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Lincoln Navigator Car Insurance

How much does car insurance cost for your Lincoln Navigator? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Navigator

What is the Average Cost to Insure a Lincoln Navigator?

Lincoln Lincoln Navigator

How much does car insurance cost for Lincoln Navigator? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Navigator below.

Lincoln Navigator Insurance Model Year by Age Group

The price you pay to insure your Lincoln Navigator can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2022N/A$223.22 / mo$222.85 / moN/A$138.40 / mo$171.72 / mo
2021$0.00 / mo$182.53 / mo$155.32 / mo$181.03 / mo$225.21 / mo$151.81 / mo
2020N/AN/A$195.97 / mo$219.14 / mo$153.32 / mo$157.98 / mo
2019$224.07 / mo$261.00 / mo$123.06 / mo$191.18 / mo$98.97 / mo$151.03 / mo
2018$352.72 / moN/A$167.54 / mo$115.86 / mo$100.95 / mo$111.24 / mo
2017N/A$382.67 / mo$181.90 / mo$133.11 / mo$166.32 / mo$145.76 / mo
2016$0.00 / mo$148.30 / mo$182.65 / mo$92.69 / mo$117.24 / mo$150.73 / mo
2015N/A$168.31 / mo$123.89 / mo$158.49 / mo$117.85 / mo$135.59 / mo
2014N/A$297.61 / mo$102.16 / mo$101.59 / mo$137.06 / mo$135.41 / mo
2013N/A$127.64 / mo$115.14 / mo$146.11 / mo$96.55 / mo$158.25 / mo
2012N/A$125.99 / mo$123.07 / mo$129.68 / mo$135.76 / mo$116.37 / mo
2011N/A$123.31 / mo$125.20 / mo$140.25 / mo$115.28 / mo$133.31 / mo
2010N/A$171.21 / mo$119.12 / mo$96.84 / mo$114.78 / mo$103.75 / mo

Lincoln 2022 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
SECURA Insurance $1,056.00 / year
USAA $1,920.00 / year
Oregon Mutual $2,025.00 / year
Hastings Mutual Insurance Co $2,025.00 / year
Central Mutual Insurance Co $2,082.00 / year
Mutual Of Enumclaw $2,099.00 / year
Country $2,165.00 / year
Sentry $2,201.00 / year
Georgia Farm Bureau $2,293.00 / year
Nationwide $2,373.00 / year

2022 Lincoln Navigator Insurance

Average Cost to Insure

$2,376.00 / year

Cheapest Rate

$1,056.00 / year SECURA Insurance

Available Trims

L 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2021 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $471.00 / year
Victoria $563.00 / year
American National P $740.00 / year
Pioneer State Mutual Ins Co $1,035.00 / year
EMC Insurance $1,128.00 / year
Wolverine Mutual $1,191.00 / year
Farmers Mutual of Nebraska $1,254.00 / year
New York Central Mutual Fire $1,392.00 / year
Farm Bureau Mutual (IA Group) $1,397.00 / year
Hastings Mutual Insurance Co $1,748.00 / year

2021 Lincoln Navigator Insurance

Average Cost to Insure

$1,676.43 / year

Cheapest Rate

$471.00 / year Direct Auto

Available Trims

L 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2020 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
New York Central Mutual Fire $1,392.00 / year
Direct Auto $1,849.00 / year
Grange Mutual $1,923.00 / year
North Carolina Farm Bureau $1,959.00 / year
Mercury $1,965.00 / year
21st Century $2,067.00 / year
Shelter $2,082.00 / year
Cincinnati Insurance $2,168.00 / year
California Capital $2,236.00 / year
Kentucky Farm Bureau $2,358.00 / year

2020 Lincoln Navigator Insurance

Average Cost to Insure

$2,292.00 / year

Cheapest Rate

$1,392.00 / year New York Central Mutual Fire

Available Trims

L 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2019 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $874.00 / year
Titan $933.00 / year
Texas Farm Bureau Group $1,089.00 / year
Utica National Ins Group $1,251.00 / year
North Carolina Farm Bureau $1,358.00 / year
ACCC Insurance Company $1,382.00 / year
SECURA Insurance $1,466.00 / year
Farm Bureau Mutual (IA Group) $1,599.00 / year
New Jersey Manufacturers $1,607.00 / year
GMAC Insurance Group $1,679.00 / year

2019 Lincoln Navigator Insurance

Average Cost to Insure

$1,800.93 / year

Cheapest Rate

$874.00 / year Direct Auto

Available Trims

BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2018 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
American National P $518.00 / year
Direct Auto $908.00 / year
Virginia Farm Bureau $1,086.00 / year
PEMCO $1,242.00 / year
Capital Insurance Group $1,334.00 / year
West Bend Mutual $1,344.00 / year
Oregon Mutual $1,352.00 / year
Texas Farm Bureau Group $1,368.00 / year
Clearcover $1,396.00 / year
USAA $1,418.00 / year

