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Mercedes-Benz S-Class Car Insurance
How much does car insurance cost for your Mercedes-Benz S? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your S
What is the Average Cost to Insure a Mercedes-Benz S?
Mercedes-Benz S
How much does car insurance cost for Mercedes-Benz S? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mercedes-Benz S below.
Mercedes-Benz S Insurance Model Year by Age Group
The price you pay to insure your Mercedes-Benz S can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2023 | N/A | $582.62 / mo | N/A | N/A | N/A | N/A |
| 2022 | $518.17 / mo | $374.24 / mo | $310.63 / mo | $292.58 / mo | $317.38 / mo | $235.89 / mo |
| 2021 | N/A | $463.72 / mo | $331.90 / mo | $266.91 / mo | $225.52 / mo | $297.35 / mo |
| 2020 | N/A | $302.46 / mo | $197.57 / mo | $211.00 / mo | $290.41 / mo | $186.01 / mo |
| 2019 | N/A | $410.52 / mo | $194.73 / mo | $206.74 / mo | $181.78 / mo | $348.38 / mo |
| 2018 | $428.48 / mo | $357.08 / mo | $216.05 / mo | $213.98 / mo | $264.18 / mo | $226.86 / mo |
| 2017 | N/A | $1,089.93 / mo | $232.64 / mo | $280.37 / mo | $341.01 / mo | $259.29 / mo |
| 2016 | $462.20 / mo | $361.95 / mo | $283.35 / mo | $220.86 / mo | $145.78 / mo | $204.70 / mo |
| 2015 | $370.22 / mo | $414.79 / mo | $261.83 / mo | $241.64 / mo | $264.71 / mo | $213.11 / mo |
| 2014 | $647.00 / mo | $239.29 / mo | $200.66 / mo | $219.16 / mo | $282.75 / mo | $202.70 / mo |
| 2013 | N/A | $384.14 / mo | $186.82 / mo | $214.49 / mo | $218.06 / mo | $216.29 / mo |
| 2012 | $404.30 / mo | $294.58 / mo | $298.76 / mo | $229.02 / mo | $185.94 / mo | $200.57 / mo |
| 2011 | $469.67 / mo | $235.08 / mo | $277.42 / mo | $263.16 / mo | $137.33 / mo | $166.55 / mo |
| 2010 | $249.78 / mo | $334.11 / mo | $165.75 / mo | $186.63 / mo | $149.00 / mo | $180.74 / mo |
2023 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| California Capital | $2,406.00 / year |
| Mercury | $5,013.00 / year |
| Hartford | $5,666.00 / year |
| Alliance United | $5,768.00 / year |
| Farmers | $6,120.00 / year |
| Metropolitan | $7,116.00 / year |
| Hanover | $8,157.00 / year |
| Grange | $8,978.00 / year |
| Erie | $9,326.00 / year |
| Allstate | $9,454.00 / year |
2023 Mercedes-Benz S Insurance
Average Cost to Insure
$6,984.00 / year
Cheapest Rate
$2,406.00 / year California Capital
Available Trims
MERCEDES-MAYBACH S680 4M 4dr SEDAN (6cyl)
2022 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Victoria | $666.00 / year |
| Safeco | $816.00 / year |
| Titan | $1,300.00 / year |
| Hastings Mutual Insurance Co | $1,330.00 / year |
| SECURA Insurance | $1,644.00 / year |
| Clearcover | $1,830.00 / year |
| Buckeye Insurance Group | $1,849.00 / year |
| Pekin Insurance | $2,019.00 / year |
| California Capital | $2,331.00 / year |
| Texas Farm Bureau Group | $2,486.00 / year |
2022 Mercedes-Benz S Insurance
Average Cost to Insure
$2,046.80 / year
Cheapest Rate
$666.00 / year Victoria
Available Trims
63 AMG 2dr COUPE (8cyl)
2021 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $798.00 / year |
| Titan | $1,201.00 / year |
| Plymouth Rock Assurance | $1,490.00 / year |
| Southern Farm Bureau | $2,478.00 / year |
| Texas Farm Bureau Group | $2,571.00 / year |
| California Capital | $2,602.00 / year |
| Utica National Ins Group | $2,824.00 / year |
| North Carolina Farm Bureau | $2,889.00 / year |
| ACCC Insurance Company | $3,182.00 / year |
| Norfolk and Dedham Group | $3,194.00 / year |
