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Ram 1500 Car Insurance
How much does car insurance cost for your Ram 1500? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 1500
What is the Average Cost to Insure a Ram 1500?
Ram 1500
How much does car insurance cost for Ram 1500? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ram 1500 below.
Ram 1500 Insurance Model Year by Age Group
The price you pay to insure your Ram 1500 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | $769.14 / mo | N/A | $121.87 / mo | $169.91 / mo | N/A | $320.71 / mo |
| 2022 | $367.91 / mo | $227.20 / mo | $161.05 / mo | $147.57 / mo | $133.96 / mo | $150.31 / mo |
| 2021 | $418.47 / mo | $192.78 / mo | $149.15 / mo | $145.38 / mo | $132.98 / mo | $144.50 / mo |
| 2020 | $468.82 / mo | $205.73 / mo | $151.83 / mo | $147.97 / mo | $138.58 / mo | $175.86 / mo |
| 2019 | $394.63 / mo | $202.15 / mo | $148.04 / mo | $151.81 / mo | $130.87 / mo | $133.58 / mo |
| 2018 | $337.95 / mo | $200.59 / mo | $143.64 / mo | $141.21 / mo | $136.97 / mo | $127.86 / mo |
| 2017 | $290.25 / mo | $203.24 / mo | $138.08 / mo | $130.00 / mo | $117.69 / mo | $127.02 / mo |
| 2016 | $409.75 / mo | $197.80 / mo | $127.53 / mo | $133.70 / mo | $119.49 / mo | $134.46 / mo |
| 2015 | $306.88 / mo | $193.58 / mo | $127.58 / mo | $124.09 / mo | $121.99 / mo | $125.44 / mo |
| 2014 | $354.30 / mo | $185.78 / mo | $125.35 / mo | $125.08 / mo | $115.50 / mo | $122.34 / mo |
| 2013 | $285.39 / mo | $182.92 / mo | $143.84 / mo | $124.69 / mo | $117.11 / mo | $112.67 / mo |
| 2012 | N/A | $396.59 / mo | $168.85 / mo | $316.96 / mo | $160.09 / mo | $182.00 / mo |
| 2011 | N/A | $209.12 / mo | N/A | $97.56 / mo | $161.64 / mo | $159.43 / mo |
| 2010 | N/A | N/A | N/A | N/A | N/A | $177.78 / mo |
2023 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $1,208.00 / year |
| USAA | $1,473.00 / year |
| Allstate | $1,815.00 / year |
| SECURA Insurance | $1,914.00 / year |
| Mercury | $1,986.00 / year |
| Direct General Insurance | $2,102.00 / year |
| Travelers | $2,166.00 / year |
| Auto-Owners Insurance Co | $2,289.00 / year |
| Metropolitan | $2,482.00 / year |
| Hastings Mutual Insurance Co | $2,535.00 / year |
2023 Ram 1500 Insurance
Average Cost to Insure
$2,070.43 / year
Cheapest Rate
$1,208.00 / year Direct Auto
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2022 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $226.00 / year |
| Safeco | $499.00 / year |
| American National P | $717.00 / year |
| Pekin Insurance | $893.00 / year |
| Mercury Insurance | $901.00 / year |
| MMG Insurance Company | $918.00 / year |
| Oregon Mutual | $1,131.00 / year |
| National General Value | $1,172.00 / year |
| Titan | $1,252.00 / year |
| Capital Insurance Group | $1,266.00 / year |
2022 Ram 1500 Insurance
Average Cost to Insure
$653.27 / year
Cheapest Rate
$226.00 / year Victoria
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2021 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $232.00 / year |
| Victoria | $569.00 / year |
| American National P | $649.00 / year |
| Safeco | $760.00 / year |
| Union Mutual Fire Group | $789.00 / year |
| Buckeye Insurance Group | $792.00 / year |
| Countryway Insurance | $867.00 / year |
| Jupiter Auto Insurance | $932.00 / year |
| Pekin Insurance | $978.00 / year |
| Mercury Insurance | $1,001.00 / year |
2021 Ram 1500 Insurance
Average Cost to Insure
$567.43 / year
Cheapest Rate
$232.00 / year Kemper Personal Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2020 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $621.00 / year |
| American National P | $651.00 / year |
| AssuranceAmerica | $658.00 / year |
| SAFECO | $703.00 / year |
| Union Mutual Fire Group | $806.00 / year |
| Concord Group | $867.00 / year |
| Plymouth Rock Assurance | $1,000.00 / year |
| Umialik Insurance | $1,034.00 / year |
| Mercury Insurance | $1,059.00 / year |
| NatGen PPA | $1,066.00 / year |
2020 Ram 1500 Insurance
Average Cost to Insure
$795.90 / year
Cheapest Rate
$621.00 / year American National P&C
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2019 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | $530.00 / year |
