Everything You Need To Know About Allstate Roadside Assistance
Every year, vehicle breakdowns cost American families $350 per household. Having a great roadside assistance service, like Allstate's, can help you if you're faced with an unexpected road emergency that leaves your vehicle inoperable.
Allstate provides several flexible roadside assistance plans that include roadside services, such as towing, lockouts, fuel deliveries, flat-tire changes and more.
Are you thinking about adding a roadside assistance plan to your Allstate car insurance coverage? Our Allstate Roadside Assistance review can answer your questions about its roadside assistance coverage.
On This Page
Allstate Roadside Assistance Overview
Allstate Roadside Assistance Cost
Allstate Roadside Assistance Coverage
Allstate Motor Club Discounts and Benefits
Our Thoughts on Allstate Roadside Assistance
Allstate Roadside Assistance Cost
Allstate Roadside Assistance Coverage
How To Request Allstate Roadside Assistance
How To Add Allstate Roadside Assistance
Pros and Cons of Allstate Roadside Assistance
Allstate Versus the Competition
Roadside Assistance FAQs
Get an Affordable Roadside Plan To Cover Your Vehicle
Allstate Roadside Assistance Overview
Available | All 50 states (coverage options vary by state and plan) |
|---|---|
Pricing | Starting at $25/year (varies by plan) |
Tow truck | Up to $100-$250 in towing costs |
Winching | Yes |
Battery Jump-Start | Yes |
Lockout | Yes |
Flat Tire | Yes |
Fuel Delivery | Yes |
Contact |
Allstate Roadside Assistance Cost
You can secure roadside coverage in four different ways through Allstate. We outline the costs below and explain the different coverages in the next section.
Allstate Roadside Plan | Monthly Premium | Annual Premium |
|---|---|---|
Insurance Add-on Coverage |
|
|
Roadside Advantage** |
|
|
Roadside Elite** |
|
|
Allstate Pay-Per-Use |
|
|
Allstate Roadside Assistance Coverage
Allstate's various roadside assistance plans offer the most common roadside services. In the table below, we break down how coverage limits can vary with each plan. (See earlier table for pricing Allstate Pay-Per-Use pricing.)
Insurance Add-On Coverage | Roadside Advantage | Roadside Elite | |
|---|---|---|---|
Service Calls Per year | 3 | 2 (3 with an additional member) | 4 (5 with an additional member) |
Tow Truck | Up to $100 | Up to $150 | Up to $250 |
Winching | Up to $100 | Up to $150 | Up to $250 |
Battery Jump-Start | Yes | Up to $150 | Up to $250 |
Fuel Delivery | Yes (you pay for fuel) | Yes (you pay for fuel) | Yes (you pay for fuel) |
Lockout Service | Yes | Yes | Yes |
Flat Tire | Yes | Yes | Yes |
Roadside Hazard* | No | Up to $100** | Up to $250** |
Legal Defense | No | Up to $1,000 | Up to $1,500 |
Trip Interruption*** | No | Up to $1,500+ | Up to $1,500+ |
* Road hazard coverage pays to fix, repair or replace your tire or wheel when a covered peril damages either. There's no deductible and no service call limits.
** Not available in Massachusetts or Texas.
*** If you're stranded, "trip interruption" coverage will pay for a rental car, meals, lodging and other expenses.
Allstate Motor Club Discounts and Benefits
Allstate roadside members may access the following perks and benefits:
Rental car upgrades, discounts and free rental days
Free CARFAX vehicle history reports
Discounted oil changes and auto parts
Discounts to restaurants, spa visits, gym memberships, dry cleaning and more
Discounted event tickets for movies, sporting events, amusement parks and more
Our Thoughts on Allstate Roadside Assistance
Allstate roadside coverage is available in all 50 states with flexible plans based on your coverage needs and budget. Costing less than $3 per month, existing Allstate customers save the most by purchasing roadside coverage as an add-on to their policy. This small increase offers coverage for towing, tire changes, jump-starts and more.
What we especially enjoyed about Allstate roadside coverage is that plans are also available to drivers without an existing Allstate auto policy. If you're insured through another provider, you can still purchase Allstate roadside assistance with plans ranging from $7 to $12 for the first year.
With all your basic roadside services — from towing and tire changes to fuel delivers — offered in an affordable package that is available nationwide, we consider Allstate a strong choice for roadside coverage.
