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Mazda MX-5 Miata Car Insurance
How much does car insurance cost for your Mazda Mx-5 Miata? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Mx-5 Miata
What is the Average Cost to Insure a Mazda Mx-5 Miata?
Mazda Mx-5 Miata
How much does car insurance cost for Mazda Mx-5 Miata? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mazda Mx-5 Miata below.
Mazda Mx-5 Miata Insurance Model Year by Age Group
The price you pay to insure your Mazda Mx-5 Miata can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | $396.56 / mo | $171.44 / mo | $154.83 / mo | $74.80 / mo | $173.70 / mo | $101.03 / mo |
| 2021 | $195.54 / mo | $155.11 / mo | $147.55 / mo | $131.71 / mo | $87.85 / mo | $152.37 / mo |
| 2020 | $422.37 / mo | $165.26 / mo | $102.50 / mo | N/A | $134.62 / mo | $144.77 / mo |
| 2019 | $320.07 / mo | $152.41 / mo | $88.48 / mo | $105.43 / mo | $169.63 / mo | $160.60 / mo |
| 2018 | $239.57 / mo | $179.72 / mo | $136.41 / mo | $96.49 / mo | $116.56 / mo | $144.92 / mo |
| 2017 | $449.05 / mo | $164.45 / mo | $112.28 / mo | $240.82 / mo | $152.63 / mo | $125.56 / mo |
| 2016 | $386.15 / mo | $189.95 / mo | $132.23 / mo | $71.85 / mo | $125.15 / mo | $131.43 / mo |
| 2015 | $505.81 / mo | $245.82 / mo | $55.57 / mo | $98.68 / mo | $68.40 / mo | $131.58 / mo |
| 2014 | $476.91 / mo | $77.78 / mo | $94.21 / mo | $199.54 / mo | $102.67 / mo | $126.73 / mo |
| 2013 | $134.33 / mo | $154.48 / mo | $62.47 / mo | $129.81 / mo | $90.14 / mo | $110.79 / mo |
| 2012 | $312.77 / mo | $192.39 / mo | $239.50 / mo | $180.32 / mo | $56.06 / mo | $141.44 / mo |
| 2011 | N/A | $201.52 / mo | N/A | $113.73 / mo | $167.07 / mo | $118.95 / mo |
| 2010 | $347.71 / mo | $107.45 / mo | $59.04 / mo | $92.56 / mo | $104.25 / mo | $89.62 / mo |
2022 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $74.00 / year |
| Texas Farm Bureau Group | $1,279.00 / year |
| Georgia Farm Bureau | $1,660.00 / year |
| Erie | $1,665.00 / year |
| Pekin Insurance | $1,832.00 / year |
| Mississippi Farm Bureau | $1,913.00 / year |
| Allied | $1,982.00 / year |
| USAA | $2,015.00 / year |
| Capital Insurance Group | $2,097.00 / year |
| AIG | $2,138.00 / year |
2022 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$2,443.13 / year
Cheapest Rate
$74.00 / year Victoria
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2021 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Utica National Ins Group | $725.00 / year |
| Erie | $758.00 / year |
| North Carolina Farm Bureau | $989.00 / year |
| Titan | $1,035.00 / year |
| American National P | $1,152.00 / year |
| Texas Farm Bureau Group | $1,271.00 / year |
| Penn National | $1,278.00 / year |
| Georgia Farm Bureau | $1,394.00 / year |
| Pekin Insurance | $1,446.00 / year |
| Capital Insurance Group | $1,540.00 / year |
2021 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,550.27 / year
Cheapest Rate
$725.00 / year Utica National Ins Group
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2020 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Erie | $598.00 / year |
| Texas Farm Bureau Group | $794.00 / year |
| Virginia Farm Bureau | $1,023.00 / year |
| Utica National Ins Group | $1,074.00 / year |
| SECURA Insurance | $1,113.00 / year |
| New Jersey Manufacturers | $1,221.00 / year |
| National General | $1,305.00 / year |
| Direct Auto | $1,414.00 / year |
| Preferred Mutual | $1,422.00 / year |
| Mississippi Farm Bureau | $1,482.00 / year |
2020 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,762.10 / year
Cheapest Rate
$598.00 / year Erie
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2019 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Erie | $747.00 / year |
| North Carolina Farm Bureau | $1,020.00 / year |
| Safety Group | $1,037.00 / year |
| Virginia Farm Bureau | $1,055.00 / year |
| Utica National Ins Group | $1,079.00 / year |
| Norfolk and Dedham Group | $1,146.00 / year |
| Plymouth Rock Assurance | $1,179.00 / year |
| Preferred Mutual | $1,179.00 / year |
| GMAC Insurance Group | $1,182.00 / year |
| Travelers | $1,197.00 / year |
2019 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,391.23 / year
Cheapest Rate
$747.00 / year Erie
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2018 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $518.00 / year |
| SAFECO | $724.00 / year |
| North Carolina Farm Bureau | $852.00 / year |
| Erie | $966.00 / year |
| New Jersey Manufacturers | $1,002.00 / year |
| GMAC Insurance Group | $1,008.00 / year |
| Titan | $1,038.00 / year |
| Utica National Ins Group | $1,067.00 / year |
| Texas Farm Bureau Group | $1,188.00 / year |
| Liberty Mutual | $1,218.00 / year |
2018 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,422.43 / year
Cheapest Rate
$518.00 / year American National P
