- About
- Are you an Agent?
- Agent Login
- 855.214.2291
Subaru Legacy Car Insurance
How much does car insurance cost for your Subaru Legacy? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Legacy
What is the Average Cost to Insure a Subaru Legacy?
Subaru Legacy
How much does car insurance cost for Subaru Legacy? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Subaru Legacy below.
Subaru Legacy Insurance Model Year by Age Group
The price you pay to insure your Subaru Legacy can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | N/A | $60.59 / mo | N/A | N/A | N/A |
| 2020 | $299.42 / mo | $164.74 / mo | $170.53 / mo | N/A | $87.46 / mo | $92.97 / mo |
| 2019 | $222.93 / mo | $282.19 / mo | $114.87 / mo | $106.18 / mo | $66.27 / mo | $115.27 / mo |
| 2018 | $212.56 / mo | $193.81 / mo | $127.10 / mo | $150.44 / mo | $78.92 / mo | $125.76 / mo |
| 2017 | $397.80 / mo | $193.05 / mo | $114.05 / mo | $169.09 / mo | $108.63 / mo | $146.56 / mo |
| 2016 | $322.61 / mo | $148.60 / mo | $127.49 / mo | $108.00 / mo | $115.87 / mo | $116.10 / mo |
| 2015 | $315.61 / mo | $160.48 / mo | $111.01 / mo | $109.13 / mo | $109.80 / mo | $123.77 / mo |
| 2014 | $225.04 / mo | $162.21 / mo | $89.85 / mo | $87.43 / mo | $91.44 / mo | $80.83 / mo |
| 2013 | $304.03 / mo | $181.71 / mo | $111.84 / mo | $86.68 / mo | $126.26 / mo | $105.72 / mo |
| 2012 | $64.51 / mo | $116.77 / mo | $100.15 / mo | $107.66 / mo | $97.86 / mo | $81.43 / mo |
| 2011 | $431.37 / mo | $150.42 / mo | $92.50 / mo | $109.87 / mo | $90.65 / mo | $92.76 / mo |
| 2010 | $575.00 / mo | $177.56 / mo | $111.50 / mo | $177.61 / mo | $77.73 / mo | $84.23 / mo |
2021 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $727.00 / year |
2021 Subaru Legacy Insurance
Average Cost to Insure
$720.00 / year
Cheapest Rate
$727.00 / year Direct Auto
Available Trims
LIMITED 4dr SEDAN (4cyl),PREMIUM 4dr SEDAN (4cyl),SPORT 4dr SEDAN (4cyl),TOURING 4dr SEDAN (4cyl),PREMIERE 4dr SEDAN (4cyl),LIMITED XT 4dr SEDAN (4cyl),TOURING XT 4dr SEDAN (4cyl),PREMIER GT 4dr SEDAN (4cyl),LIMITED GT 4dr SEDAN (4cyl), 4dr SEDAN (4cyl)
2020 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SECURA Insurance | $909.00 / year |
| Oregon Mutual | $948.00 / year |
| Penn National | $952.00 / year |
| PEMCO | $984.00 / year |
| Atlantic States Insurance | $1,068.00 / year |
| Mutual Of Enumclaw | $1,082.00 / year |
| Unigard | $1,143.00 / year |
| Wolverine Mutual | $1,161.00 / year |
| State Auto | $1,254.00 / year |
| Mississippi Farm Bureau | $1,268.00 / year |
2020 Subaru Legacy Insurance
Average Cost to Insure
$1,398.23 / year
Cheapest Rate
$909.00 / year SECURA Insurance
Available Trims
LIMITED 4dr SEDAN (4cyl),PREMIUM 4dr SEDAN (4cyl),SPORT 4dr SEDAN (4cyl),TOURING 4dr SEDAN (4cyl),PREMIERE 4dr SEDAN (4cyl),LIMITED XT 4dr SEDAN (4cyl),TOURING XT 4dr SEDAN (4cyl),PREMIER GT 4dr SEDAN (4cyl),LIMITED GT 4dr SEDAN (4cyl), 4dr SEDAN (4cyl)
2019 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Pekin Insurance | $528.00 / year |
| American National P&C | $584.00 / year |
| Direct Auto | $668.00 / year |
| Buckeye Insurance Group | $684.00 / year |
| Union Mutual Fire Group | $710.00 / year |
| Co-Operative Ins Companies | $770.00 / year |
| Concord Group | $834.00 / year |
| Rockford Mutual Insurance | $837.00 / year |
