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Lincoln MKZ Car Insurance
How much does car insurance cost for your Lincoln Mkz? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Mkz
What is the Average Cost to Insure a Lincoln Mkz?
Lincoln Mkz
How much does car insurance cost for Lincoln Mkz? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Mkz below.
Lincoln Mkz Insurance Model Year by Age Group
The price you pay to insure your Lincoln Mkz can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2020 | N/A | $230.45 / mo | $140.95 / mo | $208.72 / mo | $137.55 / mo | $189.27 / mo |
| 2019 | $247.30 / mo | $155.43 / mo | $139.85 / mo | $171.39 / mo | $141.98 / mo | $200.31 / mo |
| 2018 | $509.93 / mo | $297.06 / mo | $180.75 / mo | $163.28 / mo | $176.33 / mo | $196.89 / mo |
| 2017 | $386.34 / mo | $222.92 / mo | $189.95 / mo | $143.21 / mo | $138.76 / mo | $166.24 / mo |
| 2016 | $303.03 / mo | $225.86 / mo | $169.66 / mo | $151.47 / mo | $131.06 / mo | $162.55 / mo |
| 2015 | $261.33 / mo | $173.04 / mo | $146.64 / mo | $173.64 / mo | $113.68 / mo | $161.55 / mo |
| 2014 | $216.99 / mo | $191.97 / mo | $133.29 / mo | $135.00 / mo | $140.21 / mo | $163.75 / mo |
| 2013 | $264.52 / mo | $175.80 / mo | $132.33 / mo | $136.86 / mo | $119.58 / mo | $151.27 / mo |
| 2012 | $245.45 / mo | $190.08 / mo | $128.17 / mo | $116.82 / mo | $107.67 / mo | $123.30 / mo |
| 2011 | $200.10 / mo | $177.74 / mo | $138.50 / mo | $117.34 / mo | $122.45 / mo | $119.74 / mo |
| 2010 | $396.30 / mo | $172.79 / mo | $137.82 / mo | $115.00 / mo | $120.47 / mo | $110.07 / mo |
2020 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $812.00 / year |
| Mercury Insurance | $829.00 / year |
| AssuranceAmerica Elite | $985.00 / year |
| Buckeye Insurance Group | $1,008.00 / year |
| AssuranceAmerica Economy | $1,261.00 / year |
| Capital Insurance Group | $1,268.00 / year |
| Virginia Farm Bureau | $1,320.00 / year |
| Safeco | $1,375.00 / year |
| PEMCO | $1,458.00 / year |
| SECURA Insurance | $1,463.00 / year |
2020 Lincoln Mkz Insurance
Average Cost to Insure
$1,368.97 / year
Cheapest Rate
$812.00 / year American National P
Available Trims
RESERVE 4dr SEDAN (6cyl)
2019 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $238.00 / year |
| American National P | $479.00 / year |
| Dairyland FR Bond | $849.00 / year |
| NatGen PPA | $888.00 / year |
| Mercury Insurance | $892.00 / year |
| Buckeye Insurance Group | $1,164.00 / year |
| Texas Farm Bureau Group | $1,188.00 / year |
| United Farm Bureau of IN Group | $1,196.00 / year |
| IMT Insurance Company | $1,230.00 / year |
| West Bend Mutual | $1,255.00 / year |
2019 Lincoln Mkz Insurance
Average Cost to Insure
$817.03 / year
Cheapest Rate
$238.00 / year SAFECO
Available Trims
RESERVE I 4dr SEDAN (4cyl)
2018 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance Company | $281.00 / year |
| Safeco | $505.00 / year |
| National General Value | $616.00 / year |
| American National P | $683.00 / year |
| Titan | $985.00 / year |
| Buckeye Insurance Group | $1,287.00 / year |
| Utica National Ins Group | $1,299.00 / year |
| North Carolina Farm Bureau | $1,309.00 / year |
| Capital Insurance Group | $1,389.00 / year |
| Farm Bureau Mutual (IA Group) | $1,413.00 / year |
2018 Lincoln Mkz Insurance
Average Cost to Insure
$967.73 / year
Cheapest Rate
$281.00 / year Mercury Insurance Company
Available Trims
BLACK LABEL 4dr SEDAN (6cyl)
2017 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Broadform | $276.00 / year |
| SAFECO | $452.00 / year |
| American National P | $619.00 / year |
| NatGen PPA | $800.00 / year |
| Jupiter Auto Insurance | $805.00 / year |
| Concord Group | $823.00 / year |
| Countryway Insurance | $922.00 / year |
| Dairyland FR Bond | $1,059.00 / year |
| Virginia Farm Bureau | $1,214.00 / year |
| American National P&C | $1,270.00 / year |
2017 Lincoln Mkz Insurance
Average Cost to Insure
$549.40 / year
Cheapest Rate
$276.00 / year Dairyland Broadform
Available Trims
BLACK LABEL 4dr SEDAN (6cyl)
2016 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $337.00 / year |
| Concord Group | $721.00 / year |
