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Mini Cooper Car Insurance
How much does car insurance cost for your Mini Cooper? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Cooper
What is the Average Cost to Insure a Mini Cooper?
Mini Cooper
How much does car insurance cost for Mini Cooper? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mini Cooper below.
Mini Cooper Insurance Model Year by Age Group
The price you pay to insure your Mini Cooper can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | N/A | $110.75 / mo | N/A | N/A | N/A | N/A |
| 2021 | N/A | $150.20 / mo | $142.67 / mo | $201.83 / mo | N/A | N/A |
| 2020 | $447.07 / mo | $226.38 / mo | $118.59 / mo | $94.80 / mo | $138.56 / mo | $96.23 / mo |
| 2019 | $396.72 / mo | $210.79 / mo | $151.51 / mo | $125.26 / mo | $130.05 / mo | $122.65 / mo |
| 2018 | N/A | $105.22 / mo | $87.64 / mo | $85.74 / mo | $83.15 / mo | $113.08 / mo |
| 2017 | N/A | $162.00 / mo | $137.13 / mo | $66.43 / mo | $88.34 / mo | $88.57 / mo |
| 2016 | $199.12 / mo | $155.46 / mo | $151.93 / mo | $118.09 / mo | $93.96 / mo | $106.77 / mo |
| 2015 | $310.95 / mo | $156.24 / mo | $140.52 / mo | $113.53 / mo | $104.44 / mo | $105.86 / mo |
| 2014 | $236.30 / mo | $135.90 / mo | $104.55 / mo | $110.99 / mo | $93.92 / mo | $88.84 / mo |
| 2013 | $131.76 / mo | $158.69 / mo | $121.65 / mo | $123.69 / mo | $105.19 / mo | $96.80 / mo |
| 2012 | $159.48 / mo | $149.58 / mo | $102.50 / mo | $92.05 / mo | $70.95 / mo | $97.60 / mo |
| 2011 | $192.78 / mo | $129.93 / mo | $136.78 / mo | $122.31 / mo | $88.26 / mo | $103.82 / mo |
| 2010 | $203.19 / mo | $189.24 / mo | $100.99 / mo | $87.65 / mo | $92.30 / mo | $89.42 / mo |
2021 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New Jersey Manufacturers | $1,188.00 / year |
| California Capital | $1,395.00 / year |
| Travelers | $1,544.00 / year |
| USAA | $1,597.00 / year |
| Mercury | $1,705.00 / year |
| 21st Century | $1,839.00 / year |
| Farmers | $1,896.00 / year |
| Penn National | $1,988.00 / year |
| State Farm | $1,998.00 / year |
| Grange | $2,079.00 / year |
2021 Mini Cooper Insurance
Average Cost to Insure
$1,968.00 / year
Cheapest Rate
$1,188.00 / year New Jersey Manufacturers
Available Trims
S 4dr HATCHBACK (4cyl),SE 2dr HATCHBACK (cyl),CLUBMAN 4dr WAGON (3cyl),S CLUBMAN 4dr WAGON (4cyl),COUNTRYMAN 4dr WAGON (3cyl),S COUNTRYMAN 4dr WAGON (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),S CLUBMAN ALL4 4dr WAGON (4cyl),COUNTRYMAN ALL4 4dr WAGON (3cyl),S COUNTRYMAN ALL4 4dr WAGON (4cyl),S E COUNTRYMAN ALL4 4dr WAGON (3cyl),JCW COUNTRYMAN ALL4 4dr WAGON (4cyl),JOHN COOPER WORKS CLUBMAN 4dr WAGON (4cyl),JOHN COOPER WORKS GP 2dr HATCHBACK (4cyl), 4dr HATCHBACK (3cyl)
2020 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Penn National | $999.00 / year |
| Direct Auto | $1,088.00 / year |
| Atlantic States Insurance | $1,123.00 / year |
| Auto-Owners Insurance Co | $1,256.00 / year |
| Plymouth Rock Assurance | $1,299.00 / year |
| Safety Group | $1,328.00 / year |
| Farm Bureau Mutual (IA Group) | $1,368.00 / year |
| Norfolk and Dedham Group | $1,380.00 / year |
| Donegal Mutual Insurance Co | $1,530.00 / year |
| ACCC Insurance Company | $1,652.00 / year |
