How much does car insurance cost for your Mini Cooper? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Mini Cooper? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mini Cooper below.
The price you pay to insure your Mini Cooper can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2024 | N/A | $241.19 / mo | $106.23 / mo | $210.10 / mo | N/A | $205.77 / mo |
2023 | N/A | $618.38 / mo | $415.08 / mo | $99.48 / mo | $210.60 / mo | $147.52 / mo |
2022 | $330.06 / mo | $246.30 / mo | $208.95 / mo | $156.57 / mo | $144.66 / mo | $167.45 / mo |
2021 | N/A | $168.86 / mo | $145.00 / mo | $190.64 / mo | $130.14 / mo | $128.22 / mo |
2020 | $447.07 / mo | $185.49 / mo | $118.83 / mo | $149.69 / mo | $132.30 / mo | $136.51 / mo |
2019 | $348.78 / mo | $204.59 / mo | $193.96 / mo | $132.66 / mo | $119.54 / mo | $149.82 / mo |
2018 | $297.15 / mo | $161.89 / mo | $130.96 / mo | $148.02 / mo | $101.44 / mo | $137.23 / mo |
2017 | $239.89 / mo | $217.90 / mo | $137.62 / mo | $112.52 / mo | $134.66 / mo | $144.10 / mo |
2016 | $199.75 / mo | $163.11 / mo | $179.51 / mo | $138.81 / mo | $114.81 / mo | $117.76 / mo |
2015 | $294.42 / mo | $190.07 / mo | $142.89 / mo | $129.60 / mo | $121.90 / mo | $110.76 / mo |
2014 | $224.08 / mo | $171.21 / mo | $127.29 / mo | $118.69 / mo | $111.02 / mo | $105.18 / mo |
2013 | $272.52 / mo | $153.73 / mo | $126.70 / mo | $135.70 / mo | $109.79 / mo | $102.66 / mo |
2012 | $212.49 / mo | $174.81 / mo | $133.41 / mo | $114.50 / mo | $88.57 / mo | $111.79 / mo |
2011 | $215.52 / mo | $155.14 / mo | $112.65 / mo | $119.79 / mo | $100.34 / mo | $105.84 / mo |
2010 | $215.31 / mo | $181.86 / mo | $132.53 / mo | $128.16 / mo | $103.15 / mo | $93.87 / mo |
Insurance Company | 12 month Premium |
Victoria | $339.00 / year |
New York Central Mutual Fire | $1,064.00 / year |
Erie | $1,085.00 / year |
Nationwide | $1,310.00 / year |
Travelers | $1,460.00 / year |
Auto-Owners Insurance Co | $1,551.00 / year |
American Independent Ins Co | $1,554.00 / year |
Plymouth Rock Assurance | $1,586.00 / year |
Liberty Mutual | $1,682.00 / year |
Atlantic States Insurance | $1,706.00 / year |
Average Cost to Insure
$1,453.30 / year
Cheapest Rate
$339.00 / year Victoria
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
American National P | $480.00 / year |
Mercury Insurance | $534.00 / year |
Buckeye Insurance Group | $820.00 / year |
United Farm Bureau of IN Group | $824.00 / year |
Victoria | $902.00 / year |
Western Reserve | $904.00 / year |
Virginia Farm Bureau | $906.00 / year |
Kemper Auto | Infinity | $928.00 / year |
Texas Farm Bureau Group | $1,004.00 / year |
SECURA Insurance | $1,192.00 / year |
Average Cost to Insure
$756.00 / year
Cheapest Rate
$480.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Victoria | $309.00 / year |
Clearcover | $654.00 / year |
Titan | $717.00 / year |
Concord Group | $799.00 / year |
Countryway Insurance | $830.00 / year |
Texas Farm Bureau Group | $886.00 / year |
Capital Insurance Group | $1,092.00 / year |
North Carolina Farm Bureau | $1,113.00 / year |
New Jersey Manufacturers | $1,188.00 / year |
Atlantic States Insurance | $1,202.00 / year |
Average Cost to Insure
$1,360.13 / year
Cheapest Rate
$309.00 / year Victoria
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
American National P | $474.00 / year |
Mercury Insurance | $553.00 / year |
SAFECO | $888.00 / year |
West Bend Mutual | $908.00 / year |
Texas Farm Bureau Group | $912.00 / year |
Wolverine Mutual | $912.00 / year |
Clearcover | $1,075.00 / year |
Virginia Farm Bureau | $1,087.00 / year |
Titan | $1,110.00 / year |
Pekin Insurance | $1,132.00 / year |
Average Cost to Insure
$934.53 / year
Cheapest Rate
$474.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
American National P | $416.00 / year |
Buckeye Insurance Group | $633.00 / year |
American National P&C | $642.00 / year |
Concord Group | $715.00 / year |
SAFECO | $729.00 / year |
MMG Insurance Company | $787.00 / year |
Western Reserve | $822.00 / year |
Hastings Mutual Insurance Co | $965.00 / year |
North Carolina Farm Bureau | $993.00 / year |
Jupiter Auto Insurance | $1,034.00 / year |
Average Cost to Insure
$690.67 / year
Cheapest Rate
$416.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
American National P | $452.00 / year |
SAFECO | $572.00 / year |
Mercury Insurance | $579.00 / year |
Kemper Auto | Infinity | $665.00 / year |
Partners Mutual Insurance Co | $698.00 / year |
