855.214.2291 Lincoln Navigator Car Insurance
How much does car insurance cost for your Lincoln Navigator? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Navigator
What is the Average Cost to Insure a Lincoln Navigator?
Lincoln Navigator
How much does car insurance cost for Lincoln Navigator? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Navigator below.
Lincoln Navigator Insurance Model Year by Age Group
The price you pay to insure your Lincoln Navigator can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2020 | N/A | N/A | N/A | $174.53 / mo | N/A | N/A |
| 2019 | N/A | $261.00 / mo | N/A | N/A | $114.07 / mo | N/A |
| 2018 | $352.72 / mo | N/A | $103.67 / mo | $80.95 / mo | $73.25 / mo | $119.59 / mo |
| 2017 | N/A | $382.67 / mo | $148.01 / mo | $96.96 / mo | $246.48 / mo | $130.72 / mo |
| 2016 | N/A | N/A | $180.05 / mo | $79.64 / mo | $113.91 / mo | $168.39 / mo |
| 2015 | N/A | $163.32 / mo | $71.91 / mo | N/A | $78.08 / mo | $148.68 / mo |
| 2014 | N/A | $450.68 / mo | $87.18 / mo | $106.97 / mo | $86.56 / mo | $106.32 / mo |
| 2013 | N/A | $88.11 / mo | N/A | $49.75 / mo | $100.53 / mo | $138.31 / mo |
| 2012 | N/A | N/A | $93.40 / mo | $117.01 / mo | $125.77 / mo | $117.20 / mo |
| 2011 | N/A | $134.40 / mo | $177.25 / mo | $127.87 / mo | $146.29 / mo | $163.04 / mo |
| 2010 | N/A | $187.95 / mo | $108.24 / mo | $95.40 / mo | $112.33 / mo | $122.09 / mo |
2019 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $1,173.00 / year |
| Pioneer State Mutual Ins Co | $1,221.00 / year |
| USAA | $1,446.00 / year |
| Metropolitan | $1,484.00 / year |
| SECURA Insurance | $1,517.00 / year |
| Farm Bureau Ins of MI | $1,544.00 / year |
| GMAC Insurance Group | $1,719.00 / year |
| Esurance | $1,778.00 / year |
| Nationwide | $1,779.00 / year |
| Progressive | $1,796.00 / year |
2019 Lincoln Navigator Insurance
Average Cost to Insure
$1,764.00 / year
Cheapest Rate
$1,173.00 / year Hastings Mutual Insurance Co
Available Trims
BLACK LABEL 4dr Sport Utility Vehicle (6cyl),SELECT 4dr Sport Utility Vehicle (6cyl),RESERVE 4dr Sport Utility Vehicle (6cyl),L SELECT 4dr Sport Utility Vehicle (6cyl),L RESERVE 4dr Sport Utility Vehicle (6cyl),L BLACK LABEL 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2018 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $1,086.00 / year |
| GEICO | $1,116.00 / year |
| Nationwide | $1,131.00 / year |
| Progressive | $1,131.00 / year |
| USAA | $1,185.00 / year |
| Penn National | $1,194.00 / year |
| State Farm | $1,362.00 / year |
| ALFA | $1,439.00 / year |
| Mercury | $1,544.00 / year |
| Erie | $1,575.00 / year |
2018 Lincoln Navigator Insurance
Average Cost to Insure
$1,416.00 / year
Cheapest Rate
$1,086.00 / year Virginia Farm Bureau
Available Trims
BLACK LABEL 4dr Sport Utility Vehicle (6cyl),SELECT 4dr Sport Utility Vehicle (6cyl),RESERVE 4dr Sport Utility Vehicle (6cyl),PREMIERE 4dr Sport Utility Vehicle (6cyl),L SELECT 4dr Sport Utility Vehicle (6cyl),L RESERVE 4dr Sport Utility Vehicle (6cyl),L BLACK LABEL 4dr Sport Utility Vehicle (6cyl)
2017 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| USAA | $1,199.00 / year |
| Oregon Mutual | $1,202.00 / year |
| Direct General Insurance | $1,252.00 / year |
| Mutual Of Enumclaw | $1,455.00 / year |
| PEMCO | $1,587.00 / year |
| Mississippi Farm Bureau | $1,640.00 / year |
| Nationwide | $1,646.00 / year |
| State Farm | $1,707.00 / year |
| Chubb | $1,851.00 / year |
| Travelers | $1,858.00 / year |
2017 Lincoln Navigator Insurance
Average Cost to Insure
$1,812.00 / year
Cheapest Rate
$1,199.00 / year USAA
Available Trims
L 4dr LIMOUSINE (6cyl),SELECT 4dr Sport Utility Vehicle (6cyl),RESERVE 4dr Sport Utility Vehicle (6cyl),L SELECT 4dr Sport Utility Vehicle (6cyl),L RESERVE 4dr Sport Utility Vehicle (6cyl)
2016 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $1,040.00 / year |
| SECURA Insurance | $1,254.00 / year |
| 21st Century | $1,466.00 / year |
| USAA | $1,544.00 / year |
| Esurance | $1,590.00 / year |
| Farm Bureau Ins of MI | $1,595.00 / year |
