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Mini Cooper Car Insurance

How much does car insurance cost for your Mini Cooper? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Cooper

What is the Average Cost to Insure a Mini Cooper?

Mini Mini Cooper

How much does car insurance cost for Mini Cooper? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mini Cooper below.

Mini Cooper Insurance Model Year by Age Group

The price you pay to insure your Mini Cooper can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2023N/A$554.82 / mo$413.98 / mo$99.48 / moN/A$141.98 / mo
2022$330.06 / mo$210.93 / mo$183.87 / mo$158.10 / mo$123.56 / mo$173.51 / mo
2021N/A$168.86 / mo$144.91 / mo$190.64 / mo$118.89 / mo$127.97 / mo
2020$447.07 / mo$191.13 / mo$118.83 / mo$135.11 / mo$126.44 / mo$114.44 / mo
2019$348.78 / mo$189.25 / mo$163.41 / mo$132.69 / mo$111.87 / mo$132.89 / mo
2018$297.15 / mo$122.55 / mo$118.32 / mo$122.05 / mo$97.93 / mo$139.01 / mo
2017$241.50 / mo$202.46 / mo$136.17 / mo$110.32 / mo$104.18 / mo$120.39 / mo
2016$199.75 / mo$162.12 / mo$134.07 / mo$132.58 / mo$114.20 / mo$117.76 / mo
2015$294.42 / mo$180.17 / mo$146.40 / mo$117.01 / mo$106.97 / mo$108.45 / mo
2014$228.23 / mo$156.72 / mo$117.39 / mo$107.97 / mo$109.94 / mo$104.89 / mo
2013$195.13 / mo$151.61 / mo$121.00 / mo$123.05 / mo$107.57 / mo$102.58 / mo
2012$212.49 / mo$164.33 / mo$134.37 / mo$114.23 / mo$87.18 / mo$113.07 / mo
2011$200.34 / mo$156.80 / mo$114.13 / mo$119.59 / mo$98.86 / mo$107.24 / mo
2010$215.31 / mo$180.90 / mo$134.79 / mo$118.16 / mo$103.54 / mo$92.75 / mo

Mini 2022 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $480.00 / year
Buckeye Insurance Group $820.00 / year
United Farm Bureau of IN Group $824.00 / year
Victoria $902.00 / year
Western Reserve $904.00 / year
Virginia Farm Bureau $906.00 / year
Texas Farm Bureau Group $1,042.00 / year
SECURA Insurance $1,192.00 / year
Southern Farm Bureau $1,236.00 / year
Mercury Insurance Company $1,244.00 / year

2022 Mini Cooper Insurance

Average Cost to Insure

$1,095.00 / year

Cheapest Rate

$480.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2021 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Victoria $309.00 / year
Clearcover $654.00 / year
Titan $717.00 / year
Concord Group $799.00 / year
Countryway Insurance $830.00 / year
Texas Farm Bureau Group $886.00 / year
Capital Insurance Group $1,092.00 / year
North Carolina Farm Bureau $1,113.00 / year
New Jersey Manufacturers $1,188.00 / year
Atlantic States Insurance $1,202.00 / year

2021 Mini Cooper Insurance

Average Cost to Insure

$1,360.20 / year

Cheapest Rate

$309.00 / year Victoria

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2020 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $474.00 / year
West Bend Mutual $908.00 / year
Texas Farm Bureau Group $912.00 / year
Wolverine Mutual $912.00 / year
Hastings Mutual Insurance Co $1,013.00 / year
Clearcover $1,075.00 / year
Direct Auto $1,088.00 / year
Titan $1,110.00 / year
Atlantic States Insurance $1,123.00 / year
Pekin Insurance $1,132.00 / year

2020 Mini Cooper Insurance

Average Cost to Insure

$1,074.07 / year

Cheapest Rate

$474.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2019 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $416.00 / year
Buckeye Insurance Group $633.00 / year
American National P&C $642.00 / year
Concord Group $715.00 / year
MMG Insurance Company $787.00 / year
Western Reserve $822.00 / year
North Carolina Farm Bureau $993.00 / year
Jupiter Auto Insurance $1,034.00 / year
Frankenmuth Mutual $1,052.00 / year
Hastings Mutual Insurance Co $1,086.00 / year

2019 Mini Cooper Insurance

Average Cost to Insure

$941.17 / year

Cheapest Rate

$416.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2018 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $452.00 / year
Kemper Auto Premier $642.00 / year
Mercury Insurance $694.00 / year
Partners Mutual Insurance Co $698.00 / year
Rural Mutual Insurance $735.00 / year
Kemper Auto | Infinity $756.00 / year
West Bend Mutual $777.00 / year
General Casualty $806.00 / year
Virginia Farm Bureau $850.00 / year
SAFECO $906.00 / year