| Jupiter Auto Insurance | $890.00 / year |
| Countryway Insurance | $901.00 / year |
| Mercury Insurance | $1,008.00 / year |
| Dairyland FR Bond | $1,011.00 / year |
| Safety Group | $1,074.00 / year |
| Dairyland Broadform | $1,074.00 / year |
| American National P | $1,127.00 / year |
| MMG Insurance Company | $1,157.00 / year |
2016 Lincoln Mkz Insurance
Average Cost to Insure
$858.47 / year
Cheapest Rate
$337.00 / year Safeco
Available Trims
HYBRID 4dr SEDAN (4cyl)
2015 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $327.00 / year |
| American National P | $662.00 / year |
| Jupiter Auto Insurance | $663.00 / year |
| Kemper Auto | $804.00 / year |
| Concord Group | $959.00 / year |
| Ameriprise Group | $1,011.00 / year |
| Countryway Insurance | $1,064.00 / year |
| Plymouth Rock Assurance | $1,092.00 / year |
| Buckeye Insurance Group | $1,114.00 / year |
| Kentucky Farm Bureau | $1,140.00 / year |
2015 Lincoln Mkz Insurance
Average Cost to Insure
$948.13 / year
Cheapest Rate
$327.00 / year SAFECO
Available Trims
HYBRID 4dr SEDAN (4cyl)
2014 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $209.00 / year |
| SAFECO | $360.00 / year |
| American National P&C | $585.00 / year |
| NatGen PPA | $784.00 / year |
| North Carolina Farm Bureau | $999.00 / year |
| SECURA Insurance | $1,027.00 / year |
| Mercury Insurance | $1,097.00 / year |
| Virginia Farm Bureau | $1,099.00 / year |
| PEMCO | $1,129.00 / year |
| NatGen Custom 360 | $1,140.00 / year |
2014 Lincoln Mkz Insurance
Average Cost to Insure
$633.63 / year
Cheapest Rate
$209.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
2013 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $93.00 / year |
| Jupiter Auto Insurance | $309.00 / year |
| Mercury Insurance | $588.00 / year |
| American National P | $666.00 / year |
| Dairyland FR Bond | $745.00 / year |
| SECURA Insurance | $849.00 / year |
| Kemper Personal Insurance | $920.00 / year |
| AssuranceAmerica Economy | $982.00 / year |
| Dairyland Broadform | $999.00 / year |
| Mercury Insurance Company | $1,018.00 / year |
2013 Lincoln Mkz Insurance
Average Cost to Insure
$785.43 / year
Cheapest Rate
$93.00 / year Safeco
Available Trims
HYBRID 4dr SEDAN (4cyl)
2012 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Union Mutual Fire Group | $448.00 / year |
| Kemper Auto Premier | $455.00 / year |
| American National P&C | $498.00 / year |
| AssuranceAmerica Mobile Max | $624.00 / year |
| Concord Group | $723.00 / year |
| Clearcover | $724.00 / year |
| Countryway Insurance | $836.00 / year |
| Mercury Insurance | $869.00 / year |
| American National P | $873.00 / year |
| SAFECO | $929.00 / year |
2012 Lincoln Mkz Insurance
Average Cost to Insure
$613.83 / year
Cheapest Rate
$448.00 / year Union Mutual Fire Group
Available Trims
HYBRID 4dr SEDAN (4cyl)
2011 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $47.00 / year |
| SAFECO | $372.00 / year |
| Mercury Insurance | $420.00 / year |
| NatGen Value | $635.00 / year |
| Kemper Auto | Infinity | $708.00 / year |
| Concord Group | $765.00 / year |
| National General Value | $765.00 / year |
| MMG Insurance Company | $867.00 / year |
| American National P | $895.00 / year |
| EMC Insurance | $942.00 / year |
2011 Lincoln Mkz Insurance
Average Cost to Insure
$596.77 / year
Cheapest Rate
$47.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr SEDAN (4cyl)
2010 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $318.00 / year |
| Kemper Personal Insurance | $406.00 / year |
| American National P&C | $514.00 / year |
| Concord Group | $569.00 / year |
| Kemper Auto Premier | $571.00 / year |
| American National P | $666.00 / year |
| MMG Insurance Company | $668.00 / year |
| Clearcover | $719.00 / year |
| Pure Companies Grp | $725.00 / year |
| Countryway Insurance | $728.00 / year |
2010 Lincoln Mkz Insurance
Average Cost to Insure
$461.50 / year
Cheapest Rate
$318.00 / year SAFECO
Available Trims
4dr SEDAN (6cyl)
Compare Mkz to other Lincoln Models
Wondering how the Mkz compares to other Lincoln Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
