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Ram 2500 Car Insurance
How much does car insurance cost for your Ram 2500? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 2500
What is the Average Cost to Insure a Ram 2500?
Ram 2500
How much does car insurance cost for Ram 2500? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ram 2500 below.
Ram 2500 Insurance Model Year by Age Group
The price you pay to insure your Ram 2500 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $307.31 / mo | $258.31 / mo | $304.47 / mo | $92.74 / mo | N/A |
| 2022 | N/A | $210.60 / mo | $150.77 / mo | $168.78 / mo | $155.96 / mo | $161.02 / mo |
| 2021 | N/A | $277.39 / mo | $224.16 / mo | $137.02 / mo | $226.53 / mo | $133.61 / mo |
| 2020 | $217.80 / mo | $377.78 / mo | $187.46 / mo | $157.97 / mo | $90.05 / mo | $183.47 / mo |
| 2019 | $345.90 / mo | $269.35 / mo | $160.21 / mo | $187.56 / mo | $160.23 / mo | $126.42 / mo |
| 2018 | $453.44 / mo | $434.77 / mo | $145.54 / mo | $146.00 / mo | $158.86 / mo | $182.36 / mo |
| 2017 | N/A | $182.22 / mo | $133.10 / mo | $122.19 / mo | $159.18 / mo | $132.96 / mo |
| 2016 | $519.45 / mo | $435.45 / mo | $193.77 / mo | $190.92 / mo | $170.56 / mo | $229.23 / mo |
| 2015 | $218.65 / mo | $252.35 / mo | $153.22 / mo | $127.65 / mo | $136.33 / mo | $123.09 / mo |
| 2014 | N/A | $183.28 / mo | $148.87 / mo | $132.11 / mo | $112.86 / mo | $168.52 / mo |
| 2013 | $111.73 / mo | $179.25 / mo | $94.15 / mo | $113.25 / mo | $127.59 / mo | $164.05 / mo |
2023 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen PPA | $594.00 / year |
| Dairyland | $718.00 / year |
| Auto-Owners Insurance Co | $1,143.00 / year |
| Country | $1,211.00 / year |
| Central Mutual Insurance Co | $1,383.00 / year |
| Nationwide | $1,803.00 / year |
| USAA | $2,025.00 / year |
| California Capital | $2,204.00 / year |
| State Farm | $2,215.00 / year |
| Texas Farm Bureau Group | $2,277.00 / year |
2023 Ram 2500 Insurance
Average Cost to Insure
$1,270.20 / year
Cheapest Rate
$594.00 / year NatGen PPA
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2022 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $12.00 / year |
| Safeco | $654.00 / year |
| New York Central Mutual Fire | $794.00 / year |
| New Jersey Manufacturers | $999.00 / year |
| Colorado Farm Bureau Mutual | $1,176.00 / year |
| Tennessee Farmers | $1,179.00 / year |
| Mercury Insurance | $1,192.00 / year |
| PEMCO | $1,269.00 / year |
| Buckeye Insurance Group | $1,286.00 / year |
| Farm Bureau Mutual (IA Group) | $1,329.00 / year |
2022 Ram 2500 Insurance
Average Cost to Insure
$912.17 / year
Cheapest Rate
$12.00 / year Jupiter Auto Insurance
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2021 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $375.00 / year |
| National General Value | $551.00 / year |
| American National P | $630.00 / year |
| Union Mutual Fire Group | $651.00 / year |
| Concord Group | $1,034.00 / year |
| Pekin Insurance | $1,131.00 / year |
| Farm Bureau Mutual (IA Group) | $1,172.00 / year |
| Mutual Of Enumclaw | $1,236.00 / year |
| IMT Insurance Company | $1,272.00 / year |
| Vermont Mutual | $1,290.00 / year |
2021 Ram 2500 Insurance
Average Cost to Insure
$920.53 / year
Cheapest Rate
$375.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2020 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $12.00 / year |
| Safeco | $323.00 / year |
| New York Central Mutual Fire | $794.00 / year |
| Texas Farm Bureau Group | $1,058.00 / year |
| Capital Insurance Group | $1,124.00 / year |
| Erie | $1,237.00 / year |
| PEMCO | $1,269.00 / year |
| Country | $1,286.00 / year |
| National General Value | $1,315.00 / year |
| North Carolina Farm Bureau | $1,364.00 / year |
2020 Ram 2500 Insurance
Average Cost to Insure
$947.67 / year
Cheapest Rate
$12.00 / year Jupiter Auto Insurance
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2019 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $372.00 / year |
| American National P | $555.00 / year |
| Tennessee Farmers | $728.00 / year |
