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Subaru Legacy Car Insurance
How much does car insurance cost for your Subaru Legacy? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Legacy
What is the Average Cost to Insure a Subaru Legacy?
Subaru Legacy
How much does car insurance cost for Subaru Legacy? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Subaru Legacy below.
Subaru Legacy Insurance Model Year by Age Group
The price you pay to insure your Subaru Legacy can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | $661.17 / mo | $155.24 / mo | $97.09 / mo | N/A | N/A | $307.00 / mo |
| 2023 | $107.53 / mo | $142.40 / mo | $173.46 / mo | $151.81 / mo | N/A | $204.35 / mo |
| 2022 | $481.92 / mo | $182.83 / mo | $102.55 / mo | $125.24 / mo | $136.98 / mo | $232.07 / mo |
| 2021 | $302.00 / mo | $152.04 / mo | $133.81 / mo | $121.40 / mo | $235.24 / mo | $121.24 / mo |
| 2020 | $164.49 / mo | $231.05 / mo | $177.08 / mo | $167.90 / mo | $118.74 / mo | $134.35 / mo |
| 2019 | $155.65 / mo | $207.27 / mo | $138.55 / mo | $124.37 / mo | $145.17 / mo | $110.69 / mo |
| 2018 | $265.49 / mo | $185.22 / mo | $135.10 / mo | $144.11 / mo | $154.20 / mo | $133.34 / mo |
| 2017 | $144.69 / mo | $190.81 / mo | $123.33 / mo | $148.07 / mo | $144.55 / mo | $152.43 / mo |
| 2016 | $220.33 / mo | $171.27 / mo | $131.41 / mo | $149.06 / mo | $97.00 / mo | $105.63 / mo |
| 2015 | $248.61 / mo | $213.90 / mo | $121.46 / mo | $156.98 / mo | $104.00 / mo | $115.56 / mo |
| 2014 | $263.25 / mo | $361.86 / mo | $133.99 / mo | $122.44 / mo | $146.66 / mo | $133.84 / mo |
| 2013 | $306.94 / mo | $128.90 / mo | $97.80 / mo | $183.80 / mo | $72.15 / mo | $121.40 / mo |
| 2012 | $431.09 / mo | $150.64 / mo | $95.62 / mo | $94.57 / mo | $60.53 / mo | $143.46 / mo |
| 2011 | $167.63 / mo | $158.60 / mo | $105.51 / mo | $99.26 / mo | $95.29 / mo | $86.03 / mo |
| 2010 | $254.26 / mo | $147.68 / mo | $88.95 / mo | $101.71 / mo | $94.45 / mo | $111.30 / mo |
2024 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Unitrin | $1,004.00 / year |
| National General Value | $1,449.00 / year |
| Erie | $1,589.00 / year |
| New York Central Mutual Fire | $1,869.00 / year |
| USAA | $2,445.00 / year |
| State Farm | $2,466.00 / year |
| Nationwide | $2,570.00 / year |
| Allstate | $3,892.00 / year |
| Preferred Mutual | $4,308.00 / year |
| Travelers | $4,461.00 / year |
2024 Subaru Legacy Insurance
Average Cost to Insure
$3,264.00 / year
Cheapest Rate
$1,004.00 / year Unitrin
Available Trims
GT 4dr SEDAN (4cyl)
2023 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $266.00 / year |
| Safeco | $383.00 / year |
| Direct Auto | $727.00 / year |
| Dairyland | $895.00 / year |
| New York Central Mutual Fire | $955.00 / year |
| Nationwide | $1,033.00 / year |
| SafeAuto | $1,044.00 / year |
| Liberty Mutual | $1,464.00 / year |
| Erie | $1,642.00 / year |
| State Farm | $1,728.00 / year |
2023 Subaru Legacy Insurance
Average Cost to Insure
$1,238.20 / year
Cheapest Rate
$266.00 / year Victoria
Available Trims
GT 4dr SEDAN (4cyl)
2022 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $837.00 / year |
| New Jersey Manufacturers | $945.00 / year |
| Buckeye Insurance Group | $1,016.00 / year |
| Safeco | $1,060.00 / year |
| Farm Bureau Mutual (IA Group) | $1,165.00 / year |
| Western Reserve | $1,188.00 / year |
| Celina Insurance Group | $1,232.00 / year |
| Atlantic States Insurance | $1,246.00 / year |
| Rural Mutual Insurance | $1,292.00 / year |
| West Bend Mutual | $1,307.00 / year |
2022 Subaru Legacy Insurance
