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Subaru Forester Car Insurance
How much does car insurance cost for your Subaru Forester? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Forester
What is the Average Cost to Insure a Subaru Forester?
Subaru Forester
How much does car insurance cost for Subaru Forester? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Subaru Forester below.
Subaru Forester Insurance Model Year by Age Group
The price you pay to insure your Subaru Forester can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | $50.97 / mo | $153.49 / mo | $99.50 / mo | $95.69 / mo | N/A | $373.78 / mo |
| 2023 | N/A | $119.09 / mo | $97.48 / mo | $102.58 / mo | $191.48 / mo | $99.57 / mo |
| 2022 | N/A | $161.64 / mo | $137.91 / mo | $176.43 / mo | $145.43 / mo | $114.78 / mo |
| 2021 | $272.79 / mo | $148.43 / mo | $112.30 / mo | $124.28 / mo | $132.38 / mo | $132.40 / mo |
| 2020 | $229.83 / mo | $159.34 / mo | $150.48 / mo | $151.47 / mo | $158.98 / mo | $149.02 / mo |
| 2019 | $110.07 / mo | $150.55 / mo | $119.45 / mo | $122.24 / mo | $141.27 / mo | $110.09 / mo |
| 2018 | $353.00 / mo | $140.26 / mo | $122.89 / mo | $122.60 / mo | $147.47 / mo | $118.12 / mo |
| 2017 | N/A | $160.49 / mo | $121.47 / mo | $175.97 / mo | $115.56 / mo | $123.20 / mo |
| 2016 | $523.78 / mo | $173.63 / mo | $148.90 / mo | $164.08 / mo | $122.72 / mo | $134.68 / mo |
| 2015 | $174.23 / mo | $181.41 / mo | $132.35 / mo | $182.07 / mo | $106.48 / mo | $146.64 / mo |
| 2014 | $177.69 / mo | $155.31 / mo | $129.09 / mo | $145.41 / mo | $117.34 / mo | $99.33 / mo |
| 2013 | $153.07 / mo | $157.64 / mo | $110.85 / mo | $116.45 / mo | $182.38 / mo | $97.78 / mo |
| 2012 | $292.65 / mo | $178.47 / mo | $167.96 / mo | $134.27 / mo | $129.81 / mo | $130.95 / mo |
| 2011 | $165.31 / mo | $164.68 / mo | $140.28 / mo | $101.37 / mo | $159.26 / mo | $106.80 / mo |
| 2010 | $204.09 / mo | $106.10 / mo | $88.89 / mo | $89.50 / mo | $106.21 / mo | $95.77 / mo |
2024 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New York Central Mutual Fire | $644.00 / year |
| Hanover | $744.00 / year |
| PEMCO | $803.00 / year |
| Preferred Mutual | $891.00 / year |
| Allied | $894.00 / year |
| Unigard | $1,014.00 / year |
| Capital Insurance Group | $1,044.00 / year |
| Erie | $1,058.00 / year |
| USAA | $1,171.00 / year |
| Central Mutual Insurance Co | $1,229.00 / year |
2024 Subaru Forester Insurance
Average Cost to Insure
$977.30 / year
Cheapest Rate
$644.00 / year New York Central Mutual Fire
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (4cyl)
2023 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General | $448.00 / year |
| Safeco | $621.00 / year |
| New York Central Mutual Fire | $743.00 / year |
| PEMCO | $758.00 / year |
| Erie | $768.00 / year |
| Safety Group | $774.00 / year |
| Norfolk and Dedham Group | $885.00 / year |
| Capital Insurance Group | $937.00 / year |
| Unigard | $972.00 / year |
| ACE American Pool | $996.00 / year |
2023 Subaru Forester Insurance
Average Cost to Insure
$660.73 / year
Cheapest Rate
$448.00 / year National General
Available Trims
CONVENIENCE 4dr SPORT UTILITY VEHICLE (4cyl)
2022 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General | $228.00 / year |
| American National P | $415.00 / year |
| Safeco | $546.00 / year |
| Wolverine Mutual | $618.00 / year |
| North Carolina Farm Bureau | $693.00 / year |
| Virginia Farm Bureau | $724.00 / year |
| Mercury Insurance | $855.00 / year |
| PEMCO | $864.00 / year |
| Pekin Insurance | $893.00 / year |
| Texas Farm Bureau Group | $969.00 / year |
2022 Subaru Forester Insurance
Average Cost to Insure
$324.43 / year
Cheapest Rate
$228.00 / year National General
