2024 Esurance Roadside Assistance Review

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Esurance, an Allstate company, includes roadside assistance in all auto policies that include comprehensive and collision coverage. With this convenient and complimentary add-on, policyholders can call for tows, jumpstarts, fuel delivery and more. If you don’t have these coverages, roadside coverage is still available and you will need to call an Esurance agent for a quote.

Our Esurance roadside assistance review answers all of your questions about Esurance's options and how they compare with the competition.

Key Takeaways

  • Esurance roadside assistance provides access to tows, battery jumpstarts, locksmith services, fuel delivery and other services.
  • If you already have collision and comprehensive coverage in your Esurance auto policy, roadside assistance is added for free.
  • Policyholders who do not qualify for free roadside assistance can speak with an insurance agent to obtain a quote.
  • Esurance will cover up to $75 in towing costs.



43 states[1]

Annual Pricing

Free for policies with comprehensive and collision coverage

Service Calls Per Year


Tow Truck




Battery Jumpstart




Flat Tire


Fuel Delivery



Our Thoughts on Esurance Roadside Assistance

Esurance roadside assistance provides a critical lifeline to drivers who need emergency roadside services. Fortunately for Esurance customers that have purchased collision and comprehensive coverage, roadside assistance is included as a bonus perk.[2] If your Esurance auto policy does not include collision and comprehensive coverage, you can call an agent to ask how much it will cost to add roadside assistance to your policy.

With the endorsement, you'll receive three to six service calls depending on your location.[3] A term cap of six service calls is relatively high when compared to other providers who place the limit at three to four.

How Does Esurance Roadside Assistance Work?

If you need Esurance roadside assistance towing or some other service like fuel delivery or a battery jumpstart if your car ran out of gas or has a dead battery, you can contact Esurance to receive 24/7 support.[2]

You are covered for up to $75 in service costs per service call.[3] For example, if it costs $75 to tow you 10 miles but you need to be towed 15 miles, you’ll have to pay the additional costs for the five-mile difference. Similarly, if the cheapest locksmith is charging $100 to service your vehicle, Esurance would cover $75 and you would pay the remaining $25.

How Often Can I Use Esurance Roadside Assistance?

Esurance customers can call for roadside assistance three to six times per year — the covered number will vary by policy. Alternatively, in some states, you may instead be allotted a total of $450 in coverage across the entire term.[3]

Can I Use My Esurance Roadside Assistance for Someone Else?

Esurance roadside assistance is only available for vehicles listed on your policy. These plans follow the automobile, not the driver.[2]

How Long Does Esurance Roadside Assistance Take?

There is no average wait time available for receiving roadside services after contacting Esurance. In general, drivers can wait up to one hour for a tow, although the response time can vary based on factors like what type of service you need, your car and its location.[4]

What Does Esurance Roadside Assistance Include?

Most common roadside services are included with Esurance roadside assistance, including:[2]

  • Towing services
  • Dead battery jumpstarts
  • Fuel delivery
  • Lockout services
  • Flat tire changes

what does roadside assistance cover

What Isn’t Included With Esurance Roadside Assistance?

Winching or extrication services are not one of the listed covered benefits on the Esurance website.[2] These services typically involve a towing company using a cable to pull a vehicle when it's stuck in terrain, like mud, snow or sand.

In addition, you are not covered for the cost of supplies, meaning that Esurance will cover the cost to deliver fuel or change a tire but you must pay for the fuel or supply the spare tire.

How Much Does Esurance Roadside Assistance Cost?

Esurance towing and labor coverage is included at no additional cost if you purchased collision and comprehensive coverage.[2] If you did not add these two coverages to your auto insurance policy, it is still possible to add this coverage. However, the cost is quote-based and it will apply per vehicle. When SmartFinancial called Esurance for a quote, we were instructed that you must be an existing Esurance customer before a quote can be provided.

How Do I Request Esurance Roadside Assistance?

If your car experiences a mechanical breakdown, you can dial this number for Esurance roadside assistance: 1-800-378-7262.[5] An automated message will prompt you to download Esurance's app to get immediate roadside assistance. When calling this number, make sure you have your policy number handy.

If you’ve already paid for services and want to get reimbursed, contact an Esurance agent at 1-800-378-7262 to get instructions. Typically, you will need to submit documentation, which usually includes receipts, your policy information and the service provider’s details.

How Do I Add Esurance Roadside Assistance to My Existing Policy?

Esurance makes it easy for customers to add roadside assistance. You can add this coverage by calling 1-800-378-7262 from 6 am to 12 am (CST). You can also buy roadside assistance by logging into your online account or through Esurance's mobile app. After signing up, your roadside assistance coverage may not be available immediately.

Pros & Cons of Esurance Roadside Assistance



Free coverage with collision and comprehensive coverage

No winching

Convenient mobile app

Limited availability


  • Free coverage with collision and comprehensive coverage: Roadside assistance is complimentary if your Esurance auto policy includes collision and comprehensive coverage.[2]
  • Convenient mobile app: You can track the progress of any roadside service claims through the Esurance mobile app. Additionally, you can track the estimated arrival time for technicians.[2]


  • No winching: The Esurance website does not advertise that it covers winching services if your vehicle is stuck in terrain.[2]
  • Limited availability: Esurance is not licensed to sell insurance products in Alaska, Delaware, Hawaii, Montana, New Hampshire, Vermont and Wyoming.[1]

Esurance vs. The Competition


Annual Cost

Service Calls

All Basic Services Covered?

Towing Coverage




Winching not covered


Nationwide (Basic)




15 miles






Liberty Mutual








Fuel delivery not covered


Travelers (Basic)




15 miles

Nationwide (Basic)




15 miles

AAA (Classic)




7 miles

*Free if you purchased collision and comprehensive coverage

Get a Quote for Auto Insurance Coverage With Roadside Assistance


Does Esurance offer 24/7 roadside assistance?

Yes, Esurance offers 24/7 roadside assistance.[2]

Does Esurance offer roadside assistance when I’m traveling?

Your Esurance coverage should follow you while driving throughout the U.S., Canada and Puerto Rico but not In Mexico or other countries.[6]

Is Esurance roadside assistance free?

Esurance is a free add-on benefit added to your policy if you’ve purchased collision and comprehensive insurance. If you have a minimum liability policy, talk to an insurance agent to see how much it would cost to purchase.[2]


  1. Esurance. “Rating and State Licenses.” Accessed Mar. 4, 2024.
  2. Esurance. “Free Roadside Assistance.” Accessed Mar. 4, 2024.
  3. Esurance. “Towing and Labor.” Accessed Mar. 4, 2024.
  4. NEXGEN Auto Transport. “How Long Does It Take To Tow a Car [Ultimate Guide 2023].” Accessed Mar. 4, 2024.
  5. Esurance. “Get in Touch With Us.” Accessed Mar. 4, 2024.
  6. Esurance. “Managing Your Coverages Is Painless.” Accessed Mar. 4, 2024.

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