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Mercedes-Benz S-Class Car Insurance
How much does car insurance cost for your Mercedes-Benz S? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your S
What is the Average Cost to Insure a Mercedes-Benz S?
Mercedes-Benz S
How much does car insurance cost for Mercedes-Benz S? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mercedes-Benz S below.
Mercedes-Benz S Insurance Model Year by Age Group
The price you pay to insure your Mercedes-Benz S can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $582.62 / mo | N/A | $264.06 / mo | N/A | $218.23 / mo |
| 2022 | N/A | $363.27 / mo | $311.91 / mo | N/A | $281.72 / mo | $242.78 / mo |
| 2021 | N/A | $511.92 / mo | $487.57 / mo | $958.37 / mo | $264.06 / mo | $396.33 / mo |
| 2020 | N/A | $293.29 / mo | $156.73 / mo | $211.00 / mo | $304.51 / mo | $309.65 / mo |
| 2019 | N/A | $846.52 / mo | $245.83 / mo | $250.40 / mo | $179.41 / mo | $675.26 / mo |
| 2018 | N/A | $544.54 / mo | $547.68 / mo | $528.76 / mo | $268.85 / mo | $289.53 / mo |
| 2017 | N/A | $1,751.63 / mo | $203.64 / mo | $324.17 / mo | $448.42 / mo | $300.31 / mo |
| 2016 | $411.01 / mo | $510.54 / mo | $287.81 / mo | $267.32 / mo | $289.60 / mo | $296.15 / mo |
| 2015 | N/A | $472.58 / mo | $273.36 / mo | $268.18 / mo | $481.65 / mo | $256.46 / mo |
| 2014 | N/A | $306.53 / mo | $321.67 / mo | $361.40 / mo | $357.07 / mo | $230.67 / mo |
| 2013 | N/A | $421.14 / mo | $277.40 / mo | $285.58 / mo | $175.93 / mo | $206.62 / mo |
| 2012 | $302.41 / mo | $192.62 / mo | $338.25 / mo | $196.06 / mo | $247.58 / mo | $272.29 / mo |
| 2011 | N/A | $246.12 / mo | $342.90 / mo | $243.69 / mo | $224.84 / mo | $212.08 / mo |
| 2010 | N/A | $422.12 / mo | $222.47 / mo | $164.83 / mo | $239.79 / mo | $220.29 / mo |
2023 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| California Capital | $2,283.00 / year |
| Mercury | $3,855.00 / year |
| 21st Century | $4,179.00 / year |
| Hartford | $4,952.00 / year |
| Alliance United | $5,359.00 / year |
| Farmers | $6,026.00 / year |
| Metropolitan | $6,051.00 / year |
| Allstate | $6,135.00 / year |
| Grange | $7,323.00 / year |
| Esurance | $7,347.00 / year |
2023 Mercedes-Benz S Insurance
Average Cost to Insure
$4,584.00 / year
Cheapest Rate
$2,283.00 / year California Capital
Available Trims
MERCEDES-MAYBACH S680 4M 4dr SEDAN (12cyl)
2022 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Hastings Mutual Insurance Co | $1,010.00 / year |
| Buckeye Insurance Group | $1,643.00 / year |
| American Family | $2,225.00 / year |
| California Capital | $2,278.00 / year |
| Clearcover | $2,329.00 / year |
| Western Reserve | $3,014.00 / year |
| Cincinnati Insurance | $3,090.00 / year |
| Westfield | $3,174.00 / year |
| Frankenmuth Mutual | $3,362.00 / year |
| Mercury | $3,577.00 / year |
2022 Mercedes-Benz S Insurance
Average Cost to Insure
$3,492.00 / year
Cheapest Rate
$1,010.00 / year Hastings Mutual Insurance Co
Available Trims
63 AMG 2dr COUPE (8cyl)
2021 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Plymouth Rock Assurance | $1,490.00 / year |
| Kemper Auto | Infinity | $1,748.00 / year |
| California Capital | $2,771.00 / year |
| Norfolk and Dedham Group | $3,194.00 / year |
| Mercury Insurance | $3,254.00 / year |
| National Grange Mutual | $3,365.00 / year |
| Arbella Insurance Group | $4,251.00 / year |
| Mercury | $4,327.00 / year |
| SECURA Insurance | $4,368.00 / year |
