Ram 1500 Car Insurance

How much does car insurance cost for your Ram 1500? We collected quotes from thousands of drivers to find cheapest rate.

Compare Car Insurance Rates for Your 1500

What is the Average Cost to Insure a Ram 1500?

Ram Ram 1500

How much does car insurance cost for Ram 1500? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ram 1500 below.

auto insurance

Ram 1500 Insurance Model Year by Age Group

The price you pay to insure your Ram 1500 can vary based on your age group. Here are the average rates you can expect to pay.

Year16-19 yr old20-29 yr old30-39 yr old40-49 yr old50-59 yr old60+ yr old
2021$279.53 / mo$214.03 / mo$184.06 / mo$123.84 / mo$90.42 / moN/A
2020$532.02 / mo$188.55 / mo$145.40 / mo$115.45 / mo$123.83 / mo$130.02 / mo
2019$209.88 / mo$172.45 / mo$133.43 / mo$137.86 / mo$117.07 / mo$136.08 / mo
2018$299.49 / mo$185.65 / mo$129.09 / mo$150.56 / mo$121.17 / mo$125.95 / mo
2017$325.88 / mo$176.62 / mo$130.95 / mo$121.15 / mo$103.41 / mo$122.07 / mo
2016$354.43 / mo$184.70 / mo$118.88 / mo$125.70 / mo$106.87 / mo$117.53 / mo
2015$437.61 / mo$234.69 / mo$129.53 / mo$120.96 / mo$134.14 / mo$107.72 / mo
2014$399.91 / mo$192.59 / mo$140.49 / mo$139.29 / mo$114.58 / mo$116.85 / mo
2013$260.81 / mo$197.36 / mo$129.77 / mo$115.88 / mo$109.48 / mo$111.71 / mo
2012N/A$396.59 / mo$168.85 / mo$347.96 / mo$160.09 / mo$99.83 / mo
2011N/A$209.12 / moN/A$97.56 / mo$216.79 / moN/A

Ram 2021 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Direct Auto $947.00 / year
Texas Farm Bureau Group $1,209.00 / year
Travelers $1,212.00 / year
USAA $1,293.00 / year
Virginia Farm Bureau $1,430.00 / year
New York Central Mutual Fire $1,495.00 / year
Erie $1,637.00 / year
State Farm $1,772.00 / year
GEICO $1,806.00 / year
Auto-Owners Insurance Co $2,118.00 / year

2021 Ram 1500 Insurance

Average Cost to Insure

$2,112.00 / year

Cheapest Rate

$947.00 / year Direct Auto

Available Trims

LARAMIE 4dr Pickup (8cyl),LIMITED 4dr Pickup (8cyl),SPORT 4dr PICKUP (8cyl),TRX 4dr Pickup (8cyl),LONGHORN 4dr Pickup (8cyl),HFE 4dr Pickup (6cyl),TRADESMAN 4dr Pickup (8cyl),REBEL 4dr Pickup (8cyl),BIG HORN/LONE STAR 4dr Pickup (8cyl)

Ram 2020 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $621.00 / year
Direct Auto $713.00 / year
Concord Group $783.00 / year
Union Mutual Fire Group $888.00 / year
Co-Operative Ins Companies $930.00 / year
Buckeye Insurance Group $990.00 / year
Cameron Mutual Group $1,118.00 / year
New Jersey Manufacturers $1,152.00 / year
Vermont Mutual $1,173.00 / year
Farm Bureau Mutual (IA Group) $1,357.00 / year

2020 Ram 1500 Insurance

Average Cost to Insure

$1,458.17 / year

Cheapest Rate

$621.00 / year American National P&C

Available Trims

LARAMIE 4dr Pickup (8cyl),LIMITED 4dr Pickup (8cyl),SPORT 4dr PICKUP (8cyl),LONGHORN 4dr Pickup (8cyl),HFE 4dr Pickup (6cyl),TRADESMAN 4dr Pickup (8cyl),REBEL 4dr Pickup (8cyl),BIG HORN/LONE STAR 4dr Pickup (8cyl)

Ram 2019 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $621.00 / year
Concord Group $725.00 / year
Union Mutual Fire Group $767.00 / year
Co-Operative Ins Companies $807.00 / year
Partners Mutual Insurance Co $1,090.00 / year
PEMCO $1,137.00 / year
Farm Bureau Mutual (IA Group) $1,178.00 / year
Tennessee Farmers $1,197.00 / year
Capital Insurance Group $1,201.00 / year
Pekin Insurance $1,201.00 / year

2019 Ram 1500 Insurance

Average Cost to Insure

$1,313.73 / year

Cheapest Rate

$621.00 / year American National P&C

Available Trims

LARAMIE 4dr Pickup (8cyl),LIMITED 4dr Pickup (8cyl),SPORT 4dr PICKUP (8cyl),LONGHORN 4dr Pickup (8cyl),HFE 4dr Pickup (6cyl),TRADESMAN 4dr Pickup (8cyl),REBEL 4dr Pickup (8cyl),BIG HORN/LONE STAR 4dr Pickup (8cyl)

Ram 2018 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Concord Group $826.00 / year
Utica National Ins Group $828.00 / year
Union Mutual Fire Group $1,010.00 / year
North Carolina Farm Bureau $1,061.00 / year
Partners Mutual Insurance Co $1,140.00 / year
Safety Group $1,141.00 / year
Commerce Group Inc $1,155.00 / year
PEMCO $1,159.00 / year
Pekin Insurance $1,212.00 / year
West Bend Mutual $1,214.00 / year

