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Subaru Legacy Car Insurance
How much does car insurance cost for your Subaru Legacy? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Legacy
What is the Average Cost to Insure a Subaru Legacy?
Subaru Legacy
How much does car insurance cost for Subaru Legacy? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Subaru Legacy below.
Subaru Legacy Insurance Model Year by Age Group
The price you pay to insure your Subaru Legacy can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2024 | $661.17 / mo | $155.24 / mo | $97.09 / mo | N/A | N/A | $307.00 / mo |
| 2023 | $107.53 / mo | $142.40 / mo | $173.46 / mo | $151.81 / mo | N/A | $204.35 / mo |
| 2022 | $401.22 / mo | $217.53 / mo | $111.55 / mo | $124.64 / mo | $128.42 / mo | $192.61 / mo |
| 2021 | $273.18 / mo | $162.74 / mo | $236.98 / mo | $120.01 / mo | $201.15 / mo | $115.38 / mo |
| 2020 | $209.46 / mo | $209.27 / mo | $154.24 / mo | $122.60 / mo | $115.93 / mo | $133.17 / mo |
| 2019 | $303.76 / mo | $210.20 / mo | $122.32 / mo | $128.43 / mo | $118.91 / mo | $121.17 / mo |
| 2018 | $269.30 / mo | $176.96 / mo | $126.46 / mo | $137.42 / mo | $117.19 / mo | $119.72 / mo |
| 2017 | $240.86 / mo | $199.96 / mo | $129.78 / mo | $146.41 / mo | $126.93 / mo | $148.02 / mo |
| 2016 | $319.45 / mo | $162.52 / mo | $123.76 / mo | $130.30 / mo | $96.03 / mo | $113.39 / mo |
| 2015 | $254.30 / mo | $195.86 / mo | $119.27 / mo | $128.00 / mo | $109.52 / mo | $116.87 / mo |
| 2014 | $246.98 / mo | $272.08 / mo | $115.85 / mo | $145.81 / mo | $114.29 / mo | $109.25 / mo |
| 2013 | $256.55 / mo | $150.46 / mo | $105.24 / mo | $126.60 / mo | $111.49 / mo | $109.48 / mo |
| 2012 | $346.79 / mo | $146.64 / mo | $89.55 / mo | $103.60 / mo | $80.56 / mo | $112.72 / mo |
| 2011 | $278.25 / mo | $158.31 / mo | $97.61 / mo | $104.81 / mo | $98.34 / mo | $93.87 / mo |
| 2010 | $336.98 / mo | $150.99 / mo | $100.41 / mo | $123.92 / mo | $92.49 / mo | $91.27 / mo |
2024 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Unitrin | $1,004.00 / year |
| National General Value | $1,449.00 / year |
| Erie | $1,589.00 / year |
| New York Central Mutual Fire | $1,869.00 / year |
| USAA | $2,445.00 / year |
| State Farm | $2,466.00 / year |
| Nationwide | $2,570.00 / year |
| Allstate | $3,892.00 / year |
| Preferred Mutual | $4,308.00 / year |
| Travelers | $4,461.00 / year |
2024 Subaru Legacy Insurance
Average Cost to Insure
$3,264.00 / year
Cheapest Rate
$1,004.00 / year Unitrin
Available Trims
GT 4dr SEDAN (4cyl)
2023 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $266.00 / year |
| Safeco | $383.00 / year |
| Direct Auto | $727.00 / year |
| Dairyland | $895.00 / year |
| New York Central Mutual Fire | $955.00 / year |
| Nationwide | $1,033.00 / year |
| SafeAuto | $1,044.00 / year |
| Liberty Mutual | $1,464.00 / year |
| Erie | $1,642.00 / year |
| State Farm | $1,728.00 / year |
2023 Subaru Legacy Insurance
Average Cost to Insure
$1,238.20 / year
Cheapest Rate
$266.00 / year Victoria
Available Trims
GT 4dr SEDAN (4cyl)
2022 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $860.00 / year |
| Safeco | $1,015.00 / year |
| New Jersey Manufacturers | $1,214.00 / year |
| ACCC Insurance Company | $1,241.00 / year |
| American National P | $1,394.00 / year |
| Kemper Auto | Infinity | $1,415.00 / year |
| Mississippi Farm Bureau | $1,502.00 / year |
| Buckeye Insurance Group | $1,527.00 / year |
| Mercury Insurance | $1,531.00 / year |
| Safety Group | $1,556.00 / year |
2022 Subaru Legacy Insurance
Average Cost to Insure
$1,442.30 / year
Cheapest Rate
$860.00 / year Victoria
