How much does car insurance cost for your Lincoln Navigator? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Lincoln Navigator? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Navigator below.
The price you pay to insure your Lincoln Navigator can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2023 | N/A | N/A | N/A | $2,789.43 / mo | N/A | N/A |
2022 | N/A | $274.66 / mo | $229.94 / mo | N/A | $215.72 / mo | $169.99 / mo |
2021 | $0.00 / mo | $270.38 / mo | $155.32 / mo | $181.03 / mo | $216.94 / mo | $233.48 / mo |
2020 | N/A | $146.15 / mo | $182.82 / mo | $203.14 / mo | $186.89 / mo | $202.32 / mo |
2019 | $224.07 / mo | $251.10 / mo | $123.06 / mo | $200.97 / mo | $98.97 / mo | $153.11 / mo |
2018 | $352.72 / mo | N/A | $167.54 / mo | $124.04 / mo | $100.95 / mo | $189.22 / mo |
2017 | N/A | $382.67 / mo | $164.60 / mo | $130.12 / mo | $161.10 / mo | $144.67 / mo |
2016 | $0.00 / mo | $179.84 / mo | $176.42 / mo | $93.56 / mo | $187.05 / mo | $147.42 / mo |
2015 | N/A | $168.31 / mo | $124.80 / mo | $136.29 / mo | $116.90 / mo | $135.10 / mo |
2014 | N/A | $287.53 / mo | $114.54 / mo | $101.59 / mo | $133.29 / mo | $133.26 / mo |
2013 | N/A | $122.16 / mo | $113.42 / mo | $146.68 / mo | $96.55 / mo | $153.81 / mo |
2012 | N/A | $125.99 / mo | $143.57 / mo | $126.64 / mo | $134.61 / mo | $119.54 / mo |
2011 | N/A | $123.03 / mo | $120.70 / mo | $135.59 / mo | $130.83 / mo | $131.14 / mo |
2010 | N/A | $214.21 / mo | $132.29 / mo | $104.35 / mo | $114.10 / mo | $103.41 / mo |
Insurance Company | 12 month Premium |
Dairyland Auto | $33,473.00 / year |
Average Cost to Insure
$4,781.86 / year
Cheapest Rate
$33,473.00 / year Dairyland Auto
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Preferred Mutual | $1,461.00 / year |
Safety Group | $1,749.00 / year |
Arbella Insurance Group | $1,874.00 / year |
Norfolk and Dedham Group | $1,950.00 / year |
Colorado Farm Bureau Mutual | $2,015.00 / year |
Oregon Mutual | $2,025.00 / year |
Central Mutual Insurance Co | $2,082.00 / year |
Mutual Of Enumclaw | $2,099.00 / year |
Sentry | $2,201.00 / year |
Plymouth Rock Assurance | $2,253.00 / year |
Average Cost to Insure
$2,014.90 / year
Cheapest Rate
$1,461.00 / year Preferred Mutual
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Direct Auto | $471.00 / year |
Victoria | $563.00 / year |
Safeco | $601.00 / year |
American National P | $740.00 / year |
Pioneer State Mutual Ins Co | $1,035.00 / year |
Plymouth Rock Assurance | $1,119.00 / year |
EMC Insurance | $1,128.00 / year |
Farm Bureau Mutual (IA Group) | $1,167.00 / year |
Wolverine Mutual | $1,191.00 / year |
Partners Mutual Insurance Co | $1,238.00 / year |
Average Cost to Insure
$1,134.33 / year
Cheapest Rate
$471.00 / year Direct Auto
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P | $663.00 / year |
Texas Farm Bureau Group | $1,157.00 / year |
Country | $1,170.00 / year |
Oregon Mutual | $1,365.00 / year |
Mutual Of Enumclaw | $1,467.00 / year |
Auto-Owners Insurance Co | $1,503.00 / year |
National General | $1,543.00 / year |
American Family | $1,779.00 / year |
New York Central Mutual Fire | $1,787.00 / year |
Direct Auto | $1,849.00 / year |
Average Cost to Insure
$1,638.23 / year
Cheapest Rate
$663.00 / year American National P
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Safeco | $336.00 / year |
Direct Auto | $874.00 / year |
Titan | $933.00 / year |
Texas Farm Bureau Group | $1,089.00 / year |
Utica National Ins Group | $1,251.00 / year |
North Carolina Farm Bureau | $1,358.00 / year |
ACCC Insurance Company | $1,382.00 / year |
SECURA Insurance | $1,466.00 / year |
Farm Bureau Mutual (IA Group) | $1,477.00 / year |
New Jersey Manufacturers | $1,607.00 / year |
Average Cost to Insure
$920.00 / year
Cheapest Rate
$336.00 / year Safeco
Available Trims
BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P | $518.00 / year |
Buckeye Insurance Group | $729.00 / year |
Direct Auto | $908.00 / year |
SafeAuto | $968.00 / year |
Central Mutual Insurance Co | $1,076.00 / year |
Virginia Farm Bureau | $1,086.00 / year |
Western Reserve | $1,095.00 / year |
Ohio Mutual Ins Group | $1,125.00 / year |
Celina Insurance Group | $1,202.00 / year |
PEMCO | $1,242.00 / year |
Average Cost to Insure
$1,057.13 / year
Cheapest Rate
$518.00 / year American National P
Available Trims
BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P | $643.00 / year |
Buckeye Insurance Group | $828.00 / year |
