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Ram 3500 Car Insurance
How much does car insurance cost for your Ram 3500? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 3500
What is the Average Cost to Insure a Ram 3500?
Ram 3500
How much does car insurance cost for Ram 3500? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ram 3500 below.
Ram 3500 Insurance Model Year by Age Group
The price you pay to insure your Ram 3500 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $367.88 / mo | N/A | N/A | N/A | $315.89 / mo |
| 2022 | N/A | $324.41 / mo | $136.58 / mo | $168.78 / mo | $150.79 / mo | $153.90 / mo |
| 2021 | N/A | $187.27 / mo | $169.00 / mo | $166.84 / mo | $144.84 / mo | $218.81 / mo |
| 2020 | $626.02 / mo | $322.01 / mo | $158.35 / mo | $269.70 / mo | $127.48 / mo | $168.50 / mo |
| 2019 | $185.07 / mo | $224.51 / mo | $169.07 / mo | $127.89 / mo | $127.27 / mo | $137.88 / mo |
| 2018 | $387.19 / mo | $236.11 / mo | $131.63 / mo | $169.73 / mo | $191.18 / mo | $131.78 / mo |
| 2017 | $389.42 / mo | $267.82 / mo | $150.10 / mo | $125.22 / mo | $139.01 / mo | $142.91 / mo |
| 2016 | $395.97 / mo | $179.32 / mo | $171.70 / mo | $159.29 / mo | $144.26 / mo | $104.13 / mo |
| 2015 | $258.22 / mo | $172.01 / mo | $126.77 / mo | $121.16 / mo | $82.31 / mo | $113.46 / mo |
| 2014 | N/A | $187.55 / mo | $144.88 / mo | $172.40 / mo | $121.68 / mo | $114.81 / mo |
| 2013 | N/A | $156.24 / mo | $339.17 / mo | $113.37 / mo | $123.17 / mo | $105.38 / mo |
| 2012 | N/A | N/A | N/A | N/A | N/A | $176.99 / mo |
| 2011 | N/A | N/A | $370.44 / mo | N/A | N/A | N/A |
2023 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Nationwide | $1,153.00 / year |
| State Farm | $1,342.00 / year |
| Metropolitan | $3,396.00 / year |
| Home State Ins Group | $3,483.00 / year |
| Mercury | $3,610.00 / year |
| Direct General Insurance | $5,678.00 / year |
| Dairyland Auto | $6,139.00 / year |
| Safe Auto | $18,595.00 / year |
2023 Ram 3500 Insurance
Average Cost to Insure
$3,099.71 / year
Cheapest Rate
$1,153.00 / year Nationwide
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2022 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Titan | $910.00 / year |
| Utica National Ins Group | $1,073.00 / year |
| Farm Bureau Mutual (IA Group) | $1,206.00 / year |
| North Carolina Farm Bureau | $1,209.00 / year |
| Wolverine Mutual | $1,248.00 / year |
| Capital Insurance Group | $1,274.00 / year |
| Pekin Insurance | $1,350.00 / year |
| IMT Insurance Company | $1,407.00 / year |
| Texas Farm Bureau Group | $1,544.00 / year |
| MO Farm Bureau Services | $1,586.00 / year |
2022 Ram 3500 Insurance
Average Cost to Insure
$1,226.13 / year
Cheapest Rate
$910.00 / year Titan
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2021 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New York Central Mutual Fire | $530.00 / year |
| American National P | $601.00 / year |
| Pekin Insurance | $742.00 / year |
| Hastings Mutual Insurance Co | $780.00 / year |
| Penn National | $1,076.00 / year |
| Direct Auto | $1,109.00 / year |
| Buckeye Insurance Group | $1,150.00 / year |
| Safeco | $1,174.00 / year |
| ACCC Insurance Company | $1,200.00 / year |
| Indiana Farmers Mutual Ins | $1,249.00 / year |
2021 Ram 3500 Insurance
Average Cost to Insure
$988.43 / year
Cheapest Rate
$530.00 / year New York Central Mutual Fire
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2020 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $397.00 / year |
| Safeco | $404.00 / year |
| Pekin Insurance | $909.00 / year |
| Utica National Ins Group | $966.00 / year |
| Titan | $1,092.00 / year |
| North Carolina Farm Bureau | $1,108.00 / year |
| Norfolk and Dedham Group | $1,236.00 / year |
| Safety Group | $1,238.00 / year |
| Capital Insurance Group | $1,292.00 / year |
| Quincy Mutual | $1,335.00 / year |
2020 Ram 3500 Insurance
Average Cost to Insure
$945.90 / year
Cheapest Rate
$397.00 / year Mercury Insurance
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2019 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Value | $495.00 / year |
| American National P | $644.00 / year |
