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Mini Cooper Car Insurance
How much does car insurance cost for your Mini Cooper? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Cooper
What is the Average Cost to Insure a Mini Cooper?
Mini Cooper
How much does car insurance cost for Mini Cooper? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mini Cooper below.
Mini Cooper Insurance Model Year by Age Group
The price you pay to insure your Mini Cooper can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $554.82 / mo | N/A | $99.48 / mo | N/A | $69.20 / mo |
| 2022 | $330.06 / mo | $210.93 / mo | $168.70 / mo | $163.73 / mo | $118.63 / mo | $173.59 / mo |
| 2021 | N/A | $168.86 / mo | $107.14 / mo | $190.64 / mo | $122.89 / mo | $127.97 / mo |
| 2020 | $447.07 / mo | $188.22 / mo | $118.83 / mo | $135.11 / mo | $126.44 / mo | $120.02 / mo |
| 2019 | $348.78 / mo | $193.30 / mo | $165.82 / mo | $130.42 / mo | $103.19 / mo | $132.76 / mo |
| 2018 | $304.22 / mo | $117.06 / mo | $106.81 / mo | $116.14 / mo | $92.49 / mo | $141.15 / mo |
| 2017 | N/A | $197.00 / mo | $141.14 / mo | $110.32 / mo | $106.11 / mo | $117.82 / mo |
| 2016 | $199.75 / mo | $162.19 / mo | $137.28 / mo | $135.98 / mo | $111.06 / mo | $119.13 / mo |
| 2015 | $294.42 / mo | $166.93 / mo | $137.91 / mo | $119.07 / mo | $105.71 / mo | $109.38 / mo |
| 2014 | $231.73 / mo | $154.90 / mo | $113.34 / mo | $104.50 / mo | $113.15 / mo | $99.92 / mo |
| 2013 | $191.31 / mo | $150.16 / mo | $120.71 / mo | $116.96 / mo | $102.77 / mo | $99.20 / mo |
| 2012 | $212.49 / mo | $160.67 / mo | $108.13 / mo | $118.79 / mo | $85.14 / mo | $107.54 / mo |
| 2011 | $201.88 / mo | $151.19 / mo | $115.30 / mo | $120.63 / mo | $97.44 / mo | $106.74 / mo |
| 2010 | $217.30 / mo | $187.84 / mo | $137.44 / mo | $106.83 / mo | $101.02 / mo | $95.40 / mo |
2022 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $480.00 / year |
| Buckeye Insurance Group | $843.00 / year |
| Victoria | $902.00 / year |
| Texas Farm Bureau Group | $940.00 / year |
| Western Reserve | $1,094.00 / year |
| Southern Farm Bureau | $1,236.00 / year |
| SECURA Insurance | $1,269.00 / year |
| Capital Insurance Group | $1,278.00 / year |
| Direct Auto | $1,329.00 / year |
| New Jersey Manufacturers | $1,380.00 / year |
2022 Mini Cooper Insurance
Average Cost to Insure
$1,347.57 / year
Cheapest Rate
$480.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
2021 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $309.00 / year |
| Clearcover | $654.00 / year |
| Titan | $717.00 / year |
| Texas Farm Bureau Group | $886.00 / year |
| Concord Group | $981.00 / year |
| North Carolina Farm Bureau | $1,113.00 / year |
| New Jersey Manufacturers | $1,188.00 / year |
| Atlantic States Insurance | $1,202.00 / year |
| Utica National Ins Group | $1,299.00 / year |
| USAA | $1,402.00 / year |
2021 Mini Cooper Insurance
Average Cost to Insure
$1,433.37 / year
Cheapest Rate
$309.00 / year Victoria
Available Trims
S 4dr HATCHBACK (4cyl)
2020 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| West Bend Mutual | $908.00 / year |
| Texas Farm Bureau Group | $912.00 / year |
| Wolverine Mutual | $912.00 / year |
| Hastings Mutual Insurance Co | $1,013.00 / year |
| Clearcover | $1,075.00 / year |
| Direct Auto | $1,088.00 / year |
| North Carolina Farm Bureau | $1,106.00 / year |
| Titan | $1,110.00 / year |
| Atlantic States Insurance | $1,123.00 / year |
| Pekin Insurance | $1,132.00 / year |
2020 Mini Cooper Insurance
Average Cost to Insure
$1,105.67 / year
Cheapest Rate
$908.00 / year West Bend Mutual
Available Trims
S 4dr HATCHBACK (4cyl)
2019 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $416.00 / year |
| American National P&C | $642.00 / year |
| Concord Group | $648.00 / year |
| MMG Insurance Company | $855.00 / year |
| Jupiter Auto Insurance | $1,034.00 / year |
| Safety Group | $1,053.00 / year |
| Mercury Insurance Company | $1,053.00 / year |
| Tennessee Farmers | $1,129.00 / year |
| Southern Farm Bureau | $1,172.00 / year |
| Virginia Farm Bureau | $1,174.00 / year |
2019 Mini Cooper Insurance
Average Cost to Insure
$1,140.17 / year
Cheapest Rate
$416.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
2018 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $348.00 / year |
| American National P | $470.00 / year |
| Partners Mutual Insurance Co | $698.00 / year |
| Rural Mutual Insurance | $735.00 / year |
| Kemper Auto | Infinity | $756.00 / year |
| West Bend Mutual | $777.00 / year |
| General Casualty | $806.00 / year |
| Farm Bureau Mutual (IA Group) | $948.00 / year |
| American National P&C | $950.00 / year |
| New Jersey Manufacturers | $987.00 / year |
2018 Mini Cooper Insurance
Average Cost to Insure
$924.87 / year
Cheapest Rate
