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Rolls-Royce Phantom Car Insurance

How much does car insurance cost for your Rolls-Royce Phantom? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Phantom

What is the Average Cost to Insure a Rolls-Royce Phantom?

Rolls-Royce Rolls-Royce Phantom

How much does car insurance cost for Rolls-Royce Phantom? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Rolls-Royce Phantom below.

Rolls-Royce Phantom Insurance Model Year by Age Group

The price you pay to insure your Rolls-Royce Phantom can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2022N/A$385.63 / mo$80.75 / moN/A$116.86 / moN/A
2021N/A$568.35 / mo$362.50 / mo$301.92 / mo$99.58 / moN/A
2020$0.00 / mo$494.72 / mo$164.98 / mo$382.08 / mo$0.00 / mo$130.17 / mo
2019$340.33 / mo$493.96 / mo$228.23 / mo$126.47 / moN/AN/A
2018$286.69 / mo$126.16 / mo$125.19 / mo$96.78 / mo$136.63 / moN/A
2017N/AN/A$70.08 / mo$106.53 / mo$89.14 / mo$194.25 / mo
2016N/AN/A$77.20 / mo$118.30 / mo$226.56 / mo$116.28 / mo
2015N/AN/A$79.42 / mo$70.58 / mo$72.64 / moN/A
2014N/A$149.03 / moN/A$102.14 / mo$74.50 / moN/A
2013N/AN/A$146.58 / mo$85.67 / mo$242.73 / moN/A
2012N/A$102.31 / mo$304.40 / mo$133.61 / moN/A$29.17 / mo
2011N/AN/AN/AN/A$210.45 / moN/A

Rolls-Royce 2022 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
Allstate $1,053.00 / year
Plymouth Rock Assurance $1,346.00 / year
State Farm $1,410.00 / year
Sentry $1,821.00 / year
Unitrin $2,357.00 / year
Nationwide $3,570.00 / year
Home State Ins Group $3,750.00 / year
Travelers $4,954.00 / year
Mercury $5,336.00 / year
Permanent General $6,344.00 / year

2022 Rolls-Royce Phantom Insurance

Average Cost to Insure

$3,048.00 / year

Cheapest Rate

$1,053.00 / year Allstate

Available Trims

4dr SEDAN (12cyl)

Rolls-Royce 2021 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
Dairyland Auto $856.00 / year
Kemper Auto Premier $917.00 / year
American Family $977.00 / year
Western National $1,417.00 / year
Farmers $1,590.00 / year
Auto Club Group $1,792.00 / year
Nationwide $3,039.00 / year
Sentry $3,169.00 / year
Metropolitan $5,130.00 / year
Mercury $7,816.00 / year

2021 Rolls-Royce Phantom Insurance

Average Cost to Insure

$2,638.11 / year

Cheapest Rate

$856.00 / year Dairyland Auto

Available Trims

4dr SEDAN (12cyl)

Rolls-Royce 2020 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
Virginia Farm Bureau $992.00 / year
Travelers $1,521.00 / year
Metropolitan $2,239.00 / year
Mercury $3,376.00 / year
GMAC Insurance Group $4,619.00 / year
Nationwide $4,656.00 / year
Direct General Insurance $4,767.00 / year
Bristol West $6,183.00 / year
Allied $6,830.00 / year
Farmers $9,070.00 / year

2020 Rolls-Royce Phantom Insurance

Average Cost to Insure

$2,664.00 / year

Cheapest Rate

$992.00 / year Virginia Farm Bureau

Available Trims

4dr SEDAN (12cyl)

Rolls-Royce 2019 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
State Farm $1,511.00 / year
Unitrin $2,355.00 / year
Travelers $2,473.00 / year
Hastings Mutual Insurance Co $2,646.00 / year
Metropolitan $3,558.00 / year
Home State Ins Group $3,672.00 / year
Permanent General $5,232.00 / year
Mercury $5,332.00 / year
Nationwide $6,179.00 / year
Auto Club Group $8,676.00 / year

2019 Rolls-Royce Phantom Insurance

Average Cost to Insure

$3,564.00 / year

Cheapest Rate

$1,511.00 / year State Farm

Available Trims

DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)

