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Mini Cooper Car Insurance

How much does car insurance cost for your Mini Cooper? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Cooper

What is the Average Cost to Insure a Mini Cooper?

Mini Mini Cooper

How much does car insurance cost for Mini Cooper? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mini Cooper below.

Mini Cooper Insurance Model Year by Age Group

The price you pay to insure your Mini Cooper can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2023N/A$554.82 / moN/A$99.48 / moN/A$69.20 / mo
2022$330.06 / mo$210.93 / mo$168.70 / mo$163.73 / mo$118.63 / mo$173.59 / mo
2021N/A$168.86 / mo$107.14 / mo$190.64 / mo$122.89 / mo$127.97 / mo
2020$447.07 / mo$188.22 / mo$118.83 / mo$135.11 / mo$126.44 / mo$120.02 / mo
2019$348.78 / mo$193.30 / mo$165.82 / mo$130.42 / mo$103.19 / mo$132.76 / mo
2018$304.22 / mo$117.06 / mo$106.81 / mo$116.14 / mo$92.49 / mo$141.15 / mo
2017N/A$197.00 / mo$141.14 / mo$110.32 / mo$106.11 / mo$117.82 / mo
2016$199.75 / mo$162.19 / mo$137.28 / mo$135.98 / mo$111.06 / mo$119.13 / mo
2015$294.42 / mo$166.93 / mo$137.91 / mo$119.07 / mo$105.71 / mo$109.38 / mo
2014$231.73 / mo$154.90 / mo$113.34 / mo$104.50 / mo$113.15 / mo$99.92 / mo
2013$191.31 / mo$150.16 / mo$120.71 / mo$116.96 / mo$102.77 / mo$99.20 / mo
2012$212.49 / mo$160.67 / mo$108.13 / mo$118.79 / mo$85.14 / mo$107.54 / mo
2011$201.88 / mo$151.19 / mo$115.30 / mo$120.63 / mo$97.44 / mo$106.74 / mo
2010$217.30 / mo$187.84 / mo$137.44 / mo$106.83 / mo$101.02 / mo$95.40 / mo

Mini 2022 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $480.00 / year
Buckeye Insurance Group $843.00 / year
Victoria $902.00 / year
Texas Farm Bureau Group $940.00 / year
Western Reserve $1,094.00 / year
Southern Farm Bureau $1,236.00 / year
SECURA Insurance $1,269.00 / year
Capital Insurance Group $1,278.00 / year
Direct Auto $1,329.00 / year
New Jersey Manufacturers $1,380.00 / year

2022 Mini Cooper Insurance

Average Cost to Insure

$1,347.57 / year

Cheapest Rate

$480.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2021 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Victoria $309.00 / year
Clearcover $654.00 / year
Titan $717.00 / year
Texas Farm Bureau Group $886.00 / year
Concord Group $981.00 / year
North Carolina Farm Bureau $1,113.00 / year
New Jersey Manufacturers $1,188.00 / year
Atlantic States Insurance $1,202.00 / year
Utica National Ins Group $1,299.00 / year
USAA $1,402.00 / year

2021 Mini Cooper Insurance

Average Cost to Insure

$1,433.37 / year

Cheapest Rate

$309.00 / year Victoria

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2020 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
West Bend Mutual $908.00 / year
Texas Farm Bureau Group $912.00 / year
Wolverine Mutual $912.00 / year
Hastings Mutual Insurance Co $1,013.00 / year
Clearcover $1,075.00 / year
Direct Auto $1,088.00 / year
North Carolina Farm Bureau $1,106.00 / year
Titan $1,110.00 / year
Atlantic States Insurance $1,123.00 / year
Pekin Insurance $1,132.00 / year

2020 Mini Cooper Insurance

Average Cost to Insure

$1,105.67 / year

Cheapest Rate

$908.00 / year West Bend Mutual

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2019 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $416.00 / year
American National P&C $642.00 / year
Concord Group $648.00 / year
MMG Insurance Company $855.00 / year
Jupiter Auto Insurance $1,034.00 / year
Safety Group $1,053.00 / year
Mercury Insurance Company $1,053.00 / year
Tennessee Farmers $1,129.00 / year
Southern Farm Bureau $1,172.00 / year
Virginia Farm Bureau $1,174.00 / year

2019 Mini Cooper Insurance

Average Cost to Insure

$1,140.17 / year

Cheapest Rate

$416.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2018 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $348.00 / year
American National P $470.00 / year
Partners Mutual Insurance Co $698.00 / year
Rural Mutual Insurance $735.00 / year
Kemper Auto | Infinity $756.00 / year
West Bend Mutual $777.00 / year
General Casualty $806.00 / year
Farm Bureau Mutual (IA Group) $948.00 / year
American National P&C $950.00 / year
New Jersey Manufacturers $987.00 / year