Available Trims
CONVENIENCE 4dr SPORT UTILITY VEHICLE (4cyl)
2021 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $306.00 / year |
| Victoria | $321.00 / year |
| National General | $490.00 / year |
| MMG Insurance Company | $616.00 / year |
| PEMCO | $623.00 / year |
| Virginia Farm Bureau | $633.00 / year |
| Rural Mutual Insurance | $633.00 / year |
| Safeco | $671.00 / year |
| Commerce Group Inc | $750.00 / year |
| Capital Insurance Group | $753.00 / year |
2021 Subaru Forester Insurance
Average Cost to Insure
$244.80 / year
Cheapest Rate
$306.00 / year American National P
Available Trims
CONVENIENCE 4dr SPORT UTILITY VEHICLE (4cyl)
2020 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $288.00 / year |
| NatGen Value | $312.00 / year |
| Mercury Insurance | $338.00 / year |
| AssuranceAmerica Mobile Max | $427.00 / year |
| National General | $479.00 / year |
| Wolverine Mutual | $618.00 / year |
| Bear River | $651.00 / year |
| North Carolina Farm Bureau | $684.00 / year |
| United Farm Bureau of IN Group | $697.00 / year |
| Buckeye Insurance Group | $730.00 / year |
2020 Subaru Forester Insurance
Average Cost to Insure
$410.80 / year
Cheapest Rate
$288.00 / year Victoria
Available Trims
CONVENIENCE 4dr SPORT UTILITY VEHICLE (4cyl)
2019 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $308.00 / year |
| Buckeye Insurance Group | $444.00 / year |
| American National P | $471.00 / year |
| Safeco | $645.00 / year |
| Mercury Insurance | $662.00 / year |
| Cameron Mutual Group | $734.00 / year |
| Partners Mutual Insurance Co | $741.00 / year |
| PEMCO | $756.00 / year |
| MO Farm Bureau Services | $816.00 / year |
| National General Value | $825.00 / year |
2019 Subaru Forester Insurance
Average Cost to Insure
$554.27 / year
Cheapest Rate
$308.00 / year NatGen Custom 360
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (4cyl)
2018 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $119.00 / year |
| Kemper Auto | Infinity | $250.00 / year |
| Safeco | $386.00 / year |
| American National P | $521.00 / year |
| Buckeye Insurance Group | $524.00 / year |
| Pekin Insurance | $638.00 / year |
| Concord Group | $647.00 / year |
| Kemper Personal Insurance | $686.00 / year |
| Partners Mutual Insurance Co | $756.00 / year |
| MMG Insurance Company | $765.00 / year |
2018 Subaru Forester Insurance
Average Cost to Insure
$456.50 / year
Cheapest Rate
$119.00 / year Mercury Insurance
Available Trims
2.5I 4dr SPORT UTILITY VEHICLE (4cyl)
2017 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $268.00 / year |
| Kemper Auto Premier | $345.00 / year |
| Dairyland Broadform | $405.00 / year |
| Buckeye Insurance Group | $408.00 / year |
| Safeco | $639.00 / year |
| Direct Auto | $673.00 / year |
| Ohio Mutual Ins Group | $700.00 / year |
| PEMCO | $715.00 / year |
| Western Reserve | $745.00 / year |
| NatGen PPA | $778.00 / year |
2017 Subaru Forester Insurance
Average Cost to Insure
$595.63 / year
Cheapest Rate
$268.00 / year American National P
Available Trims
2.5I 4dr SPORT UTILITY VEHICLE (4cyl)
2016 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Custom 360 | $195.00 / year |
| Kemper Personal Insurance | $250.00 / year |
| Safeco | $320.00 / year |
| Mercury Insurance | $416.00 / year |
| NatGen Value | $423.00 / year |
| American National P | $441.00 / year |
| Buckeye Insurance Group | $512.00 / year |
| Concord Group | $584.00 / year |
| Ohio Mutual Ins Group | $664.00 / year |
| PEMCO | $726.00 / year |
2016 Subaru Forester Insurance
Average Cost to Insure
$505.47 / year
Cheapest Rate
$195.00 / year NatGen Custom 360
Available Trims
2.5I 4dr SPORT UTILITY VEHICLE (4cyl)