| Vermont Mutual | $843.00 / year |
| Hastings Mutual Insurance Co | $865.00 / year |
2019 Subaru Legacy Insurance
Average Cost to Insure
$1,150.10 / year
Cheapest Rate
$528.00 / year Pekin Insurance
Available Trims
SPORT 4dr SEDAN (4cyl),2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl)
2018 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $653.00 / year |
| Allied | $745.00 / year |
| Plymouth Rock Assurance | $896.00 / year |
| Countryway Insurance | $1,110.00 / year |
| Allstate | $1,212.00 / year |
| Victoria | $1,218.00 / year |
| Bristol West | $1,498.00 / year |
| Travelers | $1,665.00 / year |
| Metropolitan | $1,684.00 / year |
| Penn National | $1,716.00 / year |
2018 Subaru Legacy Insurance
Average Cost to Insure
$1,908.00 / year
Cheapest Rate
$653.00 / year State Farm
Available Trims
SPORT 4dr SEDAN (4cyl),2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl)
2017 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $705.00 / year |
| Hastings Mutual Insurance Co | $885.00 / year |
| Western National | $1,090.00 / year |
| Travelers | $1,125.00 / year |
| Victoria | $1,240.00 / year |
| Allstate | $1,291.00 / year |
| American Family | $1,422.00 / year |
| Metropolitan | $1,678.00 / year |
| Direct Auto | $1,727.00 / year |
| Cameron Mutual Group | $1,761.00 / year |
2017 Subaru Legacy Insurance
Average Cost to Insure
$1,956.00 / year
Cheapest Rate
$705.00 / year Virginia Farm Bureau
Available Trims
SPORT 4dr SEDAN (4cyl),2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl)
2016 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Auto-Owners Insurance Co | $824.00 / year |
| Plymouth Rock Assurance | $1,157.00 / year |
| Esurance | $1,530.00 / year |
| Direct Auto | $1,560.00 / year |
| Hastings Mutual Insurance Co | $1,566.00 / year |
| Auto Club | $1,583.00 / year |
| USAA | $1,604.00 / year |
| Victoria | $1,617.00 / year |
| Pioneer State Mutual Ins Co | $1,680.00 / year |
| Metropolitan | $1,749.00 / year |
2016 Subaru Legacy Insurance
Average Cost to Insure
$1,620.00 / year
Cheapest Rate
$824.00 / year Auto-Owners Insurance Co
Available Trims
2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl)
2015 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $717.00 / year |
| Allstate | $798.00 / year |
| Allied | $848.00 / year |
| Tennessee Farmers | $915.00 / year |
| Auto-Owners Insurance Co | $1,020.00 / year |
| American Family | $1,058.00 / year |
| SAFECO | $1,158.00 / year |
| Victoria | $1,225.00 / year |
| Travelers | $1,329.00 / year |
| Bristol West | $1,578.00 / year |
2015 Subaru Legacy Insurance
Average Cost to Insure
$1,692.00 / year
Cheapest Rate
$717.00 / year State Farm
Available Trims
2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl)
2014 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $444.00 / year |
| Alliance United | $533.00 / year |
| CSAA | $552.00 / year |
| Utica National Ins Group | $612.00 / year |
| Auto Club | $669.00 / year |
| 21st Century | $698.00 / year |
| Bear River | $699.00 / year |
| SAFECO | $714.00 / year |
| Virginia Farm Bureau | $798.00 / year |
| California Capital | $819.00 / year |
2014 Subaru Legacy Insurance
Average Cost to Insure
$937.50 / year
Cheapest Rate
$444.00 / year American National P&C
Available Trims
