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Volvo XC40 Car Insurance
How much does car insurance cost for your Volvo Xc40? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Xc40
What is the Average Cost to Insure a Volvo Xc40?
Volvo Xc40
How much does car insurance cost for Volvo Xc40? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Volvo Xc40 below.
Volvo Xc40 Insurance Model Year by Age Group
The price you pay to insure your Volvo Xc40 can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | $148.15 / mo | N/A | $148.67 / mo | N/A | N/A | $120.82 / mo |
| 2023 | N/A | $145.99 / mo | $109.54 / mo | $245.77 / mo | N/A | $144.40 / mo |
| 2022 | N/A | $166.67 / mo | $182.59 / mo | $139.76 / mo | $107.59 / mo | $152.10 / mo |
| 2021 | N/A | $205.63 / mo | $165.74 / mo | $167.71 / mo | $82.98 / mo | $142.71 / mo |
| 2020 | N/A | N/A | $202.72 / mo | $135.38 / mo | $223.06 / mo | $196.64 / mo |
| 2019 | N/A | $286.46 / mo | $140.38 / mo | N/A | $164.25 / mo | $88.95 / mo |
2024 Volvo Xc40 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| USAA | $1,614.00 / year |
| Metropolitan | $1,659.00 / year |
| Mercury | $1,672.00 / year |
| 21st Century | $1,736.00 / year |
| Grange | $1,752.00 / year |
| State Farm | $1,802.00 / year |
| CSAA | $1,818.00 / year |
| California Capital | $1,888.00 / year |
| Travelers | $2,090.00 / year |
| Erie | $2,094.00 / year |
2024 Volvo Xc40 Insurance
Average Cost to Insure
$1,668.00 / year
Cheapest Rate
$1,614.00 / year USAA
Available Trims
PLUS 4dr SPORT UTILITY VEHICLE (4cyl)
2023 Volvo Xc40 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $230.00 / year |
| Allied | $785.00 / year |
| Atlantic States Insurance | $996.00 / year |
| New Jersey Manufacturers | $1,092.00 / year |
| Auto-Owners Insurance Co | $1,131.00 / year |
| Penn National | $1,314.00 / year |
| Donegal Mutual Insurance Co | $1,365.00 / year |
| American Independent Ins Co | $1,382.00 / year |
| Liberty Mutual | $1,623.00 / year |
| Erie | $1,673.00 / year |
2023 Volvo Xc40 Insurance
Average Cost to Insure
$1,092.20 / year
Cheapest Rate
$230.00 / year Victoria
Available Trims
PLUS 4dr SPORT UTILITY VEHICLE (4cyl)
2022 Volvo Xc40 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Unigard | $936.00 / year |
| PEMCO | $1,023.00 / year |
| Virginia Farm Bureau | $1,104.00 / year |
| Penn National | $1,171.00 / year |
| Allied | $1,187.00 / year |
| Capital Insurance Group | $1,206.00 / year |
| Oregon Mutual | $1,239.00 / year |
| Cincinnati Insurance | $1,264.00 / year |
| Mutual Of Enumclaw | $1,425.00 / year |
| Colorado Farm Bureau Mutual | $1,442.00 / year |
2022 Volvo Xc40 Insurance
Average Cost to Insure
$1,689.10 / year
Cheapest Rate
$936.00 / year Unigard
Available Trims
T5 R-DESIGN 4dr SPORT UTILITY VEHICLE (4cyl)
2021 Volvo Xc40 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $206.00 / year |
| American National P | $471.00 / year |
| Texas Farm Bureau Group | $858.00 / year |
| Pekin Insurance | $864.00 / year |
| New Jersey Manufacturers | $1,092.00 / year |
| Safety Group | $1,277.00 / year |
| Norfolk and Dedham Group | $1,287.00 / year |
| Penn National | $1,314.00 / year |
| Auto-Owners Insurance Co | $1,399.00 / year |
| Country | $1,435.00 / year |
2021 Volvo Xc40 Insurance
Average Cost to Insure
$1,018.43 / year
Cheapest Rate
$206.00 / year Safeco
Available Trims
T5 R-DESIGN 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Volvo Xc40 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Clearcover | $1,017.00 / year |
| New Jersey Manufacturers | $1,092.00 / year |
| Safeco | $1,101.00 / year |
| Auto-Owners Insurance Co | $1,391.00 / year |
| Hastings Mutual Insurance Co | $1,430.00 / year |
| West Bend Mutual | $1,617.00 / year |
| Rockford Mutual Insurance | $1,728.00 / year |
| SECURA Insurance | $1,788.00 / year |
| Pekin Insurance | $1,814.00 / year |
| Acuity | $1,848.00 / year |
2020 Volvo Xc40 Insurance
Average Cost to Insure
$2,028.07 / year
Cheapest Rate
$1,017.00 / year Clearcover
Available Trims
T5 R-DESIGN 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Volvo Xc40 Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Buckeye Insurance Group | $374.00 / year |
| Western Reserve | $663.00 / year |
| Cincinnati Insurance | $687.00 / year |
| Celina Insurance Group | $866.00 / year |
| Ohio Mutual Ins Group | $897.00 / year |
| Westfield | $924.00 / year |
| Mercury Insurance | $1,095.00 / year |
| Atlantic States Insurance | $1,200.00 / year |
| Farm Bureau Mutual (IA Group) | $1,266.00 / year |
| Frankenmuth Mutual | $1,268.00 / year |
2019 Volvo Xc40 Insurance
Average Cost to Insure
$1,343.77 / year
Cheapest Rate
$374.00 / year Buckeye Insurance Group
Available Trims
T5 R-DESIGN 4dr SPORT UTILITY VEHICLE (4cyl)
Compare Xc40 to other Volvo Models
Wondering how the Xc40 compares to other Volvo Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