2021 Mercedes-Benz S Insurance
Average Cost to Insure
$3,140.80 / year
Cheapest Rate
$798.00 / year American National P
Available Trims
63 AMG 2dr COUPE (8cyl)
2020 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance Company | $841.00 / year |
| Direct Auto | $944.00 / year |
| Capital Insurance Group | $1,827.00 / year |
| Safeco | $1,868.00 / year |
| Dairyland Auto | $1,934.00 / year |
| Texas Farm Bureau Group | $2,454.00 / year |
| New Jersey Manufacturers | $2,697.00 / year |
| California Capital | $2,747.00 / year |
| Penn National | $2,982.00 / year |
| Mercury Insurance | $3,212.00 / year |
2020 Mercedes-Benz S Insurance
Average Cost to Insure
$2,901.90 / year
Cheapest Rate
$841.00 / year Mercury Insurance Company
Available Trims
450 4dr SEDAN (6cyl)
2019 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| National General | $337.00 / year |
| Virginia Farm Bureau | $723.00 / year |
| Titan | $1,142.00 / year |
| Direct Auto | $1,166.00 / year |
| Plymouth Rock Assurance | $1,329.00 / year |
| SECURA Insurance | $1,544.00 / year |
| Texas Farm Bureau Group | $1,550.00 / year |
| Hastings Mutual Insurance Co | $1,737.00 / year |
| Penn National | $2,045.00 / year |
| New Jersey Manufacturers | $2,111.00 / year |
2019 Mercedes-Benz S Insurance
Average Cost to Insure
$1,953.00 / year
Cheapest Rate
$337.00 / year National General
Available Trims
450 4dr SEDAN (6cyl)
2018 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $229.00 / year |
| Titan | $1,305.00 / year |
| Plymouth Rock | $1,386.00 / year |
| Safeco | $1,569.00 / year |
| Texas Farm Bureau Group | $1,606.00 / year |
| Capital Insurance Group | $1,880.00 / year |
| North Carolina Farm Bureau | $1,995.00 / year |
| California Capital | $2,157.00 / year |
| Direct Auto | $2,206.00 / year |
| Utica National Ins Group | $2,225.00 / year |
2018 Mercedes-Benz S Insurance
Average Cost to Insure
$1,725.93 / year
Cheapest Rate
$229.00 / year Mercury Insurance
Available Trims
450 4dr SEDAN (6cyl)
2017 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $559.00 / year |
| SafeAuto | $680.00 / year |
| American National P | $699.00 / year |
| Safeco | $803.00 / year |
| National General | $852.00 / year |
| Titan | $1,067.00 / year |
| Oregon Mutual | $1,251.00 / year |
| Texas Farm Bureau Group | $1,357.00 / year |
| ACCC Insurance Company | $1,515.00 / year |
| Virginia Farm Bureau | $1,542.00 / year |
2017 Mercedes-Benz S Insurance
Average Cost to Insure
$903.33 / year
Cheapest Rate
$559.00 / year Direct Auto
Available Trims
S600 4dr SEDAN (12cyl)
2016 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $429.00 / year |
| Clearcover | $858.00 / year |
| National General Value | $1,294.00 / year |
| Kemper Auto | Infinity | $1,299.00 / year |
| Texas Farm Bureau Group | $1,306.00 / year |
| Virginia Farm Bureau | $1,380.00 / year |
| Capital Insurance Group | $1,400.00 / year |
| Plymouth Rock Assurance | $1,494.00 / year |
| SECURA Insurance | $1,527.00 / year |
| Utica National Ins Group | $1,629.00 / year |
2016 Mercedes-Benz S Insurance
Average Cost to Insure
$1,562.50 / year
Cheapest Rate
$429.00 / year Mercury Insurance
Available Trims
S600 4dr SEDAN (12cyl)
2015 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| SAFECO | $537.00 / year |
| Virginia Farm Bureau | $1,301.00 / year |
| Texas Farm Bureau Group | $1,302.00 / year |
| Titan | $1,454.00 / year |
| Mercury Insurance | $1,517.00 / year |
| Oregon Mutual | $1,569.00 / year |
| Capital Insurance Group | $1,636.00 / year |