Rural Mutual Insurance | $735.00 / year |
West Bend Mutual | $777.00 / year |
General Casualty | $806.00 / year |
Virginia Farm Bureau | $850.00 / year |
American National P&C | $950.00 / year |
Average Cost to Insure
$589.10 / year
Cheapest Rate
$452.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
SAFECO | $242.00 / year |
Mercury Insurance | $422.00 / year |
American National P | $521.00 / year |
NatGen PPA | $769.00 / year |
IMT Insurance Company | $782.00 / year |
Buckeye Insurance Group | $827.00 / year |
National General Value | $895.00 / year |
PEMCO | $954.00 / year |
Indiana Farmers Mutual Ins | $1,010.00 / year |
Partners Mutual Insurance Co | $1,035.00 / year |
Average Cost to Insure
$543.70 / year
Cheapest Rate
$242.00 / year SAFECO
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $137.00 / year |
SAFECO | $347.00 / year |
Mercury Insurance | $387.00 / year |
Infinity Special | $396.00 / year |
American National P&C | $458.00 / year |
American National P | $675.00 / year |
Buckeye Insurance Group | $725.00 / year |
Countryway Insurance | $792.00 / year |
Concord Group | $812.00 / year |
Kemper Auto Premier | $823.00 / year |
Average Cost to Insure
$609.40 / year
Cheapest Rate
$137.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Mercury Insurance | $445.00 / year |
American National P | $569.00 / year |
American National P&C | $576.00 / year |
Kemper Auto Premium | $770.00 / year |
Clearcover | $853.00 / year |
Partners Mutual Insurance Co | $861.00 / year |
North Carolina Farm Bureau | $878.00 / year |
Pekin Insurance | $883.00 / year |
NatGen Value | $886.00 / year |
SAFECO | $897.00 / year |
Average Cost to Insure
$597.37 / year
Cheapest Rate
$445.00 / year Mercury Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Mercury Insurance | $405.00 / year |
SAFECO | $475.00 / year |
American National P | $554.00 / year |
American National P&C | $589.00 / year |
National General Value | $605.00 / year |
Buckeye Insurance Group | $697.00 / year |
Virginia Farm Bureau | $717.00 / year |
Pekin Insurance | $735.00 / year |
Wolverine Mutual | $741.00 / year |
Concord Group | $745.00 / year |
Average Cost to Insure
$511.47 / year
Cheapest Rate
$405.00 / year Mercury Insurance
Available Trims
S 2dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Kemper Auto | Infinity | $206.00 / year |
National General RAD | $376.00 / year |
American National P&C | $386.00 / year |
SAFECO | $436.00 / year |
Kemper Auto Premier | $471.00 / year |
American National P | $511.00 / year |
Concord Group | $573.00 / year |
MMG Insurance Company | $585.00 / year |
Mercury Insurance | $598.00 / year |
NatGen Value | $598.00 / year |
Average Cost to Insure
$436.17 / year
Cheapest Rate
$206.00 / year Kemper Auto | Infinity
Available Trims
S 2dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $197.00 / year |
SAFECO | $336.00 / year |
Kemper Auto | Infinity | $502.00 / year |
American National P | $538.00 / year |
Mercury Insurance Company | $562.00 / year |
Western Reserve | $626.00 / year |
Concord Group | $660.00 / year |
Buckeye Insurance Group | $735.00 / year |
MMG Insurance Company | $753.00 / year |
Mercury Insurance | $795.00 / year |
Average Cost to Insure
$555.23 / year
Cheapest Rate
$197.00 / year Jupiter Auto Insurance
Available Trims
S 2dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Plymouth Rock | $174.00 / year |
Kemper Auto | Infinity | $356.00 / year |
American National P | $391.00 / year |
SAFECO | $551.00 / year |
Union Mutual Fire Group | $694.00 / year |
Concord Group | $697.00 / year |
AssuranceAmerica Economy | $724.00 / year |
Indiana Farmers Mutual Ins | $800.00 / year |
Virginia Farm Bureau | $820.00 / year |
Utica National Ins Group | $829.00 / year |
Average Cost to Insure
$443.67 / year
Cheapest Rate
$174.00 / year Plymouth Rock
Available Trims
S 2dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
SAFECO | $95.00 / year |
NatGen Custom 360 | $417.00 / year |
American National P | $450.00 / year |
Dairyland FR Bond | $482.00 / year |
Buckeye Insurance Group | $496.00 / year |
Concord Group | $518.00 / year |
NatGen PPA | $576.00 / year |
MMG Insurance Company | $596.00 / year |
Rural Mutual Insurance | $602.00 / year |
Western Reserve | $613.00 / year |
Average Cost to Insure
$509.93 / year
Cheapest Rate
$95.00 / year SAFECO
Available Trims
S 2dr HATCHBACK (4cyl)
Wondering how the Cooper compares to other Mini Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.