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Lincoln Navigator Car Insurance
How much does car insurance cost for your Lincoln Navigator? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Navigator
What is the Average Cost to Insure a Lincoln Navigator?
Lincoln Navigator
How much does car insurance cost for Lincoln Navigator? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Lincoln Navigator below.
Lincoln Navigator Insurance Model Year by Age Group
The price you pay to insure your Lincoln Navigator can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | $200.00 / mo | N/A | N/A | $73.94 / mo | $0.00 / mo |
| 2020 | N/A | N/A | N/A | $174.53 / mo | N/A | $154.14 / mo |
| 2019 | $224.07 / mo | $261.00 / mo | $0.00 / mo | N/A | $94.07 / mo | $149.17 / mo |
| 2018 | $352.72 / mo | N/A | $129.23 / mo | $82.68 / mo | $73.25 / mo | $113.15 / mo |
| 2017 | N/A | $382.67 / mo | $148.01 / mo | $96.96 / mo | $246.48 / mo | $129.98 / mo |
| 2016 | $0.00 / mo | $148.34 / mo | $173.09 / mo | $68.26 / mo | $113.91 / mo | $168.39 / mo |
| 2015 | N/A | $163.32 / mo | $71.91 / mo | $118.79 / mo | $78.15 / mo | $150.25 / mo |
| 2014 | N/A | $450.68 / mo | $98.42 / mo | $106.97 / mo | $86.56 / mo | $101.68 / mo |
| 2013 | N/A | $58.74 / mo | $126.35 / mo | $71.78 / mo | $87.54 / mo | $138.31 / mo |
| 2012 | N/A | $129.51 / mo | $88.11 / mo | $117.01 / mo | $125.77 / mo | $111.79 / mo |
| 2011 | N/A | $106.14 / mo | $112.59 / mo | $121.54 / mo | $137.20 / mo | $123.75 / mo |
| 2010 | N/A | $224.53 / mo | $106.41 / mo | $86.45 / mo | $112.41 / mo | $116.37 / mo |
2021 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Direct Auto | $471.00 / year |
| Pioneer State Mutual Ins Co | $1,035.00 / year |
| Wolverine Mutual | $1,191.00 / year |
| Victoria | $1,196.00 / year |
| SECURA Insurance | $1,494.00 / year |
| Hastings Mutual Insurance Co | $1,664.00 / year |
| Frankenmuth Mutual | $1,809.00 / year |
| USAA | $2,095.00 / year |
| Farm Bureau Ins of MI | $2,316.00 / year |
2021 Lincoln Navigator Insurance
Average Cost to Insure
$1,032.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2020 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $1,849.00 / year |
2020 Lincoln Navigator Insurance
Average Cost to Insure
$1,849.00 / year
Cheapest Rate
$1,849.00 / year Direct Auto
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2019 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Direct Auto | $874.00 / year |
| Titan | $933.00 / year |
| Pioneer State Mutual Ins Co | $1,221.00 / year |
| Utica National Ins Group | $1,251.00 / year |
| North Carolina Farm Bureau | $1,358.00 / year |
| SECURA Insurance | $1,517.00 / year |
| Farm Bureau Ins of MI | $1,544.00 / year |
| GMAC Insurance Group | $1,679.00 / year |
| Erie | $1,724.00 / year |
2019 Lincoln Navigator Insurance
Average Cost to Insure
$1,764.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl)
2018 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Direct Auto | $908.00 / year |
| Virginia Farm Bureau | $1,086.00 / year |
| Nationwide | $1,214.00 / year |
| West Bend Mutual | $1,344.00 / year |
| USAA | $1,401.00 / year |
| ALFA | $1,439.00 / year |
| State Farm | $1,458.00 / year |
| Penn National | $1,473.00 / year |
| American Family | $1,485.00 / year |
2018 Lincoln Navigator Insurance
Average Cost to Insure
$1,368.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
BLACK LABEL 4dr SPORT UTILITY VEHICLE (6cyl)
2017 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| USAA | $1,199.00 / year |
| Oregon Mutual | $1,202.00 / year |
| Direct General Insurance | $1,252.00 / year |
| Mutual Of Enumclaw | $1,455.00 / year |
| Direct Auto | $1,515.00 / year |
| PEMCO | $1,587.00 / year |
| Mississippi Farm Bureau | $1,640.00 / year |
| Nationwide | $1,646.00 / year |
| State Farm | $1,707.00 / year |
| Chubb | $1,851.00 / year |
2017 Lincoln Navigator Insurance
Average Cost to Insure
$1,788.00 / year
Cheapest Rate
$1,199.00 / year USAA
Available Trims
L 4dr LIMOUSINE (6cyl)