| Jupiter Auto Insurance | $532.00 / year |
| Dairyland FR Bond | $555.00 / year |
| AssuranceAmerica Mobile Max | $584.00 / year |
| American National P | $612.00 / year |
| American National P&C | $621.00 / year |
| Union Mutual Fire Group | $652.00 / year |
| Kemper Auto Premier | $681.00 / year |
| SAFECO | $716.00 / year |
| Concord Group | $750.00 / year |
2019 Ram 1500 Insurance
Average Cost to Insure
$569.10 / year
Cheapest Rate
$530.00 / year Kemper Auto
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2018 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $126.00 / year |
| NatGen PPA | $228.00 / year |
| Dairyland FR Bond | $492.00 / year |
| SAFECO | $568.00 / year |
| Kemper Auto | $580.00 / year |
| American National P | $664.00 / year |
| Union Mutual Fire Group | $842.00 / year |
| Mercury Insurance | $857.00 / year |
| Concord Group | $905.00 / year |
| Countryway Insurance | $938.00 / year |
2018 Ram 1500 Insurance
Average Cost to Insure
$655.10 / year
Cheapest Rate
$126.00 / year Kemper Personal Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2017 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $203.00 / year |
| Jupiter Auto Insurance | $362.00 / year |
| Infinity Special | $389.00 / year |
| American National P&C | $417.00 / year |
| NatGen PPA | $516.00 / year |
| American National P | $605.00 / year |
| Kemper Auto Premium | $740.00 / year |
| SAFECO | $749.00 / year |
| Concord Group | $823.00 / year |
| Countryway Insurance | $879.00 / year |
2017 Ram 1500 Insurance
Average Cost to Insure
$743.07 / year
Cheapest Rate
$203.00 / year Kemper Personal Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2016 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $228.00 / year |
| Jupiter Auto Insurance | $284.00 / year |
| Dairyland Broadform | $307.00 / year |
| SAFECO | $468.00 / year |
| Dairyland Auto 1 Month | $470.00 / year |
| American National P&C | $547.00 / year |
| American National P | $661.00 / year |
| Kemper Auto Premier | $701.00 / year |
| NatGen PPA | $754.00 / year |
| Mercury Insurance | $880.00 / year |
2016 Ram 1500 Insurance
Average Cost to Insure
$628.43 / year
Cheapest Rate
$228.00 / year Kemper Personal Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2015 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $172.00 / year |
| AssuranceAmerica Mobile Max | $384.00 / year |
| Dairyland Auto 1 Month | $437.00 / year |
| SAFECO | $579.00 / year |
| Jupiter Auto Insurance | $699.00 / year |
| American National P | $718.00 / year |
| Mercury Insurance | $738.00 / year |
| New York Central Mutual Fire | $922.00 / year |
| Dairyland FR Bond | $930.00 / year |
| Concord Group | $957.00 / year |
2015 Ram 1500 Insurance
Average Cost to Insure
$697.67 / year
Cheapest Rate
$172.00 / year Kemper Personal Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2014 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $195.00 / year |
| Dairyland Auto 1 Month | $300.00 / year |
| Kemper Personal Insurance | $332.00 / year |
| Dairyland FR Bond | $342.00 / year |
| SAFECO | $547.00 / year |
| American National P | $655.00 / year |
| Jupiter Auto Insurance | $657.00 / year |
| NatGen PPA | $751.00 / year |
| Concord Group | $822.00 / year |
| Buckeye Insurance Group | $896.00 / year |
2014 Ram 1500 Insurance
Average Cost to Insure
$659.10 / year
Cheapest Rate
$195.00 / year Kemper Auto Premier
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2013 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | $184.00 / year |
| SAFECO | $422.00 / year |
| American National P&C | $530.00 / year |
| Mercury Insurance | $537.00 / year |
| Jupiter Auto Insurance | $595.00 / year |
| American National P | $674.00 / year |
| Bear River | $821.00 / year |
| Buckeye Insurance Group | $821.00 / year |
| AssuranceAmerica Mobile Max | $861.00 / year |
| SECURA Insurance | $868.00 / year |
2013 Ram 1500 Insurance
Average Cost to Insure
$634.77 / year
Cheapest Rate
$184.00 / year Kemper Auto
Available Trims
LARAMIE 4dr PICKUP (8cyl)
Compare 1500 to other Ram Models
Wondering how the 1500 compares to other Ram Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
