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Rolls-Royce Phantom Car Insurance
How much does car insurance cost for your Rolls-Royce Phantom? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Phantom
What is the Average Cost to Insure a Rolls-Royce Phantom?
Rolls-Royce Phantom
How much does car insurance cost for Rolls-Royce Phantom? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Rolls-Royce Phantom below.
Rolls-Royce Phantom Insurance Model Year by Age Group
The price you pay to insure your Rolls-Royce Phantom can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | N/A | $385.63 / mo | $80.75 / mo | N/A | $116.86 / mo | N/A |
| 2021 | N/A | $568.35 / mo | $362.50 / mo | $301.92 / mo | $99.58 / mo | N/A |
| 2020 | $0.00 / mo | $494.72 / mo | $164.98 / mo | $382.08 / mo | $0.00 / mo | $130.17 / mo |
| 2019 | $340.33 / mo | $493.96 / mo | $228.23 / mo | $126.47 / mo | N/A | N/A |
| 2018 | $286.69 / mo | $126.16 / mo | $125.19 / mo | $96.78 / mo | $136.63 / mo | N/A |
| 2017 | N/A | N/A | $70.08 / mo | $106.53 / mo | $89.14 / mo | $194.25 / mo |
| 2016 | N/A | N/A | $77.20 / mo | $118.30 / mo | $226.56 / mo | $116.28 / mo |
| 2015 | N/A | N/A | $79.42 / mo | $70.58 / mo | $72.64 / mo | N/A |
| 2014 | N/A | $149.03 / mo | N/A | $102.14 / mo | $74.50 / mo | N/A |
| 2013 | N/A | N/A | $146.58 / mo | $85.67 / mo | $242.73 / mo | N/A |
| 2012 | N/A | $102.31 / mo | $304.40 / mo | $133.61 / mo | N/A | $29.17 / mo |
| 2011 | N/A | N/A | N/A | N/A | $210.45 / mo | N/A |
2022 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allstate | $1,053.00 / year |
| Plymouth Rock Assurance | $1,346.00 / year |
| State Farm | $1,410.00 / year |
| Sentry | $1,821.00 / year |
| Unitrin | $2,357.00 / year |
| Nationwide | $3,570.00 / year |
| Home State Ins Group | $3,750.00 / year |
| Travelers | $4,954.00 / year |
| Mercury | $5,336.00 / year |
| Permanent General | $6,344.00 / year |
2022 Rolls-Royce Phantom Insurance
Average Cost to Insure
$3,048.00 / year
Cheapest Rate
$1,053.00 / year Allstate
Available Trims
4dr SEDAN (12cyl)
2021 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto | $856.00 / year |
| Kemper Auto Premier | $917.00 / year |
| American Family | $977.00 / year |
| Western National | $1,417.00 / year |
| Farmers | $1,590.00 / year |
| Auto Club Group | $1,792.00 / year |
| Nationwide | $3,039.00 / year |
| Sentry | $3,169.00 / year |
| Metropolitan | $5,130.00 / year |
| Mercury | $7,816.00 / year |
2021 Rolls-Royce Phantom Insurance
Average Cost to Insure
$2,638.11 / year
Cheapest Rate
$856.00 / year Dairyland Auto
Available Trims
4dr SEDAN (12cyl)
2020 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $992.00 / year |
| Travelers | $1,521.00 / year |
| Metropolitan | $2,239.00 / year |
| Mercury | $3,376.00 / year |
| GMAC Insurance Group | $4,619.00 / year |
| Nationwide | $4,656.00 / year |
| Direct General Insurance | $4,767.00 / year |
| Bristol West | $6,183.00 / year |
| Allied | $6,830.00 / year |
| Farmers | $9,070.00 / year |
2020 Rolls-Royce Phantom Insurance
Average Cost to Insure
$2,664.00 / year
Cheapest Rate
$992.00 / year Virginia Farm Bureau
Available Trims
4dr SEDAN (12cyl)
2019 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $1,511.00 / year |
| Unitrin | $2,355.00 / year |
| Travelers | $2,473.00 / year |
| Hastings Mutual Insurance Co | $2,646.00 / year |
| Metropolitan | $3,558.00 / year |
| Home State Ins Group | $3,672.00 / year |
| Permanent General | $5,232.00 / year |
| Mercury | $5,332.00 / year |
| Nationwide | $6,179.00 / year |
| Auto Club Group | $8,676.00 / year |
2019 Rolls-Royce Phantom Insurance
Average Cost to Insure
$3,564.00 / year
Cheapest Rate
$1,511.00 / year State Farm
Available Trims
DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)
2018 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $456.00 / year |
