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Lincoln MKZ Car Insurance
How much does car insurance cost for your Lincoln Mkz? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Mkz
What is the Average Cost to Insure a Lincoln Mkz?
Lincoln Mkz
How much does car insurance cost for Lincoln Mkz? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Mkz below.
Lincoln Mkz Insurance Model Year by Age Group
The price you pay to insure your Lincoln Mkz can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2020 | N/A | $182.24 / mo | $53.60 / mo | N/A | N/A | $97.24 / mo |
| 2019 | $265.63 / mo | $139.31 / mo | $145.69 / mo | $147.60 / mo | $63.79 / mo | $177.25 / mo |
| 2018 | $774.65 / mo | $222.30 / mo | $118.27 / mo | $229.67 / mo | $187.19 / mo | $167.82 / mo |
| 2017 | $201.86 / mo | $186.53 / mo | $119.86 / mo | $132.20 / mo | $112.58 / mo | $155.33 / mo |
| 2016 | $335.63 / mo | $169.19 / mo | $153.03 / mo | $137.13 / mo | $112.50 / mo | $186.81 / mo |
| 2015 | $227.86 / mo | $159.77 / mo | $146.99 / mo | $143.63 / mo | $84.22 / mo | $123.39 / mo |
| 2014 | $202.50 / mo | $189.35 / mo | $120.53 / mo | $142.94 / mo | $101.27 / mo | $127.99 / mo |
| 2013 | $257.41 / mo | $139.35 / mo | $111.38 / mo | $143.58 / mo | $103.02 / mo | $162.60 / mo |
| 2012 | $189.03 / mo | $168.77 / mo | $126.51 / mo | $104.82 / mo | $92.93 / mo | $107.73 / mo |
| 2011 | $132.54 / mo | $178.28 / mo | $163.26 / mo | $114.94 / mo | $126.97 / mo | $87.36 / mo |
| 2010 | $257.76 / mo | $201.25 / mo | $129.71 / mo | $92.50 / mo | $87.25 / mo | $103.15 / mo |
2020 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Hastings Mutual Insurance Co | $1,548.00 / year |
| Direct Auto | $1,583.00 / year |
| SECURA Insurance | $1,595.00 / year |
| Pioneer State Mutual Ins Co | $1,662.00 / year |
| Farm Bureau Ins of MI | $1,880.00 / year |
| USAA | $2,067.00 / year |
| Unitrin | $2,214.00 / year |
| Chubb | $2,534.00 / year |
| CSAA | $2,628.00 / year |
2020 Lincoln Mkz Insurance
Average Cost to Insure
$1,332.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
RESERVE 4dr SEDAN (6cyl)
2019 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Farm Bureau Mutual (IA Group) | $899.00 / year |
| SAFECO | $1,092.00 / year |
| Plymouth Rock Assurance | $1,110.00 / year |
| Texas Farm Bureau Group | $1,311.00 / year |
| American Family | $1,346.00 / year |
| Safety Group | $1,362.00 / year |
| Direct Auto | $1,376.00 / year |
| Pure Companies Grp | $1,445.00 / year |
| West Bend Mutual | $1,482.00 / year |
2019 Lincoln Mkz Insurance
Average Cost to Insure
$1,682.03 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
RESERVE I 4dr SEDAN (4cyl)
2018 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Clearcover | $885.00 / year |
| Travelers | $1,020.00 / year |
| Direct Auto | $1,472.00 / year |
| Jupiter Auto Insurance | $2,556.00 / year |
| 21st Century | $5,199.00 / year |
| State Farm | $5,593.00 / year |
| Metropolitan | $6,634.00 / year |
| Direct General Insurance | $7,689.00 / year |
| Allstate | $8,790.00 / year |
| United Automobile Ins Group | $9,637.00 / year |
2018 Lincoln Mkz Insurance
Average Cost to Insure
$2,424.00 / year
Cheapest Rate
$885.00 / year Clearcover
Available Trims
BLACK LABEL 4dr SEDAN (6cyl)
2017 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $687.00 / year |
| Pekin Insurance | $897.00 / year |
| Plymouth Rock | $1,104.00 / year |
| American National P&C | $1,270.00 / year |
| Capital Insurance Group | $1,274.00 / year |
| New Jersey Manufacturers | $1,337.00 / year |
| Grange | $1,338.00 / year |
| Texas Farm Bureau Group | $1,356.00 / year |
| Direct Auto | $1,391.00 / year |
| Farm Bureau Mutual (IA Group) | $1,429.00 / year |
2017 Lincoln Mkz Insurance
Average Cost to Insure
$1,587.47 / year
Cheapest Rate
$687.00 / year Jupiter Auto Insurance
Available Trims
BLACK LABEL 4dr SEDAN (6cyl)
2016 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $0.00 / year |
| Jupiter Auto Insurance | $784.00 / year |
| Utica National Ins Group | $840.00 / year |