| New York Central Mutual Fire | $668.00 / year |
| Dairyland | $766.00 / year |
| Clearcover | $941.00 / year |
| Farm Bureau Mutual (IA Group) | $1,076.00 / year |
| Buckeye Insurance Group | $1,088.00 / year |
| Oregon Mutual | $1,112.00 / year |
| Mutual Of Enumclaw | $1,237.00 / year |
| Indiana Farmers Mutual Ins | $1,359.00 / year |
2019 Ram 3500 Insurance
Average Cost to Insure
$1,226.93 / year
Cheapest Rate
$495.00 / year NatGen Value
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2018 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $202.00 / year |
| American National P | $531.00 / year |
| Buckeye Insurance Group | $678.00 / year |
| Mercury Insurance | $744.00 / year |
| Concord Group | $761.00 / year |
| Countryway Insurance | $909.00 / year |
| New York Central Mutual Fire | $992.00 / year |
| Utica National Ins Group | $1,014.00 / year |
| MMG Insurance Company | $1,041.00 / year |
| Western Reserve | $1,047.00 / year |
2018 Ram 3500 Insurance
Average Cost to Insure
$830.60 / year
Cheapest Rate
$202.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2017 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Countryway Insurance | $566.00 / year |
| American National P | $583.00 / year |
| Concord Group | $585.00 / year |
| MMG Insurance Company | $765.00 / year |
| Buckeye Insurance Group | $824.00 / year |
| SAFECO | $884.00 / year |
| Direct Auto | $1,031.00 / year |
| Patriot Group | $1,038.00 / year |
| Farmers Mutual of Nebraska | $1,040.00 / year |
| Frankenmuth Mutual | $1,125.00 / year |
2017 Ram 3500 Insurance
Average Cost to Insure
$1,040.60 / year
Cheapest Rate
$566.00 / year Countryway Insurance
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2016 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $449.00 / year |
| American National P | $607.00 / year |
| Mercury Insurance | $620.00 / year |
| Buckeye Insurance Group | $684.00 / year |
| Pekin Insurance | $710.00 / year |
| Hastings Mutual Insurance Co | $902.00 / year |
| SECURA Insurance | $930.00 / year |
| Indiana Farmers Mutual Ins | $945.00 / year |
| New Jersey Manufacturers | $1,005.00 / year |
| Erie | $1,094.00 / year |
2016 Ram 3500 Insurance
Average Cost to Insure
$796.67 / year
Cheapest Rate
$449.00 / year SAFECO
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2015 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $702.00 / year |
| Penn National | $812.00 / year |
| Verti Insurance | $861.00 / year |
| Victoria | $866.00 / year |
| Mississippi Farm Bureau | $1,059.00 / year |
| Western Reserve | $1,077.00 / year |
| PEMCO | $1,085.00 / year |
| Texas Farm Bureau Group | $1,139.00 / year |
| Erie | $1,219.00 / year |
| Preferred Mutual | $1,227.00 / year |
2015 Ram 3500 Insurance
Average Cost to Insure
$1,104.47 / year
Cheapest Rate
$702.00 / year Buckeye Insurance Group
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2014 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $493.00 / year |
| New York Central Mutual Fire | $524.00 / year |
| West Bend Mutual | $869.00 / year |
| PEMCO | $999.00 / year |
| Oregon Mutual | $1,044.00 / year |
| Capital Insurance Group | $1,066.00 / year |
| Pekin Insurance | $1,074.00 / year |
| Clearcover | $1,082.00 / year |
| Texas Farm Bureau Group | $1,115.00 / year |
| Rural Mutual Insurance | $1,143.00 / year |
2014 Ram 3500 Insurance
Average Cost to Insure
$724.07 / year
Cheapest Rate
$493.00 / year American National P
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2013 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $675.00 / year |
| Buckeye Insurance Group | $756.00 / year |
| Utica National Ins Group | $800.00 / year |
| Penn National | $935.00 / year |
| Mutual Of Enumclaw | $948.00 / year |
| ALFA | $981.00 / year |
| Virginia Farm Bureau | $998.00 / year |
| SECURA Insurance | $1,058.00 / year |
| Erie | $1,059.00 / year |
| Oregon Mutual | $1,070.00 / year |
2013 Ram 3500 Insurance
Average Cost to Insure
$835.43 / year
Cheapest Rate
$675.00 / year Pekin Insurance
Available Trims
LARAMIE 4dr PICKUP (6cyl)
Compare 3500 to other Ram Models
Wondering how the 3500 compares to other Ram Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
