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Rolls-Royce Ghost Car Insurance
How much does car insurance cost for your Rolls-Royce Ghost? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Ghost
What is the Average Cost to Insure a Rolls-Royce Ghost?
Rolls-Royce Ghost
How much does car insurance cost for Rolls-Royce Ghost? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Rolls-Royce Ghost below.
Rolls-Royce Ghost Insurance Model Year by Age Group
The price you pay to insure your Rolls-Royce Ghost can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | $598.72 / mo | $459.24 / mo | $230.67 / mo | N/A | $598.72 / mo | $246.17 / mo |
| 2021 | N/A | $164.45 / mo | N/A | N/A | $255.08 / mo | $904.73 / mo |
| 2020 | N/A | N/A | $90.42 / mo | N/A | $108.44 / mo | N/A |
| 2019 | N/A | $229.84 / mo | $233.87 / mo | $80.11 / mo | $137.96 / mo | $394.06 / mo |
| 2018 | N/A | N/A | N/A | $68.84 / mo | $73.93 / mo | $56.52 / mo |
| 2017 | N/A | $111.00 / mo | $156.62 / mo | $162.99 / mo | $22.40 / mo | $206.78 / mo |
| 2016 | N/A | $319.21 / mo | $57.47 / mo | $27.50 / mo | $166.00 / mo | $59.97 / mo |
| 2015 | N/A | $148.81 / mo | $173.08 / mo | $107.26 / mo | $245.39 / mo | N/A |
| 2014 | N/A | $189.89 / mo | $152.72 / mo | $140.78 / mo | $172.23 / mo | $178.72 / mo |
| 2013 | N/A | $268.98 / mo | $224.22 / mo | $124.25 / mo | $124.07 / mo | $110.30 / mo |
| 2012 | N/A | $302.35 / mo | $140.92 / mo | $206.75 / mo | $169.92 / mo | $444.78 / mo |
| 2011 | N/A | $183.25 / mo | $153.84 / mo | N/A | N/A | $40.33 / mo |
| 2010 | N/A | N/A | $322.17 / mo | $184.56 / mo | N/A | $96.67 / mo |
2022 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $1,434.00 / year |
| Farmers | $2,780.00 / year |
| Permanent General | $3,104.00 / year |
| Allstate | $3,812.00 / year |
| Home State Ins Group | $3,948.00 / year |
| Nationwide | $4,313.00 / year |
| Sentry | $4,364.00 / year |
| Metropolitan | $4,526.00 / year |
| Mercury | $5,878.00 / year |
| Unitrin | $6,030.00 / year |
2022 Rolls-Royce Ghost Insurance
Average Cost to Insure
$3,797.50 / year
Cheapest Rate
$1,434.00 / year State Farm
Available Trims
BLACK BADGE 4dr SEDAN (12cyl)
2021 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Nationwide | $835.00 / year |
| Allstate | $858.00 / year |
| National Farmers Union P | $1,620.00 / year |
| Metropolitan | $1,731.00 / year |
| Farmers | $2,193.00 / year |
| Travelers | $3,165.00 / year |
| Unitrin | $3,217.00 / year |
| Dairyland Auto | $10,856.00 / year |
2021 Rolls-Royce Ghost Insurance
Average Cost to Insure
$1,748.21 / year
Cheapest Rate
$835.00 / year Nationwide
Available Trims
BLACK BADGE 4dr SEDAN (12cyl)
2020 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Metropolitan | $1,130.00 / year |
| SAFECO | $1,209.00 / year |
| Unitrin | $1,266.00 / year |
2020 Rolls-Royce Ghost Insurance
Average Cost to Insure
$1,188.00 / year
Cheapest Rate
$1,130.00 / year Metropolitan
Available Trims
BASE 4dr SEDAN (12cyl)
2019 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $573.00 / year |
| Nationwide | $1,062.00 / year |
| SAFECO | $1,209.00 / year |
| Unitrin | $1,266.00 / year |
| Travelers | $1,398.00 / year |
| Direct General Insurance | $2,135.00 / year |
| Home State Ins Group | $2,268.00 / year |
| Metropolitan | $2,367.00 / year |
| Mercury | $2,770.00 / year |
| Safe Auto | $6,637.00 / year |
2019 Rolls-Royce Ghost Insurance
Average Cost to Insure
$1,971.36 / year
Cheapest Rate
$573.00 / year State Farm
Available Trims
4dr SEDAN (12cyl)
2017 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allstate | $998.00 / year |
| Metropolitan | $1,351.00 / year |
| National Farmers Union P | $1,944.00 / year |
| Pioneer State Mutual Ins Co | $2,133.00 / year |
| Mercury | $2,150.00 / year |
| Bristol West | $2,700.00 / year |
| Direct General Insurance | $3,108.00 / year |
| Encompass | $3,494.00 / year |
| Farmers | $4,316.00 / year |
| Auto Club Group | $6,051.00 / year |