Rolls-Royce 2018 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
State Farm $456.00 / year
Metropolitan $930.00 / year
Auto-Owners Insurance Co $1,112.00 / year
Encompass $1,214.00 / year
Farmers $1,280.00 / year
Mercury $1,458.00 / year
Bristol West $1,904.00 / year
Nationwide $1,922.00 / year
Home State Ins Group $2,246.00 / year
Travelers $2,312.00 / year

2018 Rolls-Royce Phantom Insurance

Average Cost to Insure

$1,680.00 / year

Cheapest Rate

$456.00 / year State Farm

Available Trims

DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)

Rolls-Royce 2017 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
Penn National $1,581.00 / year
Metropolitan $1,797.00 / year

2017 Rolls-Royce Phantom Insurance

Average Cost to Insure

$1,416.00 / year

Cheapest Rate

$1,581.00 / year Penn National

Available Trims

DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)

Rolls-Royce 2016 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $888.00 / year
Virginia Farm Bureau $951.00 / year
Mercury $1,449.00 / year
Farmers $1,539.00 / year
Metropolitan $1,636.00 / year
Travelers $1,974.00 / year
Sentry $2,147.00 / year
Nationwide $2,844.00 / year
Direct General Insurance $3,540.00 / year
Unitrin $3,794.00 / year

2016 Rolls-Royce Phantom Insurance

Average Cost to Insure

$1,452.00 / year

Cheapest Rate

$888.00 / year SAFECO

Available Trims

DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)

Rolls-Royce 2015 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
American Family $800.00 / year
Nationwide $849.00 / year
Allied $855.00 / year
Hastings Mutual Insurance Co $888.00 / year
Metropolitan $958.00 / year
Westfield $990.00 / year
Farmers $1,138.00 / year
Safe Auto $4,101.00 / year

2015 Rolls-Royce Phantom Insurance

Average Cost to Insure

$888.00 / year

Cheapest Rate

$800.00 / year American Family

Available Trims

DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)

Rolls-Royce 2014 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
Virginia Farm Bureau $984.00 / year
Metropolitan $1,143.00 / year
Mercury $1,179.00 / year
Unitrin $1,506.00 / year
Nationwide $4,170.00 / year
Allied $5,991.00 / year

2014 Rolls-Royce Phantom Insurance

Average Cost to Insure

$1,260.00 / year

Cheapest Rate

$984.00 / year Virginia Farm Bureau

Available Trims

DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)

Rolls-Royce 2013 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
Virginia Farm Bureau $867.00 / year
Mercury $1,206.00 / year
Unitrin $1,374.00 / year
Metropolitan $1,376.00 / year
Dairyland Auto $2,866.00 / year
Nationwide $3,204.00 / year
Allied $5,379.00 / year

2013 Rolls-Royce Phantom Insurance

Average Cost to Insure

$1,162.29 / year

Cheapest Rate

$867.00 / year Virginia Farm Bureau

Available Trims

DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)

Rolls-Royce 2012 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
State Farm $734.00 / year
Travelers $825.00 / year
Nationwide $1,161.00 / year
Metropolitan $1,279.00 / year
Farmers $1,534.00 / year
Sentry $2,358.00 / year
USAA $2,907.00 / year

2012 Rolls-Royce Phantom Insurance

Average Cost to Insure

$1,542.57 / year

Cheapest Rate

$734.00 / year State Farm

Available Trims

DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)

Rolls-Royce 2011 Rolls-Royce Phantom Insurance Rates by Companies

Insurance Company12 month Premium
Travelers $1,827.00 / year
Nationwide $2,873.00 / year
Unitrin $4,191.00 / year

2011 Rolls-Royce Phantom Insurance

Average Cost to Insure

$2,520.00 / year

Cheapest Rate

$1,827.00 / year Travelers

Available Trims

DROPHEAD COUPE 2dr CONVERTIBLE (12cyl)

Compare Phantom to other Rolls-Royce Models

Wondering how the Phantom compares to other Rolls-Royce Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.