| Safety Group | $4,368.00 / year |
2021 Mercedes-Benz S Insurance
Average Cost to Insure
$4,337.53 / year
Cheapest Rate
$1,490.00 / year Plymouth Rock Assurance
Available Trims
63 AMG 2dr COUPE (8cyl)
2020 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $559.00 / year |
| Mercury Insurance Company | $841.00 / year |
| Dairyland Auto | $1,934.00 / year |
| California Capital | $2,410.00 / year |
| New Jersey Manufacturers | $2,697.00 / year |
| Safeco | $2,772.00 / year |
| Penn National | $2,982.00 / year |
| Country | $3,096.00 / year |
| Mercury Insurance | $3,212.00 / year |
| Liberty Mutual | $3,375.00 / year |
2020 Mercedes-Benz S Insurance
Average Cost to Insure
$2,712.20 / year
Cheapest Rate
$559.00 / year Direct Auto
Available Trims
450 4dr SEDAN (6cyl)
2019 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $559.00 / year |
| Mercury Insurance | $749.00 / year |
| Grange Mutual | $1,314.00 / year |
| Penn National | $1,784.00 / year |
| Auto-Owners Insurance Co | $2,031.00 / year |
| Safeco | $2,064.00 / year |
| New Jersey Manufacturers | $2,111.00 / year |
| California Capital | $2,207.00 / year |
| Allied | $2,492.00 / year |
| Westfield | $2,610.00 / year |
2019 Mercedes-Benz S Insurance
Average Cost to Insure
$2,289.87 / year
Cheapest Rate
$559.00 / year Direct Auto
Available Trims
450 4dr SEDAN (6cyl)
2018 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $229.00 / year |
| Texas Farm Bureau Group | $1,362.00 / year |
| Clearcover | $1,857.00 / year |
| Capital Insurance Group | $1,880.00 / year |
| Direct Auto | $1,922.00 / year |
| California Capital | $1,942.00 / year |
| NatGen Custom 360 | $2,178.00 / year |
| Nationwide | $2,229.00 / year |
| Travelers | $2,350.00 / year |
| Hartford | $2,830.00 / year |
2018 Mercedes-Benz S Insurance
Average Cost to Insure
$1,586.80 / year
Cheapest Rate
$229.00 / year Mercury Insurance
Available Trims
450 4dr SEDAN (6cyl)
2017 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $559.00 / year |
| SafeAuto | $680.00 / year |
| National General | $1,104.00 / year |
| Dairyland | $1,168.00 / year |
| Texas Farm Bureau Group | $1,582.00 / year |
| Capital Insurance Group | $1,662.00 / year |
| Safety Group | $1,689.00 / year |
| Norfolk and Dedham Group | $1,772.00 / year |
| National Grange Mutual | $2,022.00 / year |
| Erie | $2,068.00 / year |
2017 Mercedes-Benz S Insurance
Average Cost to Insure
$1,359.70 / year
Cheapest Rate
$559.00 / year Direct Auto
Available Trims
S600 4dr SEDAN (12cyl)
2016 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $429.00 / year |
| Clearcover | $802.00 / year |
| National General Value | $1,294.00 / year |
| SECURA Insurance | $1,500.00 / year |
| Penn National | $1,504.00 / year |
| California Capital | $2,221.00 / year |
| Georgia Farm Bureau | $2,394.00 / year |
| ACCC Insurance Company | $2,412.00 / year |
| Country | $2,559.00 / year |
| Mississippi Farm Bureau | $2,589.00 / year |
2016 Mercedes-Benz S Insurance
Average Cost to Insure
$2,554.07 / year
Cheapest Rate
$429.00 / year Mercury Insurance
Available Trims
S600 4dr SEDAN (12cyl)
2015 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| NatGen Value | $531.00 / year |
| SafeAuto | $680.00 / year |
| SECURA Insurance | $944.00 / year |
| Texas Farm Bureau Group | $1,266.00 / year |
| Titan | $1,365.00 / year |
| Virginia Farm Bureau | $1,425.00 / year |
| Oregon Mutual | $1,569.00 / year |
| Mercury Insurance | $1,583.00 / year |