$348.00 / year Mercury Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2017 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $521.00 / year |
| IMT Insurance Company | $782.00 / year |
| Buckeye Insurance Group | $790.00 / year |
| Mercury Insurance | $879.00 / year |
| PEMCO | $961.00 / year |
| Pekin Insurance | $970.00 / year |
| Indiana Farmers Mutual Ins | $987.00 / year |
| Western Reserve | $1,005.00 / year |
| Partners Mutual Insurance Co | $1,035.00 / year |
| SECURA Insurance | $1,040.00 / year |
2017 Mini Cooper Insurance
Average Cost to Insure
$987.17 / year
Cheapest Rate
$521.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
2016 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $137.00 / year |
| Mercury Insurance | $207.00 / year |
| American National P&C | $458.00 / year |
| American National P | $675.00 / year |
| Buckeye Insurance Group | $725.00 / year |
| Mercury Insurance Company | $769.00 / year |
| Countryway Insurance | $792.00 / year |
| Concord Group | $812.00 / year |
| Pekin Insurance | $847.00 / year |
| PEMCO | $876.00 / year |
2016 Mini Cooper Insurance
Average Cost to Insure
$778.63 / year
Cheapest Rate
$137.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2015 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $469.00 / year |
| American National P&C | $576.00 / year |
| Clearcover | $853.00 / year |
| Partners Mutual Insurance Co | $861.00 / year |
| Dairyland | $862.00 / year |
| North Carolina Farm Bureau | $862.00 / year |
| Virginia Farm Bureau | $904.00 / year |
| PEMCO | $904.00 / year |
| Tennessee Farmers | $906.00 / year |
| Pekin Insurance | $921.00 / year |
2015 Mini Cooper Insurance
Average Cost to Insure
$899.20 / year
Cheapest Rate
$469.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
2014 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $554.00 / year |
| American National P&C | $589.00 / year |
| Wolverine Mutual | $741.00 / year |
| Concord Group | $745.00 / year |
| SECURA Insurance | $765.00 / year |
| Pekin Insurance | $780.00 / year |
| North Carolina Farm Bureau | $782.00 / year |
| Buckeye Insurance Group | $804.00 / year |
| Safety Group | $862.00 / year |
| New Jersey Manufacturers | $913.00 / year |
2014 Mini Cooper Insurance
Average Cost to Insure
$924.00 / year
Cheapest Rate
$554.00 / year American National P
Available Trims
S 2dr HATCHBACK (4cyl)
2013 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland | $262.00 / year |
| American National P&C | $386.00 / year |
| American National P | $548.00 / year |
| PEMCO | $741.00 / year |
| New Jersey Manufacturers | $773.00 / year |
| West Bend Mutual | $818.00 / year |
| SECURA Insurance | $819.00 / year |
| Pekin Insurance | $847.00 / year |
| North Carolina Farm Bureau | $874.00 / year |
| Buckeye Insurance Group | $883.00 / year |
2013 Mini Cooper Insurance
Average Cost to Insure
$790.77 / year
Cheapest Rate
$262.00 / year Dairyland
Available Trims
S 2dr HATCHBACK (4cyl)
2012 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $197.00 / year |
| American National P | $637.00 / year |
| North Carolina Farm Bureau | $808.00 / year |
| SECURA Insurance | $816.00 / year |
| Kentucky Farm Bureau | $822.00 / year |
| New Jersey Manufacturers | $870.00 / year |
| Mississippi Farm Bureau | $888.00 / year |
| PEMCO | $895.00 / year |
| Pekin Insurance | $924.00 / year |
| Quincy Mutual | $963.00 / year |
2012 Mini Cooper Insurance
Average Cost to Insure
$836.07 / year
Cheapest Rate
$197.00 / year Jupiter Auto Insurance
Available Trims
S 2dr HATCHBACK (4cyl)
2011 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $432.00 / year |
| Wolverine Mutual | $626.00 / year |
| Virginia Farm Bureau | $672.00 / year |
| Union Mutual Fire Group | $694.00 / year |
| Concord Group | $697.00 / year |
| North Carolina Farm Bureau | $744.00 / year |
| Indiana Farmers Mutual Ins | $800.00 / year |
| Utica National Ins Group | $829.00 / year |
| Kentucky Farm Bureau | $836.00 / year |
| Clearcover | $890.00 / year |
2011 Mini Cooper Insurance
Average Cost to Insure
$791.93 / year
Cheapest Rate
$432.00 / year American National P
Available Trims
S 2dr HATCHBACK (4cyl)
2010 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $227.00 / year |
| American National P | $439.00 / year |
| Kemper Auto | Infinity | $467.00 / year |
| Buckeye Insurance Group | $522.00 / year |
| Western Reserve | $594.00 / year |
| Bear River | $654.00 / year |
| Ohio Mutual Ins Group | $732.00 / year |
| North Carolina Farm Bureau | $751.00 / year |
| MO Farm Bureau Services | $798.00 / year |
| PEMCO | $901.00 / year |
2010 Mini Cooper Insurance
Average Cost to Insure
$804.37 / year
Cheapest Rate
$227.00 / year SAFECO
Available Trims
S 2dr HATCHBACK (4cyl)
Compare Cooper to other Mini Models
Wondering how the Cooper compares to other Mini Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
