State Farm Roadside Assistance Review

When you’re stranded on the road, State Farm roadside assistance provides various services, such as car tows, battery jumpstarts, fuel delivery and flat tire replacement. Depending on the vehicle and location, State Farm customers can add roadside assistance to their auto policy for about $48 per year.

Keep reading to learn more about State Farm roadside assistance, including how it works, its costs and what is covered.

Key Takeaways

State Farm's emergency roadside assistance coverage typically costs about $48 annually, but your region and other factors may affect your price.
State Farm’s roadside assistance is available as an add-on to its standard auto insurance policy.
Coverage includes towing to the nearest repair facility, plus the next 10 miles and one hour of both locksmithing and various mechanical repairs.
Services also include fuel, tire and battery delivery, but you may be responsible for the cost of the delivered items.
Even if you don’t have the add-on and aren’t fully covered, policyholders using State Farm’s emergency roadside services may still pay less than market rates.

State Farm Roadside Assistance Overview

Here’s a quick breakdown of the need-to-know information about State Farm’s roadside assistance coverage:^[1]

Available	All 50 states^[2]
Annual Cost	About $48 (may vary based on location and other factors)^[3]
24/7 Service	Yes
Service Calls	No annual limit stated
Tow truck	Yes (to the nearest repair shop plus an additional 10 miles)^[4]
Winching	Yes
Battery Jumpstart	Yes
Lockout	Yes
Flat Tire	Yes
Fuel Delivery	Yes
On-Scene Labor	1 hour
Contact	855-259-8568 (roadside assistance) 877-627-5757 (service provider) 800-782-8332 (general inquiries) 855-733-7333 (customer service) Mobile app

Our Thoughts on State Farm Roadside Assistance

State Farm is a strong brand, ranking among the top four widely available auto insurers for high customer satisfaction ratings from J.D. Power every year since 2020.^{[5][6][7][8][9][10]} We recommend adding State Farm roadside assistance services to your existing auto policy because of its affordability and suite of basic roadside services.

State Farm Roadside Assistance Cost

Adding State Farm roadside assistance to your policy will generally cost you around $48 annually.[3] At $4 or less monthly, roadside coverage through State Farm can be an affordable fit for many budgets. Considering the national average cost of a tow is $109, even needing a single tow can justify the cost of roadside assistance.^[11]

Double-check with your State Farm agent, as your actual cost can vary based on your vehicle and location.

State Farm Roadside Assistance Coverage

Below, we’ll briefly cover what types of roadside assistance coverage State Farm provides and what you may need to pay out of pocket.

roadside assistance coverage

What's Included?

Those with the State Farm roadside assistance endorsement gain access to the following covered services:^[1][4][12]

Towing to the nearest repair facility (plus 10 miles)
Battery replacement
Help with electrical problems
Help with transmission issues
Assistance for fluid leaks (excluding fuel)
Delivery of fuel, oil, batteries and tires
Lockout services
Winching

What Isn't Included?

If you request fuel delivery because your car ran out of fuel, State Farm will cover the delivery cost, but the fuel price must be paid out of pocket.^[1] Additionally, if you need your car towed further than the nearest repair facility, you may need to pay the towing service for the additional miles out of pocket — in general, towing costs an average of $2.50 to $7 per mile.^[11]

Mechanical services — such as help with transmission issues or battery replacement — will only be covered for the first hour, and you may be charged out of pocket for additional time needed.^[1]

How To Request State Farm Roadside Assistance

If you have a mechanical breakdown, call the State Farm roadside assistance phone number at 1-855-259-8568 for immediate help, and State Farm will send a technician to provide your requested covered service.^[4] You can also submit a request for roadside assistance online or through the State Farm mobile app.

Keep in mind that, even if you don’t have a State Farm roadside assistance endorsement, making an emergency services request through this insurer may still result in cheaper prices for fuel delivery and other roadside assistance services.^[1]

How To Add State Farm Roadside Assistance

By logging into your account using the State Farm mobile app or website, you can quickly add roadside assistance to your State Farm auto insurance policy. Another option is to contact customer service or a State Farm auto insurance agent.

Since State Farm offers roadside assistance as an insurance endorsement, you may need to enroll in coverage first if you do not already have personal insurance through State Farm.^[3] For the most affordable pricing, shop around and gather quotes from a few roadside assistance providers or insurers.

