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Volkswagen Golf Car Insurance
How much does car insurance cost for your Volkswagen Golf? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Golf
What is the Average Cost to Insure a Volkswagen Golf?
Volkswagen Golf
How much does car insurance cost for Volkswagen Golf? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Volkswagen Golf below.
Volkswagen Golf Insurance Model Year by Age Group
The price you pay to insure your Volkswagen Golf can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | $1,448.17 / mo | $177.51 / mo | $93.22 / mo | $118.62 / mo | $167.19 / mo |
| 2020 | $444.08 / mo | $408.78 / mo | $173.88 / mo | N/A | $100.81 / mo | $142.90 / mo |
| 2019 | $578.22 / mo | $248.20 / mo | $297.22 / mo | $141.99 / mo | $158.74 / mo | $294.72 / mo |
| 2018 | $328.29 / mo | $311.17 / mo | $153.36 / mo | $256.00 / mo | $234.06 / mo | $242.06 / mo |
| 2017 | N/A | $192.24 / mo | $159.09 / mo | $163.07 / mo | $152.23 / mo | $91.05 / mo |
| 2016 | $406.17 / mo | $205.83 / mo | $135.78 / mo | $227.27 / mo | $79.28 / mo | $65.22 / mo |
| 2015 | $270.37 / mo | $226.67 / mo | $114.88 / mo | $131.29 / mo | $105.64 / mo | $278.18 / mo |
| 2014 | $406.28 / mo | $203.09 / mo | $141.56 / mo | $156.06 / mo | $69.42 / mo | $96.85 / mo |
| 2013 | N/A | $285.44 / mo | $159.37 / mo | $88.79 / mo | $119.48 / mo | $108.19 / mo |
| 2012 | $131.24 / mo | $219.33 / mo | $117.33 / mo | $109.94 / mo | $146.41 / mo | $114.08 / mo |
| 2011 | $220.36 / mo | $176.55 / mo | $127.83 / mo | $93.22 / mo | $107.49 / mo | $133.45 / mo |
| 2010 | $169.05 / mo | $194.13 / mo | $91.42 / mo | $83.11 / mo | $66.03 / mo | $129.90 / mo |
2021 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $633.00 / year |
| Texas Farm Bureau Group | $794.00 / year |
| Safety Group | $989.00 / year |
| Farm Bureau Mutual (IA Group) | $1,091.00 / year |
| Virginia Farm Bureau | $1,101.00 / year |
| Norfolk and Dedham Group | $1,101.00 / year |
| Penn National | $1,136.00 / year |
| Country | $1,172.00 / year |
| ACE American Pool | $1,250.00 / year |
| Cincinnati Insurance | $1,304.00 / year |
2021 Volkswagen Golf Insurance
Average Cost to Insure
$1,108.47 / year
Cheapest Rate
$633.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
2020 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American Family | $836.00 / year |
| Texas Farm Bureau Group | $944.00 / year |
| Mercury Insurance Company | $979.00 / year |
| National General | $1,344.00 / year |
| Safeco | $1,391.00 / year |
| Republic Indemnity | $1,467.00 / year |
| Auto Club | $1,536.00 / year |
| Mercury | $1,553.00 / year |
| Auto Club Group | $1,719.00 / year |
| Grange | $1,761.00 / year |
2020 Volkswagen Golf Insurance
Average Cost to Insure
$1,744.43 / year
Cheapest Rate
$836.00 / year American Family
Available Trims
S 4dr HATCHBACK (4cyl)
2019 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $710.00 / year |
| Atlantic States Insurance | $932.00 / year |
| New Jersey Manufacturers | $945.00 / year |
| Texas Farm Bureau Group | $1,130.00 / year |
| Country | $1,220.00 / year |
| National General | $1,355.00 / year |
| Auto-Owners Insurance Co | $1,368.00 / year |
| Republic Indemnity | $1,421.00 / year |
| American Independent Ins Co | $1,817.00 / year |
| Permanent General | $1,839.00 / year |
2019 Volkswagen Golf Insurance
Average Cost to Insure
$1,926.77 / year
Cheapest Rate
$710.00 / year Safeco
Available Trims
S 4dr HATCHBACK (4cyl)
2018 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $477.00 / year |
| Safeco | $579.00 / year |
| New York Central Mutual Fire | $1,008.00 / year |
| New Jersey Manufacturers | $1,122.00 / year |
| National Grange Mutual | $1,275.00 / year |
| 21st Century | $1,356.00 / year |
| Liberty Mutual | $1,367.00 / year |
| Direct Auto | $1,629.00 / year |
| Aspire Savings Triple Deductible | $1,653.00 / year |
| Allied | $1,666.00 / year |
2018 Volkswagen Golf Insurance
Average Cost to Insure
$1,063.50 / year
Cheapest Rate
$477.00 / year American National P
Available Trims
S 4dr HATCHBACK (4cyl)
2017 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $390.00 / year |
| Texas Farm Bureau Group | $760.00 / year |
| PEMCO | $771.00 / year |
| North Carolina Farm Bureau | $810.00 / year |
| Virginia Farm Bureau | $873.00 / year |
| SECURA Insurance | $878.00 / year |
| Grange Mutual | $897.00 / year |
| Country | $942.00 / year |
| Dairyland Auto | $998.00 / year |
| Auto-Owners Insurance Co | $1,001.00 / year |
