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Mini Cooper Car Insurance
How much does car insurance cost for your Mini Cooper? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Cooper
What is the Average Cost to Insure a Mini Cooper?
Mini Cooper
How much does car insurance cost for Mini Cooper? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mini Cooper below.
Mini Cooper Insurance Model Year by Age Group
The price you pay to insure your Mini Cooper can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | N/A | $110.75 / mo | $0.00 / mo | N/A | $116.49 / mo | N/A |
| 2021 | N/A | $150.20 / mo | $95.11 / mo | $143.64 / mo | N/A | $11.63 / mo |
| 2020 | $447.07 / mo | $226.38 / mo | $112.05 / mo | $94.80 / mo | $138.56 / mo | $96.23 / mo |
| 2019 | $287.76 / mo | $210.79 / mo | $158.19 / mo | $125.26 / mo | $65.02 / mo | $106.35 / mo |
| 2018 | N/A | $105.64 / mo | $82.77 / mo | $85.74 / mo | $83.15 / mo | $107.13 / mo |
| 2017 | N/A | $162.00 / mo | $137.13 / mo | $62.28 / mo | $88.34 / mo | $83.91 / mo |
| 2016 | $199.12 / mo | $136.67 / mo | $147.35 / mo | $118.09 / mo | $89.02 / mo | $105.87 / mo |
| 2015 | $310.95 / mo | $148.95 / mo | $138.33 / mo | $112.51 / mo | $94.92 / mo | $98.62 / mo |
| 2014 | $236.30 / mo | $134.33 / mo | $104.55 / mo | $112.83 / mo | $96.58 / mo | $83.62 / mo |
| 2013 | $131.76 / mo | $147.79 / mo | $116.97 / mo | $119.33 / mo | $105.19 / mo | $85.29 / mo |
| 2012 | $159.48 / mo | $148.24 / mo | $96.47 / mo | $87.86 / mo | $67.39 / mo | $96.12 / mo |
| 2011 | $177.95 / mo | $127.16 / mo | $129.62 / mo | $115.93 / mo | $81.05 / mo | $83.05 / mo |
| 2010 | $203.19 / mo | $187.71 / mo | $97.05 / mo | $84.07 / mo | $90.67 / mo | $87.32 / mo |
2021 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Clearcover | $654.00 / year |
| New Jersey Manufacturers | $1,188.00 / year |
| California Capital | $1,395.00 / year |
| Travelers | $1,544.00 / year |
| USAA | $1,597.00 / year |
| Mercury | $1,705.00 / year |
| Direct Auto | $1,814.00 / year |
| 21st Century | $1,839.00 / year |
| Farmers | $1,896.00 / year |
2021 Mini Cooper Insurance
Average Cost to Insure
$1,368.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2020 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Penn National | $999.00 / year |
| Clearcover | $1,030.00 / year |
| Direct Auto | $1,088.00 / year |
| Atlantic States Insurance | $1,123.00 / year |
| Auto-Owners Insurance Co | $1,256.00 / year |
| Plymouth Rock Assurance | $1,299.00 / year |
| Safety Group | $1,328.00 / year |
| Farm Bureau Mutual (IA Group) | $1,368.00 / year |
| Norfolk and Dedham Group | $1,380.00 / year |
| Donegal Mutual Insurance Co | $1,530.00 / year |
2020 Mini Cooper Insurance
Average Cost to Insure
$1,815.63 / year
Cheapest Rate
$999.00 / year Penn National
Available Trims
S 4dr HATCHBACK (4cyl)
2019 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $642.00 / year |
| Virginia Farm Bureau | $890.00 / year |
| General Casualty | $1,188.00 / year |
| Country | $1,208.00 / year |
| USAA | $1,234.00 / year |
| Farm Bureau Mutual (IA Group) | $1,248.00 / year |
| Utica National Ins Group | $1,308.00 / year |
| Auto-Owners Insurance Co | $1,337.00 / year |
| Travelers | $1,340.00 / year |
| ALFA | $1,380.00 / year |
2019 Mini Cooper Insurance
Average Cost to Insure
$1,515.07 / year
Cheapest Rate
$642.00 / year American National P&C
Available Trims
S 4dr HATCHBACK (4cyl)
2018 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Kemper Personal Insurance | $0.00 / year |
| SAFECO | $690.00 / year |
| Partners Mutual Insurance Co | $698.00 / year |
| Rural Mutual Insurance | $735.00 / year |
| Oregon Mutual | $740.00 / year |
| Rockford Mutual Insurance | $762.00 / year |
| West Bend Mutual | $777.00 / year |
| General Casualty | $806.00 / year |
| Pekin Insurance | $816.00 / year |
2018 Mini Cooper Insurance
Average Cost to Insure
$1,034.97 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2017 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Titan | $803.00 / year |
| North Carolina Farm Bureau | $813.00 / year |
| New Jersey Manufacturers | $908.00 / year |
| Virginia Farm Bureau | $938.00 / year |
| GMAC Insurance Group | $974.00 / year |
| SECURA Insurance | $1,010.00 / year |
| Utica National Ins Group | $1,143.00 / year |