Pros and Cons of State Farm Roadside Assistance

Pros	Cons
Good towing radius	Additional cost
Covered locksmith and mechanical labor	Limited to State Farm policyholders
Delivery of fuel

Pros

Good towing radius: State Farm roadside assistance covers towing to the nearest repair facility, meaning you’ll be able to get mechanical assistance even if you’re several miles away from help.^[1]
Covered locksmith and mechanical labor: State Farm covers locksmithing services and mechanical labor for up to one hour.^[1]
Delivery of fuel: Roadside assistance will bring you fuel if you run out of gas on the road. However, while the fuel delivery is covered, you may need to pay for the fuel itself out of pocket.^[1]

Cons

Additional cost: Roadside assistance is an added endorsement to a standard State Farm policy and is not automatically included, so you will have to pay extra for it.^[3]
Limited to State Farm policyholders: State Farm roadside assistance is offered only to existing policyholders, so you might need to switch your insurer if you want roadside assistance coverage specifically from this insurance company.^[3] However, even if you don’t have the endorsement to cover your roadside services, you still may get lower than market rates by requesting help through State Farm.^[4]

State Farm Roadside Assistance vs. the Competition

Here’s a quick overview of State Farm roadside assistance compared to the policies of other insurers:

	All Basic Services Covered?	Towing Coverage
State Farm^[4]	Yes	Nearest repair facility plus 10 miles
Travelers (Basic)^[13]	Yes	15 miles
USAA^[14]	Yes	Nearest auto body shop (most locations)
Liberty Mutual^[15]	Winching is not covered	Nearest qualified facility
Farmers (Standard)^[16][17]	Fuel delivery is not covered	20 miles
Nationwide (Basic)^[18]	Yes	15 miles
Esurance^[19][20]	Winching is not covered	Up to $75
AAA (Classic)^[21][22]	Yes	5 miles

Get a Free Quote for Car Insurance With Roadside Assistance

FAQs

How much extra is roadside assistance with State Farm?

Roadside assistance through State Farm could run about $48 per year. However, pricing may vary by region.^[3]

Can I use my State Farm roadside assistance for someone else?

Yes, State Farm emergency roadside assistance covers the vehicle and not the driver, so someone else would be covered when driving a car on your policy. However, it would not cover you or anyone else driving a car that isn’t on that policy.

How often can I use my State Farm roadside assistance?

State Farm roadside assistance is available at any time, 24/7, and they don’t provide a set number of covered service calls per year.^[1] However, overuse of roadside assistance may result in higher premiums, as it may indicate you’re a higher-risk driver.^[23]

How do I get reimbursed for towing with State Farm?

You usually don’t need reimbursement — towing providers typically bill State Farm directly. However, if your vehicle is towed beyond the nearest repair shop, those extra miles likely aren’t covered and may not be eligible for reimbursement.^[1]

How far will State Farm roadside assistance tow my car for free?

State Farm roadside assistance will tow your vehicle to the nearest repair facility for free, but further distances may incur additional fees.^[1]

Sources

State Farm. “Get Roadside Assistance.” Accessed May 9, 2025.
State Farm. “Find Insurance Agents by State.” Accessed May 9, 2025.
J.D. Power. “How Much Does State Farm Reimburse for Towing?” Accessed May 9, 2025.
State Farm. “Emergency Roadside Service.” Accessed May 12, 2025.
J.D. Power. “2020 U.S. Insurance Shopping Study.” Accessed May 9, 2025.
J.D. Power. “2021 U.S. Insurance Shopping Study.” Accessed May 9, 2025.
J.D. Power. “2022 U.S. Insurance Shopping Study.” Accessed May 9, 2025.
J.D. Power. “2023 U.S. Insurance Shopping Study.” Accessed May 9, 2025.
J.D. Power. “2024 U.S. Insurance Shopping Study.” Accessed May 9, 2025.
J.D. Power. “2025 U.S. Insurance Shopping Study.” Accessed May 9, 2025.
J.D. Power. “How Much Does It Cost To Tow a Car?” Accessed May 12, 2025.
State Farm. “What Is Emergency Road Service Insurance?” Accessed May 12, 2025.
Travelers Insurance. “Roadside Assistance.” Accessed May 12, 2025.
USAA. “Roadside Assistance Overview.” Accessed May 12, 2025.
Liberty Mutual. “24-Hour Roadside Assistance.” Accessed May 12, 2025.
Farmers Insurance. “Get Towing and Roadside Assistance.” Accessed May 12, 2025.
Farmers Insurance. “Farmers Flex Personal Car Insurance Options.” Accessed May 12, 2025.
Nationwide. “24 Hour Emergency Roadside Assistance.” Accessed May 12, 2025.
Esurance. “Free Roadside Assistance.” Accessed May 12, 2025.
Esurance. “Towing and Labor.” Accessed May 12, 2025.
AAA. “AAA Roadside Assistance.” Accessed May 12, 2025.
AAA. “How Far Will AAA Tow My Car?” Accessed May 12, 2025.
American Family Insurance. “Roadside Assistance & Insurance.” Accessed May 12, 2025.

Everything You Need To Know About State Farm Roadside Assistance

Preston Micalizio

Richard Murphy

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