Mini Cooper Car Insurance

How much does car insurance cost for your Mini Cooper? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Cooper

What is the Average Cost to Insure a Mini Cooper?

Mini Mini Cooper

How much does car insurance cost for Mini Cooper? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mini Cooper below.

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Mini Cooper Insurance Model Year by Age Group

The price you pay to insure your Mini Cooper can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2021N/AN/AN/A$122.42 / moN/AN/A
2020$447.07 / mo$236.28 / mo$133.99 / mo$94.80 / moN/A$114.01 / mo
2019$189.83 / mo$211.58 / mo$151.14 / mo$117.38 / mo$100.27 / mo$114.90 / mo
2018N/A$105.20 / mo$81.00 / mo$91.26 / mo$81.67 / mo$124.38 / mo
2017N/A$178.65 / mo$115.52 / mo$62.62 / mo$77.50 / mo$87.49 / mo
2016$199.12 / mo$182.06 / mo$151.98 / mo$117.15 / mo$92.41 / mo$104.56 / mo
2015$356.13 / mo$162.74 / mo$152.64 / mo$101.69 / mo$104.40 / mo$97.41 / mo
2014$236.30 / mo$124.84 / mo$117.09 / mo$107.70 / mo$91.43 / mo$85.27 / mo
2013$131.76 / mo$149.91 / mo$131.62 / mo$126.67 / mo$100.13 / mo$97.16 / mo
2012$167.64 / mo$150.14 / mo$103.23 / mo$92.48 / mo$71.55 / mo$91.27 / mo
2011$176.46 / mo$127.70 / mo$135.87 / mo$130.97 / mo$81.12 / mo$110.30 / mo
2010$209.39 / mo$192.58 / mo$101.00 / mo$82.30 / mo$93.45 / mo$90.25 / mo

Mini 2020 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Penn National $759.00 / year
Atlantic States Insurance $962.00 / year
Auto-Owners Insurance Co $1,116.00 / year
Plymouth Rock Assurance $1,299.00 / year
Donegal Mutual Insurance Co $1,299.00 / year
Safety Group $1,328.00 / year
Norfolk and Dedham Group $1,380.00 / year
National Grange Mutual $1,794.00 / year
Quincy Mutual $1,824.00 / year
State Auto $1,908.00 / year

2020 Mini Cooper Insurance

Average Cost to Insure

$2,070.10 / year

Cheapest Rate

$759.00 / year Penn National

Available Trims

S 4dr Hatchback (4cyl),SE 2dr Hatchback (cyl),CLUBMAN 4dr WAGON (3cyl),S CLUBMAN 4dr Wagon (4cyl),COUNTRYMAN 4dr Hatchback (3cyl),S COUNTRYMAN 4dr Hatchback (4cyl),JOHN COOPER WORKS 2dr Hatchback (4cyl),COUNTRYMAN ALL4 4dr Hatchback (3cyl),S COUNTRYMAN ALL4 4dr Wagon (4cyl),S E COUNTRYMAN ALL4 4dr Wagon (3cyl),JCW COUNTRYMAN ALL4 4dr Wagon (4cyl),JOHN COOPER WORKS CLUBMAN 4dr Wagon (4cyl), 4dr HATCHBACK (3cyl)

Mini 2019 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $642.00 / year
Virginia Farm Bureau $890.00 / year
USAA $1,150.00 / year
Travelers $1,160.00 / year
General Casualty $1,188.00 / year
Country $1,208.00 / year
Farm Bureau Mutual (IA Group) $1,248.00 / year
Erie $1,266.00 / year
GEICO $1,297.00 / year
Utica National Ins Group $1,308.00 / year

2019 Mini Cooper Insurance

Average Cost to Insure

$1,486.07 / year

Cheapest Rate

$642.00 / year American National P&C

Available Trims

S 4dr Hatchback (4cyl),CLUBMAN 4dr Wagon (3cyl),S CLUBMAN 4dr Wagon (4cyl),COUNTRYMAN 4dr Wagon (3cyl),S COUNTRYMAN 4dr Wagon (4cyl),JOHN COOPER WORKS 2dr Hatchback (4cyl),S CLUBMAN ALL4 4dr Wagon (4cyl),CLUBMAN ALL4 4dr Wagon (3cyl),JCW CLUBMAN 4dr Wagon (4cyl),COUNTRYMAN ALL4 4dr Wagon (3cyl),S COUNTRYMAN ALL4 4dr Wagon (4cyl),S E COUNTRYMAN ALL4 4dr Wagon (3cyl),JCW COUNTRYMAN ALL4 4dr Wagon (4cyl), 4dr Hatchback (3cyl)

Mini 2018 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Partners Mutual Insurance Co $698.00 / year
Rural Mutual Insurance $735.00 / year
Oregon Mutual $740.00 / year
Rockford Mutual Insurance $762.00 / year
West Bend Mutual $777.00 / year
General Casualty $806.00 / year
Pekin Insurance $816.00 / year
SECURA Insurance $855.00 / year
Hastings Mutual Insurance Co $908.00 / year
Auto Club Group $948.00 / year

