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Mercedes-Benz S-Class Car Insurance
How much does car insurance cost for your Mercedes-Benz S? We collected quotes from thousands of drivers to find cheapest rate.
Compare Car Insurance Rates for Your S
What is the Average Cost to Insure a Mercedes-Benz S?
Mercedes-Benz S
How much does car insurance cost for Mercedes-Benz S? Your age, location, driving history, education and marital status all play a major factor in the price you pay to insure your vehicle. We analyzed our car insurance rate data and calculated the average rate that you can expect to pay based on your age. We also looked at the average rate that some of the top car insurance companies are charging drivers. Keep in mind, these are just average and your actual price may vary. Check out more information about the Mercedes-Benz S below.
Mercedes-Benz S Insurance Model Year by Age Group
The price you pay to insure your Mercedes-Benz S can vary based on your age group. Here are the average rates you can expect to pay.
| Year | 16-19 yr old | 20-29 yr old | 30-39 yr old | 40-49 yr old | 50-59 yr old | 60+ yr old |
| 2021 | N/A | $301.11 / mo | N/A | N/A | N/A | N/A |
| 2020 | N/A | N/A | N/A | N/A | N/A | $78.71 / mo |
| 2019 | N/A | N/A | $172.19 / mo | $93.27 / mo | $136.44 / mo | $148.63 / mo |
| 2018 | $428.48 / mo | $230.31 / mo | $197.56 / mo | $0.00 / mo | $262.30 / mo | $199.08 / mo |
| 2017 | N/A | $151.38 / mo | $161.63 / mo | $220.22 / mo | $99.33 / mo | $197.73 / mo |
| 2016 | $406.67 / mo | $305.39 / mo | $323.78 / mo | $35.80 / mo | $68.07 / mo | $186.37 / mo |
| 2015 | N/A | $256.11 / mo | $182.96 / mo | $204.86 / mo | $160.17 / mo | $112.93 / mo |
| 2014 | $647.00 / mo | $171.63 / mo | $165.22 / mo | $98.12 / mo | $168.29 / mo | $115.48 / mo |
| 2013 | N/A | $162.17 / mo | $178.27 / mo | $121.53 / mo | $165.49 / mo | $181.85 / mo |
| 2012 | N/A | $279.71 / mo | $183.84 / mo | $134.88 / mo | $127.93 / mo | $125.09 / mo |
| 2011 | N/A | $119.44 / mo | $299.58 / mo | $247.31 / mo | $128.91 / mo | $105.43 / mo |
| 2010 | N/A | $239.29 / mo | $86.85 / mo | $145.43 / mo | $132.34 / mo | $173.58 / mo |
2021 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $3,613.00 / year |
2021 Mercedes-Benz S Insurance
Average Cost to Insure
$3,612.00 / year
Cheapest Rate
$3,613.00 / year Direct Auto
Available Trims
63 AMG 2dr COUPE (8cyl)
2020 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $944.00 / year |
2020 Mercedes-Benz S Insurance
Average Cost to Insure
$936.00 / year
Cheapest Rate
$944.00 / year Direct Auto
Available Trims
450 4dr SEDAN (6cyl)
2019 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Virginia Farm Bureau | $723.00 / year |
| Mercury | $972.00 / year |
| Metropolitan | $1,137.00 / year |
| Direct Auto | $1,166.00 / year |
| Plymouth Rock Assurance | $1,329.00 / year |
| Unitrin | $1,338.00 / year |
| Penn National | $1,740.00 / year |
| Nationwide | $2,324.00 / year |
| Allied | $2,391.00 / year |
2019 Mercedes-Benz S Insurance
Average Cost to Insure
$1,312.00 / year
Cheapest Rate
$723.00 / year Virginia Farm Bureau
Available Trims
450 4dr SEDAN (6cyl)
2018 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Clearcover | $1,857.00 / year |
| Direct Auto | $2,206.00 / year |
| Farm Bureau Mutual (IA Group) | $2,604.00 / year |
| 21st Century | $2,864.00 / year |
| Allied | $2,962.00 / year |
| Pekin Insurance | $3,981.00 / year |
| National Farmers Union P&C | $4,286.00 / year |
| State Farm | $4,340.00 / year |
| Direct General Insurance | $4,434.00 / year |
| Shelter | $4,482.00 / year |
2018 Mercedes-Benz S Insurance
Average Cost to Insure
$2,556.00 / year
Cheapest Rate
$1,857.00 / year Clearcover
Available Trims
450 4dr SEDAN (6cyl)
2017 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Direct Auto | $559.00 / year |
| Oregon Mutual | $1,251.00 / year |
| SECURA Insurance | $1,362.00 / year |
| ACCC Insurance Company | $1,515.00 / year |
| Chubb | $1,626.00 / year |
| Esurance | $1,760.00 / year |
| Auto Club Group | $1,796.00 / year |
| Mutual Of Enumclaw | $1,878.00 / year |
| Farm Bureau Mutual (IA Group) | $1,901.00 / year |
| Nationwide | $2,050.00 / year |
2017 Mercedes-Benz S Insurance
Average Cost to Insure
$2,028.00 / year
Cheapest Rate
$559.00 / year Direct Auto
Available Trims
S600 4dr SEDAN (12cyl)
2016 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Clearcover | $1,084.00 / year |
| Virginia Farm Bureau | $1,220.00 / year |
| Utica National Ins Group | $1,629.00 / year |
| ALFA | $1,971.00 / year |
| Penn National | $2,079.00 / year |
| Direct Auto | $2,150.00 / year |
| Cincinnati Insurance | $2,282.00 / year |