2018 Lincoln Navigator Insurance

Average Cost to Insure

$1,423.33 / year

Cheapest Rate

$518.00 / year American National P

Available Trims

BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2017 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
American National P $708.00 / year
West Bend Mutual $918.00 / year
Farm Bureau Mutual (IA Group) $944.00 / year
Wolverine Mutual $948.00 / year
Rural Mutual Insurance $1,041.00 / year
New York Central Mutual Fire $1,058.00 / year
Erie $1,164.00 / year
Pekin Insurance $1,166.00 / year
Texas Farm Bureau Group $1,167.00 / year
Oregon Mutual $1,202.00 / year

2017 Lincoln Navigator Insurance

Average Cost to Insure

$1,382.20 / year

Cheapest Rate

$708.00 / year American National P

Available Trims

L 4dr LIMOUSINE (6cyl)

Lincoln 2016 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Pekin Insurance $948.00 / year
Kentucky Farm Bureau $1,007.00 / year
National General $1,068.00 / year
New Jersey Manufacturers $1,082.00 / year
Rockford Mutual Insurance $1,191.00 / year
SECURA Insurance $1,215.00 / year
Texas Farm Bureau Group $1,246.00 / year
Tennessee Farmers $1,262.00 / year
North Carolina Farm Bureau $1,304.00 / year
Titan $1,359.00 / year

2016 Lincoln Navigator Insurance

Average Cost to Insure

$1,232.53 / year

Cheapest Rate

$948.00 / year Pekin Insurance

Available Trims

L 4dr LIMOUSINE (6cyl)

Lincoln 2015 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Concord Group $746.00 / year
Farm Bureau Mutual (IA Group) $901.00 / year
Direct Auto $940.00 / year
Buckeye Insurance Group $983.00 / year
Countryway Insurance $999.00 / year
Virginia Farm Bureau $1,040.00 / year
Texas Farm Bureau Group $1,065.00 / year
Safeco $1,087.00 / year
Western National $1,088.00 / year
Pekin Insurance $1,108.00 / year

2015 Lincoln Navigator Insurance

Average Cost to Insure

$1,025.27 / year

Cheapest Rate

$746.00 / year Concord Group

Available Trims

L 4dr SPORT UTILITY VEHICLE (6cyl)

Lincoln 2014 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
American National P $438.00 / year
Buckeye Insurance Group $681.00 / year
Pekin Insurance $794.00 / year
Ohio Mutual Ins Group $956.00 / year
Farm Bureau Mutual (IA Group) $1,020.00 / year
MO Farm Bureau Services $1,064.00 / year
Penn National $1,070.00 / year
Southern Farm Bureau $1,109.00 / year
Western Reserve $1,146.00 / year
Rockford Mutual Insurance $1,152.00 / year

2014 Lincoln Navigator Insurance

Average Cost to Insure

$1,237.47 / year

Cheapest Rate

$438.00 / year American National P

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl)

Lincoln 2013 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Buckeye Insurance Group $522.00 / year
SECURA Insurance $738.00 / year
Direct Auto $842.00 / year
Farm Bureau Mutual (IA Group) $933.00 / year
Western Reserve $962.00 / year
American National P $983.00 / year
Utica National Ins Group $996.00 / year
Ohio Mutual Ins Group $1,017.00 / year
North Carolina Farm Bureau $1,077.00 / year
Celina Insurance Group $1,101.00 / year

2013 Lincoln Navigator Insurance

Average Cost to Insure

$1,198.97 / year

Cheapest Rate

$522.00 / year Buckeye Insurance Group

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl)

Lincoln 2012 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Penn National $819.00 / year
Safeco $825.00 / year
Farm Bureau Mutual (IA Group) $857.00 / year
Utica National Ins Group $927.00 / year
Liberty Mutual $981.00 / year
Clearcover $1,016.00 / year
New York Central Mutual Fire $1,058.00 / year
SECURA Insurance $1,150.00 / year
ALFA $1,151.00 / year
Mississippi Farm Bureau $1,196.00 / year

2012 Lincoln Navigator Insurance

Average Cost to Insure

$1,259.03 / year

Cheapest Rate

$819.00 / year Penn National

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl)

Lincoln 2011 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
American National P $775.00 / year
Virginia Farm Bureau $836.00 / year
SECURA Insurance $982.00 / year
Buckeye Insurance Group $1,002.00 / year
EMC Insurance $1,025.00 / year
Indiana Farmers Mutual Ins $1,038.00 / year
Kentucky Farm Bureau $1,091.00 / year
Direct Auto $1,120.00 / year
Clearcover $1,147.00 / year
Tennessee Farmers $1,210.00 / year

2011 Lincoln Navigator Insurance

Average Cost to Insure

$1,295.17 / year

Cheapest Rate

$775.00 / year American National P

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl)

Lincoln 2010 Lincoln Navigator Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $282.00 / year
American National P $493.00 / year
Buckeye Insurance Group $671.00 / year
Pekin Insurance $750.00 / year
Loya Insurance $767.00 / year
PEMCO $813.00 / year
IMT Insurance Company $873.00 / year
Oregon Mutual $884.00 / year
Virginia Farm Bureau $899.00 / year
Unigard $902.00 / year

2010 Lincoln Navigator Insurance

Average Cost to Insure

$1,014.80 / year

Cheapest Rate

$282.00 / year Jupiter Auto Insurance

Available Trims

L 4dr SPORT UTILITY VEHICLE (8cyl)

Compare Navigator to other Lincoln Models

Wondering how the Navigator compares to other Lincoln Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.