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Mazda MX-5 Miata Car Insurance
How much does car insurance cost for your Mazda Mx-5 Miata? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Mx-5 Miata
What is the Average Cost to Insure a Mazda Mx-5 Miata?
Mazda Mx-5 Miata
How much does car insurance cost for Mazda Mx-5 Miata? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mazda Mx-5 Miata below.
Mazda Mx-5 Miata Insurance Model Year by Age Group
The price you pay to insure your Mazda Mx-5 Miata can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $152.25 / mo | $378.59 / mo | $407.75 / mo | N/A | N/A | $231.12 / mo |
| 2022 | $382.84 / mo | $245.81 / mo | N/A | $150.02 / mo | N/A | $158.33 / mo |
| 2021 | N/A | $230.53 / mo | $150.02 / mo | $261.60 / mo | $229.08 / mo | $162.05 / mo |
| 2020 | N/A | $571.73 / mo | $150.02 / mo | N/A | $235.65 / mo | $159.85 / mo |
| 2019 | N/A | $170.27 / mo | $166.96 / mo | $90.28 / mo | N/A | $153.55 / mo |
| 2018 | N/A | $346.16 / mo | $132.45 / mo | N/A | N/A | $236.24 / mo |
| 2017 | $251.02 / mo | $270.44 / mo | N/A | N/A | $190.58 / mo | $118.01 / mo |
| 2016 | $312.34 / mo | $260.56 / mo | $252.66 / mo | $264.35 / mo | $100.76 / mo | $121.24 / mo |
| 2015 | $307.24 / mo | $188.11 / mo | $298.21 / mo | N/A | $209.71 / mo | $63.00 / mo |
| 2014 | N/A | $165.35 / mo | N/A | N/A | $123.99 / mo | $133.13 / mo |
| 2013 | N/A | $331.48 / mo | N/A | N/A | $359.84 / mo | $103.46 / mo |
| 2012 | N/A | $260.51 / mo | N/A | $68.82 / mo | $79.18 / mo | $239.10 / mo |
| 2011 | N/A | $668.70 / mo | N/A | $136.25 / mo | $97.38 / mo | $69.01 / mo |
| 2010 | $290.50 / mo | $276.30 / mo | N/A | $157.40 / mo | $104.63 / mo | $123.76 / mo |
2023 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $1,622.00 / year |
| USAA | $1,624.00 / year |
| Farmers | $1,834.00 / year |
| Esurance | $1,839.00 / year |
| 21st Century | $2,037.00 / year |
| State Farm | $2,122.00 / year |
| Metropolitan | $2,127.00 / year |
| Mercury | $2,177.00 / year |
| CSAA | $2,241.00 / year |
| California Capital | $2,245.00 / year |
2023 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,447.67 / year
Cheapest Rate
$1,622.00 / year Direct Auto
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2022 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General | $1,315.00 / year |
| Erie | $1,464.00 / year |
| New York Central Mutual Fire | $1,640.00 / year |
| Nationwide | $2,197.00 / year |
| Donegal Mutual Insurance Co | $2,280.00 / year |
| Liberty Mutual | $2,388.00 / year |
| California Capital | $2,579.00 / year |
| Chubb | $2,588.00 / year |
| AIG | $2,614.00 / year |
| Mercury | $2,620.00 / year |
2022 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$2,068.93 / year
Cheapest Rate
$1,315.00 / year National General
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2021 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $605.00 / year |
| New Jersey Manufacturers | $990.00 / year |
| Penn National | $1,347.00 / year |
| Allied | $1,380.00 / year |
| Plymouth Rock | $1,518.00 / year |
| National General | $1,521.00 / year |
| National General Value | $1,620.00 / year |
| USAA | $1,744.00 / year |
| Nationwide | $1,785.00 / year |
| Esurance | $1,793.00 / year |
2021 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,799.87 / year
Cheapest Rate
$605.00 / year Safeco
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2020 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $579.00 / year |
| National General Value | $776.00 / year |
| New Jersey Manufacturers | $990.00 / year |
| Penn National | $1,347.00 / year |
| Travelers | $1,466.00 / year |
| Auto-Owners Insurance Co | $1,544.00 / year |
| Allied | $1,647.00 / year |
| Direct Auto | $1,692.00 / year |
| Pekin Insurance | $1,832.00 / year |
| Country | $1,889.00 / year |
2020 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,809.77 / year
Cheapest Rate
$579.00 / year Safeco
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2019 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $438.00 / year |
| Direct Auto | $709.00 / year |
| Mercury Insurance | $800.00 / year |
| Texas Farm Bureau Group | $897.00 / year |
| Safety Group | $1,143.00 / year |
| Preferred Mutual | $1,158.00 / year |
| Plymouth Rock Assurance | $1,200.00 / year |
| USAA | $1,311.00 / year |
| Norfolk and Dedham Group | $1,373.00 / year |
| Republic Indemnity | $1,445.00 / year |
2019 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,084.73 / year
Cheapest Rate
$438.00 / year American National P
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2018 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $400.00 / year |
| Quincy Mutual | $1,125.00 / year |
| Travelers | $1,314.00 / year |
| Kemper Premium | $1,338.00 / year |
| Texas Farm Bureau Group | $1,584.00 / year |
| Kemper Auto | Infinity | $1,788.00 / year |
| Direct Auto | $2,306.00 / year |
| 21st Century | $2,322.00 / year |
| Republic Indemnity | $2,474.00 / year |
| USAA | $2,531.00 / year |