| Penn National | $1,066.00 / year |
| North Carolina Farm Bureau | $1,071.00 / year |
| Titan | $1,103.00 / year |
| Tennessee Farmers | $1,122.00 / year |
| Erie | $1,202.00 / year |
| SECURA Insurance | $1,378.00 / year |
| MO Farm Bureau Services | $1,557.00 / year |
2016 Lincoln Mkz Insurance
Average Cost to Insure
$1,694.80 / year
Cheapest Rate
$0.00 / year Kemper Personal Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
2015 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland | $0.00 / year |
| Kemper Personal Insurance | $0.00 / year |
| Jupiter Auto Insurance | $816.00 / year |
| Plymouth Rock Assurance | $927.00 / year |
| Ameriprise Group | $1,011.00 / year |
| Penn National | $1,086.00 / year |
| Farm Bureau Mutual (IA Group) | $1,110.00 / year |
| Kentucky Farm Bureau | $1,140.00 / year |
| Loya Insurance | $1,194.00 / year |
| Indiana Farmers Mutual Ins | $1,268.00 / year |
2015 Lincoln Mkz Insurance
Average Cost to Insure
$1,363.67 / year
Cheapest Rate
$0.00 / year Dairyland
Available Trims
HYBRID 4dr SEDAN (4cyl)
2014 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $250.00 / year |
| American National P&C | $585.00 / year |
| Western National | $902.00 / year |
| SECURA Insurance | $902.00 / year |
| Pekin Insurance | $988.00 / year |
| Farm Bureau Mutual (IA Group) | $990.00 / year |
| IMT Insurance Company | $1,116.00 / year |
| PEMCO | $1,122.00 / year |
| North Carolina Farm Bureau | $1,203.00 / year |
| Partners Mutual Insurance Co | $1,233.00 / year |
2014 Lincoln Mkz Insurance
Average Cost to Insure
$1,320.67 / year
Cheapest Rate
$250.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
2013 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $361.00 / year |
| Utica National Ins Group | $901.00 / year |
| West Bend Mutual | $965.00 / year |
| Titan | $969.00 / year |
| SECURA Insurance | $990.00 / year |
| Buckeye Insurance Group | $1,040.00 / year |
| North Carolina Farm Bureau | $1,089.00 / year |
| Western National | $1,101.00 / year |
| Rockford Mutual Insurance | $1,114.00 / year |
| Pekin Insurance | $1,192.00 / year |
2013 Lincoln Mkz Insurance
Average Cost to Insure
$1,219.23 / year
Cheapest Rate
$361.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
2012 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| American National P&C | $498.00 / year |
| Concord Group | $738.00 / year |
| North Carolina Farm Bureau | $798.00 / year |
| Farm Bureau Mutual (IA Group) | $814.00 / year |
| New Jersey Manufacturers | $881.00 / year |
| Titan | $888.00 / year |
| Commerce Group Inc | $905.00 / year |
| EMC Insurance | $960.00 / year |
| Safety Group | $989.00 / year |
2012 Lincoln Mkz Insurance
Average Cost to Insure
$1,063.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
2011 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Buckeye Insurance Group | $566.00 / year |
| Farm Bureau Mutual (IA Group) | $864.00 / year |
| Ohio Mutual Ins Group | $990.00 / year |
| New Jersey Manufacturers | $1,038.00 / year |
| Motorists Mutual | $1,044.00 / year |
| Mercury Insurance | $1,086.00 / year |
| Western Reserve | $1,088.00 / year |
| Erie | $1,252.00 / year |
| Pekin Insurance | $1,293.00 / year |
2011 Lincoln Mkz Insurance
Average Cost to Insure
$1,500.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
2010 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Pekin Insurance | $507.00 / year |
| American National P&C | $514.00 / year |
| ACE American Pool | $527.00 / year |
| Plymouth Rock Assurance | $545.00 / year |
| Buckeye Insurance Group | $581.00 / year |
| Norfolk and Dedham Group | $689.00 / year |
| Safety Group | $698.00 / year |
| Clearcover | $711.00 / year |
| Pure Companies Grp | $725.00 / year |
2010 Lincoln Mkz Insurance
Average Cost to Insure
$875.97 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
4dr SEDAN (6cyl)
Compare Mkz to other Lincoln Models
Wondering how the Mkz compares to other Lincoln Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