2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5GT LIMITED 4dr SEDAN (4cyl),2.5GT PREMIUM 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl),2.5I SPORT 4dr SEDAN (4cyl)
2013 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Concord Group | $771.00 / year |
| Safety Group | $825.00 / year |
| SECURA Insurance | $828.00 / year |
| Commerce Group Inc | $872.00 / year |
| Plymouth Rock Assurance | $894.00 / year |
| Patriot Group | $968.00 / year |
| Rockford Mutual Insurance | $1,023.00 / year |
| MMG Insurance Company | $1,049.00 / year |
| MO Farm Bureau Services | $1,070.00 / year |
| USAA | $1,090.00 / year |
2013 Subaru Legacy Insurance
Average Cost to Insure
$1,240.57 / year
Cheapest Rate
$771.00 / year Concord Group
Available Trims
2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5GT LIMITED 4dr SEDAN (4cyl),2.5GT PREMIUM 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl)
2012 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Texas Farm Bureau Group | $801.00 / year |
| Penn National | $1,037.00 / year |
| Donegal Mutual Insurance Co | $1,059.00 / year |
| Farm Bureau Mutual (IA Group) | $1,073.00 / year |
| National General | $1,106.00 / year |
| SAFECO | $1,109.00 / year |
| USAA | $1,143.00 / year |
| Atlantic States Insurance | $1,230.00 / year |
| State Farm | $1,234.00 / year |
| Auto-Owners Insurance Co | $1,245.00 / year |
2012 Subaru Legacy Insurance
Average Cost to Insure
$1,248.00 / year
Cheapest Rate
$801.00 / year Texas Farm Bureau Group
Available Trims
2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5GT LIMITED 4dr SEDAN (4cyl),2.5GT PREMIUM 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl)
2011 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Clearcover | $738.00 / year |
| Capital Insurance Group | $776.00 / year |
| SECURA Insurance | $873.00 / year |
| Bear River | $911.00 / year |
| Direct General Insurance | $968.00 / year |
| Erie | $1,075.00 / year |
| USAA | $1,095.00 / year |
| Utica National Ins Group | $1,116.00 / year |
| Tennessee Farmers | $1,119.00 / year |
| Preferred Mutual | $1,197.00 / year |
2011 Subaru Legacy Insurance
Average Cost to Insure
$1,326.33 / year
Cheapest Rate
$738.00 / year Clearcover
Available Trims
2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5GT LIMITED 4dr SEDAN (4cyl),2.5GT PREMIUM 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl)
2010 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Concord Group | $516.00 / year |
| Utica National Ins Group | $593.00 / year |
| North Carolina Farm Bureau | $624.00 / year |
| Countryway Insurance | $669.00 / year |
| SAFECO | $738.00 / year |
| Titan | $816.00 / year |
| SECURA Insurance | $1,017.00 / year |
| Vermont Mutual | $1,019.00 / year |
| Patriot Group | $1,046.00 / year |
| MMG Insurance Company | $1,047.00 / year |
2010 Subaru Legacy Insurance
Average Cost to Insure
$1,287.50 / year
Cheapest Rate
$516.00 / year Concord Group
Available Trims
2.5I 4dr SEDAN (4cyl),2.5I LIMITED 4dr SEDAN (4cyl),2.5GT LIMITED 4dr SEDAN (4cyl),2.5GT PREMIUM 4dr SEDAN (4cyl),2.5I PREMIUM 4dr SEDAN (4cyl),3.6R 4dr SEDAN (6cyl),3.6R LIMITED 4dr SEDAN (6cyl),3.6R PREMIUM 4dr SEDAN (6cyl)
Compare Legacy to other Subaru Models
Wondering how the Legacy compares to other Subaru Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.