2018 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$2,288.93 / year
Cheapest Rate
$400.00 / year Mercury Insurance
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2017 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $915.00 / year |
| Pekin Insurance | $1,065.00 / year |
| Buckeye Insurance Group | $1,407.00 / year |
| USAA | $1,423.00 / year |
| Liberty Mutual | $1,434.00 / year |
| Indiana Farmers Mutual Ins | $1,454.00 / year |
| Erie | $1,616.00 / year |
| Westfield | $1,671.00 / year |
| Grange Mutual | $1,752.00 / year |
| Donegal Mutual Insurance Co | $1,794.00 / year |
2017 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,462.43 / year
Cheapest Rate
$915.00 / year Mercury Insurance
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2016 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $189.00 / year |
| Plymouth Rock | $430.00 / year |
| Farm Bureau Mutual (IA Group) | $666.00 / year |
| Donegal Mutual Insurance Co | $759.00 / year |
| Texas Farm Bureau Group | $834.00 / year |
| New Jersey Manufacturers | $849.00 / year |
| Country | $984.00 / year |
| Capital Insurance Group | $1,040.00 / year |
| Western National | $1,082.00 / year |
| Safeway | $1,166.00 / year |
2016 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$883.50 / year
Cheapest Rate
$189.00 / year Safeco
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2015 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Texas Farm Bureau Group | $444.00 / year |
| Chubb | $869.00 / year |
| Direct Auto | $895.00 / year |
| Republic Indemnity | $1,014.00 / year |
| USAA | $1,057.00 / year |
| State Farm | $1,290.00 / year |
| State Auto | $1,293.00 / year |
| Esurance | $1,581.00 / year |
| Nationwide | $1,590.00 / year |
| Mercury | $1,611.00 / year |
2015 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,232.77 / year
Cheapest Rate
$444.00 / year Texas Farm Bureau Group
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2014 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Acuity | $561.00 / year |
| Rockford Mutual Insurance | $738.00 / year |
| Rural Mutual Insurance | $776.00 / year |
| SECURA Insurance | $843.00 / year |
| West Bend Mutual | $933.00 / year |
| Hastings Mutual Insurance Co | $972.00 / year |
| USAA | $1,019.00 / year |
| Pekin Insurance | $1,050.00 / year |
| Erie | $1,084.00 / year |
| New Jersey Manufacturers | $1,110.00 / year |
2014 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,141.50 / year
Cheapest Rate
$561.00 / year Acuity
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2013 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $159.00 / year |
| Erie | $489.00 / year |
| Country | $680.00 / year |
| Penn National | $745.00 / year |
| Virginia Farm Bureau | $795.00 / year |
| Auto-Owners Insurance Co | $943.00 / year |
| Dairyland Auto | $993.00 / year |
| USAA | $1,010.00 / year |
| Travelers | $1,044.00 / year |
| Mutual Of Enumclaw | $1,127.00 / year |
2013 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,351.60 / year
Cheapest Rate
$159.00 / year Safeco
Available Trims
CLUB 2dr CONVERTIBLE (4cyl)
2012 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| North Carolina Farm Bureau | $507.00 / year |
| Hastings Mutual Insurance Co | $512.00 / year |
| Erie | $549.00 / year |
| American Family | $678.00 / year |
| Penn National | $681.00 / year |
| GMAC Insurance Group | $699.00 / year |
| Allied | $729.00 / year |
| Westfield | $751.00 / year |
| State Farm | $841.00 / year |
| Farmers | $1,033.00 / year |
2012 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,437.17 / year
Cheapest Rate
$507.00 / year North Carolina Farm Bureau
Available Trims
2dr CONVERTIBLE (4cyl)
2011 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $355.00 / year |
| NatGen Value | $670.00 / year |
| Direct General Insurance | $842.00 / year |
| Metropolitan | $1,182.00 / year |
| Travelers | $1,188.00 / year |
| Dairyland | $1,352.00 / year |
| AssuranceAmerica | $1,356.00 / year |
| Unitrin | $1,454.00 / year |
| Direct Auto | $1,695.00 / year |
| AssuranceAmerica Economy | $6,183.00 / year |
2011 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$2,496.00 / year
Cheapest Rate
$355.00 / year Safeco
Available Trims
2dr CONVERTIBLE (4cyl)
2010 Mazda Mx-5 Miata Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| USAA | $529.00 / year |
| MO Farm Bureau Services | $611.00 / year |
| Auto-Owners Insurance Co | $702.00 / year |
| Electric | $852.00 / year |
| State Farm | $911.00 / year |
| Automobile Club of Missouri | $938.00 / year |
| Travelers | $1,012.00 / year |
| American Family | $1,047.00 / year |
| Kemper Auto | Infinity | $1,065.00 / year |
| Shelter | $1,080.00 / year |
2010 Mazda Mx-5 Miata Insurance
Average Cost to Insure
$1,520.20 / year
Cheapest Rate
$529.00 / year USAA
Available Trims
2dr CONVERTIBLE (4cyl)
Compare Mx-5 Miata to other Mazda Models
Wondering how the Mx-5 Miata compares to other Mazda Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