Allstate Roadside Assistance Cost
Premium | Average Allstate Auto Insurance Premium* | Towing and Labor Roadside Help ** | Allstate Pay-Per-Use Coverage | Roadside Advantage** | Roadside Elite** | Total Cost of Premium Plus Roadside Assistance |
|---|---|---|---|---|---|---|
Monthly | $170 | $1 - 2.08/ month | $119 for five-mile tow $99 winching $79 battery jump start $79 lockout service $84 flat tire | $6.59/ month (first year). Increases to $8.25/ month by 3rd year | (first year). Increases to $14.08/ month by 3rd year. | $171-$389/month |
6 Months | $1,020 | $6-12.48 for six months | $119 for five-mile tow $99 winching $79 battery jump start $79 lockout service $84 flat tire | $39.54 for six months during the first year. $49.50 by 3rd year. | $74.52 for six months during the first year. $84.48 by the third year. | $1,026 - $1,139.00 |
Annual | $2,040 | $12 - 25 per year | $119 for five-mile tow $99 winching $79 battery jump start $79 lockout service $84 flat tire | $79( first year ). $99 in by 3rd year. | $149 (first year)$169 by 3rd year. | $2,052- $2,209 |
Source: SmartFinancial.com
Source: Allstate Roadside Pay-Per-Use Site
Source: Allstate Motor Club Roadside Advantage and Elite membership sites
Allstate Roadside Assistance Coverage
What's Included | What's NOT Included |
|---|---|
3-5 Service calls | Services for persons or vehicles that aren't listed under your membership plan |
Vehicle towing | Services beyond the claim limit |
Battery jump-starts | |
Flat-tire changes | |
Lockouts | |
Fuel Deliveries (You pay for fuel) | |
Winching (Up to $100) | |
Miscellaneous: $1000-$1,500 legal defense, $100-$250 Road Hazard coverage, $1,500 trip interruption reimbursement and discounts. (Allstate Roadside Advantage and Roadside Elite only) |
What's Included?
Service Calls: Allstate will send a technician to help get your car back on the road. You can make 3 service calls annually under its Towing and Labor Roadside Help plan, 3-4 under its Roadside Advantage membership, and 4-5 through its Elite plan.
Vehicle towing: Allstate will send a contractor to tow your vehicle to a repair shop. Allstate charges a fee for extra miles beyond your plan's limits.
Battery jump-starts: Allstate will send a mechanic to jumpstart a dead battery.
Flat-tire changes: Allstate will send a technician to switch out a damaged tire with your spare.
Fuel deliveries: Allstate will send a contractor to deliver gas to you; however, you must pay for fuel.
Locksmith services: Allstate will send a locksmith to open your car door if you accidentally lock your keys inside.
Winching and extrication: Winching is extrication of a car that's inaccessible by a tow truck. You'll receive up to $100 winching services under its Towing and Labor Roadside Assistance endorsement, and $150 - $250 under its Roadside Advantage and Elite plans.
Miscellaneous: Allstate's Roadside Advantage and Elite plans provide $1,500 trip interruption coverage, pay up to $1,500 legal expenses, and offer $100-$200 road hazard protection. Additionally, you'll get discounts for different venues and a free CarFax report.
What's Not Included?
Services for persons or vehicles that aren't listed under your plan: Allstate roadside plans follow the vehicle, not the person. You can't use your roadside assistance to cover another person's vehicle that isn't on your plan.
Services beyond your plan's limit: Allstate's plans don't cover services beyond coverage limits, such as extra towing costs.
How To Request Allstate Roadside Assistance
You may contact Allstate at (844) 839-3138, use its mobile app, or submit a claim through the carrier's website.
Allstate has an on-time arrival guarantee. If a service provider arrives 30 minutes late, you'll receive a 25% discount on next year's Allstate Roadside Advantage and Elite plans membership dues.
Allstate doesn't offer its on-time arrival guarantee under its Towing and Labor Roadside Help plan or Allstate Pay-Per-Use.
How To Add Allstate Roadside Assistance
You can purchase a plan in three different ways:
Add a Towing and Labor Roadside Help endorsement to your Allstate car insurance policy.
Buy an Allstate Roadside Advantage or Elite membership plan.
