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Ram 1500 Car Insurance
How much does car insurance cost for your Ram 1500? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 1500
What is the Average Cost to Insure a Ram 1500?
Ram 1500
How much does car insurance cost for Ram 1500? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ram 1500 below.
Ram 1500 Insurance Model Year by Age Group
The price you pay to insure your Ram 1500 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | N/A | $118.78 / mo | $174.76 / mo | $93.25 / mo | N/A | N/A |
| 2023 | $809.12 / mo | $523.94 / mo | $225.16 / mo | $160.98 / mo | $144.25 / mo | $357.51 / mo |
| 2022 | $344.37 / mo | $273.76 / mo | $175.72 / mo | $172.52 / mo | $176.48 / mo | $162.31 / mo |
| 2021 | $418.47 / mo | $203.85 / mo | $153.40 / mo | $158.37 / mo | $137.40 / mo | $162.42 / mo |
| 2020 | $459.20 / mo | $210.81 / mo | $161.63 / mo | $149.55 / mo | $135.24 / mo | $175.10 / mo |
| 2019 | $378.06 / mo | $213.13 / mo | $151.04 / mo | $153.93 / mo | $132.79 / mo | $135.92 / mo |
| 2018 | $314.51 / mo | $212.56 / mo | $142.26 / mo | $158.25 / mo | $146.76 / mo | $140.26 / mo |
| 2017 | $359.73 / mo | $204.53 / mo | $145.15 / mo | $133.02 / mo | $122.00 / mo | $129.75 / mo |
| 2016 | $412.54 / mo | $199.69 / mo | $136.85 / mo | $141.27 / mo | $120.92 / mo | $137.16 / mo |
| 2015 | $360.13 / mo | $192.02 / mo | $133.86 / mo | $125.89 / mo | $123.28 / mo | $126.09 / mo |
| 2014 | $375.19 / mo | $193.87 / mo | $127.03 / mo | $125.94 / mo | $119.12 / mo | $125.06 / mo |
| 2013 | $268.68 / mo | $192.53 / mo | $146.58 / mo | $128.28 / mo | $116.63 / mo | $114.35 / mo |
| 2012 | N/A | $396.59 / mo | $168.85 / mo | $316.96 / mo | $160.09 / mo | $182.00 / mo |
| 2011 | N/A | $209.12 / mo | N/A | $97.56 / mo | $161.64 / mo | $159.43 / mo |
| 2010 | N/A | N/A | N/A | N/A | N/A | $177.78 / mo |
2024 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $970.00 / year |
| Wolverine Mutual | $984.00 / year |
| Hastings Mutual Insurance Co | $1,260.00 / year |
| Auto-Owners Insurance Co | $1,295.00 / year |
| USAA | $1,317.00 / year |
| Chubb | $1,346.00 / year |
| Travelers | $1,473.00 / year |
| Farm Bureau Ins of MI | $1,513.00 / year |
| Esurance | $1,522.00 / year |
| Pioneer State Mutual Ins Co | $1,552.00 / year |
2024 Ram 1500 Insurance
Average Cost to Insure
$1,368.00 / year
Cheapest Rate
$970.00 / year SECURA Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2023 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $284.00 / year |
| American National P | $552.00 / year |
| Kemper Auto | Infinity | $591.00 / year |
| Concord Group | $786.00 / year |
| New York Central Mutual Fire | $806.00 / year |
| Texas Farm Bureau Group | $973.00 / year |
| Kemper Personal Insurance | $976.00 / year |
| Direct Auto | $991.00 / year |
| Clearcover | $1,108.00 / year |
| Safety Group | $1,185.00 / year |
2023 Ram 1500 Insurance
Average Cost to Insure
$582.00 / year
Cheapest Rate
$284.00 / year Safeco
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2022 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $2.00 / year |
| Victoria | $217.00 / year |
| NatGen Custom 360 | $450.00 / year |
| Safeco | $468.00 / year |
| American National P | $717.00 / year |
| Pekin Insurance | $893.00 / year |
| MMG Insurance Company | $918.00 / year |
| Mercury Insurance | $958.00 / year |
| New York Central Mutual Fire | $1,250.00 / year |
| Titan | $1,284.00 / year |
2022 Ram 1500 Insurance
Average Cost to Insure
$507.10 / year
Cheapest Rate
$2.00 / year Jupiter Auto Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2021 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica | $127.00 / year |
| Kemper Personal Insurance | $131.00 / year |
| AssuranceAmerica Economy | $246.00 / year |
| AssuranceAmerica Elite | $519.00 / year |
| Safeco | $524.00 / year |
| Victoria | $569.00 / year |
| American National P | $649.00 / year |
| Kemper Auto | $702.00 / year |
| NatGen Value | $776.00 / year |
| Union Mutual Fire Group | $789.00 / year |
2021 Ram 1500 Insurance
Average Cost to Insure
$461.53 / year
Cheapest Rate
$127.00 / year AssuranceAmerica
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2020 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica | $474.00 / year |
| SAFECO | $608.00 / year |
| American National P&C | $621.00 / year |
| American National P | $651.00 / year |
| Kemper Personal Insurance | $708.00 / year |
| NatGen PPA | $799.00 / year |
| Union Mutual Fire Group | $806.00 / year |
| Dairyland Broadform | $808.00 / year |
| NatGen Custom 360 | $813.00 / year |
