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Volkswagen Golf Car Insurance
How much does car insurance cost for your Volkswagen Golf? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Golf
What is the Average Cost to Insure a Volkswagen Golf?
Volkswagen Golf
How much does car insurance cost for Volkswagen Golf? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Volkswagen Golf below.
Volkswagen Golf Insurance Model Year by Age Group
The price you pay to insure your Volkswagen Golf can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | $200.08 / mo | $162.25 / mo | N/A | N/A | N/A |
| 2020 | N/A | $190.28 / mo | N/A | N/A | N/A | N/A |
| 2019 | N/A | $154.11 / mo | $104.93 / mo | $82.32 / mo | N/A | $142.51 / mo |
| 2018 | N/A | $127.07 / mo | $136.79 / mo | N/A | N/A | N/A |
| 2017 | $154.20 / mo | $181.35 / mo | $119.07 / mo | $111.88 / mo | $84.06 / mo | $97.64 / mo |
| 2016 | N/A | $184.45 / mo | $74.74 / mo | $101.55 / mo | $94.11 / mo | $127.64 / mo |
| 2015 | $241.37 / mo | $171.53 / mo | $105.38 / mo | $75.57 / mo | $70.68 / mo | $112.77 / mo |
| 2014 | $182.87 / mo | $139.47 / mo | $99.00 / mo | $61.53 / mo | $75.22 / mo | $57.17 / mo |
| 2013 | $264.02 / mo | $139.68 / mo | $138.00 / mo | $74.15 / mo | $53.99 / mo | $115.75 / mo |
| 2012 | $189.81 / mo | $136.18 / mo | $98.41 / mo | $108.61 / mo | $92.81 / mo | $83.06 / mo |
| 2011 | $365.31 / mo | $132.28 / mo | $97.82 / mo | $101.50 / mo | $81.86 / mo | $100.22 / mo |
| 2010 | $278.65 / mo | $156.32 / mo | $74.45 / mo | $101.53 / mo | $54.48 / mo | $61.45 / mo |
2021 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| USAA | $1,380.00 / year |
| Bear River | $1,491.00 / year |
| Nationwide | $2,088.00 / year |
| Farm Bureau Mutual (IA Group) | $2,100.00 / year |
| ACCC Insurance Company | $2,216.00 / year |
| Esurance | $2,232.00 / year |
| Permanent General | $2,342.00 / year |
| Direct Auto | $2,515.00 / year |
| Farmers | $2,601.00 / year |
| State Farm | $3,012.00 / year |
2021 Volkswagen Golf Insurance
Average Cost to Insure
$2,244.00 / year
Cheapest Rate
$1,380.00 / year USAA
Available Trims
S 4dr HATCHBACK (4cyl)
2020 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $1,287.00 / year |
| USAA | $2,340.00 / year |
| Norfolk and Dedham Group | $2,678.00 / year |
| Plymouth Rock Assurance | $3,255.00 / year |
| Safety Group | $3,732.00 / year |
| Preferred Mutual | $3,747.00 / year |
| Metropolitan | $3,825.00 / year |
| Arbella Insurance Group | $3,963.00 / year |
| Quincy Mutual | $4,221.00 / year |
| Hanover | $4,359.00 / year |
2020 Volkswagen Golf Insurance
Average Cost to Insure
$2,280.00 / year
Cheapest Rate
$1,287.00 / year State Farm
Available Trims
S 4dr HATCHBACK (4cyl)
2019 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Clearcover | $1,076.00 / year |
| Metropolitan | $1,326.00 / year |
| Penn National | $1,497.00 / year |
| Direct Auto | $1,503.00 / year |
| Nationwide | $2,247.00 / year |
| Travelers | $2,900.00 / year |
| Unitrin | $4,011.00 / year |
| Tower Insurance Company of New York | $4,830.00 / year |
2019 Volkswagen Golf Insurance
Average Cost to Insure
$1,620.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2018 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Clearcover | $858.00 / year |
| Direct Auto | $1,895.00 / year |
| 21st Century | $2,552.00 / year |
| Metropolitan | $2,823.00 / year |
| Mercury | $2,936.00 / year |
| Direct General Insurance | $3,075.00 / year |
| Unitrin | $3,096.00 / year |
2018 Volkswagen Golf Insurance
Average Cost to Insure
$1,560.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2017 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Norfolk and Dedham Group | $765.00 / year |
| North Carolina Farm Bureau | $864.00 / year |
| Direct Auto | $876.00 / year |
| Auto-Owners Insurance Co | $933.00 / year |
| New Jersey Manufacturers | $968.00 / year |
| Safety Group | $987.00 / year |
| GMAC Insurance Group | $1,012.00 / year |
| Utica National Ins Group | $1,037.00 / year |
| Travelers | $1,072.00 / year |
2017 Volkswagen Golf Insurance
Average Cost to Insure