Purchase Allstate Pay-Per-Use when you need roadside assistance.
You can use its mobile app, sign up online or call 1 (800) 255-7828 to sign up.
Pros and Cons of Allstate Roadside Assistance
Pros | Cons |
|---|---|
Cheaper than other car insurance plans | Limit on number of service calls |
Affordable | No services for vehicles that aren't covered by Allstate roadside assistance plans. |
Flexible membership levels | |
All basic roadside assistance services | |
Membership plans and Allstate Pay-Per-Use services available to non-Allstate customers |
Pros:
Cheaper than other car insurance plans: Allstate's Towing and Labor Roadside Assistance plan is more affordable compared to ones provided by Nationwide, USAA and other car insurers. You can add roadside assistance coverage for $12 to $25 depending on your location.
Affordable: Allstate provides its Towing and Labor Roadside Help endorsement cost $1-$2/month and $6.59-$12.42 for its Roadside Advantage and Elite plans.
Flexible roadside assistance options: If you are a current Allstate car insurance customer, you can purchase a$12-$25 Allstate Towing and Labor Roadside Help endorsement. For more coverage, you can buy a Roadside Advantage or Roadside Elite Membership plan.
All basic roadside assistance services: Most towing companies charge rates ranging from $2.50 to $5 per mile. Allstate provides affordable towing options and roadside assistance services under all of its plans. Under its Allstate Pay-Per-Use service, you can receive a five-mile emergency tow for $119.
Non-Allstate customers can purchase memberships: You don't have to be an Allstate car insurance customer to purchase on-demand roadside assistance. Allstate also allows non-customers to purchase Allstate Roadside Advantage and Elite memberships.
Cons:
Limits on the number of service calls: Allstate limits the number of service calls a customer to 3-5 per year. Your premium rates can rise if you make excessive claims on your policy.
No services for vehicles that aren't covered by Allstate roadside assistance plans: Allstate doesn't provide roadside assistance under its Towing and Labor Roadside Help endorsement, or its Roadside Advantage or Elite membership plans. For instance, you couldn't request roadside services for your cousin's car that's not listed on your membership plan. Non-members can use Allstate Pay-Per-Use service to get roadside assistance.
Allstate Versus the Competition
Services | AllstateTowing and Labor Roadside Help Endorsement | Allstate Roadside Advantage and ElitePlans | Nationwide (Basic) | Farmers | USAA |
|---|---|---|---|---|---|
Annual Cost | $12-25 per vehicle (depending on state) | $79 - $149 (first year) $99 - $169 (third year) | $23 | $23 | $18 |
Service Calls | 3 | 3-5 | 6 | 3 | 4 per year |
Tow Truck | Up to $100 | Up to $150 | Up to 15 miles | Up to $150 | 50 mile |
Winching | Yes (Up to $100) | Yes ($150 - $250) | Up to $100** | Yes | Yes |
Battery Jump-Start | Yes | Yes | Yes | Yes | Yes |
Lockout | Yes | Yes | Yes | Yes | Yes |
Flat Tire | Yes | Yes | Yes | Yes | Yes |
Fuel Delivery | Yes (You pay for fuel) | Yes (You pay for fuel) | Yes (2 gallons) | Yes (2 gallons) | Yes |
On-scene Labor | Yes (Up to $100) | Yes ($150 - $250) | No | No | 1 hour |
** Except in Texas
Get an Affordable Roadside Plan To Cover Your Vehicle
Every driver will eventually have a roadside emergency. You'll need a great roadside assistance plan to help get your car running after a mechanical breakdown. SmartFinancial can help you find a roadside coverage plan, while comparing auto insurance rates to ensure you're paying the lowest price possible. Enter your zip code below, answer some questions and see what rates insurers are offering you.
Dani Milton is a senior content strategist and insurance specialist for SmartFinancial. She received her B.A. in English from the University of Missouri-Columbia. The Georgia writer loves making complicated topics accessible. Her past work has appeared on NPR and other news outlets. She once served as a public relations specialist, NASA Solar System Ambassador and Georgia Radio Reading Service volunteer host. In her spare time, she creates art, reads books, listens to music and watches online content.
Get a Free Auto Insurance Quote Online Now.
In Case You Missed It
Looking for Auto Insurance?
Compare rates from dozens of companies in less than 3 minutes.