The Complete Travelers Roadside Assistance Review

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Travelers roadside assistance may benefit your Travelers auto policy by providing access to roadside services like tows and battery jumpstarts. Travelers also offers a higher-tiered Premier plan for a higher cost that adds trip interruption coverage and personal property coverage.

Keep reading to learn more about Travelers roadside assistance, including how it works, costs and potential drawbacks.

Key Takeaways

  • Customers can add roadside coverage to their auto policy, including emergency services for tows, winching, lockouts, fuel delivery and more.
  • While roadside assistance costs may vary depending on your state and other factors, the average annual cost for plans from an insurer is between $15 and $30 per vehicle.
  • Premier plans add additional benefits to roadside assistance coverage and tend to be more expensive than the Basic option.
  • Travelers roadside assistance covers towing mileage up to 15 miles, although those who upgrade to the Premier plan receive 100 miles of towing coverage.

Travelers Roadside Assistance Overview

Below, we’ll briefly discuss some of the features offered by Travelers' roadside assistance plans, including the differences between their Basic and Premier options.

 

Basic

Premier

Tow Truck

15 miles

100 miles

Winching

Yes

Yes

Battery Jumpstart

Yes

Yes

Lockout

Yes

Yes

Flat Tire

Yes

Yes

Fuel Delivery

Yes

Yes

Trip Interruption

No

$200 per day, up to $600

Personal Property

No

Up to $500

Contact

 

Our Thoughts on Travelers Roadside Assistance

Travelers Insurance offers two roadside assistance plans: Basic and Premier. Both plans offer basic roadside assistance services, such as towing, battery jumpstarts, fuel deliveries, flat tire changes and locksmith services.

With the Premier upgrade, policyholders can enjoy trip interruption and personal property coverage, which may reimburse them for certain expenses if their road trip is cut short or if personal belongings inside their car are lost in an accident covered by collision or comprehensive insurance.

Travelers Roadside Assistance Cost

Travelers doesn’t currently list their average pricing for adding roadside assistance to their auto policies, and costs will likely vary by state. On average, roadside assistance from an insurer costs between $15 and $30 annually per vehicle.[1]

Due to the additional benefits offered, the Premier upgrade will likely have a higher annual cost than the Basic plan.

Travelers Roadside Assistance Coverage

Below, we’ll briefly cover what types of roadside assistance coverage Travelers offers and what may be left for out-of-pocket expenses.

roadside assistance coverage

What's Included?

Policyholders gain access to a suite of roadside assistance services through Travelers, including the following:[2]

  • Vehicle towing
  • Battery jumpstarts
  • Fuel delivery
  • Lockout services
  • Flat tire changes
  • Winching

If you upgrade to the Premier plan, you’ll also receive a trip interruption benefit and personal property coverage. If you’re on a road trip and your vehicle breaks down more than 100 miles from home, trip interruption will pay $200 each day for lodging, meals and other expenses up to the maximum limit of $600. Meanwhile, personal property coverage can provide $500 for damaged or stolen personal property as part of a comprehensive, collision or glass claim.[2]

What Isn’t Included?

If you request fuel delivery because your car ran out of fuel, Travelers will cover the cost of delivery but not the price of the fuel itself. This must be paid out of pocket.[2]

How To Request Travelers Roadside Assistance

Emergency roadside services through Travelers are available 24/7 to Basic or Premier roadside assistance plan customers. If you have a mechanical breakdown, call the Travelers roadside assistance phone number at 1-800-252-4633 for immediate help, and Travelers will send a technician to provide your requested service.[2] You can also submit a request for roadside assistance online or through the Travelers mobile app.

To get reimbursed for having your car towed, call the same number (1-800-252-4633) or fill out a reimbursement claim form and email it to roadsidepay@travelers.com alongside a copy of your towing invoice.[3]

How To Add Travelers Roadside Assistance

You can easily add roadside assistance to your Travelers car insurance plan by signing in to your account using Travelers’ online portal or mobile app. You can also speak with a Travelers auto insurance agent or their customer service department.

If you don’t already have personal insurance through Travelers, you’ll likely need to enroll in coverage first, as their roadside assistance is offered as an insurance endorsement.[2] Ensure you shop around and gather quotes from a few insurers or roadside assistance providers to get the best deal for your needs.

