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Ram 3500 Car Insurance
How much does car insurance cost for your Ram 3500? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 3500
What is the Average Cost to Insure a Ram 3500?
Ram 3500
How much does car insurance cost for Ram 3500? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ram 3500 below.
Ram 3500 Insurance Model Year by Age Group
The price you pay to insure your Ram 3500 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $703.44 / mo | N/A | N/A | N/A | $72.38 / mo |
| 2023 | N/A | $367.88 / mo | N/A | N/A | $555.67 / mo | $315.89 / mo |
| 2022 | N/A | $269.16 / mo | $182.80 / mo | $312.11 / mo | $159.09 / mo | $143.43 / mo |
| 2021 | N/A | $237.07 / mo | $272.58 / mo | $190.80 / mo | $126.31 / mo | $300.14 / mo |
| 2020 | $912.06 / mo | $408.50 / mo | $179.40 / mo | $208.82 / mo | $173.93 / mo | $250.57 / mo |
| 2019 | N/A | $220.42 / mo | $172.55 / mo | $122.14 / mo | $194.58 / mo | $140.55 / mo |
| 2018 | $375.57 / mo | $265.48 / mo | $130.00 / mo | $234.01 / mo | $273.30 / mo | $125.49 / mo |
| 2017 | N/A | $342.10 / mo | $180.20 / mo | $121.11 / mo | $115.37 / mo | $255.45 / mo |
| 2016 | N/A | $284.59 / mo | $159.51 / mo | $208.05 / mo | $169.15 / mo | $134.18 / mo |
| 2015 | N/A | $364.08 / mo | $135.61 / mo | $181.27 / mo | $88.05 / mo | $204.39 / mo |
| 2014 | N/A | $227.36 / mo | $206.92 / mo | $138.75 / mo | $109.22 / mo | $117.17 / mo |
| 2013 | N/A | $80.77 / mo | $492.33 / mo | $130.33 / mo | $280.79 / mo | $113.53 / mo |
2024 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Scored | $910.00 / year |
| Kemper Auto | Infinity | $4,255.00 / year |
| National General Value | $7,137.00 / year |
| National General | $7,141.00 / year |
| Dairyland Auto | $12,162.00 / year |
2024 Ram 3500 Insurance
Average Cost to Insure
$3,160.50 / year
Cheapest Rate
$910.00 / year Dairyland Scored
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2023 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Nationwide | $1,153.00 / year |
| State Farm | $1,342.00 / year |
| Dairyland Auto | $3,069.00 / year |
| National General | $3,334.00 / year |
| Metropolitan | $3,396.00 / year |
| Home State Ins Group | $3,483.00 / year |
| Mercury | $3,610.00 / year |
| Direct General Insurance | $5,678.00 / year |
| Safe Auto | $18,595.00 / year |
2023 Ram 3500 Insurance
Average Cost to Insure
$3,118.57 / year
Cheapest Rate
$1,153.00 / year Nationwide
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2022 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $446.00 / year |
| Pekin Insurance | $933.00 / year |
| NatGen PPA | $1,125.00 / year |
| Texas Farm Bureau Group | $1,132.00 / year |
| Safeco | $1,141.00 / year |
| Southern Farm Bureau | $1,194.00 / year |
| Wolverine Mutual | $1,248.00 / year |
| Farm Bureau Mutual (IA Group) | $1,275.00 / year |
| Nationwide | $1,571.00 / year |
| Direct Auto | $1,604.00 / year |
2022 Ram 3500 Insurance
Average Cost to Insure
$978.60 / year
Cheapest Rate
$446.00 / year NatGen Custom 360
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2021 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New York Central Mutual Fire | $530.00 / year |
| Hastings Mutual Insurance Co | $594.00 / year |
| Pekin Insurance | $596.00 / year |
| American National P | $732.00 / year |
| Country | $858.00 / year |
| Farm Bureau Mutual (IA Group) | $878.00 / year |
| Travelers | $960.00 / year |
| Nationwide | $1,024.00 / year |
| Grange Mutual | $1,046.00 / year |
| Penn National | $1,076.00 / year |
2021 Ram 3500 Insurance
Average Cost to Insure
$737.30 / year
Cheapest Rate
$530.00 / year New York Central Mutual Fire
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2020 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $397.00 / year |
| American National P | $714.00 / year |
| Travelers | $789.00 / year |
| Texas Farm Bureau Group | $977.00 / year |
| North Carolina Farm Bureau | $1,074.00 / year |
| Nationwide | $1,234.00 / year |
| Farm Bureau Mutual (IA Group) | $1,260.00 / year |
| Auto-Owners Insurance Co | $1,307.00 / year |
| Erie | $1,315.00 / year |
| GMAC Insurance Group | $1,368.00 / year |
2020 Ram 3500 Insurance
Average Cost to Insure
$819.40 / year
Cheapest Rate
$397.00 / year Mercury Insurance
