What You Need to Know About Life Insurance
Here are some basic things to keep in mind when shopping for life insurance coverage and how to find the best rate.
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Insurers will commonly deny claims if they can argue that the accidental injury was not the cause of death of the insured because the death occurred too long after the injury was sustained.
When you are younger It might make sense for you to buy a policy that is less expensive, that has many exclusions and a more expensive but expansive policy, and have the two policies differ in years of coverage.
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There may be a handful of people who will be directly affected by your passing so it’s good to know that you don’t have to pick one over all the others. You can choose a few people easily. You don’t have to pick only your spouse.
Never turn down a matching 401K plan unless you will starve to death because of the deduction from your paychecks. How often do you have people paying you to put money away for the future while getting a tax break on that amount? Any match is free money so don’t pass it up!
Once you make the decision to buy life insurance, selecting the right life insurance company and plan is extremely important. Here are some things to remember.