call

Lincoln Navigator Car Insurance

How much does car insurance cost for your Lincoln Navigator? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Navigator

What is the Average Cost to Insure a Lincoln Navigator?

Lincoln Lincoln Navigator

How much does car insurance cost for Lincoln Navigator? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Navigator below.

auto insurance

Lincoln Navigator Insurance Model Year by Age Group

The price you pay to insure your Lincoln Navigator can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2021N/A$200.00 / moN/AN/A$73.94 / moN/A
2020N/AN/AN/A$174.53 / moN/A$154.14 / mo
2019$224.07 / mo$261.00 / moN/AN/A$94.07 / moN/A
2018$352.72 / moN/A$119.07 / mo$90.02 / mo$73.25 / mo$119.59 / mo
2017N/A$382.67 / mo$148.01 / mo$96.96 / mo$246.48 / mo$129.98 / mo
2016N/A$148.34 / mo$173.09 / mo$79.64 / mo$113.91 / mo$168.39 / mo
2015N/A$163.32 / mo$71.91 / mo$114.95 / mo$78.08 / mo$150.25 / mo
2014N/A$450.68 / mo$98.42 / mo$106.97 / mo$86.56 / mo$101.68 / mo
2013N/A$88.11 / mo$126.35 / mo$71.78 / mo$87.54 / mo$138.31 / mo
2012N/AN/A$93.40 / mo$117.01 / mo$125.77 / mo$117.20 / mo
2011N/A$132.67 / mo$130.58 / mo$121.54 / mo$146.29 / mo$163.04 / mo
2010N/A$187.95 / mo$106.41 / mo$100.86 / mo$112.33 / mo$122.09 / mo

Lincoln 2021 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $471.00 / year
Pioneer State Mutual Ins Co $1,035.00 / year
Wolverine Mutual $1,191.00 / year
Victoria $1,196.00 / year
SECURA Insurance $1,494.00 / year
Hastings Mutual Insurance Co $1,664.00 / year
Frankenmuth Mutual $1,809.00 / year
USAA $2,095.00 / year
Farm Bureau Ins of MI $2,316.00 / year
MEEMIC Insurance Company $2,415.00 / year

2021 Lincoln Navigator Insurance

Average Cost to Insure

$1,380.00 / year

Cheapest Rate

$471.00 / year Direct Auto

Available Trims

L 4dr SPORT UTILITY VEHICLE (6cyl),BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl),RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),L RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),L BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2020 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $1,849.00 / year

2020 Lincoln Navigator Insurance

Average Cost to Insure

$1,849.00 / year

Cheapest Rate

$1,849.00 / year Direct Auto

Available Trims

L 4dr SPORT UTILITY VEHICLE (6cyl),BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl),RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),L RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),L BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2019 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $874.00 / year
Titan $933.00 / year
Pioneer State Mutual Ins Co $1,221.00 / year
Utica National Ins Group $1,251.00 / year
North Carolina Farm Bureau $1,358.00 / year
SECURA Insurance $1,517.00 / year
Farm Bureau Ins of MI $1,544.00 / year
GMAC Insurance Group $1,679.00 / year
Erie $1,724.00 / year
Pekin Insurance $1,742.00 / year

2019 Lincoln Navigator Insurance

Average Cost to Insure

$2,035.57 / year

Cheapest Rate

$874.00 / year Direct Auto

Available Trims

BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl),SELECT 4dr SPORT UTILITY VEHICLE (6cyl),RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),L SELECT 4dr SPORT UTILITY VEHICLE (6cyl),L RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),L BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2018 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $999.00 / year
Virginia Farm Bureau $1,086.00 / year
Nationwide $1,214.00 / year
West Bend Mutual $1,344.00 / year
USAA $1,401.00 / year
ALFA $1,439.00 / year
State Farm $1,458.00 / year
Penn National $1,473.00 / year
American Family $1,485.00 / year
New Jersey Manufacturers $1,553.00 / year

2018 Lincoln Navigator Insurance

Average Cost to Insure

$1,428.00 / year

Cheapest Rate

$999.00 / year Direct Auto

Available Trims

BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl),SELECT 4dr SPORT UTILITY VEHICLE (6cyl),RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),PREMIERE 4dr SPORT UTILITY VEHICLE (6cyl),L SELECT 4dr SPORT UTILITY VEHICLE (6cyl),L RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),L BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2017 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
USAA $1,199.00 / year
Oregon Mutual $1,202.00 / year
Direct General Insurance $1,252.00 / year
Mutual Of Enumclaw $1,455.00 / year
Direct Auto $1,515.00 / year
PEMCO $1,587.00 / year
Mississippi Farm Bureau $1,640.00 / year
Nationwide $1,646.00 / year
State Farm $1,707.00 / year
Chubb $1,851.00 / year