| Hastings Mutual Insurance Co | $749.00 / year |
| Pekin Insurance | $794.00 / year |
| Texas Farm Bureau Group | $1,027.00 / year |
| SECURA Insurance | $1,078.00 / year |
| Erie | $1,144.00 / year |
| Buckeye Insurance Group | $1,152.00 / year |
| North Carolina Farm Bureau | $1,194.00 / year |
2019 Ram 2500 Insurance
Average Cost to Insure
$646.00 / year
Cheapest Rate
$372.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2018 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $256.00 / year |
| American National P | $487.00 / year |
| NatGen Custom 360 | $619.00 / year |
| Concord Group | $639.00 / year |
| Countryway Insurance | $753.00 / year |
| Titan | $812.00 / year |
| Utica National Ins Group | $921.00 / year |
| Mercury Insurance | $949.00 / year |
| Kemper Auto | Infinity | $968.00 / year |
| Indiana Farmers Mutual Ins | $1,016.00 / year |
2018 Ram 2500 Insurance
Average Cost to Insure
$462.20 / year
Cheapest Rate
$256.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2017 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $307.00 / year |
| American National P | $609.00 / year |
| Direct Auto | $665.00 / year |
| Capital Insurance Group | $861.00 / year |
| Wolverine Mutual | $861.00 / year |
| Rural Mutual Insurance | $897.00 / year |
| Plymouth Rock | $933.00 / year |
| PEMCO | $936.00 / year |
| SECURA Insurance | $979.00 / year |
| Kemper Auto | Infinity | $987.00 / year |
2017 Ram 2500 Insurance
Average Cost to Insure
$602.80 / year
Cheapest Rate
$307.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2016 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Infinity Special | $342.00 / year |
| Safeco | $346.00 / year |
| New York Central Mutual Fire | $629.00 / year |
| Buckeye Insurance Group | $654.00 / year |
| Mercury Insurance | $671.00 / year |
| SECURA Insurance | $817.00 / year |
| PEMCO | $887.00 / year |
| Direct Auto | $895.00 / year |
| Texas Farm Bureau Group | $921.00 / year |
| Capital Insurance Group | $1,035.00 / year |
2016 Ram 2500 Insurance
Average Cost to Insure
$802.23 / year
Cheapest Rate
$342.00 / year Infinity Special
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2015 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $88.00 / year |
| Clearcover | $518.00 / year |
| American National P | $537.00 / year |
| Mercury Insurance | $696.00 / year |
| SECURA Insurance | $885.00 / year |
| PEMCO | $1,082.00 / year |
| Capital Insurance Group | $1,103.00 / year |
| New York Central Mutual Fire | $1,112.00 / year |
| Atlantic States Insurance | $1,286.00 / year |
| Hastings Mutual Insurance Co | $1,319.00 / year |
2015 Ram 2500 Insurance
Average Cost to Insure
$794.23 / year
Cheapest Rate
$88.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2014 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $308.00 / year |
| American National P | $584.00 / year |
| New York Central Mutual Fire | $596.00 / year |
| Mercury Insurance | $613.00 / year |
| Dairyland FR Bond | $648.00 / year |
| Buckeye Insurance Group | $749.00 / year |
| Direct Auto | $895.00 / year |
| Clearcover | $897.00 / year |
| Texas Farm Bureau Group | $916.00 / year |
| Pekin Insurance | $933.00 / year |
2014 Ram 2500 Insurance
Average Cost to Insure
$658.17 / year
Cheapest Rate
$308.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2013 Ram 2500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $400.00 / year |
| American National P | $420.00 / year |
| New York Central Mutual Fire | $596.00 / year |
| Farm Bureau Mutual (IA Group) | $689.00 / year |
| Direct Auto | $803.00 / year |
| SECURA Insurance | $817.00 / year |
| Colorado Farm Bureau Mutual | $896.00 / year |
| West Bend Mutual | $952.00 / year |
| Pekin Insurance | $957.00 / year |
| Rockford Mutual Insurance | $974.00 / year |
2013 Ram 2500 Insurance
Average Cost to Insure
$846.70 / year
Cheapest Rate
$400.00 / year Mercury Insurance
Available Trims
LARAMIE 4dr PICKUP (6cyl)
Compare 2500 to other Ram Models
Wondering how the 2500 compares to other Ram Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
