How much does car insurance cost for your Mini Cooper? We collected quotes from thousands of drivers to find cheapest rate.
How much does car insurance cost for Mini Cooper? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mini Cooper below.
The price you pay to insure your Mini Cooper can vary based on your age group. Here are the average rates you can expect to pay.
Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
2023 | N/A | $554.82 / mo | N/A | $99.48 / mo | N/A | $69.20 / mo |
2022 | $330.06 / mo | $210.93 / mo | $168.70 / mo | $163.73 / mo | $118.63 / mo | $173.59 / mo |
2021 | N/A | $168.86 / mo | $107.14 / mo | $190.64 / mo | $122.89 / mo | $127.97 / mo |
2020 | $447.07 / mo | $188.22 / mo | $118.83 / mo | $135.11 / mo | $126.44 / mo | $120.02 / mo |
2019 | $348.78 / mo | $193.30 / mo | $165.82 / mo | $130.42 / mo | $103.19 / mo | $132.76 / mo |
2018 | $304.22 / mo | $117.06 / mo | $106.81 / mo | $116.14 / mo | $92.49 / mo | $141.15 / mo |
2017 | N/A | $197.00 / mo | $141.14 / mo | $110.32 / mo | $106.11 / mo | $117.82 / mo |
2016 | $199.75 / mo | $162.19 / mo | $137.28 / mo | $135.98 / mo | $111.06 / mo | $119.13 / mo |
2015 | $294.42 / mo | $166.93 / mo | $137.91 / mo | $119.07 / mo | $105.71 / mo | $109.38 / mo |
2014 | $231.73 / mo | $154.90 / mo | $113.34 / mo | $104.50 / mo | $113.15 / mo | $99.92 / mo |
2013 | $191.31 / mo | $150.16 / mo | $120.71 / mo | $116.96 / mo | $102.77 / mo | $99.20 / mo |
2012 | $212.49 / mo | $160.67 / mo | $108.13 / mo | $118.79 / mo | $85.14 / mo | $107.54 / mo |
2011 | $201.88 / mo | $151.19 / mo | $115.30 / mo | $120.63 / mo | $97.44 / mo | $106.74 / mo |
2010 | $217.30 / mo | $187.84 / mo | $137.44 / mo | $106.83 / mo | $101.02 / mo | $95.40 / mo |
Insurance Company | 12 month Premium |
American National P | $480.00 / year |
Buckeye Insurance Group | $843.00 / year |
Victoria | $902.00 / year |
Texas Farm Bureau Group | $940.00 / year |
Western Reserve | $1,094.00 / year |
Southern Farm Bureau | $1,236.00 / year |
SECURA Insurance | $1,269.00 / year |
Capital Insurance Group | $1,278.00 / year |
Direct Auto | $1,329.00 / year |
New Jersey Manufacturers | $1,380.00 / year |
Average Cost to Insure
$1,347.57 / year
Cheapest Rate
$480.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Victoria | $309.00 / year |
Clearcover | $654.00 / year |
Titan | $717.00 / year |
Texas Farm Bureau Group | $886.00 / year |
Concord Group | $981.00 / year |
North Carolina Farm Bureau | $1,113.00 / year |
New Jersey Manufacturers | $1,188.00 / year |
Atlantic States Insurance | $1,202.00 / year |
Utica National Ins Group | $1,299.00 / year |
USAA | $1,402.00 / year |
Average Cost to Insure
$1,433.37 / year
Cheapest Rate
$309.00 / year Victoria
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
West Bend Mutual | $908.00 / year |
Texas Farm Bureau Group | $912.00 / year |
Wolverine Mutual | $912.00 / year |
Hastings Mutual Insurance Co | $1,013.00 / year |
Clearcover | $1,075.00 / year |
Direct Auto | $1,088.00 / year |
North Carolina Farm Bureau | $1,106.00 / year |
Titan | $1,110.00 / year |
Atlantic States Insurance | $1,123.00 / year |
Pekin Insurance | $1,132.00 / year |
Average Cost to Insure
$1,105.67 / year
Cheapest Rate
$908.00 / year West Bend Mutual
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
American National P | $416.00 / year |
American National P&C | $642.00 / year |
Concord Group | $648.00 / year |
MMG Insurance Company | $855.00 / year |
Jupiter Auto Insurance | $1,034.00 / year |
Safety Group | $1,053.00 / year |
Mercury Insurance Company | $1,053.00 / year |
Tennessee Farmers | $1,129.00 / year |
Southern Farm Bureau | $1,172.00 / year |
Virginia Farm Bureau | $1,174.00 / year |
Average Cost to Insure
$1,140.17 / year
Cheapest Rate
$416.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Mercury Insurance | $348.00 / year |
American National P | $470.00 / year |
Partners Mutual Insurance Co | $698.00 / year |
Rural Mutual Insurance | $735.00 / year |
Kemper Auto | Infinity | $756.00 / year |
West Bend Mutual | $777.00 / year |
General Casualty | $806.00 / year |
Farm Bureau Mutual (IA Group) | $948.00 / year |
American National P&C | $950.00 / year |
New Jersey Manufacturers | $987.00 / year |
Average Cost to Insure
$924.87 / year
Cheapest Rate