2018 Mini Cooper Insurance

Average Cost to Insure

$1,152.00 / year

Cheapest Rate

$698.00 / year Partners Mutual Insurance Co

Available Trims

S 4dr Hatchback (4cyl),CLUBMAN 4dr Wagon (3cyl),S CLUBMAN 4dr Wagon (4cyl),COUNTRYMAN 4dr Wagon (3cyl),S COUNTRYMAN 4dr Wagon (4cyl),JOHN COOPER WORKS 2dr Hatchback (4cyl),S CLUBMAN ALL4 4dr Wagon (4cyl),CLUBMAN ALL4 4dr Wagon (3cyl),JCW CLUBMAN 4dr Wagon (4cyl),COUNTRYMAN ALL4 4dr Wagon (3cyl),S COUNTRYMAN ALL4 4dr Wagon (4cyl),S E COUNTRYMAN ALL4 4dr Wagon (3cyl),JCW COUNTRYMAN ALL4 4dr Wagon (4cyl), 4dr Hatchback (3cyl)

Mini 2017 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Titan $803.00 / year
Utica National Ins Group $810.00 / year
North Carolina Farm Bureau $813.00 / year
New Jersey Manufacturers $908.00 / year
GMAC Insurance Group $974.00 / year
Penn National $1,213.00 / year
Grange Mutual $1,304.00 / year
Westfield $1,356.00 / year
Cincinnati Insurance $1,424.00 / year
Texas Farm Bureau Group $1,430.00 / year

2017 Mini Cooper Insurance

Average Cost to Insure

$1,128.00 / year

Cheapest Rate

$803.00 / year Titan

Available Trims

S 4dr Hatchback (4cyl),CLUBMAN 4dr Wagon (3cyl),S CLUBMAN 4dr Wagon (4cyl),COUNTRYMAN 4dr Wagon (3cyl),S COUNTRYMAN 4dr Wagon (4cyl),PACEMAN 2dr HATCHBACK (4cyl),S PACEMAN 2dr HATCHBACK (4cyl),JOHN COOPER WORKS 2dr Hatchback (4cyl),S CLUBMAN ALL4 4dr Wagon (4cyl),CLUBMAN ALL4 4dr Wagon (3cyl),JCW CLUBMAN 4dr Wagon (4cyl),COUNTRYMAN ALL4 4dr Wagon (3cyl),S COUNTRYMAN ALL4 4dr Wagon (4cyl),PACEMAN JCW 2dr HATCHBACK (4cyl), 4dr Hatchback (3cyl)

Mini 2016 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $458.00 / year
Buckeye Insurance Group $620.00 / year
Pekin Insurance $676.00 / year
North Carolina Farm Bureau $798.00 / year
Virginia Farm Bureau $800.00 / year
Titan $837.00 / year
SECURA Insurance $906.00 / year
Utica National Ins Group $945.00 / year
Texas Farm Bureau Group $956.00 / year
Frankenmuth Mutual $1,047.00 / year

2016 Mini Cooper Insurance

Average Cost to Insure

$1,208.47 / year

Cheapest Rate

$458.00 / year American National P&C

Available Trims

S 4dr Hatchback (4cyl),CLUBMAN 4dr Wagon (3cyl),S CLUBMAN 4dr Wagon (4cyl),COUNTRYMAN 4dr Wagon (4cyl),S COUNTRYMAN 4dr Wagon (4cyl),PACEMAN 2dr Hatchback (4cyl),S PACEMAN 2dr Hatchback (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),PACEMAN JCW 2dr Hatchback (4cyl),COUNTRYMAN JCW 4dr Wagon (4cyl), 4dr Hatchback (3cyl)

Mini 2015 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $576.00 / year
West Bend Mutual $809.00 / year
Partners Mutual Insurance Co $827.00 / year
New Jersey Manufacturers $878.00 / year
Pekin Insurance $930.00 / year
SECURA Insurance $1,015.00 / year
Rockford Mutual Insurance $1,027.00 / year
Western National $1,092.00 / year
First Chicago Insurance $1,094.00 / year
Texas Farm Bureau Group $1,173.00 / year

2015 Mini Cooper Insurance

Average Cost to Insure

$1,378.43 / year

Cheapest Rate

$576.00 / year American National P&C

Available Trims

S 4dr Hatchback (4cyl),COUNTRYMAN 4dr Wagon (4cyl),S COUNTRYMAN 4dr Wagon (4cyl),PACEMAN 2dr Hatchback (4cyl),S PACEMAN 2dr Hatchback (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),PACEMAN JCW 2dr Hatchback (4cyl),COUNTRYMAN JCW 4dr Wagon (4cyl), 4dr Hatchback (3cyl)

Mini 2014 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $710.00 / year
North Carolina Farm Bureau $711.00 / year
Commerce Group Inc $816.00 / year
GMAC Insurance Group $825.00 / year
New Jersey Manufacturers $858.00 / year
Concord Group $864.00 / year
Safety Group $886.00 / year
Titan $969.00 / year
Utica National Ins Group $1,038.00 / year
SAFECO $1,050.00 / year

