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Subaru Legacy Car Insurance
How much does car insurance cost for your Subaru Legacy? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your Legacy
What is the Average Cost to Insure a Subaru Legacy?
Subaru Legacy
How much does car insurance cost for Subaru Legacy? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Subaru Legacy below.
Subaru Legacy Insurance Model Year by Age Group
The price you pay to insure your Subaru Legacy can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2022 | $320.52 / mo | $242.56 / mo | $121.93 / mo | $118.64 / mo | $111.56 / mo | $138.59 / mo |
| 2021 | $263.57 / mo | $168.80 / mo | $258.48 / mo | $121.87 / mo | $165.52 / mo | $111.31 / mo |
| 2020 | $265.65 / mo | $176.77 / mo | $126.24 / mo | $106.27 / mo | $112.86 / mo | $131.94 / mo |
| 2019 | $451.88 / mo | $197.50 / mo | $107.11 / mo | $129.48 / mo | $99.71 / mo | $129.16 / mo |
| 2018 | $272.35 / mo | $167.92 / mo | $123.91 / mo | $132.58 / mo | $107.32 / mo | $119.45 / mo |
| 2017 | $361.08 / mo | $203.06 / mo | $127.54 / mo | $151.04 / mo | $116.38 / mo | $145.03 / mo |
| 2016 | $338.03 / mo | $156.12 / mo | $118.07 / mo | $115.62 / mo | $98.78 / mo | $112.58 / mo |
| 2015 | $250.22 / mo | $177.18 / mo | $118.15 / mo | $120.38 / mo | $110.46 / mo | $117.87 / mo |
| 2014 | $237.94 / mo | $224.26 / mo | $115.38 / mo | $150.93 / mo | $101.36 / mo | $102.84 / mo |
| 2013 | $240.31 / mo | $158.25 / mo | $107.74 / mo | $92.59 / mo | $131.07 / mo | $101.17 / mo |
| 2012 | $264.08 / mo | $145.24 / mo | $84.20 / mo | $105.44 / mo | $87.76 / mo | $89.01 / mo |
| 2011 | $301.30 / mo | $152.80 / mo | $94.54 / mo | $109.07 / mo | $96.26 / mo | $97.75 / mo |
| 2010 | $367.06 / mo | $152.88 / mo | $103.98 / mo | $126.64 / mo | $91.23 / mo | $85.21 / mo |
2022 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $604.00 / year |
| Southern Farm Bureau | $1,110.00 / year |
| Safety Group | $1,122.00 / year |
| Norfolk and Dedham Group | $1,207.00 / year |
| New Jersey Manufacturers | $1,214.00 / year |
| ACCC Insurance Company | $1,241.00 / year |
| Country | $1,295.00 / year |
| Plymouth Rock Assurance | $1,415.00 / year |
| Plymouth Rock | $1,475.00 / year |
| Mississippi Farm Bureau | $1,502.00 / year |
2022 Subaru Legacy Insurance
Average Cost to Insure
$1,517.83 / year
Cheapest Rate
$604.00 / year Victoria
Available Trims
LIMITED 4dr SEDAN (4cyl)
2021 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $348.00 / year |
| Hastings Mutual Insurance Co | $734.00 / year |
| Titan | $761.00 / year |
| Direct Auto | $790.00 / year |
| Pekin Insurance | $812.00 / year |
| Rural Mutual Insurance | $818.00 / year |
| West Bend Mutual | $870.00 / year |
| New York Central Mutual Fire | $901.00 / year |
| Rockford Mutual Insurance | $948.00 / year |
| Western National | $987.00 / year |
2021 Subaru Legacy Insurance
Average Cost to Insure
$771.77 / year
Cheapest Rate
$348.00 / year Victoria
Available Trims
LIMITED 4dr SEDAN (4cyl)
2020 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $456.00 / year |
| SAFECO | $503.00 / year |
| Clearcover | $609.00 / year |
| Concord Group | $719.00 / year |
| Countryway Insurance | $763.00 / year |
| NatGen PPA | $765.00 / year |
| Virginia Farm Bureau | $825.00 / year |
| North Carolina Farm Bureau | $926.00 / year |
| Commerce Group Inc | $1,062.00 / year |
| MMG Insurance Company | $1,109.00 / year |
2020 Subaru Legacy Insurance
Average Cost to Insure
$912.60 / year
Cheapest Rate
$456.00 / year American National P
Available Trims
LIMITED 4dr SEDAN (4cyl)
2019 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $435.00 / year |
| American National P&C | $584.00 / year |
| Direct Auto | $668.00 / year |
| Countryway Insurance | $765.00 / year |
| Co-Operative Ins Companies | $947.00 / year |
| Texas Farm Bureau Group | $954.00 / year |
| Union Mutual Fire Group | $955.00 / year |
| General Casualty | $962.00 / year |
| North Carolina Farm Bureau | $1,001.00 / year |
| Buckeye Insurance Group | $1,005.00 / year |
2019 Subaru Legacy Insurance
Average Cost to Insure
$947.80 / year
Cheapest Rate
$435.00 / year American National P
Available Trims
SPORT 4dr SEDAN (4cyl)
2018 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $458.00 / year |
| Clearcover | $748.00 / year |
| Pekin Insurance | $860.00 / year |
| North Carolina Farm Bureau | $911.00 / year |
| SAFECO | $914.00 / year |
| Utica National Ins Group | $983.00 / year |
| West Bend Mutual | $987.00 / year |
| Titan | $1,010.00 / year |
| SECURA Insurance | $1,035.00 / year |
| Rural Mutual Insurance | $1,089.00 / year |
2018 Subaru Legacy Insurance
Average Cost to Insure
$909.67 / year
Cheapest Rate
$458.00 / year American National P
Available Trims
SPORT 4dr SEDAN (4cyl)
2017 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $172.00 / year |