Available Trims
LIMITED 4dr SEDAN (4cyl)
2021 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $289.00 / year |
| Victoria | $325.00 / year |
| Dairyland FR Bond | $705.00 / year |
| Titan | $761.00 / year |
| Direct Auto | $790.00 / year |
| Pekin Insurance | $812.00 / year |
| Rural Mutual Insurance | $818.00 / year |
| West Bend Mutual | $870.00 / year |
| New York Central Mutual Fire | $897.00 / year |
| Rockford Mutual Insurance | $948.00 / year |
2021 Subaru Legacy Insurance
Average Cost to Insure
$622.47 / year
Cheapest Rate
$289.00 / year Kemper Auto | Infinity
Available Trims
LIMITED 4dr SEDAN (4cyl)
2020 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $481.00 / year |
| SAFECO | $698.00 / year |
| Concord Group | $719.00 / year |
| Countryway Insurance | $763.00 / year |
| NatGen PPA | $765.00 / year |
| Plymouth Rock | $777.00 / year |
| Virginia Farm Bureau | $825.00 / year |
| Clearcover | $878.00 / year |
| North Carolina Farm Bureau | $926.00 / year |
| Kemper Auto Premium | $1,027.00 / year |
2020 Subaru Legacy Insurance
Average Cost to Insure
$595.97 / year
Cheapest Rate
$481.00 / year American National P
Available Trims
LIMITED 4dr SEDAN (4cyl)
2019 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $584.00 / year |
| SAFECO | $586.00 / year |
| Direct Auto | $668.00 / year |
| Plymouth Rock | $758.00 / year |
| American National P | $804.00 / year |
| Texas Farm Bureau Group | $959.00 / year |
| Union Mutual Fire Group | $960.00 / year |
| General Casualty | $962.00 / year |
| National General Value | $965.00 / year |
| Buckeye Insurance Group | $965.00 / year |
2019 Subaru Legacy Insurance
Average Cost to Insure
$811.30 / year
Cheapest Rate
$584.00 / year American National P&C
Available Trims
SPORT 4dr SEDAN (4cyl)
2018 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $228.00 / year |
| Mercury Insurance | $354.00 / year |
| American National P | $458.00 / year |
| SAFECO | $532.00 / year |
| Infinity Special | $757.00 / year |
| Pekin Insurance | $847.00 / year |
| North Carolina Farm Bureau | $906.00 / year |
| West Bend Mutual | $934.00 / year |
| Utica National Ins Group | $983.00 / year |
| SECURA Insurance | $985.00 / year |
2018 Subaru Legacy Insurance
Average Cost to Insure
$687.53 / year
Cheapest Rate
$228.00 / year Kemper Auto | Infinity
Available Trims
SPORT 4dr SEDAN (4cyl)
2017 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $172.00 / year |
| Mercury Insurance | $206.00 / year |
| Kemper Personal Insurance | $256.00 / year |
| Kemper Auto | Infinity | $454.00 / year |
| SAFECO | $665.00 / year |
| Countryway Insurance | $747.00 / year |
| PEMCO | $806.00 / year |
| Utica National Ins Group | $905.00 / year |
| Southern Farm Bureau | $959.00 / year |
| Virginia Farm Bureau | $986.00 / year |
2017 Subaru Legacy Insurance
Average Cost to Insure
$736.57 / year
Cheapest Rate
$172.00 / year Jupiter Auto Insurance
Available Trims
SPORT 4dr SEDAN (4cyl)
2016 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $236.00 / year |
| Mercury Insurance | $409.00 / year |
| American National P | $476.00 / year |
| NatGen Custom 360 | $532.00 / year |
| Dairyland Broadform | $557.00 / year |
| Dairyland FR Bond | $620.00 / year |
| North Carolina Farm Bureau | $792.00 / year |
| Countryway Insurance | $832.00 / year |
| Utica National Ins Group | $858.00 / year |
| Farmers Mutual of Nebraska | $912.00 / year |
2016 Subaru Legacy Insurance
Average Cost to Insure
$509.57 / year
Cheapest Rate
$236.00 / year Safeco
Available Trims
2.5I 4dr SEDAN (4cyl)
2015 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Personal Insurance | $100.00 / year |