| Capital Insurance Group | $1,587.00 / year |
| North Carolina Farm Bureau | $1,638.00 / year |
2015 Mercedes-Benz S Insurance
Average Cost to Insure
$947.33 / year
Cheapest Rate
$531.00 / year NatGen Value
Available Trims
S600 4dr SEDAN (12cyl)
2014 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $511.00 / year |
| Pekin Insurance | $1,113.00 / year |
| Mercury Insurance | $1,119.00 / year |
| Country | $1,230.00 / year |
| Texas Farm Bureau Group | $1,245.00 / year |
| Penn National | $1,423.00 / year |
| Safeco | $1,428.00 / year |
| Indiana Farmers Mutual Ins | $1,449.00 / year |
| National General Value | $1,494.00 / year |
| Buckeye Insurance Group | $1,701.00 / year |
2014 Mercedes-Benz S Insurance
Average Cost to Insure
$1,359.93 / year
Cheapest Rate
$511.00 / year Kemper Auto | Infinity
Available Trims
550 4dr SEDAN (8cyl)
2013 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Dairyland Auto | $637.00 / year |
| SECURA Insurance | $810.00 / year |
| Mercury Insurance | $1,125.00 / year |
| Titan | $1,163.00 / year |
| United Farm Bureau of IN Group | $1,382.00 / year |
| Buckeye Insurance Group | $1,446.00 / year |
| North Carolina Farm Bureau | $1,509.00 / year |
| Pekin Insurance | $1,524.00 / year |
| Utica National Ins Group | $1,557.00 / year |
| Cameron Mutual Group | $1,587.00 / year |
2013 Mercedes-Benz S Insurance
Average Cost to Insure
$1,261.47 / year
Cheapest Rate
$637.00 / year Dairyland Auto
Available Trims
400 4dr SEDAN (6cyl)
2012 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $758.00 / year |
| Safeco | $1,041.00 / year |
| SECURA Insurance | $1,072.00 / year |
| SafeAuto | $1,106.00 / year |
| Virginia Farm Bureau | $1,319.00 / year |
| Mercury Insurance | $1,360.00 / year |
| Kemper Auto | Infinity | $1,370.00 / year |
| Plymouth Rock Assurance | $1,425.00 / year |
| Penn National | $1,635.00 / year |
| Texas Farm Bureau Group | $1,656.00 / year |
2012 Mercedes-Benz S Insurance
Average Cost to Insure
$1,706.47 / year
Cheapest Rate
$758.00 / year Jupiter Auto Insurance
Available Trims
S600 4dr SEDAN (12cyl)
2011 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Kemper Auto | Infinity | $296.00 / year |
| Mercury Insurance | $733.00 / year |
| Jupiter Auto Insurance | $758.00 / year |
| Safeco | $958.00 / year |
| Texas Farm Bureau Group | $962.00 / year |
| SafeAuto | $990.00 / year |
| Capital Insurance Group | $1,234.00 / year |
| SECURA Insurance | $1,452.00 / year |
| Mississippi Farm Bureau | $1,734.00 / year |
| Tower Insurance Company of New York | $1,823.00 / year |
2011 Mercedes-Benz S Insurance
Average Cost to Insure
$1,389.13 / year
Cheapest Rate
$296.00 / year Kemper Auto | Infinity
Available Trims
S600 4dr SEDAN (12cyl)
2010 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Safeco | $366.00 / year |
| Mercury Insurance | $560.00 / year |
| Kemper Auto | Infinity | $596.00 / year |
| SECURA Insurance | $975.00 / year |
| North Carolina Farm Bureau | $1,071.00 / year |
| New York Central Mutual Fire | $1,086.00 / year |
| National General RAD | $1,131.00 / year |
| Liberty Mutual | $1,403.00 / year |
| Plymouth Rock Assurance | $1,425.00 / year |
| SafeAuto | $1,450.00 / year |
2010 Mercedes-Benz S Insurance
Average Cost to Insure
$949.67 / year
Cheapest Rate
$366.00 / year Safeco
Available Trims
400 4dr SEDAN (6cyl)
Compare S to other Mercedes-Benz Models
Wondering how the S compares to other Mercedes-Benz Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