2020 Mini Cooper Insurance
Average Cost to Insure
$1,877.30 / year
Cheapest Rate
$999.00 / year Penn National
Available Trims
S 4dr HATCHBACK (4cyl),SE 2dr HATCHBACK (cyl),CLUBMAN 4dr WAGON (3cyl),S CLUBMAN 4dr WAGON (4cyl),COUNTRYMAN 4dr HATCHBACK (3cyl),S COUNTRYMAN 4dr HATCHBACK (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),S CLUBMAN ALL4 4dr WAGON (4cyl),COUNTRYMAN ALL4 4dr HATCHBACK (3cyl),S COUNTRYMAN ALL4 4dr WAGON (4cyl),S E COUNTRYMAN ALL4 4dr WAGON (3cyl),JCW COUNTRYMAN ALL4 4dr WAGON (4cyl),JOHN COOPER WORKS CLUBMAN 4dr WAGON (4cyl), 4dr HATCHBACK (3cyl)
2019 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $642.00 / year |
| Virginia Farm Bureau | $890.00 / year |
| General Casualty | $1,188.00 / year |
| Country | $1,208.00 / year |
| USAA | $1,238.00 / year |
| Farm Bureau Mutual (IA Group) | $1,248.00 / year |
| Utica National Ins Group | $1,308.00 / year |
| Auto-Owners Insurance Co | $1,337.00 / year |
| Travelers | $1,373.00 / year |
| ALFA | $1,380.00 / year |
2019 Mini Cooper Insurance
Average Cost to Insure
$1,533.63 / year
Cheapest Rate
$642.00 / year American National P&C
Available Trims
S 4dr HATCHBACK (4cyl),CLUBMAN 4dr WAGON (3cyl),S CLUBMAN 4dr WAGON (4cyl),COUNTRYMAN 4dr WAGON (3cyl),S COUNTRYMAN 4dr WAGON (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),S CLUBMAN ALL4 4dr WAGON (4cyl),CLUBMAN ALL4 4dr WAGON (3cyl),JCW CLUBMAN 4dr WAGON (4cyl),COUNTRYMAN ALL4 4dr WAGON (3cyl),S COUNTRYMAN ALL4 4dr WAGON (4cyl),S E COUNTRYMAN ALL4 4dr WAGON (3cyl),JCW COUNTRYMAN ALL4 4dr WAGON (4cyl), 4dr HATCHBACK (3cyl)
2018 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Partners Mutual Insurance Co | $698.00 / year |
| Rural Mutual Insurance | $735.00 / year |
| Oregon Mutual | $740.00 / year |
| Rockford Mutual Insurance | $762.00 / year |
| West Bend Mutual | $777.00 / year |
| General Casualty | $806.00 / year |
| Pekin Insurance | $816.00 / year |
| SECURA Insurance | $855.00 / year |
| Hastings Mutual Insurance Co | $908.00 / year |
| Auto Club Group | $948.00 / year |
2018 Mini Cooper Insurance
Average Cost to Insure
$1,152.00 / year
Cheapest Rate
$698.00 / year Partners Mutual Insurance Co
Available Trims
S 4dr HATCHBACK (4cyl),CLUBMAN 4dr WAGON (3cyl),S CLUBMAN 4dr WAGON (4cyl),COUNTRYMAN 4dr WAGON (3cyl),S COUNTRYMAN 4dr WAGON (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),S CLUBMAN ALL4 4dr WAGON (4cyl),CLUBMAN ALL4 4dr WAGON (3cyl),JCW CLUBMAN 4dr WAGON (4cyl),COUNTRYMAN ALL4 4dr WAGON (3cyl),S COUNTRYMAN ALL4 4dr WAGON (4cyl),S E COUNTRYMAN ALL4 4dr WAGON (3cyl),JCW COUNTRYMAN ALL4 4dr WAGON (4cyl), 4dr HATCHBACK (3cyl)
2017 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Titan | $803.00 / year |
| North Carolina Farm Bureau | $813.00 / year |
| New Jersey Manufacturers | $908.00 / year |
| Virginia Farm Bureau | $938.00 / year |
| GMAC Insurance Group | $974.00 / year |
| SECURA Insurance | $1,010.00 / year |
| Utica National Ins Group | $1,143.00 / year |
| Direct Auto | $1,171.00 / year |
| Capital Insurance Group | $1,233.00 / year |
| Penn National | $1,237.00 / year |
2017 Mini Cooper Insurance
Average Cost to Insure
$1,236.00 / year
Cheapest Rate
$803.00 / year Titan
Available Trims
