What You Need to Know About Life Insurance
Here are some basic things to keep in mind when shopping for life insurance coverage and how to find the best rate.
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Retirement, being free of work obligations, can be an exciting time, if you’re prepared. Doing all the things you’ve always wanted to do requires income. We have some ideas on investing now.
Are you a beneficiary of a life insurance policy and wondering if you’ll eventually be taxed on the death benefits? Are you a business owner providing group life insurance for your employees, and wondering if that expense is deductible?
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There may be a handful of people who will be directly affected by your passing so it’s good to know that you don’t have to pick one over all the others. You can choose a few people easily. You don’t have to pick only your spouse.
Never turn down a matching 401K plan unless you will starve to death because of the deduction from your paychecks. How often do you have people paying you to put money away for the future while getting a tax break on that amount? Any match is free money so don’t pass it up!
Once you make the decision to buy life insurance, selecting the right life insurance company and plan is extremely important. Here are some things to remember.