855.214.2291 Lincoln MKZ Car Insurance
How much does car insurance cost for your Lincoln Mkz? We collected quotes from thousands of drivers to find cheapest rate.
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What is the Average Cost to Insure a Lincoln Mkz?
Lincoln Mkz
How much does car insurance cost for Lincoln Mkz? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Mkz below.
Lincoln Mkz Insurance Model Year by Age Group
The price you pay to insure your Lincoln Mkz can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2020 | N/A | $182.24 / mo | N/A | N/A | N/A | $139.95 / mo |
| 2019 | $265.63 / mo | $139.31 / mo | $145.69 / mo | $137.19 / mo | $127.58 / mo | $180.68 / mo |
| 2018 | $774.65 / mo | $222.30 / mo | $118.27 / mo | $216.19 / mo | $187.19 / mo | $181.17 / mo |
| 2017 | $293.50 / mo | $204.64 / mo | $128.31 / mo | $144.74 / mo | $131.89 / mo | $165.07 / mo |
| 2016 | $335.63 / mo | $176.30 / mo | $159.48 / mo | $140.01 / mo | $112.50 / mo | $212.97 / mo |
| 2015 | N/A | $162.57 / mo | $159.07 / mo | $132.79 / mo | $90.87 / mo | $142.02 / mo |
| 2014 | $218.40 / mo | $214.80 / mo | $125.49 / mo | $159.44 / mo | $115.84 / mo | $128.53 / mo |
| 2013 | $348.28 / mo | $148.70 / mo | $120.65 / mo | $149.06 / mo | $125.81 / mo | $180.95 / mo |
| 2012 | $188.25 / mo | $176.90 / mo | $134.40 / mo | $105.35 / mo | $100.08 / mo | $114.39 / mo |
| 2011 | $138.92 / mo | $175.81 / mo | $163.26 / mo | $141.42 / mo | $126.04 / mo | $92.37 / mo |
| 2010 | $257.76 / mo | $219.15 / mo | $135.35 / mo | $96.00 / mo | $90.36 / mo | $115.07 / mo |
2020 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $1,373.00 / year |
| Hastings Mutual Insurance Co | $1,548.00 / year |
| SECURA Insurance | $1,595.00 / year |
| Pioneer State Mutual Ins Co | $1,662.00 / year |
| Farm Bureau Ins of MI | $1,880.00 / year |
| USAA | $2,067.00 / year |
| Unitrin | $2,214.00 / year |
| Chubb | $2,534.00 / year |
| CSAA | $2,628.00 / year |
| California Capital | $2,750.00 / year |
2020 Lincoln Mkz Insurance
Average Cost to Insure
$1,812.00 / year
Cheapest Rate
$1,373.00 / year Direct Auto
Available Trims
RESERVE 4dr Sedan (6cyl), 4dr Sedan (4cyl)
2019 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Farm Bureau Mutual (IA Group) | $899.00 / year |
| SAFECO | $1,092.00 / year |
| Plymouth Rock Assurance | $1,110.00 / year |
| Texas Farm Bureau Group | $1,311.00 / year |
| American Family | $1,346.00 / year |
| Safety Group | $1,362.00 / year |
| Pure Companies Grp | $1,445.00 / year |
| West Bend Mutual | $1,482.00 / year |
| Virginia Farm Bureau | $1,515.00 / year |
| Norfolk and Dedham Group | $1,556.00 / year |
2019 Lincoln Mkz Insurance
Average Cost to Insure
$1,785.87 / year
Cheapest Rate
$899.00 / year Farm Bureau Mutual (IA Group)
Available Trims
RESERVE I 4dr Sedan (4cyl),RESERVE II 4dr Sedan (6cyl), 4dr Sedan (4cyl)
2018 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Travelers | $1,020.00 / year |
| Direct Auto | $1,234.00 / year |
| 21st Century | $5,199.00 / year |
| State Farm | $5,593.00 / year |
| Metropolitan | $6,634.00 / year |
| Direct General Insurance | $7,689.00 / year |
| Allstate | $8,790.00 / year |
| United Automobile Ins Group | $9,637.00 / year |
| Allied | $10,967.00 / year |
| AIG | $13,635.00 / year |
2018 Lincoln Mkz Insurance
Average Cost to Insure
$2,484.00 / year
Cheapest Rate
$1,020.00 / year Travelers
Available Trims
BLACK LABEL 4dr Sedan (6cyl),SELECT 4dr Sedan (6cyl),RESERVE 4dr Sedan (6cyl),HYBRID PREMIERE 4dr Sedan (4cyl),HYBRID SELECT 4dr Sedan (4cyl),HYBRID RESERVE 4dr Sedan (4cyl),HYBRID BLACK LABEL 4dr Sedan (4cyl),PREMIERE 4dr Sedan (4cyl)
2017 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $897.00 / year |
| American National P&C | $1,270.00 / year |
| Capital Insurance Group | $1,274.00 / year |
| New Jersey Manufacturers | $1,337.00 / year |
| Grange | $1,338.00 / year |
| Direct Auto | $1,347.00 / year |
| Texas Farm Bureau Group | $1,356.00 / year |
| Farm Bureau Mutual (IA Group) | $1,429.00 / year |
| Hartford | $1,446.00 / year |
| Auto Club | $1,458.00 / year |
2017 Lincoln Mkz Insurance
Average Cost to Insure
$1,664.80 / year
Cheapest Rate
$897.00 / year Pekin Insurance
Available Trims
BLACK LABEL 4dr Sedan (6cyl),SELECT 4dr Sedan (6cyl),RESERVE 4dr Sedan (6cyl),HYBRID PREMIERE 4dr Sedan (4cyl),HYBRID SELECT 4dr Sedan (4cyl),HYBRID RESERVE 4dr Sedan (4cyl),HYBRID BLACK LABEL 4dr Sedan (4cyl),PREMIERE 4dr Sedan (4cyl)
2016 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Utica National Ins Group | $840.00 / year |