S 4dr HATCHBACK (4cyl),CLUBMAN 4dr WAGON (3cyl),S CLUBMAN 4dr WAGON (4cyl),COUNTRYMAN 4dr WAGON (3cyl),S COUNTRYMAN 4dr WAGON (4cyl),PACEMAN 2dr HATCHBACK (4cyl),S PACEMAN 2dr HATCHBACK (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),S CLUBMAN ALL4 4dr WAGON (4cyl),CLUBMAN ALL4 4dr WAGON (3cyl),JCW CLUBMAN 4dr WAGON (4cyl),COUNTRYMAN ALL4 4dr WAGON (3cyl),S COUNTRYMAN ALL4 4dr WAGON (4cyl),PACEMAN JCW 2dr HATCHBACK (4cyl), 4dr HATCHBACK (3cyl)
2016 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| American National P&C | $458.00 / year |
| Buckeye Insurance Group | $620.00 / year |
| Pekin Insurance | $676.00 / year |
| North Carolina Farm Bureau | $798.00 / year |
| Titan | $837.00 / year |
| SECURA Insurance | $906.00 / year |
| Utica National Ins Group | $954.00 / year |
| Texas Farm Bureau Group | $956.00 / year |
| Frankenmuth Mutual | $1,047.00 / year |
2016 Mini Cooper Insurance
Average Cost to Insure
$1,170.53 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl),CLUBMAN 4dr WAGON (3cyl),S CLUBMAN 4dr WAGON (4cyl),COUNTRYMAN 4dr WAGON (4cyl),S COUNTRYMAN 4dr WAGON (4cyl),PACEMAN 2dr HATCHBACK (4cyl),S PACEMAN 2dr HATCHBACK (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),PACEMAN JCW 2dr HATCHBACK (4cyl),COUNTRYMAN JCW 4dr WAGON (4cyl), 4dr HATCHBACK (3cyl)
2015 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $576.00 / year |
| Virginia Farm Bureau | $777.00 / year |
| West Bend Mutual | $804.00 / year |
| Partners Mutual Insurance Co | $861.00 / year |
| New Jersey Manufacturers | $878.00 / year |
| Pekin Insurance | $899.00 / year |
| North Carolina Farm Bureau | $924.00 / year |
| Rockford Mutual Insurance | $936.00 / year |
| SECURA Insurance | $970.00 / year |
| Utica National Ins Group | $979.00 / year |
2015 Mini Cooper Insurance
Average Cost to Insure
$1,212.57 / year
Cheapest Rate
$576.00 / year American National P&C
Available Trims
S 4dr HATCHBACK (4cyl),COUNTRYMAN 4dr WAGON (4cyl),S COUNTRYMAN 4dr WAGON (4cyl),PACEMAN 2dr HATCHBACK (4cyl),S PACEMAN 2dr HATCHBACK (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),PACEMAN JCW 2dr HATCHBACK (4cyl),COUNTRYMAN JCW 4dr WAGON (4cyl), 4dr HATCHBACK (3cyl)
2014 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $589.00 / year |
| North Carolina Farm Bureau | $711.00 / year |
| Commerce Group Inc | $816.00 / year |
| GMAC Insurance Group | $825.00 / year |
| New Jersey Manufacturers | $858.00 / year |
| Concord Group | $864.00 / year |
| Safety Group | $886.00 / year |
| Texas Farm Bureau Group | $905.00 / year |
| Titan | $969.00 / year |
| Utica National Ins Group | $1,038.00 / year |
2014 Mini Cooper Insurance
Average Cost to Insure
$1,157.20 / year
Cheapest Rate
$589.00 / year American National P&C
Available Trims
S 2dr HATCHBACK (4cyl),CLUBMAN 3dr WAGON (4cyl),S CLUBMAN 3dr WAGON (4cyl),COUNTRYMAN 4dr WAGON (4cyl),S COUNTRYMAN 4dr WAGON (4cyl),PACEMAN 2dr HATCHBACK (4cyl),S PACEMAN 2dr HATCHBACK (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),PACEMAN JCW 2dr HATCHBACK (4cyl),COUNTRYMAN JCW 4dr WAGON (4cyl),CLUBMAN JCW 3dr WAGON (4cyl), 2dr HATCHBACK (3cyl)
2013 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $386.00 / year |
| General Casualty | $993.00 / year |
| Southern Farm Bureau | $1,124.00 / year |