2018 Mini Cooper Insurance

Average Cost to Insure

$878.40 / year

Cheapest Rate

$452.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2017 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $521.00 / year
SAFECO $683.00 / year
IMT Insurance Company $782.00 / year
Buckeye Insurance Group $858.00 / year
PEMCO $954.00 / year
Indiana Farmers Mutual Ins $1,010.00 / year
Partners Mutual Insurance Co $1,035.00 / year
National General RAD $1,042.00 / year
North Carolina Farm Bureau $1,054.00 / year
Virginia Farm Bureau $1,072.00 / year

2017 Mini Cooper Insurance

Average Cost to Insure

$771.30 / year

Cheapest Rate

$521.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2016 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $137.00 / year
Mercury Insurance $396.00 / year
American National P&C $458.00 / year
SAFECO $579.00 / year
Infinity Special $594.00 / year
American National P $675.00 / year
Buckeye Insurance Group $725.00 / year
Countryway Insurance $792.00 / year
Concord Group $812.00 / year
Kemper Auto Premier $823.00 / year

2016 Mini Cooper Insurance

Average Cost to Insure

$720.27 / year

Cheapest Rate

$137.00 / year Jupiter Auto Insurance

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2015 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $576.00 / year
American National P $583.00 / year
Clearcover $853.00 / year
Partners Mutual Insurance Co $861.00 / year
North Carolina Farm Bureau $878.00 / year
Pekin Insurance $883.00 / year
Virginia Farm Bureau $904.00 / year
West Bend Mutual $931.00 / year
PEMCO $948.00 / year
Tennessee Farmers $979.00 / year

2015 Mini Cooper Insurance

Average Cost to Insure

$822.53 / year

Cheapest Rate

$576.00 / year American National P&C

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2014 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $175.00 / year
American National P $554.00 / year
American National P&C $589.00 / year
Mercury Insurance $615.00 / year
Buckeye Insurance Group $697.00 / year
Virginia Farm Bureau $717.00 / year
Pekin Insurance $735.00 / year
Wolverine Mutual $741.00 / year
Concord Group $745.00 / year
North Carolina Farm Bureau $764.00 / year

2014 Mini Cooper Insurance

Average Cost to Insure

$663.90 / year

Cheapest Rate

$175.00 / year SAFECO

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2013 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
National General RAD $376.00 / year
American National P&C $386.00 / year
Kemper Auto Premier $471.00 / year
American National P $548.00 / year
Concord Group $573.00 / year
MMG Insurance Company $585.00 / year
Commerce Group Inc $693.00 / year
Pekin Insurance $725.00 / year
Virginia Farm Bureau $749.00 / year
SECURA Insurance $809.00 / year

2013 Mini Cooper Insurance

Average Cost to Insure

$564.23 / year

Cheapest Rate

$376.00 / year National General RAD

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2012 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $197.00 / year
Mercury Insurance $401.00 / year
SAFECO $426.00 / year
American National P $538.00 / year
Western Reserve $626.00 / year
Concord Group $660.00 / year
Buckeye Insurance Group $735.00 / year
MMG Insurance Company $753.00 / year
National General Value $777.00 / year
North Carolina Farm Bureau $808.00 / year

2012 Mini Cooper Insurance

Average Cost to Insure

$676.03 / year

Cheapest Rate

$197.00 / year Jupiter Auto Insurance

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2011 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Plymouth Rock $261.00 / year
American National P $391.00 / year
Union Mutual Fire Group $694.00 / year
Concord Group $697.00 / year
Indiana Farmers Mutual Ins $800.00 / year
Wolverine Mutual $807.00 / year
Virginia Farm Bureau $820.00 / year
Utica National Ins Group $829.00 / year
Kentucky Farm Bureau $876.00 / year
Clearcover $890.00 / year

2011 Mini Cooper Insurance

Average Cost to Insure

$703.53 / year

Cheapest Rate

$261.00 / year Plymouth Rock

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2010 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $147.00 / year
American National P $450.00 / year
Concord Group $518.00 / year
Buckeye Insurance Group $522.00 / year
Western Reserve $594.00 / year
MMG Insurance Company $596.00 / year
Rural Mutual Insurance $602.00 / year
Countryway Insurance $636.00 / year
Bear River $654.00 / year
Kentucky Farm Bureau $693.00 / year

2010 Mini Cooper Insurance

Average Cost to Insure

$640.70 / year

Cheapest Rate

$147.00 / year SAFECO

Available Trims

S 2dr HATCHBACK (4cyl)

Compare Cooper to other Mini Models

Wondering how the Cooper compares to other Mini Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.