How much does car insurance cost for your Lincoln Navigator? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Lincoln Navigator? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Navigator below.
The price you pay to insure your Lincoln Navigator can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2021 | N/A | $200.00 / mo | N/A | N/A | $73.94 / mo | N/A |
2020 | N/A | N/A | N/A | $174.53 / mo | N/A | N/A |
2019 | $224.07 / mo | $261.00 / mo | N/A | N/A | $104.67 / mo | N/A |
2018 | $352.72 / mo | N/A | $131.01 / mo | $90.02 / mo | $73.25 / mo | $119.59 / mo |
2017 | N/A | $382.67 / mo | $148.01 / mo | $96.96 / mo | $246.48 / mo | $130.72 / mo |
2016 | N/A | N/A | $180.05 / mo | $79.64 / mo | $113.91 / mo | $168.39 / mo |
2015 | N/A | $163.32 / mo | $71.91 / mo | $114.95 / mo | $78.08 / mo | $150.25 / mo |
2014 | N/A | $450.68 / mo | $98.42 / mo | $106.97 / mo | $86.56 / mo | $101.68 / mo |
2013 | N/A | $88.11 / mo | $126.35 / mo | $71.78 / mo | $100.53 / mo | $138.31 / mo |
2012 | N/A | N/A | $93.40 / mo | $117.01 / mo | $125.77 / mo | $117.20 / mo |
2011 | N/A | $134.40 / mo | $160.66 / mo | $121.54 / mo | $146.29 / mo | $163.04 / mo |
2010 | N/A | $187.95 / mo | $106.84 / mo | $95.40 / mo | $112.33 / mo | $122.09 / mo |
Insurance Company | 12 month Premium |
Pioneer State Mutual Ins Co | $1,035.00 / year |
Wolverine Mutual | $1,191.00 / year |
Victoria | $1,196.00 / year |
SECURA Insurance | $1,494.00 / year |
Hastings Mutual Insurance Co | $1,664.00 / year |
Frankenmuth Mutual | $1,809.00 / year |
USAA | $2,095.00 / year |
Farm Bureau Ins of MI | $2,316.00 / year |
MEEMIC Insurance Company | $2,415.00 / year |
Farmers | $2,433.00 / year |
Average Cost to Insure
$1,848.00 / year
Cheapest Rate
$1,035.00 / year Pioneer State Mutual Ins Co
Available Trims
L 4dr Sport Utility Vehicle (6cyl),BLACK LABEL 4dr Sport Utility Vehicle (6cyl),RESERVE 4dr Sport Utility Vehicle (6cyl),L RESERVE 4dr Sport Utility Vehicle (6cyl),L BLACK LABEL 4dr Sport Utility Vehicle (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)
Insurance Company | 12 month Premium |
Titan | $933.00 / year |
Pioneer State Mutual Ins Co | $1,221.00 / year |
Utica National Ins Group | $1,251.00 / year |
North Carolina Farm Bureau | $1,358.00 / year |
SECURA Insurance | $1,517.00 / year |
Farm Bureau Ins of MI | $1,544.00 / year |
GMAC Insurance Group | $1,679.00 / year |
Erie | $1,724.00 / year |
Pekin Insurance | $1,742.00 / year |
Penn National | $1,757.00 / year |
Average Cost to Insure
$2,083.50 / year
Cheapest Rate
$933.00 / year Titan
Available Trims
BLACK LABEL 4dr Sport Utility Vehicle (6cyl),SELECT 4dr Sport Utility Vehicle (6cyl),RESERVE 4dr Sport Utility Vehicle (6cyl),L SELECT 4dr Sport Utility Vehicle (6cyl),L RESERVE 4dr Sport Utility Vehicle (6cyl),L BLACK LABEL 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Virginia Farm Bureau | $1,086.00 / year |
Nationwide | $1,214.00 / year |
West Bend Mutual | $1,344.00 / year |
USAA | $1,401.00 / year |
ALFA | $1,439.00 / year |
State Farm | $1,458.00 / year |
Penn National | $1,473.00 / year |
American Family | $1,485.00 / year |
New Jersey Manufacturers | $1,553.00 / year |
Allied | $1,578.00 / year |
Average Cost to Insure
$1,464.00 / year
Cheapest Rate
$1,086.00 / year Virginia Farm Bureau
Available Trims
BLACK LABEL 4dr Sport Utility Vehicle (6cyl),SELECT 4dr Sport Utility Vehicle (6cyl),RESERVE 4dr Sport Utility Vehicle (6cyl),PREMIERE 4dr Sport Utility Vehicle (6cyl),L SELECT 4dr Sport Utility Vehicle (6cyl),L RESERVE 4dr Sport Utility Vehicle (6cyl),L BLACK LABEL 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
USAA | $1,199.00 / year |
Oregon Mutual | $1,202.00 / year |
Direct General Insurance | $1,252.00 / year |
Mutual Of Enumclaw | $1,455.00 / year |
PEMCO | $1,587.00 / year |
Mississippi Farm Bureau | $1,640.00 / year |
Nationwide | $1,646.00 / year |
State Farm | $1,707.00 / year |
Chubb | $1,851.00 / year |
Travelers | $1,858.00 / year |
Average Cost to Insure
$1,812.00 / year
Cheapest Rate
$1,199.00 / year USAA
Available Trims
