Do I Need Life Insurance?
A life insurance policy can pay for college, the first home or cover any emergency situations that may arise. Keep in mind, however, that not all life insurance policies have the aforementioned savings component, so it’s important to know what each kind of life insurance offers.
If anyone is dependent partially or wholly by your income, you need life insurance. Even if you have no children, you will need money put aside to pay for your final expenses, including funeral services. If you do not have life insurance, your loved ones will be left paying this expense. A life insurance policy can help your loved ones cope with your loss and the loss of your financial contributions. If you want to insure that your children and/or grandchildren have a college fund secured for them, you can do that with a life insurance policy, with your grandchild(ren) as the beneficiary/beneficiaries.
SmartFinancial only works with reputable life insurance agents. Contact us to be set up with an agent today to learn about all the benefits offered with various life insurance plans: (855) 214-2291. You can also buy life insurance online.
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Beneficiary or beneficiaries of life insurance plans are the recipients of death benefit after the insured individual pass away. Learn more about who can be on your beneficiary.
Life insurance premiums are the amount you pay each month, bi-annually, annually or once every few years to keep your policy in force. Learn different types of premiums.
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