$1,266.80 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
S 4dr HATCHBACK (4cyl)
2016 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $779.00 / year |
| Allstate | $913.00 / year |
| Clearcover | $963.00 / year |
| Cameron Mutual Group | $997.00 / year |
| Direct Auto | $1,135.00 / year |
| Travelers | $1,274.00 / year |
| Metropolitan | $2,481.00 / year |
| Farmers | $2,493.00 / year |
| Mercury | $3,576.00 / year |
| USAA | $3,810.00 / year |
2016 Volkswagen Golf Insurance
Average Cost to Insure
$1,680.00 / year
Cheapest Rate
$779.00 / year State Farm
Available Trims
S 4dr HATCHBACK (4cyl)
2015 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| North Carolina Farm Bureau | $743.00 / year |
| Liberty Mutual | $783.00 / year |
| Utica National Ins Group | $834.00 / year |
| Virginia Farm Bureau | $852.00 / year |
| Titan | $897.00 / year |
| ALFA | $948.00 / year |
| Penn National | $980.00 / year |
| PEMCO | $1,007.00 / year |
| Clearcover | $1,043.00 / year |
| Country | $1,048.00 / year |
2015 Volkswagen Golf Insurance
Average Cost to Insure
$1,260.53 / year
Cheapest Rate
$743.00 / year North Carolina Farm Bureau
Available Trims
TDI 4dr HATCHBACK (4cyl)
2014 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $700.00 / year |
| Bear River | $707.00 / year |
| Loya Insurance | $773.00 / year |
| Texas Farm Bureau Group | $830.00 / year |
| Clearcover | $859.00 / year |
| USAA | $896.00 / year |
| Allied | $978.00 / year |
| MO Farm Bureau Services | $981.00 / year |
| Farm Bureau Mutual (IA Group) | $1,026.00 / year |
| Esurance | $1,108.00 / year |
2014 Volkswagen Golf Insurance
Average Cost to Insure
$1,164.00 / year
Cheapest Rate
$700.00 / year Direct Auto
Available Trims
4dr WAGON (5cyl)
2013 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Buckeye Insurance Group | $918.00 / year |
| Country | $987.00 / year |
| PEMCO | $999.00 / year |
| SECURA Insurance | $1,106.00 / year |
| Indiana Farmers Mutual Ins | $1,134.00 / year |
| Clearcover | $1,205.00 / year |
| New Jersey Manufacturers | $1,212.00 / year |
| Oregon Mutual | $1,233.00 / year |
| United Farm Bureau of IN Group | $1,281.00 / year |
2013 Volkswagen Golf Insurance
Average Cost to Insure
$1,384.10 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
4dr WAGON (5cyl)
2012 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $720.00 / year |
| Frankenmuth Mutual | $751.00 / year |
| Ohio Mutual Ins Group | $856.00 / year |
| Texas Farm Bureau Group | $950.00 / year |
| Atlantic States Insurance | $1,101.00 / year |
| USAA | $1,102.00 / year |
| Capital Insurance Group | $1,125.00 / year |
| General Casualty | $1,148.00 / year |
| Buckeye Insurance Group | $1,177.00 / year |
| Loya Insurance | $1,189.00 / year |
2012 Volkswagen Golf Insurance
Average Cost to Insure
$1,297.27 / year
Cheapest Rate
$720.00 / year SECURA Insurance
Available Trims
R 4dr HATCHBACK (4cyl)
2011 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Buckeye Insurance Group | $1,116.00 / year |
| Texas Farm Bureau Group | $1,238.00 / year |
| Auto-Owners Insurance Co | $1,350.00 / year |
| Grange Mutual | $1,412.00 / year |
| Hastings Mutual Insurance Co | $1,508.00 / year |
| CSAA | $1,566.00 / year |
| Westfield | $1,598.00 / year |
| Ohio Mutual Ins Group | $1,647.00 / year |
| Motorists Mutual | $1,668.00 / year |
2011 Volkswagen Golf Insurance
Average Cost to Insure
$1,464.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
4dr HATCHBACK (5cyl)
2010 Volkswagen Golf Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $0.00 / year |
| Clearcover | $1,530.00 / year |
| Grange | $1,538.00 / year |
| CSAA | $1,748.00 / year |
| Esurance | $1,833.00 / year |
| USAA | $1,963.00 / year |
| Direct Auto | $2,202.00 / year |
| Auto Club | $2,634.00 / year |
| 21st Century | $2,755.00 / year |
| State Farm | $2,837.00 / year |
2010 Volkswagen Golf Insurance
Average Cost to Insure
$1,536.00 / year
Cheapest Rate
$0.00 / year Jupiter Auto Insurance
Available Trims
4dr HATCHBACK (5cyl)
Compare Golf to other Volkswagen Models
Wondering how the Golf compares to other Volkswagen Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