2016 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| SECURA Insurance | $1,193.00 / year |
| 21st Century | $1,466.00 / year |
| Hastings Mutual Insurance Co | $1,467.00 / year |
| USAA | $1,626.00 / year |
| Farm Bureau Ins of MI | $1,794.00 / year |
| Farm Bureau Mutual (IA Group) | $1,808.00 / year |
| Esurance | $1,827.00 / year |
| Auto-Owners Insurance Co | $1,828.00 / year |
| National General | $1,883.00 / year |
2016 Lincoln Navigator Insurance
Average Cost to Insure
$1,416.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
L 4dr LIMOUSINE (6cyl)
2015 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $940.00 / year |
| Oregon Mutual | $1,080.00 / year |
| USAA | $1,151.00 / year |
| PEMCO | $1,449.00 / year |
| Clearcover | $1,471.00 / year |
| Capital Insurance Group | $1,556.00 / year |
| Erie | $1,578.00 / year |
| Mutual Of Enumclaw | $1,610.00 / year |
| Allied | $1,620.00 / year |
| Grange | $1,622.00 / year |
2015 Lincoln Navigator Insurance
Average Cost to Insure
$1,380.00 / year
Cheapest Rate
$940.00 / year Direct Auto
Available Trims
L 4dr SPORT UTILITY VEHICLE (6cyl)
2014 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Penn National | $1,070.00 / year |
| Loya Insurance | $1,157.00 / year |
| Tennessee Farmers | $1,248.00 / year |
| Erie | $1,359.00 / year |
| USAA | $1,368.00 / year |
| Texas Farm Bureau Group | $1,524.00 / year |
| Cincinnati Insurance | $1,664.00 / year |
| Metropolitan | $1,844.00 / year |
| Auto-Owners Insurance Co | $1,933.00 / year |
| Chubb | $1,955.00 / year |
2014 Lincoln Navigator Insurance
Average Cost to Insure
$1,752.00 / year
Cheapest Rate
$1,070.00 / year Penn National
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
2013 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Direct Auto | $842.00 / year |
| Travelers | $1,428.00 / year |
| Country | $1,539.00 / year |
| Georgia Farm Bureau | $1,545.00 / year |
| Erie | $1,566.00 / year |
| USAA | $1,593.00 / year |
| Auto-Owners Insurance Co | $1,608.00 / year |
| New York Central Mutual Fire | $1,638.00 / year |
| ACCC Insurance Company | $1,854.00 / year |
2013 Lincoln Navigator Insurance
Average Cost to Insure
$1,188.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
2012 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $0.00 / year |
| Safeco | $825.00 / year |
| Liberty Mutual | $981.00 / year |
| Clearcover | $1,016.00 / year |
| SECURA Insurance | $1,080.00 / year |
| Metropolitan | $1,226.00 / year |
| USAA | $1,320.00 / year |
| Hastings Mutual Insurance Co | $1,392.00 / year |
| Direct Auto | $1,554.00 / year |
| Kemper Auto Premium | $1,599.00 / year |
2012 Lincoln Navigator Insurance
Average Cost to Insure
$1,344.00 / year
Cheapest Rate
$0.00 / year Kemper Personal Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
2011 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Virginia Farm Bureau | $836.00 / year |
| Penn National | $939.00 / year |
| Utica National Ins Group | $956.00 / year |
| Direct Auto | $1,120.00 / year |
| Clearcover | $1,210.00 / year |
| Auto-Owners Insurance Co | $1,212.00 / year |
| SECURA Insurance | $1,242.00 / year |
| Country | $1,469.00 / year |
| Donegal Mutual Insurance Co | $1,584.00 / year |
2011 Lincoln Navigator Insurance
Average Cost to Insure
$1,476.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
2010 Lincoln Navigator Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Loya Insurance | $767.00 / year |
| SECURA Insurance | $915.00 / year |
| Georgia Farm Bureau | $1,050.00 / year |
| Texas Farm Bureau Group | $1,182.00 / year |
| Clearcover | $1,204.00 / year |
| ACCC Insurance Company | $1,548.00 / year |
| ALFA | $1,587.00 / year |
| Wolverine Mutual | $1,677.00 / year |
| USAA | $1,689.00 / year |
2010 Lincoln Navigator Insurance
Average Cost to Insure
$1,344.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
L 4dr SPORT UTILITY VEHICLE (8cyl)
Compare Navigator to other Lincoln Models
Wondering how the Navigator compares to other Lincoln Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
