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Ram 4500 Car Insurance
How much does car insurance cost for your Ram 4500? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your 4500
What is the Average Cost to Insure a Ram 4500?
Ram 4500
How much does car insurance cost for Ram 4500? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Ram 4500 below.
Ram 4500 Insurance Model Year by Age Group
The price you pay to insure your Ram 4500 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | N/A | $1,308.07 / mo | N/A | N/A | N/A | N/A |
| 2021 | N/A | $357.39 / mo | N/A | N/A | N/A | N/A |
| 2020 | N/A | N/A | N/A | $97.69 / mo | N/A | N/A |
| 2019 | N/A | $143.89 / mo | N/A | N/A | N/A | N/A |
| 2017 | N/A | N/A | N/A | $122.27 / mo | $71.10 / mo | N/A |
| 2016 | N/A | N/A | N/A | $98.39 / mo | N/A | N/A |
| 2015 | N/A | N/A | N/A | N/A | $55.90 / mo | N/A |
| 2014 | N/A | N/A | N/A | N/A | $70.15 / mo | N/A |
| 2013 | N/A | N/A | N/A | $218.22 / mo | N/A | N/A |
2022 Ram 4500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto | $15,696.00 / year |
2022 Ram 4500 Insurance
Average Cost to Insure
$2,242.29 / year
Cheapest Rate
$15,696.00 / year Dairyland Auto
Available Trims
4dr CAB CHASSIS (6cyl)
2021 Ram 4500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury | $3,464.00 / year |
| Metropolitan | $4,430.00 / year |
| Direct General Insurance | $4,971.00 / year |
2021 Ram 4500 Insurance
Average Cost to Insure
$4,284.00 / year
Cheapest Rate
$3,464.00 / year Mercury
Available Trims
4dr CAB CHASSIS (6cyl)
2019 Ram 4500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Farm Bureau Mutual (IA Group) | $1,335.00 / year |
| Metropolitan | $1,430.00 / year |
| American Family | $1,820.00 / year |
| Permanent General | $2,126.00 / year |
| Farmers | $2,241.00 / year |
2019 Ram 4500 Insurance
Average Cost to Insure
$1,716.00 / year
Cheapest Rate
$1,335.00 / year Farm Bureau Mutual (IA Group)
Available Trims
4dr CAB CHASSIS (6cyl)
2017 Ram 4500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury | $591.00 / year |
| Travelers | $663.00 / year |
| Virginia Farm Bureau | $834.00 / year |
| Metropolitan | $1,119.00 / year |
| Farmers | $1,407.00 / year |
| Safe Auto | $2,490.00 / year |
| General Agents Group | $2,655.00 / year |
| Nationwide | $3,452.00 / year |
| Allied | $5,123.00 / year |
2017 Ram 4500 Insurance
Average Cost to Insure
$1,152.00 / year
Cheapest Rate
$591.00 / year Mercury
Available Trims
4dr CAB CHASSIS (6cyl)
2016 Ram 4500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Travelers | $764.00 / year |
| Metropolitan | $968.00 / year |
| American Family | $1,101.00 / year |
| Farmers | $1,418.00 / year |
| Sentry | $1,605.00 / year |
2016 Ram 4500 Insurance
Average Cost to Insure
$1,171.20 / year
Cheapest Rate
$764.00 / year Travelers
Available Trims
4dr CAB CHASSIS (6cyl)
2015 Ram 4500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $498.00 / year |
| Metropolitan | $543.00 / year |
| Travelers | $657.00 / year |
| Mercury | $812.00 / year |
| Auto Club Group | $1,044.00 / year |
| Hanover | $1,059.00 / year |
| Farmers | $1,242.00 / year |
| Safe Auto | $3,099.00 / year |
2015 Ram 4500 Insurance
Average Cost to Insure
$660.00 / year
Cheapest Rate
$498.00 / year Hastings Mutual Insurance Co
Available Trims
4dr CAB CHASSIS (6cyl)
2013 Ram 4500 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Metropolitan | $1,725.00 / year |
| Safe Auto | $5,192.00 / year |
2013 Ram 4500 Insurance
Average Cost to Insure
$1,152.83 / year
Cheapest Rate
$1,725.00 / year Metropolitan
Available Trims
4dr CAB CHASSIS (6cyl)
Compare 4500 to other Ram Models
Wondering how the 4500 compares to other Ram Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