2017 Rolls-Royce Ghost Insurance
Average Cost to Insure
$1,644.00 / year
Cheapest Rate
$998.00 / year Allstate
Available Trims
4dr SEDAN (12cyl)
2016 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allstate | $927.00 / year |
| National Farmers Union P | $1,572.00 / year |
| Metropolitan | $1,621.00 / year |
| Direct General Insurance | $2,184.00 / year |
| Mercury | $2,235.00 / year |
| Farmers | $2,735.00 / year |
| Dairyland Auto | $4,964.00 / year |
2016 Rolls-Royce Ghost Insurance
Average Cost to Insure
$1,804.22 / year
Cheapest Rate
$927.00 / year Allstate
Available Trims
4dr SEDAN (12cyl)
2015 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $717.00 / year |
| SafeAuto | $1,224.00 / year |
| Farm Bureau Ins of MI | $1,472.00 / year |
| Permanent General | $1,590.00 / year |
| Farmers | $1,604.00 / year |
| Metropolitan | $1,690.00 / year |
| Bristol West | $1,740.00 / year |
| Westfield | $2,063.00 / year |
| Home State Ins Group | $2,088.00 / year |
| Mercury | $2,220.00 / year |
2015 Rolls-Royce Ghost Insurance
Average Cost to Insure
$1,800.00 / year
Cheapest Rate
$717.00 / year State Farm
Available Trims
4dr SEDAN (12cyl)
2014 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $770.00 / year |
| Allstate | $1,080.00 / year |
| American Family | $1,099.00 / year |
| Sentry | $1,343.00 / year |
| Nationwide | $1,481.00 / year |
| Farmers | $1,516.00 / year |
| Metropolitan | $1,979.00 / year |
| Mercury | $2,204.00 / year |
| Travelers | $2,214.00 / year |
| Home State Ins Group | $2,340.00 / year |
2014 Rolls-Royce Ghost Insurance
Average Cost to Insure
$2,016.00 / year
Cheapest Rate
$770.00 / year State Farm
Available Trims
4dr SEDAN (12cyl)
2013 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Allstate | $1,128.00 / year |
| National Farmers Union P | $1,377.00 / year |
| Farm Bureau Ins of MI | $1,650.00 / year |
| Metropolitan | $1,846.00 / year |
| Nationwide | $1,912.00 / year |
| Westfield | $2,145.00 / year |
| Farmers | $2,181.00 / year |
| Travelers | $2,205.00 / year |
| Bristol West | $2,870.00 / year |
| Encompass | $3,299.00 / year |
2013 Rolls-Royce Ghost Insurance
Average Cost to Insure
$2,004.00 / year
Cheapest Rate
$1,128.00 / year Allstate
Available Trims
4dr SEDAN (12cyl)
2012 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Nationwide | $186.00 / year |
| Encompass | $783.00 / year |
| Hastings Mutual Insurance Co | $855.00 / year |
| Plymouth Rock Assurance | $1,155.00 / year |
| Unitrin | $1,388.00 / year |
| Travelers | $1,521.00 / year |
| Auto Club Group | $1,596.00 / year |
| Hanover | $1,983.00 / year |
| Farmers | $2,985.00 / year |
| Metropolitan | $3,010.00 / year |
2012 Rolls-Royce Ghost Insurance
Average Cost to Insure
$2,639.13 / year
Cheapest Rate
$186.00 / year Nationwide
Available Trims
4dr SEDAN (12cyl)
2011 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $615.00 / year |
| Allstate | $717.00 / year |
| State Farm | $1,004.00 / year |
| Unitrin | $1,209.00 / year |
| Metropolitan | $1,282.00 / year |
| Farmers | $1,843.00 / year |
| Mercury | $1,904.00 / year |
| Nationwide | $2,887.00 / year |
| Sentry | $3,737.00 / year |
| Home State Ins Group | $3,758.00 / year |
2011 Rolls-Royce Ghost Insurance
Average Cost to Insure
$1,716.00 / year
Cheapest Rate
$615.00 / year Virginia Farm Bureau
Available Trims
4dr SEDAN (12cyl)
2010 Rolls-Royce Ghost Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Unitrin | $3,177.00 / year |
| Metropolitan | $3,366.00 / year |
| Mercury | $3,482.00 / year |
| Nationwide | $4,002.00 / year |
| Travelers | $4,173.00 / year |
| Direct General Insurance | $4,749.00 / year |
2010 Rolls-Royce Ghost Insurance
Average Cost to Insure
$2,352.00 / year
Cheapest Rate
$3,177.00 / year Unitrin
Available Trims
4dr SEDAN (12cyl)
Compare Ghost to other Rolls-Royce Models
Wondering how the Ghost compares to other Rolls-Royce Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