2015 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Premium | $94.00 / year |
| Safeco | $320.00 / year |
| American National P | $337.00 / year |
| Buckeye Insurance Group | $464.00 / year |
| Mercury Insurance | $466.00 / year |
| SafeAuto | $472.00 / year |
| Concord Group | $633.00 / year |
| MMG Insurance Company | $747.00 / year |
| NatGen Value | $757.00 / year |
| North Carolina Farm Bureau | $759.00 / year |
2015 Subaru Forester Insurance
Average Cost to Insure
$467.37 / year
Cheapest Rate
$94.00 / year Kemper Premium
Available Trims
2.5I 4dr SPORT UTILITY VEHICLE (4cyl)
2014 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $317.00 / year |
| Buckeye Insurance Group | $440.00 / year |
| Ohio Mutual Ins Group | $690.00 / year |
| Commerce Group Inc | $692.00 / year |
| Rockford Mutual Insurance | $707.00 / year |
| National General RAD | $710.00 / year |
| Rural Mutual Insurance | $747.00 / year |
| Utica National Ins Group | $756.00 / year |
| North Carolina Farm Bureau | $756.00 / year |
| Concord Group | $760.00 / year |
2014 Subaru Forester Insurance
Average Cost to Insure
$505.20 / year
Cheapest Rate
$317.00 / year Safeco
Available Trims
2.5I 4dr SPORT UTILITY VEHICLE (4cyl)
2013 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $111.00 / year |
| Rockford Mutual Insurance | $663.00 / year |
| SECURA Insurance | $714.00 / year |
| Buckeye Insurance Group | $751.00 / year |
| IMT Insurance Company | $783.00 / year |
| West Bend Mutual | $797.00 / year |
| Pekin Insurance | $816.00 / year |
| Farmers Mutual of Nebraska | $818.00 / year |
| PEMCO | $906.00 / year |
| Kentucky Farm Bureau | $930.00 / year |
2013 Subaru Forester Insurance
Average Cost to Insure
$551.53 / year
Cheapest Rate
$111.00 / year Safeco
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (4cyl)
2012 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $188.00 / year |
| Safeco | $291.00 / year |
| Buckeye Insurance Group | $354.00 / year |
| Dairyland Broadform | $360.00 / year |
| Pekin Insurance | $423.00 / year |
| Ohio Mutual Ins Group | $516.00 / year |
| Western Reserve | $662.00 / year |
| Safety Group | $726.00 / year |
| SECURA Insurance | $779.00 / year |
| Rockford Mutual Insurance | $788.00 / year |
2012 Subaru Forester Insurance
Average Cost to Insure
$506.57 / year
Cheapest Rate
$188.00 / year Mercury Insurance
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (4cyl)
2011 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $12.00 / year |
| Safety Group | $651.00 / year |
| Virginia Farm Bureau | $654.00 / year |
| Pekin Insurance | $674.00 / year |
| NatGen Value | $692.00 / year |
| SafeAuto | $762.00 / year |
| Atlantic States Insurance | $780.00 / year |
| Norfolk and Dedham Group | $789.00 / year |
| Dairyland | $814.00 / year |
| Liberty Mutual | $831.00 / year |
2011 Subaru Forester Insurance
Average Cost to Insure
$434.97 / year
Cheapest Rate
$12.00 / year Safeco
Available Trims
LIMITED 4dr SPORT UTILITY VEHICLE (4cyl)
2010 Subaru Forester Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $129.00 / year |
| Safeco | $284.00 / year |
| Mercury Insurance | $312.00 / year |
| Buckeye Insurance Group | $411.00 / year |
| American National P | $424.00 / year |
| Utica National Ins Group | $606.00 / year |
| Liberty Mutual | $661.00 / year |
| Western Reserve | $677.00 / year |
| PEMCO | $730.00 / year |
| Texas Farm Bureau Group | $731.00 / year |
2010 Subaru Forester Insurance
Average Cost to Insure
$320.33 / year
Cheapest Rate
$129.00 / year Kemper Personal Insurance
Available Trims
XS 4dr SPORT UTILITY VEHICLE (4cyl)
Compare Forester to other Subaru Models
Wondering how the Forester compares to other Subaru Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