2014 Mini Cooper Insurance

Average Cost to Insure

$1,151.07 / year

Cheapest Rate

$710.00 / year American National P&C

Available Trims

S 2dr HATCHBACK (4cyl),CLUBMAN 3dr WAGON (4cyl),S CLUBMAN 3dr Wagon (4cyl),COUNTRYMAN 4dr Wagon (4cyl),S COUNTRYMAN 4dr Wagon (4cyl),PACEMAN 2dr Hatchback (4cyl),S PACEMAN 2dr Hatchback (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),PACEMAN JCW 2dr Hatchback (4cyl),COUNTRYMAN JCW 4dr Wagon (4cyl),CLUBMAN JCW 3dr WAGON (4cyl), 2dr HATCHBACK (3cyl)

Mini 2013 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $386.00 / year
General Casualty $993.00 / year
Southern Farm Bureau $1,124.00 / year
Capital Insurance Group $1,140.00 / year
Safety Group $1,199.00 / year
Mutual Of Enumclaw $1,203.00 / year
Norfolk and Dedham Group $1,214.00 / year
Texas Farm Bureau Group $1,269.00 / year
ACE American Pool $1,298.00 / year
Plymouth Rock Assurance $1,316.00 / year

2013 Mini Cooper Insurance

Average Cost to Insure

$1,548.00 / year

Cheapest Rate

$386.00 / year American National P&C

Available Trims

S 2dr Hatchback (4cyl),CLUBMAN 3dr WAGON (4cyl),S CLUBMAN 3dr Wagon (4cyl),COUNTRYMAN 4dr Wagon (4cyl),S COUNTRYMAN 4dr Wagon (4cyl),PACEMAN 2dr Hatchback (4cyl),S PACEMAN 2dr Hatchback (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),PACEMAN JCW 2dr Hatchback (4cyl),COUNTRYMAN JCW 4dr Wagon (4cyl),CLUBMAN JCW 3dr WAGON (4cyl), 2dr HATCHBACK (4cyl)

Mini 2012 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Pekin Insurance $552.00 / year
Direct General Insurance $612.00 / year
SECURA Insurance $699.00 / year
Penn National $710.00 / year
Atlantic States Insurance $717.00 / year
Kentucky Farm Bureau $738.00 / year
PEMCO $779.00 / year
Rockford Mutual Insurance $780.00 / year
First Chicago Insurance $810.00 / year
Auto-Owners Insurance Co $840.00 / year

2012 Mini Cooper Insurance

Average Cost to Insure

$1,038.10 / year

Cheapest Rate

$552.00 / year Pekin Insurance

Available Trims

S 2dr Hatchback (4cyl),CLUBMAN 3dr WAGON (4cyl),S CLUBMAN 3dr Wagon (4cyl),COUNTRYMAN 4dr Wagon (4cyl),S COUNTRYMAN 4dr Wagon (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),CLUBMAN JCW 3dr Wagon (4cyl), 2dr HATCHBACK (4cyl)

Mini 2011 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
SECURA Insurance $632.00 / year
Western National $744.00 / year
Rockford Mutual Insurance $776.00 / year
West Bend Mutual $782.00 / year
Erie $845.00 / year
Pekin Insurance $888.00 / year
USAA $891.00 / year
Partners Mutual Insurance Co $900.00 / year
Acuity $1,004.00 / year
Rural Mutual Insurance $1,005.00 / year

2011 Mini Cooper Insurance

Average Cost to Insure

$1,248.17 / year

Cheapest Rate

$632.00 / year SECURA Insurance

Available Trims

S 2dr Hatchback (4cyl),CLUBMAN 3dr Wagon (4cyl),S CLUBMAN 3dr Wagon (4cyl),COUNTRYMAN 4dr Wagon (4cyl),S COUNTRYMAN 4dr Wagon (4cyl),JOHN COOPER WORKS 2dr Hatchback (4cyl),CLUBMAN JCW 3dr Wagon (4cyl), 2dr Hatchback (4cyl)

Mini 2010 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
PEMCO $572.00 / year
Capital Insurance Group $633.00 / year
Bear River $654.00 / year
MO Farm Bureau Services $798.00 / year
Farm Bureau Mutual (IA Group) $951.00 / year
State Auto $981.00 / year
USAA $995.00 / year
Unigard $1,013.00 / year
GMAC Insurance Group $1,101.00 / year
Oregon Mutual $1,130.00 / year

2010 Mini Cooper Insurance

Average Cost to Insure

$1,192.27 / year

Cheapest Rate

$572.00 / year PEMCO

Available Trims

S 2dr Hatchback (4cyl),CLUBMAN 3dr Wagon (4cyl),S CLUBMAN 3dr Wagon (4cyl),JOHN COOPER WORKS 2dr Convertible (4cyl),CLUBMAN JCW 3dr Wagon (4cyl),SPORTBACK LS JCW 2dr Hatchback (4cyl), 2dr Hatchback (4cyl)

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.