Mini Cooper Car Insurance

How much does car insurance cost for your Mini Cooper? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your Cooper

What is the Average Cost to Insure a Mini Cooper?

Mini Mini Cooper

How much does car insurance cost for Mini Cooper? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mini Cooper below.

Mini Cooper Insurance Model Year by Age Group

The price you pay to insure your Mini Cooper can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2025N/A$127.13 / moN/AN/AN/AN/A
2024N/A$218.11 / mo$113.20 / mo$171.13 / moN/A$205.77 / mo
2023N/A$618.38 / mo$415.08 / mo$99.48 / mo$201.88 / mo$173.63 / mo
2022$264.62 / mo$241.87 / mo$272.00 / mo$145.41 / mo$150.30 / mo$163.81 / mo
2021N/A$217.14 / mo$187.86 / mo$307.85 / mo$115.06 / mo$132.15 / mo
2020N/A$183.42 / mo$206.38 / mo$148.33 / mo$136.84 / mo$156.56 / mo
2019N/A$221.06 / mo$221.17 / mo$273.44 / mo$151.41 / mo$184.43 / mo
2018$268.87 / mo$211.79 / mo$176.76 / mo$206.76 / mo$120.43 / mo$128.83 / mo
2017$239.89 / mo$250.43 / mo$124.82 / mo$129.73 / mo$186.69 / mo$205.89 / mo
2016$283.58 / mo$182.88 / mo$285.52 / mo$155.16 / mo$129.85 / mo$112.81 / mo
2015N/A$232.37 / mo$179.98 / mo$140.94 / mo$159.13 / mo$121.69 / mo
2014$209.51 / mo$200.49 / mo$145.67 / mo$150.50 / mo$105.63 / mo$116.31 / mo
2013$391.83 / mo$164.81 / mo$141.15 / mo$161.10 / mo$131.94 / mo$119.76 / mo
2012N/A$212.38 / mo$198.90 / mo$133.82 / mo$112.10 / mo$140.87 / mo
2011$282.89 / mo$171.43 / mo$106.49 / mo$121.36 / mo$122.46 / mo$106.42 / mo
2010$188.46 / mo$168.83 / mo$119.05 / mo$179.66 / mo$105.95 / mo$89.80 / mo

Mini 2024 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $670.00 / year
AssuranceAmerica $1,101.00 / year
USAA $1,550.00 / year
Mercury $2,010.00 / year
California Capital $2,186.00 / year
Dairyland Auto $2,236.00 / year
21st Century $2,284.00 / year
Unitrin $2,292.00 / year
Nationwide $2,344.00 / year
State Farm $2,470.00 / year

2024 Mini Cooper Insurance

Average Cost to Insure

$1,588.83 / year

Cheapest Rate

$670.00 / year Safeco

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2023 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
New York Central Mutual Fire $1,064.00 / year
Erie $1,105.00 / year
Nationwide $1,500.00 / year
Travelers $1,518.00 / year
Plymouth Rock Assurance $1,586.00 / year
Liberty Mutual $1,682.00 / year
USAA $1,701.00 / year
Mercury $2,024.00 / year
National General Value $2,049.00 / year
Kemper Auto | Infinity $2,054.00 / year

2023 Mini Cooper Insurance

Average Cost to Insure

$1,665.57 / year

Cheapest Rate

$1,064.00 / year New York Central Mutual Fire

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2022 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $534.00 / year
Safeco $574.00 / year
Pekin Insurance $636.00 / year
Western Reserve $714.00 / year
Buckeye Insurance Group $797.00 / year
United Farm Bureau of IN Group $824.00 / year
Virginia Farm Bureau $906.00 / year
Kemper Auto | Infinity $928.00 / year
Capital Insurance Group $1,035.00 / year
Texas Farm Bureau Group $1,102.00 / year

2022 Mini Cooper Insurance

Average Cost to Insure

$761.57 / year

Cheapest Rate

$534.00 / year Mercury Insurance

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2021 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Concord Group $618.00 / year
Countryway Insurance $830.00 / year
Capital Insurance Group $1,092.00 / year
Country $1,116.00 / year
MMG Insurance Company $1,281.00 / year
Auto-Owners Insurance Co $1,335.00 / year
Patriot Group $1,605.00 / year
Safeco $1,791.00 / year
Mercury Insurance $1,833.00 / year
21st Century $1,899.00 / year

2021 Mini Cooper Insurance

Average Cost to Insure

$1,939.20 / year

Cheapest Rate

$618.00 / year Concord Group

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2020 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
American National P $474.00 / year
Safeco $748.00 / year
Virginia Farm Bureau $906.00 / year
New Jersey Manufacturers $1,164.00 / year
Direct Auto $1,267.00 / year
North Carolina Farm Bureau $1,272.00 / year
NatGen PPA $1,294.00 / year
Southern Farm Bureau $1,309.00 / year
USAA $1,365.00 / year
Mercury Insurance Company $1,409.00 / year

2020 Mini Cooper Insurance

Average Cost to Insure

$1,171.00 / year

Cheapest Rate

$474.00 / year American National P

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2019 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $192.00 / year
Hastings Mutual Insurance Co $480.00 / year
Buckeye Insurance Group $633.00 / year
MMG Insurance Company $720.00 / year
Virginia Farm Bureau $770.00 / year
Concord Group $783.00 / year
Western Reserve $822.00 / year
PEMCO $923.00 / year
Texas Farm Bureau Group $980.00 / year
Commerce Group Inc $990.00 / year