2017 Volkswagen Golf Insurance
Average Cost to Insure
$543.33 / year
Cheapest Rate
$390.00 / year Pekin Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2016 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $99.00 / year |
| American National P | $564.00 / year |
| New York Central Mutual Fire | $807.00 / year |
| National General Value | $896.00 / year |
| PEMCO | $957.00 / year |
| Atlantic States Insurance | $1,025.00 / year |
| New Jersey Manufacturers | $1,070.00 / year |
| Tennessee Farmers | $1,124.00 / year |
| Unigard | $1,148.00 / year |
| Capital Insurance Group | $1,203.00 / year |
2016 Volkswagen Golf Insurance
Average Cost to Insure
$833.23 / year
Cheapest Rate
$99.00 / year Safeco
Available Trims
S 4dr HATCHBACK (4cyl)
2015 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| PEMCO | $879.00 / year |
| New York Central Mutual Fire | $951.00 / year |
| Texas Farm Bureau Group | $953.00 / year |
| Mercury Insurance | $970.00 / year |
| Capital Insurance Group | $1,054.00 / year |
| SECURA Insurance | $1,060.00 / year |
| SafeAuto | $1,080.00 / year |
| NatGen Custom 360 | $1,086.00 / year |
| Atlantic States Insurance | $1,142.00 / year |
| Unigard | $1,167.00 / year |
2015 Volkswagen Golf Insurance
Average Cost to Insure
$689.13 / year
Cheapest Rate
$879.00 / year PEMCO
Available Trims
TDI 4dr HATCHBACK (4cyl)
2014 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $251.00 / year |
| Buckeye Insurance Group | $410.00 / year |
| Kemper Auto | Infinity | $470.00 / year |
| SECURA Insurance | $866.00 / year |
| Texas Farm Bureau Group | $871.00 / year |
| New York Central Mutual Fire | $904.00 / year |
| New Jersey Manufacturers | $984.00 / year |
| Erie | $1,134.00 / year |
| American Family | $1,140.00 / year |
| Auto-Owners Insurance Co | $1,154.00 / year |
2014 Volkswagen Golf Insurance
Average Cost to Insure
$746.03 / year
Cheapest Rate
$251.00 / year Mercury Insurance
Available Trims
4dr WAGON (5cyl)
2013 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $409.00 / year |
| Plymouth Rock | $447.00 / year |
| Safeco | $462.00 / year |
| Buckeye Insurance Group | $659.00 / year |
| West Bend Mutual | $753.00 / year |
| Pekin Insurance | $756.00 / year |
| Farmers Mutual of Nebraska | $813.00 / year |
| Hastings Mutual Insurance Co | $813.00 / year |
| Indiana Farmers Mutual Ins | $914.00 / year |
| Virginia Farm Bureau | $940.00 / year |
2013 Volkswagen Golf Insurance
Average Cost to Insure
$536.60 / year
Cheapest Rate
$409.00 / year Mercury Insurance
Available Trims
4dr WAGON (5cyl)
2012 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $51.00 / year |
| Buckeye Insurance Group | $411.00 / year |
| SafeAuto | $754.00 / year |
| Western Reserve | $764.00 / year |
| Capital Insurance Group | $850.00 / year |
| PEMCO | $860.00 / year |
| Celina Insurance Group | $873.00 / year |
| North Carolina Farm Bureau | $879.00 / year |
| Texas Farm Bureau Group | $923.00 / year |
| Farm Bureau Mutual (IA Group) | $945.00 / year |
2012 Volkswagen Golf Insurance
Average Cost to Insure
$619.80 / year
Cheapest Rate
$51.00 / year Safeco
Available Trims
R 4dr HATCHBACK (4cyl)
2011 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SafeAuto | $888.00 / year |
| American National P | $931.00 / year |
| New York Central Mutual Fire | $939.00 / year |
| Pekin Insurance | $969.00 / year |
| New Jersey Manufacturers | $981.00 / year |
| Grange Mutual | $1,098.00 / year |
| Hastings Mutual Insurance Co | $1,257.00 / year |
| PEMCO | $1,291.00 / year |
| MO Farm Bureau Services | $1,371.00 / year |
| Southern Farm Bureau | $1,371.00 / year |
2011 Volkswagen Golf Insurance
Average Cost to Insure
$961.83 / year
Cheapest Rate
$888.00 / year SafeAuto
Available Trims
4dr HATCHBACK (5cyl)
2010 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $158.00 / year |
| AssuranceAmerica | $408.00 / year |
| Texas Farm Bureau Group | $711.00 / year |
| New Jersey Manufacturers | $897.00 / year |
| National General Value | $984.00 / year |
| PEMCO | $1,533.00 / year |
| Kemper Auto | Infinity | $1,598.00 / year |
| Country | $1,674.00 / year |
| Republic Indemnity | $1,690.00 / year |
| Auto-Owners Insurance Co | $1,723.00 / year |
2010 Volkswagen Golf Insurance
Average Cost to Insure
$1,264.13 / year
Cheapest Rate
$158.00 / year Mercury Insurance
Available Trims
4dr HATCHBACK (5cyl)
Compare Golf to other Volkswagen Models
Wondering how the Golf compares to other Volkswagen Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