Pros and Cons of Travelers Roadside Assistance

Pros

Cons

Good towing radius

Additional cost

Trip interruption coverage (Premier)

Limited to Travelers policyholders

Personal property coverage (Premier)

 

Pros

  • Good towing radius: Travelers roadside assistance covers the first 15 miles of a tow under the Basic plan or the first 100 miles under the Premier roadside assistance package.[2]
  • Trip interruption coverage: Upgrading to Premier coverage unlocks trip interruption reimbursement, which may cover meals, hotel stays and other expenses if your trip experiences a covered setback.
  • Personal property coverage: Certain personal belongings inside your car are covered if they’re damaged or stolen as part of a covered comprehensive, collision or glass claim.

Cons

  • Additional cost: Roadside assistance is an added endorsement to a standard Travelers policy and is not included. Additionally, to receive all services offered by the Premier plan, you must pay higher costs than the Basic plan — which you might view as having limited coverage for your needs.
  • Limited to Travelers policyholders: Travelers roadside assistance is offered only to existing Travelers customers, so you might need to switch your insurer if you want roadside assistance coverage specifically from this insurance company.[2]

Travelers Roadside Assistance vs. the Competition

Here’s a quick overview of Travelers roadside assistance compared to the policies of other insurers:

 

All Basic Services Covered?

Towing Coverage

Travelers (Basic)[2]

Yes

15 miles

USAA[4]

Yes

Nearest auto body shop (most locations)

Liberty Mutual[5]

Winching is not covered

Nearest qualified facility

Farmers (Standard)[6][7]

Fuel delivery is not covered

20 miles

Nationwide (Basic)[8]

Yes

15 miles

Esurance[9][10]

Winching not covered

Up to $75

AAA (Classic)[11][12]

Yes

5 miles

Get a Free Quote for Auto Insurance With Roadside Assistance

FAQs

How much extra is roadside assistance with Travelers?

On average, roadside assistance can cost $15 to $30 more per vehicle annually, and costs may vary depending on your state and insurance company.[1]

Can I use my Travelers roadside assistance for someone else?

In general, Travelers auto insurance policies follow the vehicle, not the person. That means if you’re in a friend’s car as the driver or passenger, you cannot use the roadside coverage from your own policy if that car breaks down and needs a tow.[13]

How do I get reimbursed for towing with Travelers?

You can fill out a reimbursement form on the Travelers website to request repayment for a towing service. After completing the form and emailing it with a copy of your towing invoice to roadsidepay@travelers.com, contact or payment is expected within seven to 10 business days.[3]

How far will Travelers roadside assistance tow my car for free?

Travelers roadside assistance covers up to 15 miles of towing with their Basic plan. However, those who upgrade to the Premier plan receive up to 100 miles of towing.[2]

How long does Travelers roadside assistance take?

There is no average wait time for roadside services to arrive posted on the Travelers website. In general, drivers can wait up to one hour for a tow truck to arrive, although this can vary depending on multiple factors, such as the type of service you need, your location and the type of vehicle you drive.[14]

Sources

  1. Experian. “Is Roadside Assistance Worth It?” Accessed April 24, 2025.
  2. Travelers Insurance. “Roadside Assistance.” Accessed April 24, 2025.
  3. Travelers Insurance. “Roadside Reimbursement Submission.” Accessed April 24, 2025.
  4. USAA. “Roadside Assistance Overview.” Accessed April 24, 2025.
  5. Liberty Mutual. “24-Hour Roadside Assistance.” Accessed April 24, 2025.
  6. Farmers Insurance. “Get Towing and Roadside Assistance.” Accessed April 24, 2025.
  7. Farmers Insurance. “Farmers Flex Personal Car Insurance Options.” Accessed April 24, 2025.
  8. Nationwide. “24 Hour Emergency Roadside Assistance.” Accessed April 24, 2025.
  9. Esurance. “Free Roadside Assistance.” Accessed April 24, 2025.
  10. Esurance. “Towing and Labor.” Accessed April 24, 2025.
  11. AAA. “AAA Roadside Assistance.” Accessed April 24, 2025.
  12. AAA. “How Far Will AAA Tow My Car?” Accessed April 24, 2025.
  13. Travelers Insurance. “Does Car Insurance Follow the Car or the Driver?” Accessed April 24, 2025.
  14. Siegfried and Jensen. “What To Know About Towing After an Auto Accident.” Accessed April 24, 2025.

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