Average Cost to Insure
$1,193.67 / year
Cheapest Rate
$837.00 / year American National P
Available Trims
LIMITED 4dr SEDAN (4cyl)
2021 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $266.00 / year |
| Kemper Auto | Infinity | $578.00 / year |
| Concord Group | $699.00 / year |
| Dairyland FR Bond | $705.00 / year |
| Safeco | $716.00 / year |
| New York Central Mutual Fire | $867.00 / year |
| Countryway Insurance | $885.00 / year |
| Plymouth Rock Assurance | $890.00 / year |
| SafeAuto | $902.00 / year |
| PEMCO | $929.00 / year |
2021 Subaru Legacy Insurance
Average Cost to Insure
$822.97 / year
Cheapest Rate
$266.00 / year Victoria
Available Trims
LIMITED 4dr SEDAN (4cyl)
2020 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $290.00 / year |
| American National P | $481.00 / year |
| Buckeye Insurance Group | $563.00 / year |
| 21st Century | $698.00 / year |
| Direct Auto | $721.00 / year |
| Safeco | $741.00 / year |
| Plymouth Rock | $777.00 / year |
| Mercury Insurance | $844.00 / year |
| North Carolina Farm Bureau | $845.00 / year |
| PEMCO | $881.00 / year |
2020 Subaru Legacy Insurance
Average Cost to Insure
$653.87 / year
Cheapest Rate
$290.00 / year Victoria
Available Trims
LIMITED 4dr SEDAN (4cyl)
2019 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $72.00 / year |
| Buckeye Insurance Group | $408.00 / year |
| Kemper Premium | $474.00 / year |
| Plymouth Rock | $758.00 / year |
| Kemper Auto | Infinity | $834.00 / year |
| Pekin Insurance | $837.00 / year |
| Rockford Mutual Insurance | $932.00 / year |
| PEMCO | $957.00 / year |
| National General Value | $965.00 / year |
| Union Mutual Fire Group | $972.00 / year |
2019 Subaru Legacy Insurance
Average Cost to Insure
$600.80 / year
Cheapest Rate
$72.00 / year Safeco
Available Trims
SPORT 4dr SEDAN (4cyl)
2018 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $257.00 / year |
| Mercury Insurance | $443.00 / year |
| Safeco | $466.00 / year |
| 21st Century | $698.00 / year |
| NatGen Custom 360 | $736.00 / year |
| Ohio Mutual Ins Group | $752.00 / year |
| Infinity Special | $757.00 / year |
| Rockford Mutual Insurance | $758.00 / year |
| SECURA Insurance | $836.00 / year |
| West Bend Mutual | $855.00 / year |
2018 Subaru Legacy Insurance
Average Cost to Insure
$739.33 / year
Cheapest Rate
$257.00 / year Kemper Auto | Infinity
Available Trims
SPORT 4dr SEDAN (4cyl)
2017 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $273.00 / year |
| Kemper Personal Insurance | $301.00 / year |
| Countryway Insurance | $747.00 / year |
| PEMCO | $771.00 / year |
| Capital Insurance Group | $867.00 / year |
| SafeAuto | $944.00 / year |
| Clearcover | $973.00 / year |
| West Bend Mutual | $1,035.00 / year |
| Unigard | $1,045.00 / year |
| GMAC Insurance Group | $1,129.00 / year |
2017 Subaru Legacy Insurance
Average Cost to Insure
$686.57 / year
Cheapest Rate
$273.00 / year Safeco
Available Trims
SPORT 4dr SEDAN (4cyl)
2016 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $153.00 / year |
| American National P | $387.00 / year |
| Mercury Insurance | $409.00 / year |
| NatGen Custom 360 | $532.00 / year |
| Dairyland Broadform | $557.00 / year |
| Buckeye Insurance Group | $619.00 / year |
| Dairyland FR Bond | $620.00 / year |
| Utica National Ins Group | $708.00 / year |
| Ohio Mutual Ins Group | $718.00 / year |
| Commerce Group Inc | $822.00 / year |
2016 Subaru Legacy Insurance
Average Cost to Insure
$495.87 / year
Cheapest Rate
$153.00 / year Safeco
Available Trims
2.5I 4dr SEDAN (4cyl)
