Ram 1500 Car Insurance

How much does car insurance cost for your Ram 1500? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your 1500

What is the Average Cost to Insure a Ram 1500?

Ram Ram 1500

How much does car insurance cost for Ram 1500? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ram 1500 below.

Ram 1500 Insurance Model Year by Age Group

The price you pay to insure your Ram 1500 can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2024N/A$118.78 / mo$174.76 / mo$102.62 / moN/AN/A
2023$809.12 / mo$523.94 / mo$234.58 / mo$160.98 / mo$150.01 / mo$357.51 / mo
2022$344.37 / mo$276.34 / mo$176.43 / mo$172.52 / mo$176.48 / mo$163.25 / mo
2021$418.47 / mo$205.17 / mo$153.50 / mo$158.37 / mo$137.90 / mo$162.78 / mo
2020$459.20 / mo$206.52 / mo$160.59 / mo$148.77 / mo$135.56 / mo$175.10 / mo
2019$378.06 / mo$213.44 / mo$151.11 / mo$154.35 / mo$132.73 / mo$136.07 / mo
2018$314.51 / mo$202.48 / mo$142.20 / mo$153.78 / mo$146.96 / mo$140.26 / mo
2017$267.82 / mo$205.15 / mo$145.48 / mo$133.13 / mo$122.00 / mo$128.68 / mo
2016$412.54 / mo$197.28 / mo$136.85 / mo$141.34 / mo$120.98 / mo$137.16 / mo
2015$360.13 / mo$192.32 / mo$133.80 / mo$126.38 / mo$123.35 / mo$126.48 / mo
2014$375.19 / mo$194.58 / mo$127.03 / mo$125.94 / mo$119.12 / mo$125.20 / mo
2013$268.68 / mo$191.02 / mo$146.58 / mo$128.28 / mo$116.63 / mo$114.42 / mo
2012N/A$396.59 / mo$168.85 / mo$316.96 / mo$160.09 / mo$182.00 / mo
2011N/A$209.12 / moN/A$97.56 / mo$161.64 / mo$159.43 / mo
2010N/AN/AN/AN/AN/A$177.78 / mo

Ram 2024 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Wolverine Mutual $954.00 / year
SECURA Insurance $1,059.00 / year
Hastings Mutual Insurance Co $1,194.00 / year
Auto-Owners Insurance Co $1,314.00 / year
USAA $1,381.00 / year
Chubb $1,472.00 / year
Esurance $1,522.00 / year
Mercury $1,602.00 / year
Pioneer State Mutual Ins Co $1,676.00 / year
MEEMIC Insurance Company $1,736.00 / year

2024 Ram 1500 Insurance

Average Cost to Insure

$1,488.00 / year

Cheapest Rate

$954.00 / year Wolverine Mutual

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2023 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Safeco $290.00 / year
American National P $552.00 / year
Kemper Auto | Infinity $591.00 / year
Concord Group $786.00 / year
New York Central Mutual Fire $806.00 / year
Texas Farm Bureau Group $973.00 / year
Kemper Personal Insurance $976.00 / year
Direct Auto $991.00 / year
Clearcover $1,108.00 / year
Safety Group $1,185.00 / year

2023 Ram 1500 Insurance

Average Cost to Insure

$586.33 / year

Cheapest Rate

$290.00 / year Safeco

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2022 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Jupiter Auto Insurance $2.00 / year
Victoria $217.00 / year
NatGen Custom 360 $450.00 / year
Safeco $474.00 / year
American National P $717.00 / year
Pekin Insurance $893.00 / year
MMG Insurance Company $918.00 / year
Mercury Insurance $958.00 / year
New York Central Mutual Fire $1,250.00 / year
Titan $1,284.00 / year

2022 Ram 1500 Insurance

Average Cost to Insure

$507.30 / year

Cheapest Rate

$2.00 / year Jupiter Auto Insurance

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2021 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
AssuranceAmerica $127.00 / year
Kemper Personal Insurance $131.00 / year
AssuranceAmerica Economy $246.00 / year
AssuranceAmerica Elite $519.00 / year
Safeco $527.00 / year
Victoria $569.00 / year
American National P $649.00 / year
NatGen Custom 360 $685.00 / year
Kemper Auto $702.00 / year
NatGen Value $776.00 / year

2021 Ram 1500 Insurance

Average Cost to Insure

$454.97 / year

Cheapest Rate

$127.00 / year AssuranceAmerica

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2020 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
AssuranceAmerica $474.00 / year
SAFECO $617.00 / year
American National P&C $621.00 / year
American National P $651.00 / year
Kemper Personal Insurance $708.00 / year
NatGen PPA $799.00 / year
Union Mutual Fire Group $806.00 / year
Dairyland Broadform $808.00 / year
NatGen Custom 360 $813.00 / year
AssuranceAmerica Economy $836.00 / year