| Direct Auto | $1,171.00 / year |
| Capital Insurance Group | $1,233.00 / year |
2017 Mini Cooper Insurance
Average Cost to Insure
$1,200.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2016 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $0.00 / year |
| Kemper Auto Premium | $0.00 / year |
| Jupiter Auto Insurance | $252.00 / year |
| American National P&C | $458.00 / year |
| Buckeye Insurance Group | $620.00 / year |
| Pekin Insurance | $676.00 / year |
| North Carolina Farm Bureau | $798.00 / year |
| Titan | $837.00 / year |
| SECURA Insurance | $906.00 / year |
| Utica National Ins Group | $954.00 / year |
2016 Mini Cooper Insurance
Average Cost to Insure
$1,063.20 / year
Cheapest Rate
$0.00 / year Kemper Personal Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2015 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $0.00 / year |
| Jupiter Auto Insurance | $0.00 / year |
| American National P&C | $576.00 / year |
| Virginia Farm Bureau | $777.00 / year |
| West Bend Mutual | $804.00 / year |
| Clearcover | $853.00 / year |
| Partners Mutual Insurance Co | $861.00 / year |
| New Jersey Manufacturers | $878.00 / year |
| Pekin Insurance | $899.00 / year |
| North Carolina Farm Bureau | $924.00 / year |
2015 Mini Cooper Insurance
Average Cost to Insure
$1,083.33 / year
Cheapest Rate
$0.00 / year Kemper Personal Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2014 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| American National P&C | $589.00 / year |
| North Carolina Farm Bureau | $711.00 / year |
| Commerce Group Inc | $816.00 / year |
| GMAC Insurance Group | $825.00 / year |
| New Jersey Manufacturers | $858.00 / year |
| Concord Group | $864.00 / year |
| Safety Group | $886.00 / year |
| Texas Farm Bureau Group | $905.00 / year |
| Titan | $969.00 / year |
2014 Mini Cooper Insurance
Average Cost to Insure
$1,101.47 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 2dr HATCHBACK (4cyl)
2013 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Kemper Personal Insurance | $0.00 / year |
| American National P&C | $386.00 / year |
| General Casualty | $993.00 / year |
| Clearcover | $1,012.00 / year |
| National General | $1,047.00 / year |
| Southern Farm Bureau | $1,124.00 / year |
| Capital Insurance Group | $1,140.00 / year |
| Safety Group | $1,199.00 / year |
| Mutual Of Enumclaw | $1,203.00 / year |
2013 Mini Cooper Insurance
Average Cost to Insure
$1,291.33 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 2dr HATCHBACK (4cyl)
2012 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Pekin Insurance | $552.00 / year |
| Direct General Insurance | $612.00 / year |
| SECURA Insurance | $699.00 / year |
| Kentucky Farm Bureau | $738.00 / year |
| Rockford Mutual Insurance | $780.00 / year |
| First Chicago Insurance | $810.00 / year |
| New Jersey Manufacturers | $852.00 / year |
| Cincinnati Insurance | $888.00 / year |
| Westfield | $920.00 / year |
2012 Mini Cooper Insurance
Average Cost to Insure
$1,059.83 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 2dr HATCHBACK (4cyl)
2011 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| SECURA Insurance | $632.00 / year |
| Western National | $744.00 / year |
| Rockford Mutual Insurance | $776.00 / year |
| West Bend Mutual | $782.00 / year |
| Texas Farm Bureau Group | $864.00 / year |
| Pekin Insurance | $888.00 / year |
| Kentucky Farm Bureau | $891.00 / year |
| Partners Mutual Insurance Co | $900.00 / year |
| Clearcover | $944.00 / year |
2011 Mini Cooper Insurance
Average Cost to Insure
$1,133.43 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 2dr HATCHBACK (4cyl)
2010 Mini Cooper Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| PEMCO | $572.00 / year |
| Capital Insurance Group | $633.00 / year |
| Bear River | $654.00 / year |
| MO Farm Bureau Services | $798.00 / year |
| Farm Bureau Mutual (IA Group) | $956.00 / year |
| State Auto | $981.00 / year |
| Unigard | $1,013.00 / year |
| USAA | $1,029.00 / year |
| General Casualty | $1,064.00 / year |
2010 Mini Cooper Insurance
Average Cost to Insure
$1,184.87 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 2dr HATCHBACK (4cyl)
Compare Cooper to other Mini Models
Wondering how the Cooper compares to other Mini Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