2015 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $108.00 / year |
| Safeco | $233.00 / year |
| Kemper Auto Premier | $342.00 / year |
| American National P | $432.00 / year |
| Utica National Ins Group | $680.00 / year |
| Clearcover | $688.00 / year |
| North Carolina Farm Bureau | $774.00 / year |
| SafeAuto | $845.00 / year |
| MMG Insurance Company | $849.00 / year |
| AssuranceAmerica Economy | $851.00 / year |
2015 Subaru Legacy Insurance
Average Cost to Insure
$488.53 / year
Cheapest Rate
$108.00 / year Kemper Personal Insurance
Available Trims
2.5I 4dr SEDAN (4cyl)
2014 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $117.00 / year |
| American National P | $329.00 / year |
| Buckeye Insurance Group | $535.00 / year |
| Kemper Auto | Infinity | $557.00 / year |
| Tennessee Farmers | $675.00 / year |
| 21st Century | $698.00 / year |
| Ohio Mutual Ins Group | $701.00 / year |
| SECURA Insurance | $806.00 / year |
| Indiana Farmers Mutual Ins | $837.00 / year |
| Country | $976.00 / year |
2014 Subaru Legacy Insurance
Average Cost to Insure
$486.57 / year
Cheapest Rate
$117.00 / year Safeco
Available Trims
2.5I 4dr SEDAN (4cyl)
2013 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $138.00 / year |
| Safeco | $184.00 / year |
| American National P | $454.00 / year |
| AssuranceAmerica Economy | $472.00 / year |
| Kemper Premium | $489.00 / year |
| Rural Mutual Insurance | $534.00 / year |
| PEMCO | $615.00 / year |
| Buckeye Insurance Group | $661.00 / year |
| West Bend Mutual | $705.00 / year |
| Kemper Auto | Infinity | $781.00 / year |
2013 Subaru Legacy Insurance
Average Cost to Insure
$403.53 / year
Cheapest Rate
$138.00 / year Mercury Insurance
Available Trims
2.5I 4dr SEDAN (4cyl)
2012 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $130.00 / year |
| NatGen Custom 360 | $165.00 / year |
| Safeco | $211.00 / year |
| American National P | $604.00 / year |
| PEMCO | $711.00 / year |
| Buckeye Insurance Group | $718.00 / year |
| Concord Group | $767.00 / year |
| SafeAuto | $805.00 / year |
| SECURA Insurance | $817.00 / year |
| Countryway Insurance | $885.00 / year |
2012 Subaru Legacy Insurance
Average Cost to Insure
$606.87 / year
Cheapest Rate
$130.00 / year Kemper Auto | Infinity
Available Trims
2.5I 4dr SEDAN (4cyl)
2011 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $60.00 / year |
| NatGen Custom 360 | $216.00 / year |
| Dairyland Broadform | $281.00 / year |
| American National P | $345.00 / year |
| PEMCO | $632.00 / year |
| SafeAuto | $641.00 / year |
| Pekin Insurance | $701.00 / year |
| Kemper Personal Insurance | $719.00 / year |
| Texas Farm Bureau Group | $753.00 / year |
| National General Value | $760.00 / year |
2011 Subaru Legacy Insurance
Average Cost to Insure
$546.40 / year
Cheapest Rate
$60.00 / year Safeco
Available Trims
2.5I 4dr SEDAN (4cyl)
2010 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $248.00 / year |
| Buckeye Insurance Group | $582.00 / year |
| Mercury Insurance | $626.00 / year |
| North Carolina Farm Bureau | $716.00 / year |
| Tennessee Farmers | $744.00 / year |
| PEMCO | $746.00 / year |
| SECURA Insurance | $794.00 / year |
| Virginia Farm Bureau | $837.00 / year |
| Concord Group | $842.00 / year |
| SafeAuto | $847.00 / year |
2010 Subaru Legacy Insurance
Average Cost to Insure
$564.40 / year
Cheapest Rate
$248.00 / year Safeco
Available Trims
2.5I 4dr SEDAN (4cyl)
Compare Legacy to other Subaru Models
Wondering how the Legacy compares to other Subaru Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