2017 Lincoln Navigator Insurance

Average Cost to Insure

$1,788.00 / year

Cheapest Rate

$1,199.00 / year USAA

Available Trims

L 4dr LIMOUSINE (6cyl),SELECT 4dr SPORT UTILITY VEHICLE (6cyl),RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),L SELECT 4dr SPORT UTILITY VEHICLE (6cyl),L RESERVE 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2016 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
SECURA Insurance $1,193.00 / year
21st Century $1,466.00 / year
Hastings Mutual Insurance Co $1,467.00 / year
USAA $1,527.00 / year
Esurance $1,640.00 / year
Chubb $1,729.00 / year
Farm Bureau Ins of MI $1,794.00 / year
Farm Bureau Mutual (IA Group) $1,808.00 / year
Auto-Owners Insurance Co $1,828.00 / year
Travelers $1,928.00 / year

2016 Lincoln Navigator Insurance

Average Cost to Insure

$1,536.00 / year

Cheapest Rate

$1,193.00 / year SECURA Insurance

Available Trims

L 4dr LIMOUSINE (6cyl),SELECT 4dr SPORT UTILITY VEHICLE (6cyl),RESERVE 4dr SPORT UTILITY VEHICLE (6cyl),L SELECT 4dr SPORT UTILITY VEHICLE (6cyl),L RESERVE 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2015 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Oregon Mutual $1,080.00 / year
USAA $1,151.00 / year
PEMCO $1,449.00 / year
Capital Insurance Group $1,556.00 / year
Erie $1,578.00 / year
Mutual Of Enumclaw $1,610.00 / year
Allied $1,620.00 / year
Grange $1,622.00 / year
Travelers $1,690.00 / year
New York Central Mutual Fire $1,815.00 / year

2015 Lincoln Navigator Insurance

Average Cost to Insure

$1,404.00 / year

Cheapest Rate

$1,080.00 / year Oregon Mutual

Available Trims

L 4dr SPORT UTILITY VEHICLE (6cyl), 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2014 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Penn National $1,070.00 / year
Loya Insurance $1,157.00 / year
Tennessee Farmers $1,248.00 / year
Erie $1,359.00 / year
USAA $1,368.00 / year
Texas Farm Bureau Group $1,524.00 / year
Cincinnati Insurance $1,664.00 / year
Metropolitan $1,844.00 / year
Auto-Owners Insurance Co $1,933.00 / year
Chubb $1,955.00 / year

2014 Lincoln Navigator Insurance

Average Cost to Insure

$1,752.00 / year

Cheapest Rate

$1,070.00 / year Penn National

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl), 4dr SPORT UTILITY VEHICLE (8cyl)

Lincoln 2013 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $842.00 / year
Travelers $1,428.00 / year
Country $1,539.00 / year
Georgia Farm Bureau $1,545.00 / year
Erie $1,566.00 / year
USAA $1,593.00 / year
Auto-Owners Insurance Co $1,608.00 / year
New York Central Mutual Fire $1,638.00 / year
ACCC Insurance Company $1,854.00 / year
Tower Insurance Company of New York $2,009.00 / year

2013 Lincoln Navigator Insurance

Average Cost to Insure

$1,248.00 / year

Cheapest Rate

$842.00 / year Direct Auto

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl), 4dr SPORT UTILITY VEHICLE (8cyl)

Lincoln 2012 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
SECURA Insurance $1,080.00 / year
Metropolitan $1,226.00 / year
USAA $1,320.00 / year
Hastings Mutual Insurance Co $1,392.00 / year
Chubb $1,779.00 / year
Travelers $1,832.00 / year
Farm Bureau Ins of MI $1,890.00 / year
Auto-Owners Insurance Co $1,980.00 / year
MEEMIC Insurance Company $2,066.00 / year
Esurance $2,073.00 / year

2012 Lincoln Navigator Insurance

Average Cost to Insure

$1,380.00 / year

Cheapest Rate

$1,080.00 / year SECURA Insurance

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl), 4dr SPORT UTILITY VEHICLE (8cyl)

Lincoln 2011 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Virginia Farm Bureau $836.00 / year
Penn National $939.00 / year
Utica National Ins Group $956.00 / year
Direct Auto $1,158.00 / year
Auto-Owners Insurance Co $1,212.00 / year
SECURA Insurance $1,242.00 / year
Country $1,469.00 / year
Donegal Mutual Insurance Co $1,584.00 / year
Erie $1,618.00 / year
USAA $1,631.00 / year

2011 Lincoln Navigator Insurance

Average Cost to Insure

$1,644.00 / year

Cheapest Rate

$836.00 / year Virginia Farm Bureau

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl), 4dr SPORT UTILITY VEHICLE (8cyl)

Lincoln 2010 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Loya Insurance $767.00 / year
SECURA Insurance $915.00 / year
Georgia Farm Bureau $1,050.00 / year
Texas Farm Bureau Group $1,182.00 / year
Direct Auto $1,353.00 / year
ACCC Insurance Company $1,548.00 / year
ALFA $1,587.00 / year
Wolverine Mutual $1,677.00 / year
USAA $1,689.00 / year
Farm Bureau Ins of MI $1,803.00 / year

2010 Lincoln Navigator Insurance

Average Cost to Insure

$1,344.00 / year

Cheapest Rate

$767.00 / year Loya Insurance

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl), 4dr SPORT UTILITY VEHICLE (8cyl)

Compare Navigator to other Lincoln Models

Wondering how the Navigator compares to other Lincoln Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.