| Capital Insurance Group | $1,140.00 / year |
| Safety Group | $1,199.00 / year |
| Mutual Of Enumclaw | $1,203.00 / year |
| Norfolk and Dedham Group | $1,214.00 / year |
| Kentucky Farm Bureau | $1,220.00 / year |
| Texas Farm Bureau Group | $1,269.00 / year |
| ACE American Pool | $1,298.00 / year |
2013 Mini Cooper Insurance
Average Cost to Insure
$1,493.83 / year
Cheapest Rate
$386.00 / year American National P&C
Available Trims
S 2dr HATCHBACK (4cyl),CLUBMAN 3dr WAGON (4cyl),S CLUBMAN 3dr WAGON (4cyl),COUNTRYMAN 4dr WAGON (4cyl),S COUNTRYMAN 4dr WAGON (4cyl),PACEMAN 2dr HATCHBACK (4cyl),S PACEMAN 2dr HATCHBACK (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),PACEMAN JCW 2dr HATCHBACK (4cyl),COUNTRYMAN JCW 4dr WAGON (4cyl),CLUBMAN JCW 3dr WAGON (4cyl), 2dr HATCHBACK (4cyl)
2012 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $552.00 / year |
| Direct General Insurance | $612.00 / year |
| SECURA Insurance | $699.00 / year |
| Kentucky Farm Bureau | $738.00 / year |
| Rockford Mutual Insurance | $780.00 / year |
| First Chicago Insurance | $810.00 / year |
| New Jersey Manufacturers | $852.00 / year |
| Cincinnati Insurance | $888.00 / year |
| Westfield | $920.00 / year |
| Texas Farm Bureau Group | $944.00 / year |
2012 Mini Cooper Insurance
Average Cost to Insure
$1,129.20 / year
Cheapest Rate
$552.00 / year Pekin Insurance
Available Trims
S 2dr HATCHBACK (4cyl),CLUBMAN 3dr WAGON (4cyl),S CLUBMAN 3dr WAGON (4cyl),COUNTRYMAN 4dr WAGON (4cyl),S COUNTRYMAN 4dr WAGON (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),CLUBMAN JCW 3dr WAGON (4cyl), 2dr HATCHBACK (4cyl)
2011 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $632.00 / year |
| Western National | $744.00 / year |
| Rockford Mutual Insurance | $776.00 / year |
| West Bend Mutual | $782.00 / year |
| Texas Farm Bureau Group | $864.00 / year |
| Pekin Insurance | $888.00 / year |
| Kentucky Farm Bureau | $891.00 / year |
| Partners Mutual Insurance Co | $900.00 / year |
| Loya Insurance | $960.00 / year |
| USAA | $989.00 / year |
2011 Mini Cooper Insurance
Average Cost to Insure
$1,213.53 / year
Cheapest Rate
$632.00 / year SECURA Insurance
Available Trims
S 2dr HATCHBACK (4cyl),CLUBMAN 3dr WAGON (4cyl),S CLUBMAN 3dr WAGON (4cyl),COUNTRYMAN 4dr WAGON (4cyl),S COUNTRYMAN 4dr WAGON (4cyl),JOHN COOPER WORKS 2dr HATCHBACK (4cyl),CLUBMAN JCW 3dr WAGON (4cyl), 2dr HATCHBACK (4cyl)
2010 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| PEMCO | $572.00 / year |
| Capital Insurance Group | $633.00 / year |
| Bear River | $654.00 / year |
| MO Farm Bureau Services | $798.00 / year |
| Farm Bureau Mutual (IA Group) | $956.00 / year |
| State Auto | $981.00 / year |
| Unigard | $1,013.00 / year |
| USAA | $1,047.00 / year |
| General Casualty | $1,064.00 / year |
2010 Mini Cooper Insurance
Average Cost to Insure
$1,203.60 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 2dr HATCHBACK (4cyl),CLUBMAN 3dr WAGON (4cyl),S CLUBMAN 3dr WAGON (4cyl),JOHN COOPER WORKS 2dr CONVERTIBLE (4cyl),CLUBMAN JCW 3dr WAGON (4cyl),SPORTBACK LS JCW 2dr HATCHBACK (4cyl), 2dr HATCHBACK (4cyl)
Compare Cooper to other Mini Models
Wondering how the Cooper compares to other Mini Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.