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2017 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $589.00 / year |
| Texas Farm Bureau Group | $855.00 / year |
| North Carolina Farm Bureau | $915.00 / year |
| Farm Bureau Mutual (IA Group) | $947.00 / year |
| Capital Insurance Group | $1,086.00 / year |
| North Star | $1,086.00 / year |
| PEMCO | $1,151.00 / year |
| Utica National Ins Group | $1,185.00 / year |
| Georgia Farm Bureau | $1,203.00 / year |
| Country | $1,218.00 / year |
2017 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,306.67 / year
Cheapest Rate
$589.00 / year American National P
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2016 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $599.00 / year |
| Kemper Premium | $702.00 / year |
| Ohio Mutual Ins Group | $720.00 / year |
| Colorado Farm Bureau Mutual | $741.00 / year |
| Pekin Insurance | $807.00 / year |
| Cincinnati Insurance | $825.00 / year |
| Westfield | $854.00 / year |
| Frankenmuth Mutual | $891.00 / year |
| Erie | $914.00 / year |
| Western Reserve | $918.00 / year |
2016 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$942.00 / year
Cheapest Rate
$599.00 / year Buckeye Insurance Group
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2015 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Erie | $524.00 / year |
| New York Central Mutual Fire | $558.00 / year |
| North Carolina Farm Bureau | $701.00 / year |
| SECURA Insurance | $736.00 / year |
| Preferred Mutual | $831.00 / year |
| Virginia Farm Bureau | $851.00 / year |
| Direct Auto | $852.00 / year |
| Penn National | $861.00 / year |
| Utica National Ins Group | $897.00 / year |
| GMAC Insurance Group | $975.00 / year |
2015 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,117.07 / year
Cheapest Rate
$524.00 / year Erie
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2014 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Acuity | $597.00 / year |
| Rockford Mutual Insurance | $690.00 / year |
| Rural Mutual Insurance | $824.00 / year |
| Erie | $837.00 / year |
| Grange Mutual | $867.00 / year |
| SECURA Insurance | $891.00 / year |
| West Bend Mutual | $951.00 / year |
| Westfield | $996.00 / year |
| Chubb | $1,008.00 / year |
| Hastings Mutual Insurance Co | $1,017.00 / year |
2014 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,332.13 / year
Cheapest Rate
$597.00 / year Acuity
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2013 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Capital Insurance Group | $734.00 / year |
| USAA | $1,095.00 / year |
| Southern Farm Bureau | $1,335.00 / year |
| American Family | $1,335.00 / year |
| Allied | $1,455.00 / year |
| Travelers | $1,461.00 / year |
| State Farm | $1,484.00 / year |
| Direct Auto | $1,486.00 / year |
| Erie | $1,614.00 / year |
| North Carolina Farm Bureau | $1,635.00 / year |
2013 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,428.00 / year
Cheapest Rate
$734.00 / year Capital Insurance Group
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2012 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $829.00 / year |
| Nationwide | $1,070.00 / year |
| Farm Bureau Ins of MI | $1,238.00 / year |
| Liberty Mutual | $1,260.00 / year |
| Capital Insurance Group | $1,263.00 / year |
| Country | $1,356.00 / year |
| Unitrin | $1,424.00 / year |
| Esurance | $1,442.00 / year |
| State Farm | $1,612.00 / year |
| Direct Auto | $1,671.00 / year |
2012 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,980.00 / year
Cheapest Rate
$829.00 / year Mercury Insurance
Available Trims
2dr CONVERTIBLE (4cyl)
2011 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Farm Bureau Mutual (IA Group) | $1,197.00 / year |
| American Family | $1,294.00 / year |
| Bristol West | $1,299.00 / year |
| Unigard | $1,304.00 / year |
| USAA | $1,537.00 / year |
| Allied | $1,554.00 / year |
| State Farm | $1,560.00 / year |
| Farmers | $1,682.00 / year |
| Southern Farm Bureau | $1,962.00 / year |
| NatGen Advantage | $1,971.00 / year |
2011 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,788.00 / year
Cheapest Rate
$1,197.00 / year Farm Bureau Mutual (IA Group)
Available Trims
2dr CONVERTIBLE (4cyl)
2010 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $749.00 / year |
| Texas Farm Bureau Group | $800.00 / year |
| Direct Auto | $995.00 / year |
| Clearcover | $1,027.00 / year |
| State Farm | $1,074.00 / year |
| Grange | $1,136.00 / year |
| 21st Century | $1,152.00 / year |
| Auto Club | $1,155.00 / year |
| Chubb | $1,219.00 / year |
| Republic Indemnity | $1,227.00 / year |
2010 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,319.63 / year
Cheapest Rate
$749.00 / year SECURA Insurance
Available Trims
2dr CONVERTIBLE (4cyl)
Compare Mx-5 Miata to other Mazda Models
Wondering how the Mx-5 Miata compares to other Mazda Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