West Bend Mutual | $918.00 / year |
Wolverine Mutual | $948.00 / year |
Texas Farm Bureau Group | $1,036.00 / year |
Rural Mutual Insurance | $1,041.00 / year |
Pekin Insurance | $1,099.00 / year |
Western Reserve | $1,142.00 / year |
EMC Insurance | $1,203.00 / year |
North Carolina Farm Bureau | $1,211.00 / year |
Average Cost to Insure
$1,029.33 / year
Cheapest Rate
$643.00 / year American National P
Available Trims
L 4dr LIMOUSINE (6cyl)
Insurance Company | 12 month Premium |
Pekin Insurance | $948.00 / year |
Texas Farm Bureau Group | $1,073.00 / year |
New Jersey Manufacturers | $1,082.00 / year |
National General | $1,115.00 / year |
Rockford Mutual Insurance | $1,191.00 / year |
SECURA Insurance | $1,213.00 / year |
Tennessee Farmers | $1,241.00 / year |
North Carolina Farm Bureau | $1,304.00 / year |
Penn National | $1,354.00 / year |
Titan | $1,359.00 / year |
Average Cost to Insure
$783.13 / year
Cheapest Rate
$948.00 / year Pekin Insurance
Available Trims
L 4dr LIMOUSINE (6cyl)
Insurance Company | 12 month Premium |
American National P | $627.00 / year |
Safeco | $709.00 / year |
Direct Auto | $729.00 / year |
Concord Group | $746.00 / year |
Buckeye Insurance Group | $874.00 / year |
Countryway Insurance | $999.00 / year |
Virginia Farm Bureau | $1,010.00 / year |
Texas Farm Bureau Group | $1,076.00 / year |
Kemper Auto | Infinity | $1,078.00 / year |
Farm Bureau Mutual (IA Group) | $1,078.00 / year |
Average Cost to Insure
$734.33 / year
Cheapest Rate
$627.00 / year American National P
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
American National P | $456.00 / year |
Safeco | $457.00 / year |
Buckeye Insurance Group | $681.00 / year |
Ohio Mutual Ins Group | $956.00 / year |
MO Farm Bureau Services | $1,064.00 / year |
Texas Farm Bureau Group | $1,127.00 / year |
Western Reserve | $1,146.00 / year |
Loya Insurance | $1,157.00 / year |
Tennessee Farmers | $1,248.00 / year |
First Chicago Insurance | $1,260.00 / year |
Average Cost to Insure
$1,232.53 / year
Cheapest Rate
$456.00 / year American National P
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
Insurance Company | 12 month Premium |
SECURA Insurance | $738.00 / year |
Buckeye Insurance Group | $878.00 / year |
Farm Bureau Mutual (IA Group) | $933.00 / year |
Direct Auto | $961.00 / year |
American National P | $983.00 / year |
Utica National Ins Group | $996.00 / year |
Ohio Mutual Ins Group | $1,017.00 / year |
Virginia Farm Bureau | $1,023.00 / year |
North Carolina Farm Bureau | $1,077.00 / year |
Pekin Insurance | $1,081.00 / year |
Average Cost to Insure
$1,178.20 / year
Cheapest Rate
$738.00 / year SECURA Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
Insurance Company | 12 month Premium |
Dairyland | $511.00 / year |
Kemper Personal Insurance | $763.00 / year |
Penn National | $819.00 / year |
Utica National Ins Group | $927.00 / year |
National General Value | $959.00 / year |
Safeco | $1,061.00 / year |
ALFA | $1,151.00 / year |
Mississippi Farm Bureau | $1,196.00 / year |
Texas Farm Bureau Group | $1,203.00 / year |
New York Central Mutual Fire | $1,213.00 / year |
Average Cost to Insure
$1,072.97 / year
Cheapest Rate
$511.00 / year Dairyland
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
Insurance Company | 12 month Premium |
Safeco | $230.00 / year |
Kemper Auto | Infinity | $431.00 / year |
AssuranceAmerica Mobile Max | $624.00 / year |
American National P | $775.00 / year |
Mercury Insurance | $804.00 / year |
Rural Mutual Insurance | $824.00 / year |
SECURA Insurance | $831.00 / year |
Virginia Farm Bureau | $847.00 / year |
National General RAD | $895.00 / year |
Buckeye Insurance Group | $1,002.00 / year |
Average Cost to Insure
$893.87 / year
Cheapest Rate
$230.00 / year Safeco
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
Insurance Company | 12 month Premium |
Dairyland | $185.00 / year |
Jupiter Auto Insurance | $282.00 / year |
American National P | $493.00 / year |
Safeco | $519.00 / year |
Pekin Insurance | $667.00 / year |
Buckeye Insurance Group | $671.00 / year |
Loya Insurance | $767.00 / year |
PEMCO | $813.00 / year |
SECURA Insurance | $825.00 / year |
Virginia Farm Bureau | $861.00 / year |
Average Cost to Insure
$740.47 / year
Cheapest Rate
$185.00 / year Dairyland
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
Wondering how the Navigator compares to other Lincoln Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.