 / year
Farmers $2,086.00 / year
Progressive $2,402.00 / year
Travelers $2,449.00 / year
Norfolk and Dedham Group $2,502.00 / year
Safety Group $2,757.00 / year
Pure Companies Grp $2,916.00 / year
Arbella Insurance Group $3,404.00 / year

2018 Tesla Model S Insurance

Average Cost to Insure

$1,608.00 / year

Cheapest Rate

$993.00 / year Cameron Mutual Group

Available Trims

4dr Hatchback (cyl)

Tesla 2017 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Penn National $986.00 / year
Erie $2,174.00 / year
Esurance $2,186.00 / year
California Capital $2,305.00 / year
Auto-Owners Insurance Co $2,658.00 / year
Progressive $2,749.00 / year
USAA $2,864.00 / year
Chubb $3,035.00 / year
SAFECO $3,106.00 / year
Westfield $3,183.00 / year

2017 Tesla Model S Insurance

Average Cost to Insure

$2,016.00 / year

Cheapest Rate

$986.00 / year Penn National

Available Trims

4dr Hatchback (cyl)

Tesla 2016 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Virginia Farm Bureau $1,241.00 / year
Penn National $1,561.00 / year
Erie $1,842.00 / year
Hastings Mutual Insurance Co $1,848.00 / year
Pekin Insurance $1,911.00 / year
Grange Mutual $2,014.00 / year
Progressive $2,033.00 / year
New Jersey Manufacturers $2,439.00 / year
Country $2,487.00 / year
ALFA $2,531.00 / year

2016 Tesla Model S Insurance

Average Cost to Insure

$2,748.00 / year

Cheapest Rate

$1,241.00 / year Virginia Farm Bureau

Available Trims

4dr Hatchback (cyl)

Tesla 2015 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Titan $1,035.00 / year
Oregon Mutual $1,413.00 / year
Verti Insurance $1,514.00 / year
Capital Insurance Group $1,564.00 / year
Grange Mutual $1,689.00 / year
Utica National Ins Group $1,714.00 / year
Virginia Farm Bureau $1,773.00 / year
North Carolina Farm Bureau $1,806.00 / year
Mutual Of Enumclaw $2,070.00 / year
SAFECO $2,112.00 / year

2015 Tesla Model S Insurance

Average Cost to Insure

$2,701.17 / year

Cheapest Rate

$1,035.00 / year Titan

Available Trims

85D 4dr Hatchback (cyl),90 4dr Hatchback (cyl),70 4dr Hatchback (cyl),70D 4dr Hatchback (cyl),85 4dr Hatchback (cyl),P85 4dr HATCHBACK (cyl),P85D 4dr Hatchback (cyl),90D 4dr Hatchback (cyl),P90D 4dr Hatchback (cyl), 4dr Hatchback (cyl)

Tesla 2014 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Unitrin $2,186.00 / year
Progressive $2,300.00 / year
California Capital $2,640.00 / year
Esurance $2,655.00 / year
SAFECO $2,727.00 / year
21st Century $2,856.00 / year
USAA $2,919.00 / year
Grange $3,194.00 / year
CSAA $3,285.00 / year
Alliance United $3,503.00 / year

2014 Tesla Model S Insurance

Average Cost to Insure

$2,016.00 / year

Cheapest Rate

$2,186.00 / year Unitrin

Available Trims

4dr Hatchback (cyl)

Tesla 2013 Tesla Model S Insurance Rates by Companies

Insurance Company12 month Premium
Erie $876.00 / year
Westfield $1,022.00 / year
Indiana Farmers Mutual Ins $1,088.00 / year
Buckeye Insurance Group $1,287.00 / year
Utica National Ins Group $1,386.00 / year
Country $1,536.00 / year
Western Reserve $1,563.00 / year
SECURA Insurance $1,566.00 / year
Grange Mutual $1,586.00 / year
Auto-Owners Insurance Co $1,664.00 / year

2013 Tesla Model S Insurance

Average Cost to Insure

$1,918.63 / year

Cheapest Rate

$876.00 / year Erie

Available Trims

4dr SEDAN (cyl)

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.