| Kemper Auto Premier | $285.00 / year |
| SAFECO | $323.00 / year |
| Jupiter Auto Insurance | $348.00 / year |
| American National P | $488.00 / year |
| Clearcover | $782.00 / year |
| Rockford Mutual Insurance | $833.00 / year |
| National General Value | $833.00 / year |
| AssuranceAmerica Economy | $851.00 / year |
| Utica National Ins Group | $855.00 / year |
2015 Subaru Legacy Insurance
Average Cost to Insure
$479.30 / year
Cheapest Rate
$100.00 / year Kemper Personal Insurance
Available Trims
2.5I 4dr SEDAN (4cyl)
2014 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $427.00 / year |
| American National P | $439.00 / year |
| American National P&C | $444.00 / year |
| Kemper Auto | Infinity | $557.00 / year |
| Utica National Ins Group | $686.00 / year |
| Bear River | $699.00 / year |
| Buckeye Insurance Group | $750.00 / year |
| Virginia Farm Bureau | $834.00 / year |
| SAFECO | $875.00 / year |
| Safety Group | $882.00 / year |
2014 Subaru Legacy Insurance
Average Cost to Insure
$480.07 / year
Cheapest Rate
$427.00 / year Jupiter Auto Insurance
Available Trims
2.5I 4dr SEDAN (4cyl)
2013 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $396.00 / year |
| AssuranceAmerica Economy | $472.00 / year |
| Buckeye Insurance Group | $651.00 / year |
| Kemper Auto | Infinity | $692.00 / year |
| Utica National Ins Group | $728.00 / year |
| SECURA Insurance | $773.00 / year |
| AssuranceAmerica Elite | $787.00 / year |
| North Carolina Farm Bureau | $810.00 / year |
| Clearcover | $826.00 / year |
| Virginia Farm Bureau | $873.00 / year |
2013 Subaru Legacy Insurance
Average Cost to Insure
$487.03 / year
Cheapest Rate
$396.00 / year American National P
Available Trims
2.5I 4dr SEDAN (4cyl)
2012 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $130.00 / year |
| NatGen Custom 360 | $207.00 / year |
| Jupiter Auto Insurance | $327.00 / year |
| SAFECO | $345.00 / year |
| American National P | $543.00 / year |
| North Carolina Farm Bureau | $660.00 / year |
| Utica National Ins Group | $674.00 / year |
| PEMCO | $757.00 / year |
| Concord Group | $804.00 / year |
| SECURA Insurance | $818.00 / year |
2012 Subaru Legacy Insurance
Average Cost to Insure
$534.03 / year
Cheapest Rate
$130.00 / year Kemper Auto | Infinity
Available Trims
2.5I 4dr SEDAN (4cyl)
2011 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $181.00 / year |
| Mercury Insurance | $212.00 / year |
| NatGen Custom 360 | $216.00 / year |
| Dairyland Broadform | $281.00 / year |
| Kemper Auto Premium | $299.00 / year |
| Kemper Auto | Infinity | $426.00 / year |
| Jupiter Auto Insurance | $570.00 / year |
| American National P | $608.00 / year |
| North Carolina Farm Bureau | $634.00 / year |
| Kemper Personal Insurance | $647.00 / year |
2011 Subaru Legacy Insurance
Average Cost to Insure
$561.27 / year
Cheapest Rate
$181.00 / year SAFECO
Available Trims
2.5I 4dr SEDAN (4cyl)
2010 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $305.00 / year |
| Jupiter Auto Insurance | $484.00 / year |
| Buckeye Insurance Group | $540.00 / year |
| American National P | $628.00 / year |
| IMT Insurance Company | $717.00 / year |
| Virginia Farm Bureau | $762.00 / year |
| Concord Group | $781.00 / year |
| PEMCO | $790.00 / year |
| Tennessee Farmers | $844.00 / year |
| Mercury Insurance | $848.00 / year |
2010 Subaru Legacy Insurance
Average Cost to Insure
$565.07 / year
Cheapest Rate
$305.00 / year SAFECO
Available Trims
2.5I 4dr SEDAN (4cyl)
Compare Legacy to other Subaru Models
Wondering how the Legacy compares to other Subaru Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