| Chubb | $1,670.00 / year |
| GEICO | $1,743.00 / year |
| Farm Bureau Mutual (IA Group) | $1,808.00 / year |
| Pioneer State Mutual Ins Co | $1,812.00 / year |
2016 Lincoln Navigator Insurance
Average Cost to Insure
$1,524.00 / year
Cheapest Rate
$1,040.00 / year Hastings Mutual Insurance Co
Available Trims
L 4dr LIMOUSINE (6cyl),SELECT 4dr Sport Utility Vehicle (6cyl),RESERVE 4dr Sport Utility Vehicle (6cyl),L SELECT 4dr Sport Utility Vehicle (6cyl),L RESERVE 4dr Sport Utility Vehicle (6cyl)
2015 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Oregon Mutual | $1,080.00 / year |
| Progressive | $1,119.00 / year |
| USAA | $1,143.00 / year |
| Chubb | $1,211.00 / year |
| GEICO | $1,356.00 / year |
| Unitrin | $1,368.00 / year |
| PEMCO | $1,449.00 / year |
| State Farm | $1,485.00 / year |
| Capital Insurance Group | $1,556.00 / year |
| Mutual Of Enumclaw | $1,610.00 / year |
2015 Lincoln Navigator Insurance
Average Cost to Insure
$1,368.00 / year
Cheapest Rate
$1,080.00 / year Oregon Mutual
Available Trims
L 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
2014 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Metropolitan | $1,437.00 / year |
| USAA | $1,701.00 / year |
| SECURA Insurance | $2,016.00 / year |
| Chubb | $2,025.00 / year |
| GEICO | $2,244.00 / year |
| Pioneer State Mutual Ins Co | $2,673.00 / year |
| Auto-Owners Insurance Co | $2,700.00 / year |
| Hastings Mutual Insurance Co | $2,829.00 / year |
| Progressive | $2,952.00 / year |
| Frankenmuth Mutual | $3,074.00 / year |
2014 Lincoln Navigator Insurance
Average Cost to Insure
$1,836.00 / year
Cheapest Rate
$1,437.00 / year Metropolitan
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
2013 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| GEICO | $1,902.00 / year |
| Mercury | $3,300.00 / year |
| Allied | $3,498.00 / year |
| Direct General Insurance | $3,554.00 / year |
| Metropolitan | $3,686.00 / year |
| State Farm | $3,783.00 / year |
| Allstate | $4,113.00 / year |
| Progressive | $4,220.00 / year |
| United Automobile Ins Group | $4,305.00 / year |
| 21st Century | $5,517.00 / year |
2013 Lincoln Navigator Insurance
Average Cost to Insure
$1,308.00 / year
Cheapest Rate
$1,902.00 / year GEICO
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
2012 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $1,080.00 / year |
| Metropolitan | $1,226.00 / year |
| USAA | $1,320.00 / year |
| GEICO | $1,332.00 / year |
| Hastings Mutual Insurance Co | $1,392.00 / year |
| Chubb | $1,779.00 / year |
| Travelers | $1,832.00 / year |
| Farm Bureau Ins of MI | $1,890.00 / year |
| Auto-Owners Insurance Co | $1,980.00 / year |
| MEEMIC Insurance Company | $2,066.00 / year |
2012 Lincoln Navigator Insurance
Average Cost to Insure
$1,380.00 / year
Cheapest Rate
$1,080.00 / year SECURA Insurance
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
2011 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Erie | $1,990.00 / year |
| USAA | $1,993.00 / year |
| Travelers | $2,067.00 / year |
| GEICO | $2,214.00 / year |
| New York Central Mutual Fire | $2,667.00 / year |
| Hanover | $2,716.00 / year |
| Progressive | $2,799.00 / year |
| State Farm | $2,961.00 / year |
| Tower Insurance Company of New York | $3,131.00 / year |
| Allstate | $3,161.00 / year |
2011 Lincoln Navigator Insurance
Average Cost to Insure
$1,776.00 / year
Cheapest Rate
$1,990.00 / year Erie
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
2010 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Loya Insurance | $767.00 / year |
| Georgia Farm Bureau | $1,050.00 / year |
| Texas Farm Bureau Group | $1,182.00 / year |
| ACCC Insurance Company | $1,548.00 / year |
| Auto-Owners Insurance Co | $1,575.00 / year |
| ALFA | $1,587.00 / year |
| GEICO | $1,644.00 / year |
| USAA | $1,795.00 / year |
| State Farm | $1,869.00 / year |
| State Auto | $1,892.00 / year |
2010 Lincoln Navigator Insurance
Average Cost to Insure
$1,356.00 / year
Cheapest Rate
$767.00 / year Loya Insurance
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.