What Is a Moving Violation?
A moving violation is any type of illegal maneuver or traffic infraction committed while operating a moving vehicle. These violations are usually punishable by fines, points on your license and increased car insurance rates.
Accumulate enough points on your license, and you may even lose your driving privileges altogether. If you're ever pulled over for a moving violation, depending on the severity, it may be a good idea to consult with an attorney to see what options are available to you.
Examples of Moving Violations
Here are some of the most common moving violations:
Driving over the speed limit
Driving under the influence (DUI)
Running a red light
Texting while driving
Illegally passing another vehicle
Making an improper turn
Failing to yield to pedestrians
What Happens if You Get a Moving Violation?
If you receive a moving violation, there are a few things that can happen. First, you may be required to appear in court. This will usually happen if the violation is more serious, such as having a DUI or hitting another vehicle.
If you do have to appear in court, the judge will hear your case then make a decision. If you are found guilty, you may have to pay a fine or even serve time in jail. In some cases, your driver's license may be suspended.
Less serious violations usually result in a citation with a fine that must be paid. The amount of the fine will vary depending on the infraction and your state's laws, with the average being $150. You may also be required to attend traffic school.
Consequences of a Moving Violation Conviction
The consequences for a moving violation can range from a simple fine to the loss of your driver's license. If you are convicted of a moving violation, you may face points on your driver's license. The number of points you receive will again depend on the severity of the offense and the state in which you were ticketed. If you accumulate enough points, you may lose your license anywhere from 90 days to one year.
Will My Auto Insurance be Impacted by a Moving Violation?
If you receive a moving violation, chances are your auto insurance rates will go up. How much they go up depends on the insurer, the severity of the violation and your driving record. A single speeding ticket is not likely to cause a drastic increase in your rates, but multiple violations or more serious offenses could cause your rates to skyrocket. Some insurers may even cancel your policy if you have too many violations. Don't worry, though. You should be given enough notice to find another insurance company but you'll be paying more.
How Long do Moving Violations Stay on Your Driving Record?
A moving violation, such as speeding or running a red light, can stay on your driving record for years. In most states, they will remain on your record for anywhere from one to 10 years. However, the exact length of time depends on the state in which you live.
If you move to a new state, your driving record will be transferred and the violations will still be visible. In some cases, you may be able to have a moving violation removed from your record if you complete a defensive driving course. However, this is not always an option and it is typically only available for minor violations.
Moving Violation FAQs
Do Moving Violations Differ From State to State?
Moving violations can differ from state to state, so it's always a good idea to check the rules of the state you'll be driving in before you hit the road. In general, though, there are a few moving violations that are pretty universal. Speeding, for instance, is a moving violation in every state.
Many states also have laws against aggressive driving (reckless driving), which can include things like tailgating, weaving in and out of traffic, and making unsafe lane changes. DUI is another serious moving violation that is punishable by law in all states and could even lead to jail time.
Can I Contest a Moving Violation?
If you don't think you are guilty of a moving violation, you can always argue your case in court. The first step is to request a hearing from the clerk of court. You will need to provide your name, address, phone number and citation number.
Once you have requested a hearing, you will need to appear in court on the date and time specified. At the hearing, you will have the opportunity to explain why you believe you are not guilty of the violation.
The judge will then decide based on the evidence presented. If you are found guilty, you will be required to pay the fine. However, if you are found not guilty, the charge will be dismissed and you will not have to pay any fines.
Is Driving Without Auto Insurance a Moving Violation?
Driving without auto insurance is not necessarily a moving violation. However, it is still against the law in most states. Driving without insurance can result in a fine, and in some cases, your license may be suspended. If you are involved in an accident, you could also be sued for damages. In short, it's not worth the risk to drive without insurance. If you can't afford full coverage, there are still options available, such as liability insurance, which is required in most states. Whatever you do, don't let yourself be caught without auto insurance. It's just not worth it.
What You Need for Low Car Insurance Rates
If you get a moving violation, the consequences can be significant. Your insurance rates may go up, you could lose your license, and it will stay on your driving record for years. Make sure to obey all traffic laws to avoid costly fines and penalties. If you need auto insurance, enter your zip code below and fill out a quick questionnaire. SmartFinancial will send you free quotes for the lowest rates in your area based on your answers.
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