2018 Ram 1500 Insurance

Average Cost to Insure

$1,345.83 / year

Cheapest Rate

$826.00 / year Concord Group

Available Trims

LARAMIE 4dr Pickup (8cyl),SLT 4dr Pickup (8cyl),SPORT 4dr Pickup (8cyl),ST 4dr Pickup (8cyl),LONGHORN 4dr Pickup (8cyl),SSV 4dr Pickup (8cyl),HFE 4dr Pickup (6cyl),REBEL 4dr Pickup (8cyl)

Ram 2017 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $417.00 / year
Concord Group $524.00 / year
Countryway Insurance $875.00 / year
Virginia Farm Bureau $980.00 / year
Patriot Group $999.00 / year
Utica National Ins Group $1,021.00 / year
North Carolina Farm Bureau $1,066.00 / year
Plymouth Rock Assurance $1,073.00 / year
MMG Insurance Company $1,080.00 / year
Pekin Insurance $1,124.00 / year

2017 Ram 1500 Insurance

Average Cost to Insure

$1,225.53 / year

Cheapest Rate

$417.00 / year American National P&C

Available Trims

LARAMIE 4dr Pickup (8cyl),SLT 4dr Pickup (8cyl),SPORT 4dr Pickup (8cyl),ST 4dr Pickup (8cyl),LONGHORN 4dr Pickup (8cyl),SSV 4dr Pickup (8cyl),HFE 4dr Pickup (6cyl),REBEL 4dr Pickup (8cyl)

Ram 2016 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $547.00 / year
Buckeye Insurance Group $767.00 / year
Verti Insurance $886.00 / year
North Carolina Farm Bureau $970.00 / year
Indiana Farmers Mutual Ins $1,001.00 / year
Pekin Insurance $1,010.00 / year
General Casualty $1,056.00 / year
New Jersey Manufacturers $1,081.00 / year
Rockford Mutual Insurance $1,153.00 / year
First Chicago Insurance $1,186.00 / year

2016 Ram 1500 Insurance

Average Cost to Insure

$1,224.43 / year

Cheapest Rate

$547.00 / year American National P&C

Available Trims

LARAMIE 4dr Pickup (8cyl),SLT 4dr Pickup (8cyl),SPORT 4dr Pickup (8cyl),ST 4dr Pickup (8cyl),LONGHORN 4dr Pickup (8cyl),SSV 4dr Pickup (8cyl),HFE 4dr Pickup (6cyl),REBEL 4dr Pickup (8cyl)

Ram 2015 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Virginia Farm Bureau $759.00 / year
State Farm $806.00 / year
Victoria $1,090.00 / year
Hastings Mutual Insurance Co $1,156.00 / year
Allstate $1,212.00 / year
Penn National $1,384.00 / year
Allied $1,403.00 / year
Cameron Mutual Group $1,422.00 / year
Western National $1,442.00 / year
Travelers $1,461.00 / year

2015 Ram 1500 Insurance

Average Cost to Insure

$1,769.30 / year

Cheapest Rate

$759.00 / year Virginia Farm Bureau

Available Trims

LARAMIE 4dr Pickup (8cyl),SLT 4dr Pickup (8cyl),SPORT 4dr Pickup (8cyl),ST 4dr Pickup (8cyl),LONGHORN 4dr Pickup (8cyl),SSV 4dr PICKUP (8cyl),HFE 4dr Pickup (6cyl),REBEL 4dr Pickup (8cyl)

Ram 2014 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
Hastings Mutual Insurance Co $720.00 / year
Virginia Farm Bureau $772.00 / year
Cameron Mutual Group $820.00 / year
Western National $849.00 / year
Tennessee Farmers $879.00 / year
Allstate $913.00 / year
State Farm $968.00 / year
Farm Bureau Mutual (IA Group) $1,158.00 / year
Auto-Owners Insurance Co $1,195.00 / year
SAFECO $1,295.00 / year

2014 Ram 1500 Insurance

Average Cost to Insure

$1,718.17 / year

Cheapest Rate

$720.00 / year Hastings Mutual Insurance Co

Available Trims

LARAMIE 4dr Pickup (8cyl),MPG 2dr Pickup (6cyl),SLT 4dr Pickup (8cyl),SPORT 4dr Pickup (8cyl),ST 4dr Pickup (8cyl),LONGHORN 4dr Pickup (8cyl),SSV 4dr PICKUP (8cyl)

Ram 2013 Ram 1500 Insurance Rates by Companies

Insurance Company12 month Premium
American National P&C $530.00 / year
Concord Group $735.00 / year
Bear River $821.00 / year
New Jersey Manufacturers $836.00 / year
Partners Mutual Insurance Co $858.00 / year
North Carolina Farm Bureau $888.00 / year
Virginia Farm Bureau $897.00 / year
Rockford Mutual Insurance $903.00 / year
West Bend Mutual $946.00 / year
Utica National Ins Group $969.00 / year

2013 Ram 1500 Insurance

Average Cost to Insure

$1,067.33 / year

Cheapest Rate

$530.00 / year American National P&C

Available Trims

LARAMIE 4dr Pickup (8cyl),MPG 2dr Pickup (6cyl),SLT 4dr Pickup (8cyl),SPORT 4dr Pickup (8cyl),ST 4dr Pickup (8cyl),LONGHORN 4dr Pickup (8cyl)

Compare 1500 to other Ram Models

Wondering how the 1500 compares to other Ram Models? Check out the average rates for each vehicle below.

Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.