Does Homeowners Insurance Cover Earthquakes?

Only earthquake insurance covers the losses incurred during and after an earthquake. In July 2019, California experienced one of the largest earthquakes the state has experienced in years. There was devastation in the areas at the epicenter. We never expect an earthquake but we should be prepared for one happening at any time. States that are most prone to earthquakes are California, Kentucky, Missouri, Arkansas, Illinois and Tennessee. Earthquake insurance can help in rebuilding your life if your home is affected after an unforeseen disaster. Earthquake insurance can cover dwelling, personal property, living expenses and loss of use when homeowners does not.

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