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Mazda 3 Car Insurance
How much does car insurance cost for your Mazda 3? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 3
What is the Average Cost to Insure a Mazda 3?
Mazda 3
How much does car insurance cost for Mazda 3? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mazda 3 below.
Mazda 3 Insurance Model Year by Age Group
The price you pay to insure your Mazda 3 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | $82.09 / mo | $111.49 / mo | $82.09 / mo | $112.12 / mo | N/A | $114.72 / mo |
| 2023 | $227.64 / mo | $196.62 / mo | $140.18 / mo | $172.20 / mo | $113.73 / mo | $284.22 / mo |
| 2022 | $257.02 / mo | $216.64 / mo | $169.18 / mo | $131.12 / mo | $200.64 / mo | $270.52 / mo |
| 2021 | $467.30 / mo | $293.86 / mo | $191.62 / mo | $283.61 / mo | $230.63 / mo | $197.50 / mo |
| 2020 | $847.95 / mo | $286.05 / mo | $166.59 / mo | $184.10 / mo | $142.95 / mo | $255.03 / mo |
| 2019 | $726.31 / mo | $315.71 / mo | $173.28 / mo | $185.61 / mo | $158.00 / mo | $263.39 / mo |
| 2018 | $496.47 / mo | $276.50 / mo | $204.24 / mo | $176.74 / mo | $187.63 / mo | $196.45 / mo |
| 2017 | $373.15 / mo | $289.86 / mo | $162.37 / mo | $191.82 / mo | $180.69 / mo | $207.44 / mo |
| 2016 | $280.82 / mo | $238.46 / mo | $193.54 / mo | $168.39 / mo | $172.45 / mo | $193.14 / mo |
| 2015 | $454.67 / mo | $243.31 / mo | $164.33 / mo | $171.19 / mo | $164.25 / mo | $203.85 / mo |
| 2014 | $484.33 / mo | $266.93 / mo | $161.09 / mo | $147.51 / mo | $194.63 / mo | $180.25 / mo |
| 2013 | $266.00 / mo | $230.29 / mo | $191.49 / mo | $134.80 / mo | $155.87 / mo | $189.85 / mo |
| 2012 | $290.90 / mo | $219.22 / mo | $130.89 / mo | $128.90 / mo | $131.02 / mo | $163.18 / mo |
| 2011 | $249.99 / mo | $204.80 / mo | $134.92 / mo | $142.51 / mo | $123.09 / mo | $111.10 / mo |
| 2010 | $310.54 / mo | $176.28 / mo | $121.40 / mo | $125.50 / mo | $102.29 / mo | $99.83 / mo |
2024 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance Company | $665.00 / year |
| Kemper Auto Premier | $1,073.00 / year |
| Infinity Special | $1,079.00 / year |
| Mercury | $1,369.00 / year |
| New York Central Mutual Fire | $1,386.00 / year |
| Direct Auto | $1,458.00 / year |
| 21st Century | $1,565.00 / year |
| USAA | $1,611.00 / year |
| California Capital | $1,684.00 / year |
| Erie | $1,785.00 / year |
2024 Mazda 3 Insurance
Average Cost to Insure
$1,260.00 / year
Cheapest Rate
$665.00 / year Mercury Insurance Company
Available Trims
GT 4dr SEDAN (4cyl)
2023 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $124.00 / year |
| Texas Farm Bureau Group | $710.00 / year |
| Mercury Insurance Company | $810.00 / year |
| Plymouth Rock Assurance | $947.00 / year |
| Utica National Ins Group | $1,001.00 / year |
| Victoria | $1,047.00 / year |
| North Carolina Farm Bureau | $1,056.00 / year |
| Kemper Auto Premier | $1,073.00 / year |
| Capital Insurance Group | $1,076.00 / year |
| Infinity Special | $1,079.00 / year |
2023 Mazda 3 Insurance
Average Cost to Insure
$681.80 / year
Cheapest Rate
$124.00 / year Safeco
Available Trims
GT 4dr SEDAN (4cyl)
2022 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $351.00 / year |
| Victoria | $582.00 / year |
| Safeco | $749.00 / year |
| Kemper Auto | $922.00 / year |
| Kemper Auto Premier | $966.00 / year |
| Infinity Special | $971.00 / year |
| Mercury Insurance Company | $1,027.00 / year |
| SECURA Insurance | $1,047.00 / year |
| Buckeye Insurance Group | $1,077.00 / year |
| Titan | $1,344.00 / year |
2022 Mazda 3 Insurance
Average Cost to Insure
$810.43 / year