| Mercury Insurance | $206.00 / year |
| Dairyland Auto | $286.00 / year |
| American National P | $330.00 / year |
| Kemper Auto | Infinity | $682.00 / year |
| PEMCO | $833.00 / year |
| Utica National Ins Group | $905.00 / year |
| Southern Farm Bureau | $959.00 / year |
| Virginia Farm Bureau | $986.00 / year |
| Patriot Group | $1,059.00 / year |
2017 Subaru Legacy Insurance
Average Cost to Insure
$890.60 / year
Cheapest Rate
$172.00 / year Jupiter Auto Insurance
Available Trims
SPORT 4dr SEDAN (4cyl)
2016 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $488.00 / year |
| Safeco | $729.00 / year |
| North Carolina Farm Bureau | $765.00 / year |
| Countryway Insurance | $790.00 / year |
| ALFA | $891.00 / year |
| Farmers Mutual of Nebraska | $912.00 / year |
| Rural Mutual Insurance | $915.00 / year |
| Indiana Farmers Mutual Ins | $921.00 / year |
| Utica National Ins Group | $922.00 / year |
| Virginia Farm Bureau | $953.00 / year |
2016 Subaru Legacy Insurance
Average Cost to Insure
$782.33 / year
Cheapest Rate
$488.00 / year American National P
Available Trims
2.5I 4dr SEDAN (4cyl)
2015 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $348.00 / year |
| American National P | $506.00 / year |
| Rockford Mutual Insurance | $833.00 / year |
| Patriot Group | $880.00 / year |
| Buckeye Insurance Group | $898.00 / year |
| Utica National Ins Group | $913.00 / year |
| MMG Insurance Company | $915.00 / year |
| SECURA Insurance | $950.00 / year |
| Ohio Mutual Ins Group | $970.00 / year |
| North Carolina Farm Bureau | $982.00 / year |
2015 Subaru Legacy Insurance
Average Cost to Insure
$908.50 / year
Cheapest Rate
$348.00 / year Jupiter Auto Insurance
Available Trims
2.5I 4dr SEDAN (4cyl)
2014 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $427.00 / year |
| American National P&C | $444.00 / year |
| American National P | $494.00 / year |
| Utica National Ins Group | $686.00 / year |
| Bear River | $699.00 / year |
| Buckeye Insurance Group | $796.00 / year |
| Virginia Farm Bureau | $834.00 / year |
| Safety Group | $882.00 / year |
| New Jersey Manufacturers | $918.00 / year |
| Texas Farm Bureau Group | $924.00 / year |
2014 Subaru Legacy Insurance
Average Cost to Insure
$881.07 / year
Cheapest Rate
$427.00 / year Jupiter Auto Insurance
Available Trims
2.5I 4dr SEDAN (4cyl)
2013 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $396.00 / year |
| Buckeye Insurance Group | $622.00 / year |
| Kemper Auto | Infinity | $662.00 / year |
| Utica National Ins Group | $728.00 / year |
| SECURA Insurance | $804.00 / year |
| North Carolina Farm Bureau | $810.00 / year |
| Virginia Farm Bureau | $873.00 / year |
| Clearcover | $876.00 / year |
| Pekin Insurance | $931.00 / year |
| Kentucky Farm Bureau | $941.00 / year |
2013 Subaru Legacy Insurance
Average Cost to Insure
$901.10 / year
Cheapest Rate
$396.00 / year American National P
Available Trims
2.5I 4dr SEDAN (4cyl)
2012 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $327.00 / year |
| American National P | $362.00 / year |
| Clearcover | $526.00 / year |
| North Carolina Farm Bureau | $660.00 / year |
| Utica National Ins Group | $674.00 / year |
| PEMCO | $765.00 / year |
| SECURA Insurance | $783.00 / year |
| Wolverine Mutual | $795.00 / year |
| Concord Group | $810.00 / year |
| Buckeye Insurance Group | $883.00 / year |
2012 Subaru Legacy Insurance
Average Cost to Insure
$695.90 / year
Cheapest Rate
$327.00 / year Jupiter Auto Insurance
Available Trims
2.5I 4dr SEDAN (4cyl)
2011 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $131.00 / year |
| Concord Group | $529.00 / year |
| Dairyland Scored | $566.00 / year |
| MMG Insurance Company | $598.00 / year |
| North Carolina Farm Bureau | $634.00 / year |
| American National P | $679.00 / year |
| Texas Farm Bureau Group | $681.00 / year |
| Countryway Insurance | $683.00 / year |
| Patriot Group | $738.00 / year |
| Mercury Insurance | $742.00 / year |
2011 Subaru Legacy Insurance
Average Cost to Insure
$777.50 / year
Cheapest Rate
$131.00 / year Jupiter Auto Insurance
Available Trims
2.5I 4dr SEDAN (4cyl)
2010 Subaru Legacy Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $484.00 / year |
| American National P | $581.00 / year |
| Buckeye Insurance Group | $584.00 / year |
| IMT Insurance Company | $717.00 / year |
| Concord Group | $730.00 / year |
| SAFECO | $733.00 / year |
| Virginia Farm Bureau | $762.00 / year |
| Countryway Insurance | $769.00 / year |
| Ohio Mutual Ins Group | $829.00 / year |
| Clearcover | $870.00 / year |
2010 Subaru Legacy Insurance
Average Cost to Insure
$878.27 / year
Cheapest Rate
$484.00 / year Jupiter Auto Insurance
Available Trims
2.5I 4dr SEDAN (4cyl)
Compare Legacy to other Subaru Models
Wondering how the Legacy compares to other Subaru Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
