What Is a Moving Violation?
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A moving violation is any type of illegal maneuver or traffic infraction committed while operating a moving vehicle. These violations are usually punishable by fines, points on your license and increased car insurance rates.
Accumulate enough points on your license, and you may even lose your driving privileges altogether. If you're ever pulled over for a moving violation, depending on the severity, it may be a good idea to consult with an attorney to see what options are available to you.
Examples of Moving Violations
Here are some of the most common moving violations:
Driving over the speed limit
Driving under the influence (DUI)
Running a red light
Texting while driving
Illegally passing another vehicle
Making an improper turn
Failing to yield to pedestrians
What Happens if You Get a Moving Violation?
If you receive a moving violation, there are a few things that can happen. First, you may be required to appear in court. This will usually happen if the violation is more serious, such as having a DUI or hitting another vehicle.
If you do have to appear in court, the judge will hear your case then make a decision. If you are found guilty, you may have to pay a fine or even serve time in jail. In some cases, your driver's license may be suspended.
Less serious violations usually result in a citation with a fine that must be paid. The amount of the fine will vary depending on the infraction and your state's laws, with the average being $150. You may also be required to attend traffic school.
Consequences of a Moving Violation Conviction
The consequences for a moving violation can range from a simple fine to the loss of your driver's license. If you are convicted of a moving violation, you may face points on your driver's license. The number of points you receive will again depend on the severity of the offense and the state in which you were ticketed. If you accumulate enough points, you may lose your license anywhere from 90 days to one year.
Will My Auto Insurance be Impacted by a Moving Violation?
If you receive a moving violation, chances are your auto insurance rates will go up. How much they go up depends on the insurer, the severity of the violation and your driving record. A single speeding ticket is not likely to cause a drastic increase in your rates, but multiple violations or more serious offenses could cause your rates to skyrocket. Some insurers may even cancel your policy if you have too many violations. Don't worry, though. You should be given enough notice to find another insurance company but you'll be paying more.
How Long do Moving Violations Stay on Your Driving Record?
A moving violation, such as speeding or running a red light, can stay on your driving record for years. In most states, they will remain on your record for anywhere from one to 10 years. However, the exact length of time depends on the state in which you live.
If you move to a new state, your driving record will be transferred and the violations will still be visible. In some cases, you may be able to have a moving violation removed from your record if you complete a defensive driving course. However, this is not always an option and it is typically only available for minor violations.
What You Need for Low Car Insurance Rates
If you get a moving violation, the consequences can be significant. Your insurance rates may go up, you could lose your license, and it will stay on your driving record for years. Make sure to obey all traffic laws to avoid costly fines and penalties. If you need auto insurance, enter your zip code below and fill out a quick questionnaire. SmartFinancial will send you free quotes for the lowest rates in your area based on your answers.