| Penn National | $1,066.00 / year |
| North Carolina Farm Bureau | $1,071.00 / year |
| Titan | $1,103.00 / year |
| Tennessee Farmers | $1,122.00 / year |
| Erie | $1,202.00 / year |
| SECURA Insurance | $1,378.00 / year |
| MO Farm Bureau Services | $1,557.00 / year |
| USAA | $1,601.00 / year |
2016 Lincoln Mkz Insurance
Average Cost to Insure
$1,803.37 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
HYBRID 4dr Sedan (4cyl),BLACK LABEL 4dr Sedan (6cyl),HYBRID BLACK LABEL 4dr Sedan (4cyl), 4dr Sedan (6cyl)
2015 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Plymouth Rock Assurance | $927.00 / year |
| Ameriprise Group | $1,011.00 / year |
| Farm Bureau Mutual (IA Group) | $1,110.00 / year |
| Kentucky Farm Bureau | $1,140.00 / year |
| Loya Insurance | $1,194.00 / year |
| Penn National | $1,248.00 / year |
| Indiana Farmers Mutual Ins | $1,268.00 / year |
| Direct Auto | $1,289.00 / year |
| Buckeye Insurance Group | $1,358.00 / year |
| Erie | $1,394.00 / year |
2015 Lincoln Mkz Insurance
Average Cost to Insure
$1,568.53 / year
Cheapest Rate
$927.00 / year Plymouth Rock Assurance
Available Trims
HYBRID 4dr Sedan (4cyl),BLACK LABEL 4dr Sedan (6cyl),HYBRID BLACK LABEL 4dr Sedan (4cyl), 4dr Sedan (6cyl)
2014 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $585.00 / year |
| Western National | $902.00 / year |
| SECURA Insurance | $902.00 / year |
| Pekin Insurance | $988.00 / year |
| Farm Bureau Mutual (IA Group) | $990.00 / year |
| IMT Insurance Company | $1,116.00 / year |
| PEMCO | $1,122.00 / year |
| North Carolina Farm Bureau | $1,203.00 / year |
| Partners Mutual Insurance Co | $1,233.00 / year |
| Oregon Mutual | $1,270.00 / year |
2014 Lincoln Mkz Insurance
Average Cost to Insure
$1,379.37 / year
Cheapest Rate
$585.00 / year American National P&C
Available Trims
HYBRID 4dr Sedan (4cyl), 4dr Sedan (6cyl)
2013 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Utica National Ins Group | $901.00 / year |
| West Bend Mutual | $965.00 / year |
| Titan | $969.00 / year |
| SECURA Insurance | $990.00 / year |
| Buckeye Insurance Group | $1,040.00 / year |
| North Carolina Farm Bureau | $1,089.00 / year |
| Western National | $1,101.00 / year |
| Rockford Mutual Insurance | $1,114.00 / year |
| Pekin Insurance | $1,192.00 / year |
| Penn National | $1,240.00 / year |
2013 Lincoln Mkz Insurance
Average Cost to Insure
$1,278.97 / year
Cheapest Rate
$901.00 / year Utica National Ins Group
Available Trims
HYBRID 4dr Sedan (4cyl), 4dr Sedan (6cyl)
2012 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $498.00 / year |
| Concord Group | $738.00 / year |
| North Carolina Farm Bureau | $798.00 / year |
| Farm Bureau Mutual (IA Group) | $814.00 / year |
| New Jersey Manufacturers | $881.00 / year |
| Titan | $888.00 / year |
| Commerce Group Inc | $905.00 / year |
| EMC Insurance | $960.00 / year |
| Safety Group | $989.00 / year |
| MMG Insurance Company | $1,050.00 / year |
2012 Lincoln Mkz Insurance
Average Cost to Insure
$1,117.30 / year
Cheapest Rate
$498.00 / year American National P&C
Available Trims
HYBRID 4dr Sedan (4cyl), 4dr Sedan (6cyl)
2011 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $566.00 / year |
| Farm Bureau Mutual (IA Group) | $864.00 / year |
| Ohio Mutual Ins Group | $990.00 / year |
| New Jersey Manufacturers | $1,038.00 / year |
| Motorists Mutual | $1,044.00 / year |
| Western Reserve | $1,088.00 / year |
| Erie | $1,252.00 / year |
| Pekin Insurance | $1,293.00 / year |
| West Bend Mutual | $1,373.00 / year |
| Grange | $1,394.00 / year |
2011 Lincoln Mkz Insurance
Average Cost to Insure
$1,572.00 / year
Cheapest Rate
$566.00 / year Buckeye Insurance Group
Available Trims
HYBRID 4dr Sedan (4cyl), 4dr Sedan (6cyl)
2010 Lincoln Mkz Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $507.00 / year |
| American National P&C | $514.00 / year |
| ACE American Pool | $527.00 / year |
| Plymouth Rock Assurance | $545.00 / year |
| Buckeye Insurance Group | $581.00 / year |
| Norfolk and Dedham Group | $689.00 / year |
| Safety Group | $698.00 / year |
| Pure Companies Grp | $725.00 / year |
| Arbella Insurance Group | $740.00 / year |
| Vermont Mutual | $786.00 / year |
2010 Lincoln Mkz Insurance
Average Cost to Insure
$932.47 / year
Cheapest Rate
$507.00 / year Pekin Insurance
Available Trims
4dr Sedan (6cyl)
Compare Mkz to other Lincoln Models
Wondering how the Mkz compares to other Lincoln Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.