| Penn National | $1,710.00 / year |
| North Carolina Farm Bureau | $1,829.00 / year |
| Buckeye Insurance Group | $1,932.00 / year |
2015 Mercedes-Benz S Insurance
Average Cost to Insure
$1,076.20 / year
Cheapest Rate
$537.00 / year SAFECO
Available Trims
S600 4dr SEDAN (12cyl)
2014 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $807.00 / year |
| Kemper Auto | Infinity | $1,023.00 / year |
| Pekin Insurance | $1,113.00 / year |
| Mercury Insurance | $1,119.00 / year |
| SECURA Insurance | $1,312.00 / year |
| Titan | $1,411.00 / year |
| Indiana Farmers Mutual Ins | $1,449.00 / year |
| Texas Farm Bureau Group | $1,570.00 / year |
| Capital Insurance Group | $1,581.00 / year |
| Safeco | $1,623.00 / year |
2014 Mercedes-Benz S Insurance
Average Cost to Insure
$1,255.80 / year
Cheapest Rate
$807.00 / year American National P&C
Available Trims
550 4dr SEDAN (8cyl)
2013 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $727.00 / year |
| Mercury Insurance | $926.00 / year |
| SECURA Insurance | $958.00 / year |
| Titan | $1,089.00 / year |
| United Farm Bureau of IN Group | $1,382.00 / year |
| Clearcover | $1,409.00 / year |
| Buckeye Insurance Group | $1,446.00 / year |
| Capital Insurance Group | $1,514.00 / year |
| North Carolina Farm Bureau | $1,551.00 / year |
| Safeco | $1,578.00 / year |
2013 Mercedes-Benz S Insurance
Average Cost to Insure
$1,646.77 / year
Cheapest Rate
$727.00 / year American National P
Available Trims
400 4dr SEDAN (6cyl)
2012 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P | $661.00 / year |
| Mercury Insurance | $960.00 / year |
| Titan | $1,056.00 / year |
| Capital Insurance Group | $1,088.00 / year |
| Texas Farm Bureau Group | $1,200.00 / year |
| SECURA Insurance | $1,285.00 / year |
| Kemper Auto | Infinity | $1,289.00 / year |
| Farm Bureau Mutual (IA Group) | $1,337.00 / year |
| North Carolina Farm Bureau | $1,431.00 / year |
| PEMCO | $1,572.00 / year |
2012 Mercedes-Benz S Insurance
Average Cost to Insure
$1,471.17 / year
Cheapest Rate
$661.00 / year American National P
Available Trims
S600 4dr SEDAN (12cyl)
2011 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Mercury Insurance | $740.00 / year |
| IMT Insurance Company | $780.00 / year |
| Indiana Farmers Mutual Ins | $855.00 / year |
| Texas Farm Bureau Group | $962.00 / year |
| SafeAuto | $990.00 / year |
| SECURA Insurance | $1,231.00 / year |
| Capital Insurance Group | $1,367.00 / year |
| North Carolina Farm Bureau | $1,424.00 / year |
| Cameron Mutual Group | $1,568.00 / year |
| Safeco | $1,666.00 / year |
2011 Mercedes-Benz S Insurance
Average Cost to Insure
$1,229.80 / year
Cheapest Rate
$740.00 / year Mercury Insurance
Available Trims
S600 4dr SEDAN (12cyl)
2010 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $189.00 / year |
| Kemper Auto | Infinity | $652.00 / year |
| Mercury Insurance | $703.00 / year |
| American National P&C | $726.00 / year |
| American National P | $843.00 / year |
| Texas Farm Bureau Group | $872.00 / year |
| IMT Insurance Company | $962.00 / year |
| Virginia Farm Bureau | $1,016.00 / year |
| SAFECO | $1,056.00 / year |
| North Carolina Farm Bureau | $1,087.00 / year |
2010 Mercedes-Benz S Insurance
Average Cost to Insure
$838.10 / year
Cheapest Rate
$189.00 / year Jupiter Auto Insurance
Available Trims
400 4dr SEDAN (6cyl)
Compare S to other Mercedes-Benz Models
Wondering how the S compares to other Mercedes-Benz Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
