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Mazda MX-5 Miata Car Insurance
How much does car insurance cost for your Mazda Mx-5 Miata? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Mx-5 Miata
What is the Average Cost to Insure a Mazda Mx-5 Miata?
Mazda Mx-5 Miata
How much does car insurance cost for Mazda Mx-5 Miata? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mazda Mx-5 Miata below.
Mazda Mx-5 Miata Insurance Model Year by Age Group
The price you pay to insure your Mazda Mx-5 Miata can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $152.25 / mo | $378.59 / mo | $407.75 / mo | N/A | N/A | $231.12 / mo |
| 2022 | $434.45 / mo | $218.44 / mo | $154.83 / mo | $112.41 / mo | $173.70 / mo | $139.23 / mo |
| 2021 | $195.54 / mo | $176.06 / mo | $147.96 / mo | $131.71 / mo | $158.47 / mo | $161.13 / mo |
| 2020 | $422.37 / mo | $317.69 / mo | $121.51 / mo | N/A | $197.77 / mo | $144.77 / mo |
| 2019 | $320.07 / mo | $151.51 / mo | $140.96 / mo | $97.86 / mo | $169.63 / mo | $159.94 / mo |
| 2018 | $239.57 / mo | $230.13 / mo | $135.62 / mo | $96.49 / mo | $116.56 / mo | $150.29 / mo |
| 2017 | $399.55 / mo | $210.36 / mo | $112.28 / mo | $240.82 / mo | $157.38 / mo | $125.90 / mo |
| 2016 | $386.15 / mo | $212.05 / mo | $187.32 / mo | $159.87 / mo | $125.02 / mo | $128.95 / mo |
| 2015 | $406.52 / mo | $231.84 / mo | $116.23 / mo | $98.68 / mo | $82.53 / mo | $131.58 / mo |
| 2014 | $476.91 / mo | $121.57 / mo | $94.21 / mo | $199.54 / mo | $102.67 / mo | $125.45 / mo |
| 2013 | $134.33 / mo | $217.55 / mo | $62.47 / mo | $129.81 / mo | $224.99 / mo | $112.43 / mo |
| 2012 | $312.77 / mo | $217.16 / mo | $239.50 / mo | $158.02 / mo | $72.40 / mo | $181.41 / mo |
| 2011 | N/A | $248.24 / mo | N/A | $113.73 / mo | $149.65 / mo | $113.10 / mo |
| 2010 | $336.27 / mo | $144.97 / mo | $59.04 / mo | $100.66 / mo | $107.45 / mo | $96.93 / mo |
2023 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $1,622.00 / year |
| USAA | $1,624.00 / year |
| Farmers | $1,834.00 / year |
| Esurance | $1,839.00 / year |
| 21st Century | $2,037.00 / year |
| State Farm | $2,122.00 / year |
| Metropolitan | $2,127.00 / year |
| Mercury | $2,177.00 / year |
| CSAA | $2,241.00 / year |
| California Capital | $2,245.00 / year |
2023 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,447.67 / year
Cheapest Rate
$1,622.00 / year Direct Auto
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2022 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $74.00 / year |
| Texas Farm Bureau Group | $1,279.00 / year |
| Pekin Insurance | $1,516.00 / year |
| Erie | $1,615.00 / year |
| Georgia Farm Bureau | $1,660.00 / year |
| Mississippi Farm Bureau | $1,913.00 / year |
| National General | $2,046.00 / year |
| Capital Insurance Group | $2,097.00 / year |
| Country | $2,186.00 / year |
| Indiana Farmers Mutual Ins | $2,198.00 / year |
2022 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,607.37 / year
Cheapest Rate
$74.00 / year Victoria
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2021 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $545.00 / year |
| Utica National Ins Group | $725.00 / year |
| Erie | $758.00 / year |
| North Carolina Farm Bureau | $989.00 / year |
| New Jersey Manufacturers | $990.00 / year |
| Titan | $1,035.00 / year |
| American National P | $1,152.00 / year |
| Texas Farm Bureau Group | $1,271.00 / year |
| Penn National | $1,301.00 / year |
| Georgia Farm Bureau | $1,394.00 / year |
2021 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,241.27 / year
Cheapest Rate
$545.00 / year Safeco
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2020 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $579.00 / year |
| Erie | $598.00 / year |
| National General Value | $776.00 / year |
| Texas Farm Bureau Group | $794.00 / year |
| Virginia Farm Bureau | $1,023.00 / year |
| Utica National Ins Group | $1,074.00 / year |
| New Jersey Manufacturers | $1,105.00 / year |
| Preferred Mutual | $1,422.00 / year |
| Mississippi Farm Bureau | $1,482.00 / year |
| Direct Auto | $1,553.00 / year |
2020 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,358.70 / year
Cheapest Rate
$579.00 / year Safeco
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2019 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $438.00 / year |
| Erie | $747.00 / year |
| Mercury Insurance | $800.00 / year |
| North Carolina Farm Bureau | $1,020.00 / year |
| Virginia Farm Bureau | $1,055.00 / year |
| Utica National Ins Group | $1,079.00 / year |
| Safety Group | $1,090.00 / year |
| Preferred Mutual | $1,168.00 / year |
| GMAC Insurance Group | $1,182.00 / year |
| Plymouth Rock Assurance | $1,186.00 / year |
2019 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$897.93 / year
Cheapest Rate
$438.00 / year American National P
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2018 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $207.00 / year |
| American National P | $518.00 / year |
| Mercury Insurance | $680.00 / year |
| North Carolina Farm Bureau | $852.00 / year |
| Erie | $966.00 / year |
| New Jersey Manufacturers | $1,002.00 / year |
| GMAC Insurance Group | $1,008.00 / year |
| Titan | $1,038.00 / year |