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2019 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Value | $495.00 / year |
| Hastings Mutual Insurance Co | $610.00 / year |
| American National P | $681.00 / year |
| Pekin Insurance | $697.00 / year |
| Grange Mutual | $1,028.00 / year |
| Farm Bureau Mutual (IA Group) | $1,076.00 / year |
| Auto-Owners Insurance Co | $1,099.00 / year |
| Buckeye Insurance Group | $1,103.00 / year |
| Rockford Mutual Insurance | $1,155.00 / year |
| Erie | $1,185.00 / year |
2019 Ram 3500 Insurance
Average Cost to Insure
$986.90 / year
Cheapest Rate
$495.00 / year NatGen Value
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2018 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $165.00 / year |
| Mercury Insurance | $744.00 / year |
| Pekin Insurance | $762.00 / year |
| Texas Farm Bureau Group | $860.00 / year |
| Erie | $1,106.00 / year |
| Mutual Of Enumclaw | $1,209.00 / year |
| Oregon Mutual | $1,304.00 / year |
| Rockford Mutual Insurance | $1,326.00 / year |
| SECURA Insurance | $1,348.00 / year |
| Direct Auto | $1,363.00 / year |
2018 Ram 3500 Insurance
Average Cost to Insure
$1,079.63 / year
Cheapest Rate
$165.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2017 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $576.00 / year |
| American National P | $648.00 / year |
| New York Central Mutual Fire | $668.00 / year |
| Buckeye Insurance Group | $824.00 / year |
| Grange Mutual | $966.00 / year |
| Erie | $1,074.00 / year |
| Texas Farm Bureau Group | $1,094.00 / year |
| Frankenmuth Mutual | $1,125.00 / year |
| Colorado Farm Bureau Mutual | $1,133.00 / year |
| Celina Insurance Group | $1,188.00 / year |
2017 Ram 3500 Insurance
Average Cost to Insure
$779.13 / year
Cheapest Rate
$576.00 / year Hastings Mutual Insurance Co
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2016 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $181.00 / year |
| Safeco | $353.00 / year |
| Buckeye Insurance Group | $561.00 / year |
| American National P | $666.00 / year |
| Hastings Mutual Insurance Co | $678.00 / year |
| Erie | $891.00 / year |
| Farm Bureau Mutual (IA Group) | $912.00 / year |
| New Jersey Manufacturers | $1,005.00 / year |
| Western Reserve | $1,122.00 / year |
| Nationwide | $1,172.00 / year |
2016 Ram 3500 Insurance
Average Cost to Insure
$801.73 / year
Cheapest Rate
$181.00 / year Mercury Insurance
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2015 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $191.00 / year |
| Dairyland | $874.00 / year |
| SECURA Insurance | $882.00 / year |
| PEMCO | $1,085.00 / year |
| Oregon Mutual | $1,274.00 / year |
| Unigard | $1,362.00 / year |
| Hartford | $1,422.00 / year |
| Texas Farm Bureau Group | $1,431.00 / year |
| Capital Insurance Group | $1,434.00 / year |
| Erie | $1,549.00 / year |
2015 Ram 3500 Insurance
Average Cost to Insure
$1,023.63 / year
Cheapest Rate
$191.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2014 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $387.00 / year |
| New York Central Mutual Fire | $524.00 / year |
| SafeAuto | $604.00 / year |
| Auto-Owners Insurance Co | $753.00 / year |
| Erie | $804.00 / year |
| Capital Insurance Group | $956.00 / year |
| Farm Bureau Mutual (IA Group) | $975.00 / year |
| Clearcover | $1,005.00 / year |
| Mutual Of Enumclaw | $1,014.00 / year |
| Texas Farm Bureau Group | $1,078.00 / year |
2014 Ram 3500 Insurance
Average Cost to Insure
$772.37 / year
Cheapest Rate
$387.00 / year American National P
Available Trims
LARAMIE 4dr PICKUP (6cyl)
2013 Ram 3500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $641.00 / year |
| Hastings Mutual Insurance Co | $750.00 / year |
| Auto-Owners Insurance Co | $983.00 / year |
| Penn National | $1,034.00 / year |
| Central Mutual Insurance Co | $1,044.00 / year |
| American Family | $1,076.00 / year |
| Grange Mutual | $1,131.00 / year |
| Texas Farm Bureau Group | $1,150.00 / year |
| Erie | $1,230.00 / year |
| USAA | $1,333.00 / year |
2013 Ram 3500 Insurance
Average Cost to Insure
$1,051.33 / year
Cheapest Rate
$641.00 / year Buckeye Insurance Group
Available Trims
LARAMIE 4dr PICKUP (6cyl)
Compare 3500 to other Ram Models
Wondering how the 3500 compares to other Ram Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