| Metropolitan | $930.00 / year |
| Auto-Owners Insurance Co | $1,112.00 / year |
| Encompass | $1,214.00 / year |
| Farmers | $1,280.00 / year |
| Mercury | $1,458.00 / year |
| Bristol West | $1,904.00 / year |
| Nationwide | $1,922.00 / year |
| Home State Ins Group | $2,246.00 / year |
| Travelers | $2,312.00 / year |
2018 Rolls-Royce Phantom Insurance
Average Cost to Insure
$1,680.00 / year
Cheapest Rate
$456.00 / year State Farm
Available Trims
DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)
2017 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Penn National | $1,581.00 / year |
| Metropolitan | $1,797.00 / year |
2017 Rolls-Royce Phantom Insurance
Average Cost to Insure
$1,416.00 / year
Cheapest Rate
$1,581.00 / year Penn National
Available Trims
DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)
2016 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $888.00 / year |
| Virginia Farm Bureau | $951.00 / year |
| Mercury | $1,449.00 / year |
| Farmers | $1,539.00 / year |
| Metropolitan | $1,636.00 / year |
| Travelers | $1,974.00 / year |
| Sentry | $2,147.00 / year |
| Nationwide | $2,844.00 / year |
| Direct General Insurance | $3,540.00 / year |
| Unitrin | $3,794.00 / year |
2016 Rolls-Royce Phantom Insurance
Average Cost to Insure
$1,452.00 / year
Cheapest Rate
$888.00 / year SAFECO
Available Trims
DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)
2015 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American Family | $800.00 / year |
| Nationwide | $849.00 / year |
| Allied | $855.00 / year |
| Hastings Mutual Insurance Co | $888.00 / year |
| Metropolitan | $958.00 / year |
| Westfield | $990.00 / year |
| Farmers | $1,138.00 / year |
| Safe Auto | $4,101.00 / year |
2015 Rolls-Royce Phantom Insurance
Average Cost to Insure
$888.00 / year
Cheapest Rate
$800.00 / year American Family
Available Trims
DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)
2014 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $984.00 / year |
| Metropolitan | $1,143.00 / year |
| Mercury | $1,179.00 / year |
| Unitrin | $1,506.00 / year |
| Nationwide | $4,170.00 / year |
| Allied | $5,991.00 / year |
2014 Rolls-Royce Phantom Insurance
Average Cost to Insure
$1,260.00 / year
Cheapest Rate
$984.00 / year Virginia Farm Bureau
Available Trims
DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)
2013 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $867.00 / year |
| Mercury | $1,206.00 / year |
| Unitrin | $1,374.00 / year |
| Metropolitan | $1,376.00 / year |
| Dairyland Auto | $2,866.00 / year |
| Nationwide | $3,204.00 / year |
| Allied | $5,379.00 / year |
2013 Rolls-Royce Phantom Insurance
Average Cost to Insure
$1,162.29 / year
Cheapest Rate
$867.00 / year Virginia Farm Bureau
Available Trims
DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)
2012 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $734.00 / year |
| Travelers | $825.00 / year |
| Nationwide | $1,161.00 / year |
| Metropolitan | $1,279.00 / year |
| Farmers | $1,534.00 / year |
| Sentry | $2,358.00 / year |
| USAA | $2,907.00 / year |
2012 Rolls-Royce Phantom Insurance
Average Cost to Insure
$1,542.57 / year
Cheapest Rate
$734.00 / year State Farm
Available Trims
DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)
2011 Rolls-Royce Phantom Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Travelers | $1,827.00 / year |
| Nationwide | $2,873.00 / year |
| Unitrin | $4,191.00 / year |
2011 Rolls-Royce Phantom Insurance
Average Cost to Insure
$2,520.00 / year
Cheapest Rate
$1,827.00 / year Travelers
Available Trims
DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)
Compare Phantom to other Rolls-Royce Models
Wondering how the Phantom compares to other Rolls-Royce Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