| Utica National Ins Group | $1,067.00 / year |
| Quincy Mutual | $1,125.00 / year |
2018 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,136.93 / year
Cheapest Rate
$207.00 / year SAFECO
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2017 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $157.00 / year |
| American National P | $589.00 / year |
| Texas Farm Bureau Group | $855.00 / year |
| Mercury Insurance | $915.00 / year |
| Farm Bureau Mutual (IA Group) | $947.00 / year |
| Pekin Insurance | $1,065.00 / year |
| Capital Insurance Group | $1,086.00 / year |
| North Star | $1,086.00 / year |
| PEMCO | $1,151.00 / year |
| Utica National Ins Group | $1,185.00 / year |
2017 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$945.80 / year
Cheapest Rate
$157.00 / year SAFECO
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2016 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Plymouth Rock | $430.00 / year |
| Buckeye Insurance Group | $599.00 / year |
| Kemper Premium | $702.00 / year |
| Ohio Mutual Ins Group | $720.00 / year |
| Pekin Insurance | $807.00 / year |
| Cincinnati Insurance | $825.00 / year |
| New Jersey Manufacturers | $849.00 / year |
| Westfield | $854.00 / year |
| Frankenmuth Mutual | $891.00 / year |
| Western Reserve | $918.00 / year |
2016 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$670.27 / year
Cheapest Rate
$430.00 / year Plymouth Rock
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2015 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Texas Farm Bureau Group | $444.00 / year |
| Safeco | $502.00 / year |
| New York Central Mutual Fire | $558.00 / year |
| Mercury Insurance | $682.00 / year |
| SECURA Insurance | $736.00 / year |
| Erie | $797.00 / year |
| Preferred Mutual | $831.00 / year |
| Virginia Farm Bureau | $851.00 / year |
| Direct Auto | $878.00 / year |
| Cincinnati Insurance | $986.00 / year |
2015 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$876.87 / year
Cheapest Rate
$444.00 / year Texas Farm Bureau Group
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2014 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Acuity | $579.00 / year |
| Rockford Mutual Insurance | $714.00 / year |
| Rural Mutual Insurance | $800.00 / year |
| SECURA Insurance | $867.00 / year |
| Grange Mutual | $867.00 / year |
| West Bend Mutual | $942.00 / year |
| Erie | $960.00 / year |
| Hastings Mutual Insurance Co | $994.00 / year |
| Westfield | $996.00 / year |
| Chubb | $1,008.00 / year |
2014 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,015.20 / year
Cheapest Rate
$579.00 / year Acuity
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2013 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Capital Insurance Group | $734.00 / year |
| Safeco | $738.00 / year |
| Virginia Farm Bureau | $795.00 / year |
| Erie | $864.00 / year |
| Dairyland Auto | $993.00 / year |
| USAA | $1,044.00 / year |
| Mutual Of Enumclaw | $1,127.00 / year |
| Donegal Mutual Insurance Co | $1,174.00 / year |
| Penn National | $1,196.00 / year |
| National Grange Mutual | $1,297.00 / year |
2013 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,136.13 / year
Cheapest Rate
$734.00 / year Capital Insurance Group
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2012 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| North Carolina Farm Bureau | $507.00 / year |
| Hastings Mutual Insurance Co | $512.00 / year |
| Erie | $549.00 / year |
| Penn National | $681.00 / year |
| GMAC Insurance Group | $699.00 / year |
| Westfield | $751.00 / year |
| Mercury Insurance | $829.00 / year |
| Kemper Auto | Infinity | $989.00 / year |
| State Farm | $1,226.00 / year |
| Farm Bureau Ins of MI | $1,238.00 / year |
2012 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,231.60 / year
Cheapest Rate
$507.00 / year North Carolina Farm Bureau
Available Trims
2dr CONVERTIBLE (4cyl)
2011 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $266.00 / year |
| Farm Bureau Mutual (IA Group) | $1,197.00 / year |
| American Family | $1,294.00 / year |
| Bristol West | $1,299.00 / year |
| Unigard | $1,304.00 / year |
| Dairyland | $1,352.00 / year |
| AssuranceAmerica | $1,356.00 / year |
| USAA | $1,537.00 / year |
| NatGen Value | $1,554.00 / year |
| Allied | $1,554.00 / year |
2011 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,654.20 / year
Cheapest Rate
$266.00 / year Safeco
Available Trims
2dr CONVERTIBLE (4cyl)
2010 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| MO Farm Bureau Services | $611.00 / year |
| SECURA Insurance | $749.00 / year |
| Texas Farm Bureau Group | $800.00 / year |
| Electric | $852.00 / year |
| Automobile Club of Missouri | $938.00 / year |
| State Farm | $1,020.00 / year |
| Clearcover | $1,027.00 / year |
| USAA | $1,038.00 / year |
| Kemper Auto | Infinity | $1,065.00 / year |
| Shelter | $1,080.00 / year |
2010 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,061.17 / year
Cheapest Rate
$611.00 / year MO Farm Bureau Services
Available Trims
2dr CONVERTIBLE (4cyl)
Compare Mx-5 Miata to other Mazda Models
Wondering how the Mx-5 Miata compares to other Mazda Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