2020 Ram 1500 Insurance

Average Cost to Insure

$675.00 / year

Cheapest Rate

$474.00 / year AssuranceAmerica

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2019 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
AssuranceAmerica Mobile Max $219.00 / year
National General RAD $432.00 / year
Jupiter Auto Insurance $532.00 / year
SAFECO $552.00 / year
Dairyland FR Bond $558.00 / year
NatGen Custom 360 $579.00 / year
AssuranceAmerica Economy $593.00 / year
American National P $607.00 / year
American National P&C $621.00 / year
Union Mutual Fire Group $652.00 / year

2019 Ram 1500 Insurance

Average Cost to Insure

$599.63 / year

Cheapest Rate

$219.00 / year AssuranceAmerica Mobile Max

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2018 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
AssuranceAmerica Mobile Max $240.00 / year
Kemper Personal Insurance $289.00 / year
Dairyland FR Bond $351.00 / year
SAFECO $461.00 / year
American National P $673.00 / year
NatGen Custom 360 $821.00 / year
Union Mutual Fire Group $842.00 / year
Concord Group $905.00 / year
Countryway Insurance $938.00 / year
Mercury Insurance $945.00 / year

2018 Ram 1500 Insurance

Average Cost to Insure

$647.67 / year

Cheapest Rate

$240.00 / year AssuranceAmerica Mobile Max

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2017 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Personal Insurance $182.00 / year
Infinity Special $233.00 / year
Jupiter Auto Insurance $362.00 / year
American National P&C $417.00 / year
Kemper Auto Premium $506.00 / year
SAFECO $531.00 / year
American National P $608.00 / year
NatGen PPA $687.00 / year
Dairyland Broadform $733.00 / year
AssuranceAmerica Mobile Max $748.00 / year

2017 Ram 1500 Insurance

Average Cost to Insure

$570.00 / year

Cheapest Rate

$182.00 / year Kemper Personal Insurance

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2016 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Personal Insurance $133.00 / year
Jupiter Auto Insurance $284.00 / year
Dairyland Broadform $307.00 / year
Dairyland Auto 1 Month $313.00 / year
SAFECO $368.00 / year
American National P&C $547.00 / year
American National P $668.00 / year
NatGen PPA $754.00 / year
Mercury Insurance $886.00 / year
Verti Insurance $886.00 / year

2016 Ram 1500 Insurance

Average Cost to Insure

$535.83 / year

Cheapest Rate

$133.00 / year Kemper Personal Insurance

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2015 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Personal Insurance $115.00 / year
Dairyland Auto 1 Month $218.00 / year
AssuranceAmerica Mobile Max $224.00 / year
SAFECO $460.00 / year
NatGen Custom 360 $505.00 / year
Dairyland FR Bond $620.00 / year
Mercury Insurance $743.00 / year
American National P $750.00 / year
Jupiter Auto Insurance $838.00 / year
New York Central Mutual Fire $911.00 / year

2015 Ram 1500 Insurance

Average Cost to Insure

$597.57 / year

Cheapest Rate

$115.00 / year Kemper Personal Insurance

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2014 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto Premier $195.00 / year
Kemper Personal Insurance $202.00 / year
Dairyland FR Bond $256.00 / year
Dairyland Auto 1 Month $300.00 / year
SAFECO $384.00 / year
NatGen Custom 360 $633.00 / year
American National P $653.00 / year
Jupiter Auto Insurance $657.00 / year
Concord Group $836.00 / year
Buckeye Insurance Group $873.00 / year

2014 Ram 1500 Insurance

Average Cost to Insure

$613.80 / year

Cheapest Rate

$195.00 / year Kemper Auto Premier

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Ram 2013 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Kemper Auto $184.00 / year
SAFECO $318.00 / year
Mercury Insurance $527.00 / year
American National P&C $530.00 / year
American National P $674.00 / year
AssuranceAmerica Mobile Max $708.00 / year
Buckeye Insurance Group $800.00 / year
Bear River $821.00 / year
SECURA Insurance $889.00 / year
Jupiter Auto Insurance $908.00 / year

2013 Ram 1500 Insurance

Average Cost to Insure

$520.37 / year

Cheapest Rate

$184.00 / year Kemper Auto

Available Trims

LARAMIE 4dr PICKUP (8cyl)

Compare 1500 to other Ram Models

Wondering how the 1500 compares to other Ram Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.