L 4dr LIMOUSINE (6cyl),SELECT 4dr Sport Utility Vehicle (6cyl),RESERVE 4dr Sport Utility Vehicle (6cyl),L SELECT 4dr Sport Utility Vehicle (6cyl),L RESERVE 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Hastings Mutual Insurance Co | $1,040.00 / year |
SECURA Insurance | $1,254.00 / year |
21st Century | $1,466.00 / year |
USAA | $1,544.00 / year |
Esurance | $1,590.00 / year |
Farm Bureau Ins of MI | $1,595.00 / year |
Chubb | $1,670.00 / year |
GEICO | $1,743.00 / year |
Farm Bureau Mutual (IA Group) | $1,808.00 / year |
Pioneer State Mutual Ins Co | $1,812.00 / year |
Average Cost to Insure
$1,524.00 / year
Cheapest Rate
$1,040.00 / year Hastings Mutual Insurance Co
Available Trims
L 4dr LIMOUSINE (6cyl),SELECT 4dr Sport Utility Vehicle (6cyl),RESERVE 4dr Sport Utility Vehicle (6cyl),L SELECT 4dr Sport Utility Vehicle (6cyl),L RESERVE 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Oregon Mutual | $1,080.00 / year |
USAA | $1,151.00 / year |
Progressive | $1,410.00 / year |
PEMCO | $1,449.00 / year |
Capital Insurance Group | $1,556.00 / year |
Erie | $1,578.00 / year |
Mutual Of Enumclaw | $1,610.00 / year |
Allied | $1,620.00 / year |
Grange | $1,622.00 / year |
GEICO | $1,670.00 / year |
Average Cost to Insure
$1,404.00 / year
Cheapest Rate
$1,080.00 / year Oregon Mutual
Available Trims
L 4dr Sport Utility Vehicle (6cyl), 4dr Sport Utility Vehicle (6cyl)
Insurance Company | 12 month Premium |
Penn National | $1,070.00 / year |
Loya Insurance | $1,157.00 / year |
Tennessee Farmers | $1,248.00 / year |
Erie | $1,359.00 / year |
USAA | $1,368.00 / year |
Texas Farm Bureau Group | $1,524.00 / year |
GEICO | $1,632.00 / year |
Cincinnati Insurance | $1,664.00 / year |
Metropolitan | $1,844.00 / year |
Progressive | $1,894.00 / year |
Average Cost to Insure
$1,752.00 / year
Cheapest Rate
$1,070.00 / year Penn National
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
Insurance Company | 12 month Premium |
Travelers | $1,428.00 / year |
Country | $1,539.00 / year |
Georgia Farm Bureau | $1,545.00 / year |
Erie | $1,566.00 / year |
USAA | $1,593.00 / year |
Auto-Owners Insurance Co | $1,608.00 / year |
New York Central Mutual Fire | $1,638.00 / year |
ACCC Insurance Company | $1,854.00 / year |
GEICO | $1,985.00 / year |
Tower Insurance Company of New York | $2,009.00 / year |
Average Cost to Insure
$1,332.00 / year
Cheapest Rate
$1,428.00 / year Travelers
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
Insurance Company | 12 month Premium |
SECURA Insurance | $1,080.00 / year |
Metropolitan | $1,226.00 / year |
USAA | $1,320.00 / year |
GEICO | $1,332.00 / year |
Hastings Mutual Insurance Co | $1,392.00 / year |
Chubb | $1,779.00 / year |
Travelers | $1,832.00 / year |
Farm Bureau Ins of MI | $1,890.00 / year |
Auto-Owners Insurance Co | $1,980.00 / year |
MEEMIC Insurance Company | $2,066.00 / year |
Average Cost to Insure
$1,380.00 / year
Cheapest Rate
$1,080.00 / year SECURA Insurance
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
Insurance Company | 12 month Premium |
Virginia Farm Bureau | $836.00 / year |
Direct Auto | $902.00 / year |
Penn National | $939.00 / year |
Utica National Ins Group | $956.00 / year |
Auto-Owners Insurance Co | $1,212.00 / year |
SECURA Insurance | $1,242.00 / year |
Country | $1,469.00 / year |
Donegal Mutual Insurance Co | $1,584.00 / year |
Erie | $1,618.00 / year |
USAA | $1,631.00 / year |
Average Cost to Insure
$1,716.00 / year
Cheapest Rate
$836.00 / year Virginia Farm Bureau
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
Insurance Company | 12 month Premium |
Loya Insurance | $767.00 / year |
SECURA Insurance | $915.00 / year |
Georgia Farm Bureau | $1,050.00 / year |
Texas Farm Bureau Group | $1,182.00 / year |
ACCC Insurance Company | $1,548.00 / year |
ALFA | $1,587.00 / year |
GEICO | $1,642.00 / year |
Wolverine Mutual | $1,677.00 / year |
USAA | $1,689.00 / year |
Farm Bureau Ins of MI | $1,803.00 / year |
Average Cost to Insure
$1,344.00 / year
Cheapest Rate
$767.00 / year Loya Insurance
Available Trims
L 4dr Sport Utility Vehicle (8cyl), 4dr Sport Utility Vehicle (8cyl)
Wondering how the Navigator compares to other Lincoln Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.