Cheapest Rate
$351.00 / year Kemper Auto | Infinity
Available Trims
GT 4dr SEDAN (4cyl)
2021 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $90.00 / year |
| NatGen Custom 360 | $348.00 / year |
| Mercury Insurance | $723.00 / year |
| Victoria | $748.00 / year |
| Dairyland Broadform | $749.00 / year |
| American National P | $756.00 / year |
| Plymouth Rock Assurance | $955.00 / year |
| Buckeye Insurance Group | $975.00 / year |
| Utica National Ins Group | $1,001.00 / year |
| New York Central Mutual Fire | $1,017.00 / year |
2021 Mazda 3 Insurance
Average Cost to Insure
$548.77 / year
Cheapest Rate
$90.00 / year Safeco
Available Trims
PREMIUM 4dr SEDAN (4cyl)
2020 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $451.00 / year |
| Safeco | $562.00 / year |
| AssuranceAmerica Economy | $797.00 / year |
| PEMCO | $1,215.00 / year |
| AssuranceAmerica Elite | $1,230.00 / year |
| Virginia Farm Bureau | $1,235.00 / year |
| SECURA Insurance | $1,245.00 / year |
| Farm Bureau Mutual (IA Group) | $1,284.00 / year |
| Capital Insurance Group | $1,299.00 / year |
| Unitrin | $1,456.00 / year |
2020 Mazda 3 Insurance
Average Cost to Insure
$918.30 / year
Cheapest Rate
$451.00 / year Mercury Insurance
Available Trims
GX 4dr HATCHBACK (4cyl)
2019 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $492.00 / year |
| Clearcover | $498.00 / year |
| Mercury Insurance | $605.00 / year |
| Virginia Farm Bureau | $851.00 / year |
| Pekin Insurance | $888.00 / year |
| PEMCO | $975.00 / year |
| Safety Group | $981.00 / year |
| Preferred Mutual | $1,002.00 / year |
| Norfolk and Dedham Group | $1,059.00 / year |
| SECURA Insurance | $1,231.00 / year |
2019 Mazda 3 Insurance
Average Cost to Insure
$549.43 / year
Cheapest Rate
$492.00 / year Safeco
Available Trims
GX 4dr HATCHBACK (4cyl)
2018 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $169.00 / year |
| NatGen Custom 360 | $422.00 / year |
| Liberty Mutual | $429.00 / year |
| Mercury Insurance | $461.00 / year |
| American National P | $561.00 / year |
| Kemper Personal Insurance | $587.00 / year |
| National General RAD | $739.00 / year |
| Kemper Auto | Infinity | $828.00 / year |
| Buckeye Insurance Group | $994.00 / year |
| North Carolina Farm Bureau | $1,022.00 / year |
2018 Mazda 3 Insurance
Average Cost to Insure
$491.73 / year
Cheapest Rate
$169.00 / year Safeco
Available Trims
SE 4dr SEDAN (4cyl)
2017 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $153.00 / year |
| American National P&C | $422.00 / year |
| Texas Farm Bureau Group | $657.00 / year |
| Dairyland Scored | $727.00 / year |
| Safety Group | $731.00 / year |
| Concord Group | $749.00 / year |
| SECURA Insurance | $756.00 / year |
| Commerce Group Inc | $836.00 / year |
| New York Central Mutual Fire | $927.00 / year |
| MMG Insurance Company | $939.00 / year |
2017 Mazda 3 Insurance
Average Cost to Insure
$502.97 / year
Cheapest Rate
$153.00 / year Safeco
Available Trims
SE 4dr SEDAN (4cyl)
2016 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $164.00 / year |
| NatGen Custom 360 | $245.00 / year |
| American National P | $492.00 / year |
| Plymouth Rock Assurance | $690.00 / year |
| North Carolina Farm Bureau | $858.00 / year |
| NatGen Advantage | $982.00 / year |
| Mercury Insurance | $1,020.00 / year |
| Countryway Insurance | $1,026.00 / year |
| SECURA Insurance | $1,068.00 / year |
| New Jersey Manufacturers | $1,072.00 / year |
2016 Mazda 3 Insurance
Average Cost to Insure
$628.13 / year
Cheapest Rate
$164.00 / year Safeco
Available Trims
SPORT 4dr SEDAN (4cyl)