2018 Mini Cooper Insurance

Average Cost to Insure

$924.87 / year

Cheapest Rate

$348.00 / year Mercury Insurance

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2017 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $521.00 / year
IMT Insurance Company $782.00 / year
Buckeye Insurance Group $790.00 / year
Mercury Insurance $879.00 / year
PEMCO $961.00 / year
Pekin Insurance $970.00 / year
Indiana Farmers Mutual Ins $987.00 / year
Western Reserve $1,005.00 / year
Partners Mutual Insurance Co $1,035.00 / year
SECURA Insurance $1,040.00 / year

2017 Mini Cooper Insurance

Average Cost to Insure

$987.17 / year

Cheapest Rate

$521.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2016 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $137.00 / year
Mercury Insurance $207.00 / year
American National P&C $458.00 / year
American National P $675.00 / year
Buckeye Insurance Group $725.00 / year
Mercury Insurance Company $769.00 / year
Countryway Insurance $792.00 / year
Concord Group $812.00 / year
Pekin Insurance $847.00 / year
PEMCO $876.00 / year

2016 Mini Cooper Insurance

Average Cost to Insure

$778.63 / year

Cheapest Rate

$137.00 / year Jupiter Auto Insurance

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2015 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $469.00 / year
American National P&C $576.00 / year
Clearcover $853.00 / year
Partners Mutual Insurance Co $861.00 / year
Dairyland $862.00 / year
North Carolina Farm Bureau $862.00 / year
Virginia Farm Bureau $904.00 / year
PEMCO $904.00 / year
Tennessee Farmers $906.00 / year
Pekin Insurance $921.00 / year

2015 Mini Cooper Insurance

Average Cost to Insure

$899.20 / year

Cheapest Rate

$469.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2014 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $554.00 / year
American National P&C $589.00 / year
Wolverine Mutual $741.00 / year
Concord Group $745.00 / year
SECURA Insurance $765.00 / year
Pekin Insurance $780.00 / year
North Carolina Farm Bureau $782.00 / year
Buckeye Insurance Group $804.00 / year
Safety Group $862.00 / year
New Jersey Manufacturers $913.00 / year

2014 Mini Cooper Insurance

Average Cost to Insure

$924.00 / year

Cheapest Rate

$554.00 / year American National P

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2013 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Dairyland $262.00 / year
American National P&C $386.00 / year
American National P $548.00 / year
PEMCO $741.00 / year
New Jersey Manufacturers $773.00 / year
West Bend Mutual $818.00 / year
SECURA Insurance $819.00 / year
Pekin Insurance $847.00 / year
North Carolina Farm Bureau $874.00 / year
Buckeye Insurance Group $883.00 / year

2013 Mini Cooper Insurance

Average Cost to Insure

$790.77 / year

Cheapest Rate

$262.00 / year Dairyland

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2012 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $197.00 / year
American National P $637.00 / year
North Carolina Farm Bureau $808.00 / year
SECURA Insurance $816.00 / year
Kentucky Farm Bureau $822.00 / year
New Jersey Manufacturers $870.00 / year
Mississippi Farm Bureau $888.00 / year
PEMCO $895.00 / year
Pekin Insurance $924.00 / year
Quincy Mutual $963.00 / year

2012 Mini Cooper Insurance

Average Cost to Insure

$836.07 / year

Cheapest Rate

$197.00 / year Jupiter Auto Insurance

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2011 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $432.00 / year
Wolverine Mutual $626.00 / year
Virginia Farm Bureau $672.00 / year
Union Mutual Fire Group $694.00 / year
Concord Group $697.00 / year
North Carolina Farm Bureau $744.00 / year
Indiana Farmers Mutual Ins $800.00 / year
Utica National Ins Group $829.00 / year
Kentucky Farm Bureau $836.00 / year
Clearcover $890.00 / year

2011 Mini Cooper Insurance

Average Cost to Insure

$791.93 / year

Cheapest Rate

$432.00 / year American National P

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2010 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
SAFECO $227.00 / year
American National P $439.00 / year
Kemper Auto | Infinity $467.00 / year
Buckeye Insurance Group $522.00 / year
Western Reserve $594.00 / year
Bear River $654.00 / year
Ohio Mutual Ins Group $732.00 / year
North Carolina Farm Bureau $751.00 / year
MO Farm Bureau Services $798.00 / year
PEMCO $901.00 / year

2010 Mini Cooper Insurance

Average Cost to Insure

$804.37 / year

Cheapest Rate

$227.00 / year SAFECO

Available Trims

S 2dr HATCHBACK (4cyl)

Compare Cooper to other Mini Models

Wondering how the Cooper compares to other Mini Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.