| AssuranceAmerica Economy | $836.00 / year |
2020 Ram 1500 Insurance
Average Cost to Insure
$674.03 / year
Cheapest Rate
$474.00 / year AssuranceAmerica
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2019 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica Mobile Max | $219.00 / year |
| National General RAD | $432.00 / year |
| Jupiter Auto Insurance | $532.00 / year |
| SAFECO | $548.00 / year |
| Dairyland FR Bond | $558.00 / year |
| NatGen Custom 360 | $579.00 / year |
| AssuranceAmerica Economy | $593.00 / year |
| American National P | $607.00 / year |
| American National P&C | $621.00 / year |
| Union Mutual Fire Group | $652.00 / year |
2019 Ram 1500 Insurance
Average Cost to Insure
$519.80 / year
Cheapest Rate
$219.00 / year AssuranceAmerica Mobile Max
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2018 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| AssuranceAmerica Mobile Max | $240.00 / year |
| Kemper Personal Insurance | $289.00 / year |
| Dairyland FR Bond | $351.00 / year |
| SAFECO | $454.00 / year |
| American National P | $673.00 / year |
| NatGen Custom 360 | $821.00 / year |
| Union Mutual Fire Group | $842.00 / year |
| Concord Group | $905.00 / year |
| Countryway Insurance | $938.00 / year |
| Mercury Insurance | $945.00 / year |
2018 Ram 1500 Insurance
Average Cost to Insure
$647.20 / year
Cheapest Rate
$240.00 / year AssuranceAmerica Mobile Max
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2017 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $182.00 / year |
| Infinity Special | $233.00 / year |
| Jupiter Auto Insurance | $362.00 / year |
| American National P&C | $417.00 / year |
| Kemper Auto Premium | $506.00 / year |
| SAFECO | $521.00 / year |
| American National P | $608.00 / year |
| NatGen PPA | $687.00 / year |
| Dairyland Broadform | $733.00 / year |
| NatGen Custom 360 | $780.00 / year |
2017 Ram 1500 Insurance
Average Cost to Insure
$535.40 / year
Cheapest Rate
$182.00 / year Kemper Personal Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2016 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $133.00 / year |
| Jupiter Auto Insurance | $284.00 / year |
| Dairyland Broadform | $307.00 / year |
| Dairyland Auto 1 Month | $313.00 / year |
| SAFECO | $364.00 / year |
| American National P&C | $547.00 / year |
| American National P | $668.00 / year |
| NatGen Custom 360 | $750.00 / year |
| NatGen PPA | $754.00 / year |
| Mercury Insurance | $886.00 / year |
2016 Ram 1500 Insurance
Average Cost to Insure
$529.93 / year
Cheapest Rate
$133.00 / year Kemper Personal Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2015 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $115.00 / year |
| Dairyland Auto 1 Month | $218.00 / year |
| AssuranceAmerica Mobile Max | $224.00 / year |
| SAFECO | $457.00 / year |
| NatGen Custom 360 | $469.00 / year |
| Dairyland FR Bond | $620.00 / year |
| Mercury Insurance | $743.00 / year |
| American National P | $750.00 / year |
| Jupiter Auto Insurance | $838.00 / year |
| New York Central Mutual Fire | $911.00 / year |
2015 Ram 1500 Insurance
Average Cost to Insure
$553.37 / year
Cheapest Rate
$115.00 / year Kemper Personal Insurance
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2014 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto Premier | $195.00 / year |
| Kemper Personal Insurance | $202.00 / year |
| Dairyland FR Bond | $256.00 / year |
| Dairyland Auto 1 Month | $300.00 / year |
| SAFECO | $382.00 / year |
| NatGen Custom 360 | $633.00 / year |
| American National P | $653.00 / year |
| Jupiter Auto Insurance | $657.00 / year |
| Concord Group | $836.00 / year |
| Buckeye Insurance Group | $873.00 / year |
2014 Ram 1500 Insurance
Average Cost to Insure
$535.07 / year
Cheapest Rate
$195.00 / year Kemper Auto Premier
Available Trims
LARAMIE 4dr PICKUP (8cyl)
2013 Ram 1500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | $184.00 / year |
| SAFECO | $313.00 / year |
| Mercury Insurance | $527.00 / year |
| American National P&C | $530.00 / year |
| American National P | $674.00 / year |
| AssuranceAmerica Mobile Max | $708.00 / year |
| Buckeye Insurance Group | $800.00 / year |
| Bear River | $821.00 / year |
| SECURA Insurance | $889.00 / year |
| Jupiter Auto Insurance | $908.00 / year |
2013 Ram 1500 Insurance
Average Cost to Insure
$514.57 / year
Cheapest Rate
$184.00 / year Kemper Auto
Available Trims
LARAMIE 4dr PICKUP (8cyl)
Compare 1500 to other Ram Models
Wondering how the 1500 compares to other Ram Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