2019 Mini Cooper Insurance

Average Cost to Insure

$498.53 / year

Cheapest Rate

$192.00 / year Safeco

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2018 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $202.00 / year
American National P $399.00 / year
Kemper Auto | Infinity $544.00 / year
Pekin Insurance $558.00 / year
Clearcover $657.00 / year
Virginia Farm Bureau $850.00 / year
Indiana Farmers Mutual Ins $861.00 / year
Infinity Special $898.00 / year
PEMCO $953.00 / year
IMT Insurance Company $1,014.00 / year

2018 Mini Cooper Insurance

Average Cost to Insure

$569.87 / year

Cheapest Rate

$202.00 / year Safeco

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2017 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $117.00 / year
Mercury Insurance $284.00 / year
Infinity Special $676.00 / year
NatGen PPA $769.00 / year
Buckeye Insurance Group $784.00 / year
Virginia Farm Bureau $815.00 / year
Utica National Ins Group $878.00 / year
National General Value $895.00 / year
PEMCO $965.00 / year
North Carolina Farm Bureau $1,022.00 / year

2017 Mini Cooper Insurance

Average Cost to Insure

$498.70 / year

Cheapest Rate

$117.00 / year Safeco

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2016 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $30.00 / year
Infinity Special $135.00 / year
Mercury Insurance $454.00 / year
Pekin Insurance $740.00 / year
Rural Mutual Insurance $759.00 / year
West Bend Mutual $797.00 / year
Auto Club Group $810.00 / year
Mercury Insurance Company $844.00 / year
Rockford Mutual Insurance $873.00 / year
Clearcover $925.00 / year

2016 Mini Cooper Insurance

Average Cost to Insure

$748.83 / year

Cheapest Rate

$30.00 / year Safeco

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2015 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Mercury Insurance $178.00 / year
Safeco $412.00 / year
Pekin Insurance $578.00 / year
SafeAuto $603.00 / year
Buckeye Insurance Group $636.00 / year
American National P $768.00 / year
North Carolina Farm Bureau $774.00 / year
PEMCO $871.00 / year
Mercury Insurance Company $906.00 / year
New Jersey Manufacturers $908.00 / year

2015 Mini Cooper Insurance

Average Cost to Insure

$499.57 / year

Cheapest Rate

$178.00 / year Mercury Insurance

Available Trims

S 4dr HATCHBACK (4cyl)

Mini 2014 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $392.00 / year
Mercury Insurance $405.00 / year
National General Value $605.00 / year
Pekin Insurance $690.00 / year
Virginia Farm Bureau $717.00 / year
North Carolina Farm Bureau $729.00 / year
Rockford Mutual Insurance $914.00 / year
Texas Farm Bureau Group $922.00 / year
New Jersey Manufacturers $973.00 / year
SECURA Insurance $988.00 / year

2014 Mini Cooper Insurance

Average Cost to Insure

$457.83 / year

Cheapest Rate

$392.00 / year Safeco

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2013 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $68.00 / year
Kemper Auto | Infinity $219.00 / year
American National P $363.00 / year
National General RAD $376.00 / year
Pekin Insurance $542.00 / year
Concord Group $573.00 / year
MMG Insurance Company $585.00 / year
Mercury Insurance $625.00 / year
Commerce Group Inc $693.00 / year
Virginia Farm Bureau $749.00 / year

2013 Mini Cooper Insurance

Average Cost to Insure

$523.27 / year

Cheapest Rate

$68.00 / year Safeco

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2012 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $160.00 / year
American National P $407.00 / year
Kemper Auto | Infinity $549.00 / year
Western Reserve $626.00 / year
PEMCO $629.00 / year
SafeAuto $642.00 / year
Concord Group $660.00 / year
Buckeye Insurance Group $735.00 / year
MMG Insurance Company $753.00 / year
Mercury Insurance $773.00 / year

2012 Mini Cooper Insurance

Average Cost to Insure

$477.53 / year

Cheapest Rate

$160.00 / year Safeco

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2011 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $172.00 / year
Plymouth Rock $174.00 / year
Kemper Auto | Infinity $356.00 / year
American National P $378.00 / year
Buckeye Insurance Group $601.00 / year
Clearcover $672.00 / year
AssuranceAmerica Economy $724.00 / year
Infinity Special $762.00 / year
SECURA Insurance $789.00 / year
Mercury Insurance Company $797.00 / year

2011 Mini Cooper Insurance

Average Cost to Insure

$414.30 / year

Cheapest Rate

$172.00 / year Safeco

Available Trims

S 2dr HATCHBACK (4cyl)

Mini 2010 Mini Cooper Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $29.00 / year
Mercury Insurance $264.00 / year
NatGen Custom 360 $347.00 / year
Buckeye Insurance Group $470.00 / year
American National P $478.00 / year
Dairyland FR Bond $482.00 / year
NatGen PPA $576.00 / year
Atlantic States Insurance $588.00 / year
Rural Mutual Insurance $602.00 / year
Western Reserve $633.00 / year

2010 Mini Cooper Insurance

Average Cost to Insure

$648.30 / year

Cheapest Rate

$29.00 / year Safeco

Available Trims

S 2dr HATCHBACK (4cyl)

Compare Cooper to other Mini Models

Wondering how the Cooper compares to other Mini Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.