| California Capital | $2,472.00 / year |
| National Grange Mutual | $2,738.00 / year |
| Victoria | $2,798.00 / year |
2016 Mercedes-Benz S Insurance
Average Cost to Insure
$2,508.00 / year
Cheapest Rate
$1,084.00 / year Clearcover
Available Trims
S600 4dr SEDAN (12cyl)
2015 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| New Jersey Manufacturers | $1,539.00 / year |
| North Carolina Farm Bureau | $1,614.00 / year |
| Liberty Mutual | $1,905.00 / year |
| California Capital | $1,908.00 / year |
| Titan | $1,926.00 / year |
| Penn National | $1,943.00 / year |
| American Family | $2,117.00 / year |
| Direct Auto | $2,117.00 / year |
| Utica National Ins Group | $2,229.00 / year |
| Auto Club | $2,289.00 / year |
2015 Mercedes-Benz S Insurance
Average Cost to Insure
$2,184.00 / year
Cheapest Rate
$1,539.00 / year New Jersey Manufacturers
Available Trims
S600 4dr SEDAN (12cyl)
2014 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| American National P&C | $807.00 / year |
| Travelers | $1,808.00 / year |
| Direct Auto | $1,958.00 / year |
| California Capital | $2,480.00 / year |
| Country | $2,522.00 / year |
| Southern Farm Bureau | $2,568.00 / year |
| ACCC Insurance Company | $2,691.00 / year |
| Georgia Farm Bureau | $3,006.00 / year |
| Clearcover | $3,142.00 / year |
| Esurance | $3,237.00 / year |
2014 Mercedes-Benz S Insurance
Average Cost to Insure
$1,980.00 / year
Cheapest Rate
$807.00 / year American National P&C
Available Trims
550 4dr SEDAN (8cyl)
2013 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Titan | $918.00 / year |
| Clearcover | $1,409.00 / year |
| North Carolina Farm Bureau | $1,767.00 / year |
| Travelers | $1,787.00 / year |
| Erie | $1,897.00 / year |
| National General | $1,974.00 / year |
| Direct Auto | $1,982.00 / year |
| Mercury | $1,988.00 / year |
| New York Central Mutual Fire | $2,038.00 / year |
| Kemper Auto Premium | $2,088.00 / year |
2013 Mercedes-Benz S Insurance
Average Cost to Insure
$1,908.00 / year
Cheapest Rate
$918.00 / year Titan
Available Trims
400 4dr SEDAN (6cyl)
2012 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Capital Insurance Group | $854.00 / year |
| Texas Farm Bureau Group | $998.00 / year |
| New Jersey Manufacturers | $1,521.00 / year |
| Country | $1,558.00 / year |
| Direct Auto | $1,779.00 / year |
| Utica National Ins Group | $1,790.00 / year |
| Loya Insurance | $1,988.00 / year |
| National General | $2,031.00 / year |
| California Capital | $2,145.00 / year |
| Penn National | $2,176.00 / year |
2012 Mercedes-Benz S Insurance
Average Cost to Insure
$1,968.00 / year
Cheapest Rate
$854.00 / year Capital Insurance Group
Available Trims
S600 4dr SEDAN (12cyl)
2011 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| State Farm | $750.00 / year |
| American Family | $813.00 / year |
| Farmers | $1,068.00 / year |
| Allstate | $1,086.00 / year |
| Metropolitan | $1,167.00 / year |
| Penn National | $1,700.00 / year |
| Direct Auto | $1,837.00 / year |
| Mercury | $1,867.00 / year |
| Clearcover | $2,088.00 / year |
| Home State Ins Group | $2,214.00 / year |
2011 Mercedes-Benz S Insurance
Average Cost to Insure
$1,968.00 / year
Cheapest Rate
$750.00 / year State Farm
Available Trims
S600 4dr SEDAN (12cyl)
2010 Mercedes-Benz S Insurance Rates by Companies
| Insurance Company | 12 month Premium |
| Jupiter Auto Insurance | $189.00 / year |
| American National P&C | $726.00 / year |
| Titan | $998.00 / year |
| North Carolina Farm Bureau | $1,089.00 / year |
| Utica National Ins Group | $1,143.00 / year |
| Southern Farm Bureau | $1,193.00 / year |
| GMAC Insurance Group | $1,371.00 / year |
| Mercury Insurance | $1,419.00 / year |
| Auto-Owners Insurance Co | $1,479.00 / year |
| SAFECO | $1,534.00 / year |
2010 Mercedes-Benz S Insurance
Average Cost to Insure
$1,932.00 / year
Cheapest Rate
$189.00 / year Jupiter Auto Insurance
Available Trims
400 4dr SEDAN (6cyl)
Compare S to other Mercedes-Benz Models
Wondering how the S compares to other Mercedes-Benz Models? Check out the average rates for each vehicle below.
Methodology
The statistics listed on this page are from our own in house reporting. We track and record quotes that carriers have provided based on various criteria. The rates and averages shown on this page should only be used as an estimate.
Fran Majidi manages content on SmartFinancial's website. She's had nearly a decade's worth of experience writing about insurance-related topics. Prior, she was an arts and entertainment editor in New York City. She has a B.A. from Barnard College and an M.F.A. in writing from The New School. She writes books under her given name, Afarin Majidi.