$348.00 / year Mercury Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
American National P | $521.00 / year |
IMT Insurance Company | $782.00 / year |
Buckeye Insurance Group | $790.00 / year |
Mercury Insurance | $879.00 / year |
PEMCO | $961.00 / year |
Pekin Insurance | $970.00 / year |
Indiana Farmers Mutual Ins | $987.00 / year |
Western Reserve | $1,005.00 / year |
Partners Mutual Insurance Co | $1,035.00 / year |
SECURA Insurance | $1,040.00 / year |
Average Cost to Insure
$987.17 / year
Cheapest Rate
$521.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $137.00 / year |
Mercury Insurance | $207.00 / year |
American National P&C | $458.00 / year |
American National P | $675.00 / year |
Buckeye Insurance Group | $725.00 / year |
Mercury Insurance Company | $769.00 / year |
Countryway Insurance | $792.00 / year |
Concord Group | $812.00 / year |
Pekin Insurance | $847.00 / year |
PEMCO | $876.00 / year |
Average Cost to Insure
$778.63 / year
Cheapest Rate
$137.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
American National P | $469.00 / year |
American National P&C | $576.00 / year |
Clearcover | $853.00 / year |
Partners Mutual Insurance Co | $861.00 / year |
Dairyland | $862.00 / year |
North Carolina Farm Bureau | $862.00 / year |
Virginia Farm Bureau | $904.00 / year |
PEMCO | $904.00 / year |
Tennessee Farmers | $906.00 / year |
Pekin Insurance | $921.00 / year |
Average Cost to Insure
$899.20 / year
Cheapest Rate
$469.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
American National P | $554.00 / year |
American National P&C | $589.00 / year |
Wolverine Mutual | $741.00 / year |
Concord Group | $745.00 / year |
SECURA Insurance | $765.00 / year |
Pekin Insurance | $780.00 / year |
North Carolina Farm Bureau | $782.00 / year |
Buckeye Insurance Group | $804.00 / year |
Safety Group | $862.00 / year |
New Jersey Manufacturers | $913.00 / year |
Average Cost to Insure
$924.00 / year
Cheapest Rate
$554.00 / year American National P
Available Trims
S 2dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Dairyland | $262.00 / year |
American National P&C | $386.00 / year |
American National P | $548.00 / year |
PEMCO | $741.00 / year |
New Jersey Manufacturers | $773.00 / year |
West Bend Mutual | $818.00 / year |
SECURA Insurance | $819.00 / year |
Pekin Insurance | $847.00 / year |
North Carolina Farm Bureau | $874.00 / year |
Buckeye Insurance Group | $883.00 / year |
Average Cost to Insure
$790.77 / year
Cheapest Rate
$262.00 / year Dairyland
Available Trims
S 2dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
Jupiter Auto Insurance | $197.00 / year |
American National P | $637.00 / year |
North Carolina Farm Bureau | $808.00 / year |
SECURA Insurance | $816.00 / year |
Kentucky Farm Bureau | $822.00 / year |
New Jersey Manufacturers | $870.00 / year |
Mississippi Farm Bureau | $888.00 / year |
PEMCO | $895.00 / year |
Pekin Insurance | $924.00 / year |
Quincy Mutual | $963.00 / year |
Average Cost to Insure
$836.07 / year
Cheapest Rate
$197.00 / year Jupiter Auto Insurance
Available Trims
S 2dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
American National P | $432.00 / year |
Wolverine Mutual | $626.00 / year |
Virginia Farm Bureau | $672.00 / year |
Union Mutual Fire Group | $694.00 / year |
Concord Group | $697.00 / year |
North Carolina Farm Bureau | $744.00 / year |
Indiana Farmers Mutual Ins | $800.00 / year |
Utica National Ins Group | $829.00 / year |
Kentucky Farm Bureau | $836.00 / year |
Clearcover | $890.00 / year |
Average Cost to Insure
$791.93 / year
Cheapest Rate
$432.00 / year American National P
Available Trims
S 2dr HATCHBACK (4cyl)
Insurance Company | 12 month Premium |
SAFECO | $227.00 / year |
American National P | $439.00 / year |
Kemper Auto | Infinity | $467.00 / year |
Buckeye Insurance Group | $522.00 / year |
Western Reserve | $594.00 / year |
Bear River | $654.00 / year |
Ohio Mutual Ins Group | $732.00 / year |
North Carolina Farm Bureau | $751.00 / year |
MO Farm Bureau Services | $798.00 / year |
PEMCO | $901.00 / year |
Average Cost to Insure
$804.37 / year
Cheapest Rate
$227.00 / year SAFECO
Available Trims
S 2dr HATCHBACK (4cyl)
Wondering how the Cooper compares to other Mini Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.