2015 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $128.00 / year |
| Kemper Personal Insurance | $390.00 / year |
| American National P&C | $422.00 / year |
| Mercury Insurance | $544.00 / year |
| New York Central Mutual Fire | $687.00 / year |
| Tennessee Farmers | $909.00 / year |
| Atlantic States Insurance | $983.00 / year |
| Southern Farm Bureau | $1,005.00 / year |
| Mercury Insurance Company | $1,010.00 / year |
| Auto-Owners Insurance Co | $1,023.00 / year |
2015 Mazda 3 Insurance
Average Cost to Insure
$497.43 / year
Cheapest Rate
$128.00 / year Safeco
Available Trims
SE 4dr SEDAN (4cyl)
2014 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Broadform | $220.00 / year |
| Kemper Personal Insurance | $254.00 / year |
| Safeco | $447.00 / year |
| Tennessee Farmers | $639.00 / year |
| Mercury Insurance | $725.00 / year |
| North Carolina Farm Bureau | $759.00 / year |
| PEMCO | $798.00 / year |
| NatGen PPA | $834.00 / year |
| Concord Group | $915.00 / year |
| Dairyland Scored | $958.00 / year |
2014 Mazda 3 Insurance
Average Cost to Insure
$713.73 / year
Cheapest Rate
$220.00 / year Dairyland Broadform
Available Trims
SE 4dr SEDAN (4cyl)
2013 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $118.00 / year |
| Kemper Personal Insurance | $404.00 / year |
| American National P&C | $422.00 / year |
| Kemper Premium | $539.00 / year |
| North Carolina Farm Bureau | $591.00 / year |
| Buckeye Insurance Group | $688.00 / year |
| Utica National Ins Group | $725.00 / year |
| Tennessee Farmers | $758.00 / year |
| Pekin Insurance | $891.00 / year |
| SECURA Insurance | $949.00 / year |
2013 Mazda 3 Insurance
Average Cost to Insure
$519.10 / year
Cheapest Rate
$118.00 / year Safeco
Available Trims
I 4dr SEDAN (4cyl)
2012 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $129.00 / year |
| Safeco | $140.00 / year |
| Kemper Auto Premier | $218.00 / year |
| NatGen Custom 360 | $219.00 / year |
| American National P | $431.00 / year |
| Buckeye Insurance Group | $559.00 / year |
| Mercury Insurance | $652.00 / year |
| Concord Group | $673.00 / year |
| Dairyland FR Bond | $698.00 / year |
| MMG Insurance Company | $718.00 / year |
2012 Mazda 3 Insurance
Average Cost to Insure
$377.30 / year
Cheapest Rate
$129.00 / year Kemper Personal Insurance
Available Trims
I 4dr SEDAN (4cyl)
2011 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $135.00 / year |
| Kemper Auto Premier | $222.00 / year |
| Mercury Insurance | $275.00 / year |
| NatGen Custom 360 | $433.00 / year |
| Mercury Insurance Company | $446.00 / year |
| American National P | $549.00 / year |
| AssuranceAmerica Mobile Max | $551.00 / year |
| Concord Group | $666.00 / year |
| MMG Insurance Company | $686.00 / year |
| Commerce Group Inc | $726.00 / year |
2011 Mazda 3 Insurance
Average Cost to Insure
$355.83 / year
Cheapest Rate
$135.00 / year Safeco
Available Trims
I 4dr SEDAN (4cyl)
2010 Mazda 3 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $93.00 / year |
| NatGen Custom 360 | $151.00 / year |
| Kemper Personal Insurance | $225.00 / year |
| Mercury Insurance | $231.00 / year |
| Kemper Auto Premier | $260.00 / year |
| American National P | $611.00 / year |
| Dairyland Auto 6 Month | $692.00 / year |
| AssuranceAmerica Mobile Max | $713.00 / year |
| PEMCO | $721.00 / year |
| Buckeye Insurance Group | $769.00 / year |
2010 Mazda 3 Insurance
Average Cost to Insure
$406.10 / year
Cheapest Rate
$93.00 / year Safeco
Available Trims
I 4dr SEDAN (4cyl)
Compare 3 to other Mazda Models
Wondering how the 3 compares to other Mazda Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
